2012-10-18T06:47:24-05:00 2011-12-31 410746749 CLIFTONLARSONALLEN LLP 4250 N FAIRFAX DRIVE SUITE 1020 ARLINGTON VA 22203 990 2011-01-01 061328907 INSURED RETIREMENT INSTITUTE INC INSU 2024693000 1101 NEW YORK AVENUE NW NO 825 WASHINGTON DC 20005 CATHERINE J WEATHERFORD 2024693000 2012-10-12 1 NATHANIEL BARTHOLOMEW P00007511 5712279500 2011 2016-02-24 21:20:13Z CATHERINE J WEATHERFORD 1101 NEW YORK AVENUE NW NO 825 WASHINGTON DC 20005 5705194 0 X WWW.IRIONLINE.ORG X 1991 CT TO PROMOTE UNDERSTANDING OF AND ADVOCATE ON ISSUES AFFECTING INSURED RETIREMENT STRATEGIES. 23 22 18 23 10500 1965 0 0 4674836 5676449 4560 6645 1581 22100 4680977 5705194 0 0 0 0 2920540 2712135 0 0 0 2397477 2540747 5318017 5252882 -637040 452312 4210290 4250151 3027633 2615182 1182657 1634969 X TO: 1. ENCOURAGE INDUSTRY ADHERENCE TO THE HIGHEST ETHICAL PRINCIPLES. 2. PROMOTE BETTER UNDERSTANDING OF THE INSURED RETIREMENT VALUE PROPOSITION. 3. DEVELOP AND PROMOTE BEST PRACTICE STANDARDS TO IMPROVE VALUE DELIVERY. 4. ADVOCATE BEFORE PUBLIC POLICY MAKERS ON CRITICAL ISSUES AFFECTING INSURED RETIREMENT STRATEGIES. 1 0 CONFERENCESCONFERENCES BRING TOGETHER MEMBERS AND OTHERS INTERESTED IN ANNUITY AND VARIABLE LIFE PRODUCTS TO EDUCATE THEM ON CURRENT ISSUES, PRODUCT FEATURES AND BENEFITS. MEMBER SERVICESMEMBERSHIP SERVICES PROVIDES EDUCATION AND INFORMATION TO ASSOCIATION MEMBERS. PUBLICATIONSTHE ASSOCIATION PUBLISHES AND MAKES AVAILABLE TO MEMBERS A NUMBER OF BROCHURES AND BOOKLETS FOR USE IN INFORMING AND EDUCATING CONSUMERS ABOUT ANNUITY AND VARIABLE LIFE PRODUCTS. PREMIER ALLIANCE PROGRAMTHIS PROGRAM PROVIDES PARTICIPATING MEMBER ORGANIZATIONS WITH THE UNIQUE OPPORTUNITY TO BUILD AND MAINTAIN YEAR-ROUND RELATIONSHIPS WITH OTHER MEMBER ORGANIZATIONS AND KEY DECISION MAKERS IN THE RETIREMENT INCOME COMMUNITY. 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 10 0 1 18 1 1 1 0 0 0 0 0 X 23 22 0 1 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 1 1 0 X THE ORGANIZATION 2024693000 1101 NEW YORK AVE NW SUITE 825 WASHINGTON DC 20005 JAMES SHEPHERDSON 2.00 X 0 0 0 JOSEPH D'AGOSTINO 2.00 X 0 0 0 LYNNE FORD 2.00 X X 0 0 0 GEORGE GATCH 2.00 X 0 0 0 MARK CASADY 2.00 X X 0 0 0 WILLIAM LOEHNING 2.00 X 0 0 0 JOHN MULHALL 2.00 X 0 0 0 THOMAS STREIFF 2.00 X X 0 0 0 TERRY MULLEN 2.00 X 0 0 0 MARC COSTANTINI 2.00 X X 0 0 0 JOHN PAPADOPULOS 2.00 X 0 0 0 ROBERT ARENA 2.00 X 0 0 0 STEPHEN PELLETIER 2.00 X 0 0 0 GARY BHOJWANI 2.00 X 0 0 0 R LAWRENCE ROTH 2.00 X 0 0 0 CHRISTOPHER BLUNT 2.00 X 0 0 0 BRIAN SHEA 2.00 X 0 0 0 VALERIE BROWN 2.00 X 0 0 0 ROBERT SOLLMANN 2.00 X 0 0 0 JOHN CARTER 2.00 X 0 0 0 CINDY VOGL 2.00 X 0 0 0 GREG CICOTTE 2.00 X 0 0 0 CATHERINE WEATHERFORD 40.00 X 724928 0 33125 CHRIS RAUCH 40.00 X 0 0 0 J LEE COVINGTON 40.00 X 352850 0 25613 JOHN LITTLE 40.00 X 253950 0 12136 KAREN ALVARADO 40.00 X 180402 0 20885 DANIELLE HOLLAND 40.00 X 144583 0 16354 BRAD MASCHO 40.00 X 