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      <GeneralExplanation>
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      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>GOVERNING BODY PROVIDED A COPY OF 990 PRIOR TO FILING.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
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        <Explanation>THE ORGANIZATION HAS ADOPTED A CONFLICT OF INTEREST POLICY. THE ORGANIZATION PROCESS INCLUDES AN ANNUAL REVIEW OF COMPLIANCE AND CONSISTENTLY MONITORS THE POLICY.</Explanation>
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      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 15</ReturnReference>
        <Explanation>THE COMPENSATION OF THE CHIEF EXECUTIVE OFFICER IS DETERMINED BY THE BOARD OF DIRECTORS ANNUALLY USING COMPARABLE DATA AND IS CONTEMPORANEOUSLY DOCUMENTED.</Explanation>
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      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>PROVIDES COPIES UPON REQUEST</Explanation>
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