﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2012v2.0">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2013-11-13T12:08:00-05:00</Timestamp>
    <TaxPeriodEndDate>2012-12-31</TaxPeriodEndDate>
    <ReturnType>990</ReturnType>
    <TaxPeriodBeginDate>2012-01-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>930468003</EIN>
      <Name>
        <BusinessNameLine1>FIRST COMMUNITY CREDIT UNION</BusinessNameLine1>
      </Name>
      <NameControl>FIRS</NameControl>
      <Phone>5413962145</Phone>
      <USAddress>
        <AddressLine1>200 N ADAMS STREET</AddressLine1>
        <City>COQUILLE</City>
        <State>OR</State>
        <ZIPCode>97423</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>DAVID ELMER</Name>
      <Title>PRSIDENTCEO</Title>
      <Phone>5413962145</Phone>
      <DateSigned>2013-09-27</DateSigned>
    </Officer>
    <TaxYear>2012</TaxYear>
    <BuildTS>2016-03-07 17:11:31Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="6">
    <IRS990 referenceDocumentId="RetDoc3" documentId="RetDoc7">
      <DoingBusinessAs>
        <BusinessNameLine1>FIRST COMMUNITY CREDIT UNION</BusinessNameLine1>
      </DoingBusinessAs>
      <NameOfPrincipalOfficerPerson>DAVID ELMER</NameOfPrincipalOfficerPerson>
      <AddressPrincipalOfficerUS>
        <AddressLine1>200 N ADAMS</AddressLine1>
        <City>COQUILLE</City>
        <State>OR</State>
        <ZIPCode>97423</ZIPCode>
      </AddressPrincipalOfficerUS>
      <GrossReceipts>40820663</GrossReceipts>
      <GroupReturnForAffiliates>false</GroupReturnForAffiliates>
      <AllAffiliatesIncluded>true</AllAffiliatesIncluded>
      <Organization501c typeOf501cOrganization="14">X</Organization501c>
      <WebSite>WWW.MYFIRSTCCU.ORG</WebSite>
      <TypeOfOrganizationCorporation>X</TypeOfOrganizationCorporation>
      <YearFormation>1957</YearFormation>
      <StateLegalDomicile>OR</StateLegalDomicile>
      <ActivityOrMissionDescription>TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALZED BANKING.</ActivityOrMissionDescription>
      <NbrVotingMembersGoverningBody>16</NbrVotingMembersGoverningBody>
      <NbrIndependentVotingMembers>16</NbrIndependentVotingMembers>
      <TotalNbrEmployees>319</TotalNbrEmployees>
      <TotalNbrVolunteers>21</TotalNbrVolunteers>
      <TotalGrossUBI>1154365</TotalGrossUBI>
      <ContributionsGrantsCurrentYear>0</ContributionsGrantsCurrentYear>
      <ProgramServiceRevenuePriorYear>19597569</ProgramServiceRevenuePriorYear>
      <ProgramServiceRevenueCY>37325507</ProgramServiceRevenueCY>
      <InvestmentIncomePriorYear>1079402</InvestmentIncomePriorYear>
      <InvestmentIncomeCurrentYear>2293466</InvestmentIncomeCurrentYear>
      <OtherRevenuePriorYear>7373479</OtherRevenuePriorYear>
      <OtherRevenueCurrentYear>1201690</OtherRevenueCurrentYear>
      <TotalRevenuePriorYear>28050450</TotalRevenuePriorYear>
      <TotalRevenueCurrentYear>40820663</TotalRevenueCurrentYear>
      <GrantsAndSimilarAmntsPriorYear>20915</GrantsAndSimilarAmntsPriorYear>
      <GrantsAndSimilarAmntsCY>18270</GrantsAndSimilarAmntsCY>
      <BenefitsPaidToMembersCY>0</BenefitsPaidToMembersCY>
      <SalariesEtcPriorYear>11892868</SalariesEtcPriorYear>
      <SalariesEtcCurrentYear>16045883</SalariesEtcCurrentYear>
      <TotalProfFundrsngExpCY>0</TotalProfFundrsngExpCY>
      <TotalFundrsngExpCurrentYear>0</TotalFundrsngExpCurrentYear>
      <OtherExpensePriorYear>13420188</OtherExpensePriorYear>
      <OtherExpensesCurrentYear>16979454</OtherExpensesCurrentYear>
      <TotalExpensesPriorYear>25333971</TotalExpensesPriorYear>
      <TotalExpensesCurrentYear>33043607</TotalExpensesCurrentYear>
      <RevenuesLessExpensesPriorYear>2716479</RevenuesLessExpensesPriorYear>
      <RevenuesLessExpensesCY>7777056</RevenuesLessExpensesCY>
      <TotalAssetsBOY>709267683</TotalAssetsBOY>
      <TotalAssetsEOY>752014528</TotalAssetsEOY>
      <TotalLiabilitiesBOY>647488375</TotalLiabilitiesBOY>
      <TotalLiabilitiesEOY>682458164</TotalLiabilitiesEOY>
      <NetAssetsOrFundBalancesBOY>61779308</NetAssetsOrFundBalancesBOY>