140000 0 19627 CHRIS PAULITZ 40.00 X 125566 0 11370 1922279 0 139110 7 0 1 0 SOURCE MEDIA PO BOX 71633 CHICAGO IL 60694 CUSTOM MEDIA CONSULTANT 184275 LEADING AUTHORITIES 1990 M STREET NW 8TH FLOOR WASHINGTON DC 20036 SPEAKER BUREAU 170199 2 MEMBERSHIP DUES 611710 3467050 3467050 CONFERENCES 611710 1252772 1252772 PREMIER ALLIANCE PROGR 611710 722500 722500 INDUSTRY WIDE TRAINING 611710 204961 204961 CERTIFICATION SALES 611710 14950 14950 14216 3716 10500 5676449 6645 6645 MISCELLANEOUS 900099 22100 22100 22100 5705194 5665949 10500 28745 993057 1512130 34495 57264 115189 18324 76127 97906 475904 19855 208905 20630 359009 88700 950836 105360 27330 MEMBERSHIP EXPENSE 47085 PROFESSIONAL DEVELOPMEN 44776 5252882 2607880 1770638 749117 1755748 40038 49878 219449 53772 681017 431413 256242 249604 337564 370511 4210290 4250151 106314 125965 2591578 2126529 329741 362688 3027633 2615182 X 1182657 1634969 1182657 1634969 4210290 4250151 452312 0 X 0 1 1 X 0 0 0 1 3467050 317196 520564 837760 312035 525725 493795 367494 126301 187222 63919 123303 249604 DEPOSIT 7823 DEFERRED COMPENSATION 362688 370511 DEFERRED COMPENSATION 362688 362688 DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: PART X: INSURED RETIREMENT INSTITUTE, INC. HAS ADOPTED THE INCOME TAX STANDARD FOR UNCERTAIN INCOME TAX POSITIONS. INSURED RETIREMENT INSTITUTE, INC. HAS EVALUATED ITS TAX POSITIONS AND DETERMINED THAT THEY ARE MORE-LIKELY-THAN-NOT TO BE SUSTAINED ON EXAMINATION. INSURED RETIREMENT INSTITUTE, INC'S INCOME TAX RETURNS ARE SUBJECT TO REVIEW AND EXAMINATION BY FEDERAL AND STATE AUTHORITIES. INSURED RETIREMENT INSTITUTE, INC. IS NOT AWARE OF ANY ACTIVITIES THAT WOULD JEOPARDIZE ITS TAX-EXEMPT STATUS. THE TAX RETURNS FOR THE FISCAL YEARS ENDED 2008 THROUGH 2010 ARE OPEN TO EXAMINATION BY FEDERAL AND STATE AUTHORITIES. X X X X 1 0 0 CATHERINE WEATHERFORD 539928 0 185000 0 0 0 10500 0 22625 0 758053 0 0 0 J LEE COVINGTON 306500 0 46350 0 0 0 9666 0 15947 0 378463 0 0 0 JOHN LITTLE 228750 0 25200 0 0 0 8420 0 3716 0 266086 0 0 0 KAREN ALVARADO 166802 0 13600 0 0 0 5909 0 14976 0 201287 0 0 0 DANIELLE HOLLAND 129083 0 15500 0 0 0 451 0 15903 0 160937 0 0 0 BRAD MASCHO 125000 0 15000 0 0 0 4193 0 15434 0 159627 0 0 0 PART I, LINE 4A CHRIS PAULITZ, SERVERANCE PAYMENT - $36,050 NEW PROGRAM SERVICES FORM 990, PART III, LINE 2 INSURED RETIREMENT INSTITUTE, INC. UNDERTOOK A NEW PROGRAM CALLED "PREMIER ALLIANCE PROGRAM". THIS PROGRAM PROVIDES PARTICIPATING MEMBER ORGANIZATIONS WITH THE UNIQUE OPPORTUNITY TO BUILD AND MAINTAIN YEAR-ROUND RELATIONSHIPS WITH OTHER MEMBER ORGANIZATIONS AND KEY DECISION MAKERS IN THE RETIREMENT INCOME COMMUNITY. FORM 990, PART VI, SECTION A, LINE 1 THERE SHALL BE AN EXECUTIVE COMMITTEE COMPOSED OF THE CHAIRMAN, IMMEDIATE PAST CHAIRMAN, PRESIDENT, VICE CHAIRMAN, TREASURER, SECRETARY AND SUCH OTHER DIRECTORS AS SHALL BE DETERMINED BY THE CHAIRMAN AND/OR THE BOARD