2012-11-09T10:04:14-06:00 2012-03-31 431236296 WOLFE NILGES NAHORSKI PC 1630 DES PERES RD SUITE 305 ST LOUIS MO 63131 990 2011-04-01 200946697 UFCW UNION LOCAL NO 88 & EMPLOYERS HEALTH & WELFARE FUND UFCW 3143448899 502 EARTH CITY EXPRESSWAY NO 203 ST LOUIS MO 63045 KEVIN BECKERLE 3146446328 2012-10-29 1 DENNIS P NILGES P00161707 3148354400 2012-10-25 2011 2016-02-24 21:20:13Z KEVIN BECKERLE 5730 ELIZABETH AVE ST LOUIS MO 63103 14848054 0 X WWW.UFCWLOCAL88.COM X 2004 MO PROVIDE MEDICAL AND RELATED HEALTHCARE BENEFITS FOR ELIGIBLE MEMBERS AND THEIR DEPENDENTS. 6 6 0 0 0 0 0 0 15267847 14011519 282130 290653 26 0 15550003 14302172 0 0 13053461 13854006 0 0 0 0 0 317543 343602 13371004 14197608 2178999 104564 15329388 15957164 263125 643196 15066263 15313968 PROVIDE HEALTH AND WELFARE BENEFITS FOR ELIGIBLE MEMBERS AND THEIR DEPENDENTS. 0 0 14197608 PROVIDE MEDICAL, PHARMACY, DENTAL, VISION, SHORT-TERM DISABILITY AND LIFE INSURANCE BENEFITS FOR ELIGIBLE MEMBERS AND THEIR DEPENDENTS. 14197608 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0 0 0 0 0 0 X 6 6 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 X ZENITH AMERICAN ADMINISTRATORS 3143448899 502 EARTH CITY EXPRESSWAY STE 203 ST LOUIS MO 63045 X STEVEN C STRAHER 1.00 X 0 0 0 NANCY MEYER 1.00 X 0 0 0 JANICE RHODES 1.00 X 0 0 0 KEVIN BECKERLE 1.00 X 0 0 0 KATY EHRHARD 1.00 X 0 0 0 CHRISTINA YORE 1.00 X 0 0 0 GREGORY KRENSKI 1.00 X 0 0 0 WALTER SIMON 1.00 X 0 0 0 0 0 0 0 0 0 0 0 EMPLOYER CONTRIBUTIONS 525100 13753638 13753638 RETIREE CONTRIBUTIONS 525100 171886 171886 COBRA CONTRIBUTIONS 525100 85995 85995 14011519 200586 200586 635949 545882 90067 90067 90067 14302172 14212105 0 90067 13854006 13854006 15042 15042 24000 24000 38393 38393 17512 17512 11580 11580 THIRD PARTY ADMINISTRAT 114176 114176 DENTAL ADMINISTRATION 67710 67710 CONSULTING FEES-BENEFIT 50132 50132 TRUSTEE EXPENSES 3553 3553 1504 1504 14197608 14197608 0 0 8875902 5856679 1145566 1484165 5307920 8616320 15329388 15957164 23125 163196 240000 480000 263125 643196 X 0 0 0 0 15066263 15313968 15066263 15313968 15329388 15957164 X 104564 143141 X X 0 1 1 X 0 0 VANGUARD SHORT-TERM BOND FUND 1554373 F OTHER INVESTMENT SECURITIES 7061947 F 8616320 PENDING INVESTMENT TRANSACTION 480000 480000 14302172 14197608 104564 143141 143141 247705 14445313 143141 143141 14302172 0 14302172 14197608 0 14197608 0 14197608 DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: PART X: FEDERAL INCOME TAXES: THE TRUST HAS RECEIVED AN EXEMPTION LETTER FROM THE INTERNAL REVENUE SERVICE, STATING THAT THE TRUST IS TAX-EXEMPT UNDER THE PROVISIONS OF SECTION 501C(9) OF THE INTERNAL REVENUE CODE (THE CODE) AS A VOLUNTARY EMPLOYEES' BENEFICIARY ASSOCIATION. THE FUND AND TRUST ARE REQUIRED TO OPERATE IN CONFORMITY WITH THE CODE TO MAINTAIN THE TAX-EXEMPT STATUS OF THE TRUST. THE FUNDS' ADMINISTRATOR BELIEVES THE FUND IS BEING OPERATED IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF THE CODE AND, THEREFORE, BELIEVES THE RELATED TRUST CONTINUES TO BE TAX-EXEMPT. THE FUND FOLLOWS GENERALLY ACCEPTED ACCOUNTING PRINCIPLES (GAAP) IN ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, WHICH PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. FOR THOSE BENEFITS TO BE RECOGNIZED, A TAX POSITION MUST BE MORE-LIKELY-THAN-NOT TO BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. THE FUND HAS NO MATERIAL UNCERTAIN TAX POSITIONS TO BE ACCOUNTED FOR IN THE FINANCIAL STATEMENTS UNDER THE NEW RULES. THE FUND SPONSOR WOULD BE LIABLE FOR INTEREST AND PENALTIES, IF ANY, RELATED TO UNRECOGNIZED TAX BENEFITS. THE FUND'S TAX RETURNS ARE SUBJECT TO EXAMINATION BY THE RESPECTIVE TAXING AUTHORITIES, GENERALLY FOR THREE YEARS AFTER THEY WERE FILED. FORM 990, PART VI, SECTION B, LINE 11 THE FORM 990 IS PROVIDED TO THE TRUSTEES FOR REVIEW AND SIGNATURE PRIOR TO FILING THE RETURN. FORM 990, PART VI, SECTION B, LINE 12C COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY IS MONITORED BY REVIEW OF AN ANNUAL DISCLOSURE FORM REQUIRED TO BE PREPARED BY EACH TRUSTEE. ANY ACTUAL OR PERCIEVED CONFLICTS ARE ADDRESSED BY THE FULL BOARD OF TRUSTEES. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S FORM 990 IS AVALIABLE FOR PUBLIC INSPECTION UPON REQUEST. CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 5: NET UNREALIZED GAINS ON INVESTMENTS: 143,141. INDEPENDENT AUDITOR OVERSIGHT PART XII FINANCIAL STATEMENTS AND REPORTING, LINE 2C THE BOARD OF TRUSTEES IS RESPONSIBLE FOR THE RETENTION AND OVERSIGHT OF THE INDEPENDENT AUDITORS. THE TRUSTEES USE COMMITTEES AS NEEDED.