      <NetAssetsOrFundBalancesEOY>69556364</NetAssetsOrFundBalancesEOY>
      <MissionDescription>TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING.</MissionDescription>
      <SignificantNewProgramServices>false</SignificantNewProgramServices>
      <SignificantChange>false</SignificantChange>
      <Description>ALL ACTIVITIES OF A STATE CHARTERED CREDIT UNION INCLUDING FUNDING AND SERVICING OF LOANS DEPOSITS ACH SERVICES ATM ACCESS ETC. SERVICES ARE PROVIDED MONDAY THROUGH FRIDAY WITH THE EXCEPTION OF FEDERAL HOLIDAYS.</Description>
      <DescribedIn501C3>false</DescribedIn501C3>
      <ScheduleBRequired>false</ScheduleBRequired>
      <PoliticalActivities>false</PoliticalActivities>
      <DonorAdvisedFunds>false</DonorAdvisedFunds>
      <ConservationEasements>false</ConservationEasements>
      <CollectionsOfArt>false</CollectionsOfArt>
      <CreditCounseling>false</CreditCounseling>
      <TermOrPermanentEndowments>false</TermOrPermanentEndowments>
      <ReportLandBldgEquip>true</ReportLandBldgEquip>
      <ReportInvestOthSecurities>false</ReportInvestOthSecurities>
      <ReportProgRelInvest>false</ReportProgRelInvest>
      <ReportOtherAssets>false</ReportOtherAssets>
      <ReportOtherLiabilities>true</ReportOtherLiabilities>
      <ReportFin48Footnote>false</ReportFin48Footnote>
      <IndependentAuditFinancialStmt>false</IndependentAuditFinancialStmt>
      <ConsolidatedAuditFinancialStmt>false</ConsolidatedAuditFinancialStmt>
      <School>false</School>
      <ForeignOffice>false</ForeignOffice>
      <ForeignActivities>false</ForeignActivities>
      <MoreThan5000KToOrganizations>false</MoreThan5000KToOrganizations>
      <MoreThan5000KToIndividuals>false</MoreThan5000KToIndividuals>
      <ProfessionalFundraising>false</ProfessionalFundraising>
      <FundraisingActivities>false</FundraisingActivities>
      <Gaming>false</Gaming>
      <Hospital>false</Hospital>
      <GrantsToOrganizations referenceDocumentId="RetDoc5">true</GrantsToOrganizations>
      <GrantsToIndividuals>false</GrantsToIndividuals>
      <ScheduleJRequired referenceDocumentId="RetDoc4">true</ScheduleJRequired>
      <TaxExemptBonds>false</TaxExemptBonds>
      <ExcessBenefitTransaction>false</ExcessBenefitTransaction>
      <LoanToOfficerOrDQP>false</LoanToOfficerOrDQP>
      <GrantToRelatedPerson>false</GrantToRelatedPerson>
      <BsnssRltnshpWithOrganization>false</BsnssRltnshpWithOrganization>
      <BsnssRltnshpThruFamilyMember>false</BsnssRltnshpThruFamilyMember>
      <OfficerEntityWithBsnssRltnshp>false</OfficerEntityWithBsnssRltnshp>
      <DeductibleNonCashContributions>false</DeductibleNonCashContributions>
      <DeductibleContributionsOfArt>false</DeductibleContributionsOfArt>
      <Terminated>false</Terminated>
      <PartialLiquidation>false</PartialLiquidation>
      <DisregardedEntity referenceDocumentId="RetDoc2">true</DisregardedEntity>
      <RelatedEntity>false</RelatedEntity>
      <RelatedOrgControlledEntity>false</RelatedOrgControlledEntity>
      <ActivitiesConductedPartnership>false</ActivitiesConductedPartnership>
      <ScheduleORequired>true</ScheduleORequired>
      <NumberFormsTransmittedWith1096>5486</NumberFormsTransmittedWith1096>
      <NumberW2GIncluded>0</NumberW2GIncluded>
      <ComplianceWithBackupWitholding>true</ComplianceWithBackupWitholding>
      <NumberOfEmployees>319</NumberOfEmployees>
      <EmploymentTaxReturnsFiled>true</EmploymentTaxReturnsFiled>
      <UnrelatedBusinessIncome>true</UnrelatedBusinessIncome>
      <Form990-TFiled>true</Form990-TFiled>
      <ForeignFinancialAccount>false</ForeignFinancialAccount>
      <ProhibitedTaxShelterTrans>false</ProhibitedTaxShelterTrans>
      <TaxablePartyNotification>false</TaxablePartyNotification>
      <NonDeductibleContributions>false</NonDeductibleContributions>
      <FiledLieu1041>false</FiledLieu1041>
      <LicensedMoreThanOneState>false</LicensedMoreThanOneState>
      <IndoorTanningServices>false</IndoorTanningServices>
      <Form720Filed>false</Form720Filed>