OF DIRECTORS. THE EXECUTIVE COMMITTEE SHALL CONDUCT THE AFFAIRS OF THE ASSOCIATION IN ACCORDANCE WITH ITS CERTIFICATE OF INCORPORATION AND BY-LAWS AND THE POLICIES AND INSTRUCTIONS OF THE BOARD OF DIRECTORS. IT SHALL BE RESPONSIBLE FOR THE MANAGEMENT OF THE ASSOCIATION BETWEEN MEETINGS OF THE BOARD OF DIRECTORS. THE COMMITTEE SHALL BE RESPONSIBLE FOR DEVELOPING AN ANNUAL BUDGET FOR FINANCING OF THE ASSOCIATION FOR THE COMING CALENDAR YEAR AND RECOMMENDING SAID BUDGET TO THE BOARD OF DIRECTORS. THE COMMITTEE SHALL MEET UPON THE CALL OF ANY OF ITS MEMBERS, STATING THE TIME AND PLACE OF THE MEETING. A MAJORITY OF THE COMMITTEE, PRESENT IN PERSON OR BY MEANS OF CONFERENCE TELEPHONE OR SIMILAR COMMUNICATIONS EQUIPMENT, SHALL CONSTITUTE A QUORUM FOR THE PURPOSE OF TRANSACTING BUSINESS. FORM 990, PART VI, SECTION A, LINE 3 INSURED RETIREMENT INSTITUTE, INC. CONTRACTS WITH VERIS CONSULTING, INC. TO PERFORM ANY MANAGEMENT DUTIES. FORM 990, PART VI, SECTION A, LINE 6 INSURED RETIREMENT INSTITUTE, INC. HAS ONLY ONE CLASS OF MEMBERS. ANY PERSON OR ENTITY THAT HAS AN INTEREST IN INSURED RETIREMENT STRATEGIES MAY BE ELIGIBLE TO BECOME A MEMBER OF THE CORPORATION. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER SHALL BE ENTITLED TO ONE VOTE FOR THE ELECTION OF DIRECTORS OF THE CORPORATION. FORM 990, PART VI, SECTION B, LINE 11 AN INDEPENDENT ACCOUNTANT WILL PROVIDE THE COMPLETED 990 TO INSURED RETIREMENT INSTITUTE, INC. THE DIRECTOR OF FINANCE WILL REVIEW THE 990 AND MAKE SURE IT BALANCES BACK TO THE FINANCIAL STATEMENTS. THEN THE PRESIDENT/CEO WILL REVIEW AND SIGN THE 990. A COPY OF THE 990 (SIGNED) WILL BE PRESENTED TO THE BOARD OF DIRECTORS. IF THERE IS SUFFICIENT TIME BEFORE THE FILING DUE DATE, THE BOARD WILL REVIEW, DISCUSS, AND APPROVE THE 990 BEFORE IT IS MAILED TO THE IRS. OTHERWISE, THE BOARD WILL REVIEW, DISCUSS AND APPROVE OR RECOMMEND AN AMENDMENT OF THE 990 AFTER IT HAS BEEN MAILED. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S SENIOR VICE PRESIDENT AND GENERAL COUNSEL REQUESTS THAT EACH BOARD MEMBER REVALIDATE THEIR STATEMENT ABOUT POTENTIAL CONFLICTS. THE VICE PRESIDENT AND GENERAL COUNSEL VERIFIES THAT THERE ARE NO CONFLICTS. IF ANY POTENTIAL CONFLICTS ARISE, THE CHAIRMAN OF THE BOARD DICTATES THE RESOLUTION TO THE POTENTIAL CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 A CONSULTANT WAS ENGAGED TO WRITE JOB DESCRIPTIONS WITH COMPENSATION LEVELS FOR ALL POSITIONS. THIS WAS LAST DONE IN JANUARY 2009, AND SALARIES HAVE BEEN MODESTLY INCREASED FOR INFLATION AND MERIT SINCE THEN. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, OR FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC. INSURED RETIREMENT INSTITUTE POLITICAL ACTION COMMITTEE 1101 NEW YORK AVENUE NW STE 825 WASHINGTON DC 20005 273719919 POLITICAL ACTION COMMITTEE DC 527 INSURED RETIREMENT INSTITUTE INC 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0