      <NbrVotingGoverningBodyMembers>16</NbrVotingGoverningBodyMembers>
      <NumberIndependentVotingMembers>16</NumberIndependentVotingMembers>
      <FamilyOrBusinessRelationship>false</FamilyOrBusinessRelationship>
      <DelegationOfManagementDuties>false</DelegationOfManagementDuties>
      <ChangesToOrganizingDocs>false</ChangesToOrganizingDocs>
      <MaterialDiversionOrMisuse>false</MaterialDiversionOrMisuse>
      <MembersOrStockholders>true</MembersOrStockholders>
      <ElectionOfBoardMembers>true</ElectionOfBoardMembers>
      <DecisionsSubjectToApproval>true</DecisionsSubjectToApproval>
      <MinutesOfGoverningBody>true</MinutesOfGoverningBody>
      <MinutesOfCommittees>true</MinutesOfCommittees>
      <OfficerMailingAddress>false</OfficerMailingAddress>
      <LocalChapters>false</LocalChapters>
      <Form990ProvidedToGoverningBody>true</Form990ProvidedToGoverningBody>
      <ConflictOfInterestPolicy>true</ConflictOfInterestPolicy>
      <AnnualDisclosureCoveredPersons>true</AnnualDisclosureCoveredPersons>
      <RegularMonitoringEnforcement>true</RegularMonitoringEnforcement>
      <WhistleblowerPolicy>true</WhistleblowerPolicy>
      <DocumentRetentionPolicy>true</DocumentRetentionPolicy>
      <CompensationProcessCEO>true</CompensationProcessCEO>
      <CompensationProcessOther>true</CompensationProcessOther>
      <InvestmentInJointVenture>false</InvestmentInJointVenture>
      <UponRequest>X</UponRequest>
      <TheBooksAreInCareOf>
        <NamePerson>RENEE NELSON EVPCFO</NamePerson>
        <TelephoneNumber>5413962145</TelephoneNumber>
        <AddressUS>
          <AddressLine1>200 N ADAMS STREET</AddressLine1>
          <City>COQUILLE</City>
          <State>OR</State>
          <ZIPCode>97423</ZIPCode>
        </AddressUS>
      </TheBooksAreInCareOf>
      <Form990PartVIISectionA>
        <NamePerson>BRIAN MENEFEE</NamePerson>
        <Title>BOARD MEMBER (CHAIRMAN)</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>FRANK SPROUL</NamePerson>
        <Title>BOARD MEMBER (VICE CHAIRMAN)</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>MARY ELLEN ROBBINS</NamePerson>
        <Title>BOARD MEMBER (SECRETARY)</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>ELIZABETH DAVIS</NamePerson>
        <Title>BOARD MEMBER (TREASURER)</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DENNIS ERICKSON</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DAN GIBSON</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>LINDA FURMAN GRILE</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>PAT KERKOW</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>ROBIN MCALPIN</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>GERALD PRICKETT</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>LESLIE WEIMER</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>STEVE MOHRLAND</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>HALL THOMAS</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>SHAUN HOBACK</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>HOWARD MCCUSKER</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JUNE CHADBOURNE</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>HARVEY DENNEY</NamePerson>
        <Title>BOARD MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DAVID ELMER</NamePerson>
        <Title>PRESIDENTCEOTREASURER</Title>
        <AverageHoursPerWeek>40</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>392358</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>27439</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>RENEE NELSON</NamePerson>
        <Title>SENIOR VICE PRESIDENTCFO</Title>
        <AverageHoursPerWeek>40</AverageHoursPerWeek>
        <Officer>X</Officer>
        <ReportableCompFromOrganization>262583</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>33439</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>CHARLA ZELTVAY</NamePerson>
        <Title>CREDIT UNION OPERATIONS ADVISOR</Title>
        <AverageHoursPerWeek>40</AverageHoursPerWeek>
        <HighestCompensatedEmployee>X</HighestCompensatedEmployee>
        <ReportableCompFromOrganization>264049</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>100188</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JOHN NICOLAUS</NamePerson>
        <Title>VICE PRESIDENT - INVESTMENT SERVICES</Title>
        <AverageHoursPerWeek>40</AverageHoursPerWeek>
        <HighestCompensatedEmployee>X</HighestCompensatedEmployee>
        <ReportableCompFromOrganization>237409</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>27439</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DENISE HILL</NamePerson>
        <Title>SENIOR VICE PRESIDENT</Title>
        <AverageHoursPerWeek>40</AverageHoursPerWeek>
        <HighestCompensatedEmployee>X</HighestCompensatedEmployee>
        <ReportableCompFromOrganization>205487</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>11991</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>PEGGY MULL</NamePerson>
        <Title>CREDIT UNION OPERATIONS ADVISOR</Title>
        <AverageHoursPerWeek>40</AverageHoursPerWeek>
        <HighestCompensatedEmployee>X</HighestCompensatedEmployee>
        <ReportableCompFromOrganization>162835</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>76293</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>SUSAN CALLICOAT</NamePerson>
        <Title>CREDIT UNION OPERATIONS ADVISOR</Title>
        <AverageHoursPerWeek>40</AverageHoursPerWeek>
        <HighestCompensatedEmployee>X</HighestCompensatedEmployee>
        <ReportableCompFromOrganization>153869</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>52523</OtherCompensation>
      </Form990PartVIISectionA>
      <TotalReportableCompFromOrg>1678590</TotalReportableCompFromOrg>
      <TotalOtherCompensation>329312</TotalOtherCompensation>
      <NumberIndividualsGT100K>15</NumberIndividualsGT100K>
      <FormersListed>false</FormersListed>
      <TotalCompGT150K>true</TotalCompGT150K>
      <CompensationFromOtherSources>false</CompensationFromOtherSources>
      <ContractorCompensation>
        <NameOfContractor>
          <NamePerson>JACK HENRY ASSOCIATES</NamePerson>
        </NameOfContractor>
        <AddressOfContractor>
          <AddressUS>
            <AddressLine1>PO TOX 503328</AddressLine1>
            <City>ST LOUIS</City>
            <State>MO</State>
            <ZIPCode>63150</ZIPCode>
          </AddressUS>
        </AddressOfContractor>
        <DescriptionOfServices>SERVICE PRODUCTS</DescriptionOfServices>
        <Compensation>520237</Compensation>
      </ContractorCompensation>
      <ContractorCompensation>
        <NameOfContractor>
          <NamePerson>DIEBOLD</NamePerson>
        </NameOfContractor>
        <AddressOfContractor>
          <AddressUS>
            <AddressLine1>PO BOX 643543</AddressLine1>
            <City>PITTSBURGH</City>
            <State>PA</State>
            <ZIPCode>15264</ZIPCode>
          </AddressUS>
        </AddressOfContractor>
        <DescriptionOfServices>SUPPORT SERVICES</DescriptionOfServices>
        <Compensation>491432</Compensation>
      </ContractorCompensation>
      <ContractorCompensation>
        <NameOfContractor>
          <NamePerson>CENTURYLINK</NamePerson>
        </NameOfContractor>
        <AddressOfContractor>
          <AddressUS>
            <AddressLine1>PO BOX 4300</AddressLine1>
            <City>CAROL STREAM</City>
            <State>IL</State>
            <ZIPCode>60197</ZIPCode>
          </AddressUS>
        </AddressOfContractor>
        <DescriptionOfServices>PHONEDATA SERVICES</DescriptionOfServices>
        <Compensation>361813</Compensation>
      </ContractorCompensation>
      <ContractorCompensation>
        <NameOfContractor>
          <NamePerson>HGE INC</NamePerson>
        </NameOfContractor>
        <AddressOfContractor>
          <AddressUS>
            <AddressLine1>375 PARK AVE STE 1</AddressLine1>
            <City>COOS BAY</City>
            <State>OR</State>
            <ZIPCode>97420</ZIPCode>
          </AddressUS>
        </AddressOfContractor>
        <DescriptionOfServices>ARCHITECTURE SERVICES</DescriptionOfServices>
        <Compensation>221432</Compensation>
      </ContractorCompensation>
      <ContractorCompensation>
        <NameOfContractor>
          <NamePerson>NETWORK COMPUTING ARCHITECTS</NamePerson>
        </NameOfContractor>
        <AddressOfContractor>
          <AddressUS>
            <AddressLine1>PO BOX 911494</AddressLine1>
            <City>DENVER</City>
            <State>CO</State>
            <ZIPCode>80291</ZIPCode>
          </AddressUS>
        </AddressOfContractor>
        <DescriptionOfServices>IT SUPPORT SERVICES</DescriptionOfServices>
        <Compensation>182623</Compensation>
      </ContractorCompensation>
      <NumberOfContractorsGT100K>10</NumberOfContractorsGT100K>
      <ProgramServiceRevenue>
        <Description>INTEREST ON LOANS</Description>
        <BusinessCode>522130</BusinessCode>
        <TotalRevenueColumn>27431225</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>27431225</RelatedOrExemptFunctionIncome>
      </ProgramServiceRevenue>
      <ProgramServiceRevenue>
        <Description>OTHER OPERATING INCOME</Description>
        <BusinessCode>522130</BusinessCode>
        <TotalRevenueColumn>9894282</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>9894282</RelatedOrExemptFunctionIncome>
      </ProgramServiceRevenue>
      <TotalProgramServiceRevenue>37325507</TotalProgramServiceRevenue>
      <InvestmentIncome>
        <TotalRevenueColumn>2618012</TotalRevenueColumn>
        <ExclusionAmount>2618012</ExclusionAmount>
      </InvestmentIncome>
      <GrossRents>
        <Real>47325</Real>
      </GrossRents>
      <RentalIncomeOrLoss>
        <Real>47325</Real>
      </RentalIncomeOrLoss>
      <NetRentalIncomeOrLoss>
        <TotalRevenueColumn>47325</TotalRevenueColumn>
        <ExclusionAmount>47325</ExclusionAmount>
      </NetRentalIncomeOrLoss>
      <GrossAmountSalesAssets>
        <Other>2626574</Other>
      </GrossAmountSalesAssets>
      <LessCostOthBasisSalesExpenses>
        <Other>2951120</Other>
      </LessCostOthBasisSalesExpenses>
      <GainOrLoss>
        <Other>-324546</Other>
      </GainOrLoss>
      <NetGainOrLossInvestments>
        <TotalRevenueColumn>-324546</TotalRevenueColumn>
        <ExclusionAmount>-324546</ExclusionAmount>
      </NetGainOrLossInvestments>
      <OtherRevenueMisc>
        <Description>INSURANCE SALES</Description>
        <BusinessCode>524290</BusinessCode>
        <TotalRevenueColumn>510516</TotalRevenueColumn>
        <UnrelatedBusinessRevenue>510516</UnrelatedBusinessRevenue>
      </OtherRevenueMisc>
      <OtherRevenueMisc>
        <Description>NON-MEMBER ATM INCOME</Description>
        <BusinessCode>522130</BusinessCode>
        <TotalRevenueColumn>99710</TotalRevenueColumn>
        <UnrelatedBusinessRevenue>99710</UnrelatedBusinessRevenue>
      </OtherRevenueMisc>
      <OtherRevenueMisc>
        <Description>INVESTMENT SERVICES</Description>
        <BusinessCode>523900</BusinessCode>
        <TotalRevenueColumn>544139</TotalRevenueColumn>
        <UnrelatedBusinessRevenue>544139</UnrelatedBusinessRevenue>
      </OtherRevenueMisc>
      <TotalOtherRevenue>1154365</TotalOtherRevenue>
      <TotalRevenue>
        <TotalRevenueColumn>40820663</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>37325507</RelatedOrExemptFunctionIncome>
        <UnrelatedBusinessRevenue>1154365</UnrelatedBusinessRevenue>
        <ExclusionAmount>2340791</ExclusionAmount>
      </TotalRevenue>
      <GrantsToDomesticOrgs>
        <Total>18270</Total>
      </GrantsToDomesticOrgs>
      <CompCurrentOfficersDirectors>
        <Total>717382</Total>
      </CompCurrentOfficersDirectors>
      <OtherSalariesAndWages>
        <Total>11372341</Total>
      </OtherSalariesAndWages>
      <PensionPlanContributions>
        <Total>925598</Total>
      </PensionPlanContributions>
      <OtherEmployeeBenefits>
        <Total>948554</Total>
      </OtherEmployeeBenefits>
      <PayrollTaxes>
        <Total>2082008</Total>
      </PayrollTaxes>
      <FeesForServicesLegal>
        <Total>95559</Total>
      </FeesForServicesLegal>
      <FeesForServicesAccounting>
        <Total>73500</Total>
      </FeesForServicesAccounting>
      <FeesForServicesOther>
        <Total>27519</Total>
      </FeesForServicesOther>
      <Advertising>
        <Total>505522</Total>
      </Advertising>
      <OfficeExpenses>
        <Total>965401</Total>
      </OfficeExpenses>
      <InformationTechnology>
        <Total>1514534</Total>
      </InformationTechnology>
      <Occupancy>
        <Total>1485219</Total>
      </Occupancy>
      <Travel>
        <Total>81522</Total>
      </Travel>
      <ConferencesMeetings>
        <Total>208219</Total>
      </ConferencesMeetings>
      <Interest>
        <Total>1739850</Total>
      </Interest>
      <DepreciationDepletion>
        <Total>863748</Total>
      </DepreciationDepletion>
      <Insurance>
        <Total>121712</Total>
      </Insurance>
      <OtherExpenses>
        <Description>STATEMENT 1 (SCHEDULE O)</Description>
        <Total>9297149</Total>
      </OtherExpenses>
      <TotalFunctionalExpenses>
        <Total>33043607</Total>
        <ProgramServices>0</ProgramServices>
        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
      </TotalFunctionalExpenses>
      <CashNonInterestBearing>
        <BOY>8544058</BOY>
        <EOY>8299117</EOY>
      </CashNonInterestBearing>
      <SavingsAndTempCashInvestments>
        <BOY>143309936</BOY>
        <EOY>193555921</EOY>
      </SavingsAndTempCashInvestments>
      <AccountsReceivable>
        <BOY>55097</BOY>
        <EOY>48327</EOY>
      </AccountsReceivable>
      <OtherNotesLoansReceivableNet>
        <BOY>419171050</BOY>
        <EOY>380843820</EOY>
      </OtherNotesLoansReceivableNet>
      <PrepaidExpensesDeferredCharges>
        <BOY>737217</BOY>
        <EOY>708138</EOY>
      </PrepaidExpensesDeferredCharges>
      <LandBuildingsEquipmentBasis>35050477</LandBuildingsEquipmentBasis>
      <LandBldgEquipmentAccumDeprec>7484728</LandBldgEquipmentAccumDeprec>
      <LandBuildingsEquipmentBasisNet>
        <BOY>27814224</BOY>
        <EOY>27565749</EOY>
      </LandBuildingsEquipmentBasisNet>
      <InvestmentsPubTradedSecurities>
        <BOY>74610243</BOY>
        <EOY>99783944</EOY>
      </InvestmentsPubTradedSecurities>
      <InvestmentsOtherSecurities>
        <BOY>1904146</BOY>
        <EOY>1909110</EOY>
      </InvestmentsOtherSecurities>
      <IntangibleAssets>
        <BOY>9282371</BOY>
        <EOY>10631226</EOY>
      </IntangibleAssets>
      <OtherAssetsTotal>
        <BOY>23839341</BOY>
        <EOY>28669176</EOY>
      </OtherAssetsTotal>
      <TotalAssets>
        <BOY>709267683</BOY>
        <EOY>752014528</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <BOY>5693586</BOY>
        <EOY>5327249</EOY>
      </AccountsPayableAccruedExpenses>
      <OtherLiabilities>
        <BOY>641794789</BOY>
        <EOY>677130915</EOY>
      </OtherLiabilities>
      <TotalLiabilities>
        <BOY>647488375</BOY>
        <EOY>682458164</EOY>
      </TotalLiabilities>
      <RetainedEarningsEndowmentEtc>
        <BOY>61779308</BOY>
        <EOY>69556364</EOY>
      </RetainedEarningsEndowmentEtc>
      <TotalNetAssetsFundBalances>
        <BOY>61779308</BOY>
        <EOY>69556364</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>709267683</BOY>
        <EOY>752014528</EOY>
      </TotalLiabNetAssetsFundBalances>
      <ReconcilationRevenueExpenses>7777056</ReconcilationRevenueExpenses>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>false</FSAudited>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
    </IRS990>
    <IRS990ScheduleD documentId="RetDoc6">
      <Land>
        <OtherCostOrOtherBasis>7300682</OtherCostOrOtherBasis>
        <BookValue>7300682</BookValue>
      </Land>
      <Buildings>
        <OtherCostOrOtherBasis>19296611</OtherCostOrOtherBasis>
        <Depreciation>2092474</Depreciation>
        <BookValue>17204137</BookValue>
      </Buildings>
      <Equipment>
        <OtherCostOrOtherBasis>4719404</OtherCostOrOtherBasis>
        <Depreciation>3196320</Depreciation>
        <BookValue>1523084</BookValue>
      </Equipment>
      <OtherLandBuildings>
        <OtherCostOrOtherBasis>3733780</OtherCostOrOtherBasis>
        <Depreciation>2195934</Depreciation>
        <BookValue>1537846</BookValue>
      </OtherLandBuildings>
      <TotalOfBookValueLandBuildings>27565749</TotalOfBookValueLandBuildings>
      <OtherLiabilities>
        <Description>MEMBER SHARES</Description>
        <Amount>677130915</Amount>
      </OtherLiabilities>
      <TotalOfAmounts>677130915</TotalOfAmounts>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="RetDoc5">
      <RecordsMaintained>false</RecordsMaintained>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>COQUILLE SCHOOL DISTRICT</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>1366 N GOULD</AddressLine1>
          <City>COQUILLE</City>
          <State>OR</State>
          <ZIPCode>97423</ZIPCode>
        </AddressUS>
        <IRCSection>501(C)(3)</IRCSection>
        <AmountOfCashGrant>10180</AmountOfCashGrant>
        <AmountOfNonCashAssistance>0</AmountOfNonCashAssistance>
        <PurposeOfGrant>EDUCATIONATHLETICS</PurposeOfGrant>
      </RecipientTable>
      <TotalNbrOf501C3AndGovtGrants>1</TotalNbrOf501C3AndGovtGrants>
      <TotalNbrOfOtherOrganizations>0</TotalNbrOfOtherOrganizations>
    </IRS990ScheduleI>
    <IRS990ScheduleJ documentId="RetDoc4">
      <WrittenPolicyReTAndEExpenses>false</WrittenPolicyReTAndEExpenses>
      <SubstantiationRequired>true</SubstantiationRequired>
      <CompensationCommittee>X</CompensationCommittee>
      <WrittenEmploymentContract>X</WrittenEmploymentContract>
      <CompensationSurvey>X</CompensationSurvey>
      <BoardOrCommitteeApproval>X</BoardOrCommitteeApproval>
      <SeverancePayment>false</SeverancePayment>
      <SupplementalNonqualRetirePlan>true</SupplementalNonqualRetirePlan>
      <EquityBasedCompArrangement>false</EquityBasedCompArrangement>
      <CompBasedOnRevenueOfFilingOrg>false</CompBasedOnRevenueOfFilingOrg>
      <CompBasedOnRevenueRelatedOrgs>false</CompBasedOnRevenueRelatedOrgs>
      <CompBasedNetEarningsFilingOrg>false</CompBasedNetEarningsFilingOrg>
      <CompBasedNetEarningsRelateOrgs>false</CompBasedNetEarningsRelateOrgs>
      <AnyNonFixedPayments>false</AnyNonFixedPayments>
      <InitialContractException>false</InitialContractException>
      <RebuttablePresumptionProcedure>false</RebuttablePresumptionProcedure>
      <Form990ScheduleJPartII>
        <NamePerson>DAVID ELMER PRESIDENTCEO</NamePerson>
        <BaseCompensationFilingOrg>318800</BaseCompensationFilingOrg>
        <BonusFilingOrg>25061</BonusFilingOrg>
        <OtherCompensationFilingOrg>48497</OtherCompensationFilingOrg>
        <DeferredCompFilingOrg>8500</DeferredCompFilingOrg>
        <NontaxableBenefitsFilingOrg>18939</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>419797</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>RENEE NELSON SENIOR VPCFO</NamePerson>
        <BaseCompensationFilingOrg>215000</BaseCompensationFilingOrg>
        <BonusFilingOrg>20000</BonusFilingOrg>
        <OtherCompensationFilingOrg>27583</OtherCompensationFilingOrg>
        <DeferredCompFilingOrg>14500</DeferredCompFilingOrg>
        <NontaxableBenefitsFilingOrg>18939</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>296022</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>CHARLA ZELTVAY CU OPERATIONS ADVIS</NamePerson>
        <BaseCompensationFilingOrg>68900</BaseCompensationFilingOrg>
        <BonusFilingOrg>27261</BonusFilingOrg>
        <OtherCompensationFilingOrg>167888</OtherCompensationFilingOrg>
        <DeferredCompFilingOrg>92629</DeferredCompFilingOrg>
        <NontaxableBenefitsFilingOrg>7559</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>364237</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>JOHN NICOLAUS VP INVESTMENT SERVIC</NamePerson>
        <BaseCompensationFilingOrg>237409</BaseCompensationFilingOrg>
        <DeferredCompFilingOrg>8500</DeferredCompFilingOrg>
        <NontaxableBenefitsFilingOrg>18939</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>264848</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>DENISE HILL SENIOR VP</NamePerson>
        <BaseCompensationFilingOrg>165000</BaseCompensationFilingOrg>
        <BonusFilingOrg>14000</BonusFilingOrg>
        <OtherCompensationFilingOrg>26489</OtherCompensationFilingOrg>
        <DeferredCompFilingOrg>5626</DeferredCompFilingOrg>
        <NontaxableBenefitsFilingOrg>6365</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>217478</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>PEGGY MULL CU OPERATIONS ADVISOR</NamePerson>
        <BaseCompensationFilingOrg>48230</BaseCompensationFilingOrg>
        <BonusFilingOrg>18992</BonusFilingOrg>
        <OtherCompensationFilingOrg>95612</OtherCompensationFilingOrg>
        <DeferredCompFilingOrg>69472</DeferredCompFilingOrg>
        <NontaxableBenefitsFilingOrg>6822</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>239128</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
      <Form990ScheduleJPartII>
        <NamePerson>SUSAN CALLICOAT CU OPERATIONS ADVI</NamePerson>
        <BaseCompensationFilingOrg>34452</BaseCompensationFilingOrg>
        <BonusFilingOrg>13481</BonusFilingOrg>
        <OtherCompensationFilingOrg>105937</OtherCompensationFilingOrg>
        <DeferredCompFilingOrg>46314</DeferredCompFilingOrg>
        <NontaxableBenefitsFilingOrg>6208</NontaxableBenefitsFilingOrg>
        <TotalCompensationFilingOrg>206392</TotalCompensationFilingOrg>
      </Form990ScheduleJPartII>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="RetDoc3">
      <GeneralExplanation>
        <Explanation>PART VI SECTION A 6 7A &amp; 7B EACH PERSON WHO HAS PURCHASED A 1 SHARE AND OPENED AN ACCOUNT WITH THE ORGANIZATION IS A MEMBER. EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR THE MEMBERS OF THE BOARD OF DIRECTORS AS WELL AS OTHER ISSUES THAT ARE BROUGHT BEFORE THE MEMBERSHIP TO BE VOTED ON. PART VI SECTION B 11B THE FORM 990 IS PREPARED BY THE CONTROLLER. IT IS REVIEWED BY THE CHIEF FINANCIAL OFFICER AND IS THEN PRESENTED TO THE EXECUTIVE COMMITTEE FOR REVIEW. PART VI SECTION B 12C THE BOARD &amp; OFFICERS REGULARLY REVIEW AND CONSISTENTLY ENFORCE THE POLICIES OF THE ORGANIZATION. THE POLICIES ARE REVIEWED ANNUALLY AND AS NEEDED ON A CASE BY CASE BASIS. THE POLICIES ARE POSTED ON THE ORGANIZATIONS INTRANET FOR EMPLOYEE REFERENCE. PART VI SECTION B 15A &amp; 15B ANNUAL REVIEWS ARE PERFORMED BY THE BOARD FOR THE CEO AT THE END OF EACH YEAR USING SALARY SURVEY DATA. THE PERFORMANCE FOR THE LAST YEAR IS ANALYZED AND PAY INCREASES ARE ADMINISTERED AS DEEMED NECESSARY. THE CEO DOES THE SAME ANNUAL REVIEW PROCESS WITH THE OTHER OFFICERS OF THE ORGANIZATION AND ALSO ADMINISTERS ANY BOARD APPROVED SALARY INCREASES AS WARRANTED. PART VI SECTION C 19 GOVERNING DOCUMENTS OF THE ORGANIZATION ARE AVAILABLE UPON REQUEST AS WELL AS THE MONTHLY FINANCIAL STATEMENTS. THE FINANCIAL STATEMENTS ARE ALSO POSTED IN THE BRANCHES FOR REVIEW BY THE PUBLIC. PART IX 24A REGULATORY FEES - 90666 PROVISION FOR LOAN LOSS - 4533412 MEMBER NCUSIF INSURANCE - 641339 OFFICE OPERATIONS - 3929227 MEMBER INSURANCE - 25405 ASSOCIATION DUES - 77100</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="RetDoc2">
      <Form990ScheduleRPartI>
        <NameOfDisregardedEntity>
          <BusinessNameLine1>OREGON FINANCIAL SERVICES LLC</BusinessNameLine1>
        </NameOfDisregardedEntity>
        <AddressUS>
          <AddressLine1>200 N ADAMS</AddressLine1>
          <City>COQUILLE</City>
          <State>OR</State>
          <ZIPCode>97423</ZIPCode>
        </AddressUS>
        <EIN>930568003</EIN>
        <PrimaryActivities>INSURANCE</PrimaryActivities>
        <LegalDomicileState>OR</LegalDomicileState>
        <TotalIncome>50760</TotalIncome>
        <EOYAssets>24152</EOYAssets>
        <DirectControllingEntityName>
          <BusinessNameLine1>NA</BusinessNameLine1>
        </DirectControllingEntityName>
      </Form990ScheduleRPartI>
    </IRS990ScheduleR>
  </ReturnData>
</Return>