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        </GainSalesAssetsOthThanInvntry>
        <SubtotalsPartXVIA>
          <ExclusionAmount>33353</ExclusionAmount>
        </SubtotalsPartXVIA>
        <TotalPartXVIA>33353</TotalPartXVIA>
      </AnalysisIncomeProducingActy>
      <TrnsfrTrRlnWithNoncharitableEO>
        <TrnsfrOfCashToNoncharitableEO>false</TrnsfrOfCashToNoncharitableEO>
        <TrnsfrOthAssetsNoncharitableEO>false</TrnsfrOthAssetsNoncharitableEO>
        <SalesOrExchangesOfAssets>false</SalesOrExchangesOfAssets>
        <PurchaseAssetsNoncharitableEO>false</PurchaseAssetsNoncharitableEO>
        <RentalOfFacilitiesEtc>false</RentalOfFacilitiesEtc>
        <ReimbursementArrangements>false</ReimbursementArrangements>
        <LoansOrLoanGuarantees>false</LoansOrLoanGuarantees>
        <PerformanceOfServicesEtc>false</PerformanceOfServicesEtc>
        <SharingOfFacilitiesEtc>false</SharingOfFacilitiesEtc>
        <RelationshipsNoncharitableEOs>false</RelationshipsNoncharitableEOs>
      </TrnsfrTrRlnWithNoncharitableEO>
    </IRS990PF>
    <IRS990ScheduleB documentId="RetDoc1">
      <Organization501c3ExemptPF>X</Organization501c3ExemptPF>
      <GeneralRule>X</GeneralRule>
      <ContributorInfo>
        <ContributorNumber>1</ContributorNumber>
        <ContributorNameIndividual>JAY N NELSON</ContributorNameIndividual>
        <ContributorAddressUS>
          <AddressLine1>9095 S SAGINAW STREET UNIT 13</AddressLine1>
          <City>GRAND BLANC</City>
          <State>MI</State>
          <ZIPCode>48439</ZIPCode>
        </ContributorAddressUS>
        <AggregateContributions>140879</AggregateContributions>
        <NoncashContributionType>X</NoncashContributionType>
      </ContributorInfo>
      <NoncashProperty>
        <ContributorNumberFromPartI>1</ContributorNumberFromPartI>
        <NoncashPropertyDescription>1200 SHS AAON, INC</NoncashPropertyDescription>
        <FairMarketValue>25008</FairMarketValue>
        <DateReceived>2012-12-12</DateReceived>
      </NoncashProperty>
      <NoncashProperty>
        <ContributorNumberFromPartI>1</ContributorNumberFromPartI>
        <NoncashPropertyDescription>MFO THIRD AVE TR VALUE FUND</NoncashPropertyDescription>
        <FairMarketValue>115871</FairMarketValue>
        <DateReceived>2012-09-11</DateReceived>
      </NoncashProperty>
    </IRS990ScheduleB>
    <AccountingFeesSchedule documentId="RetDoc3">
      <AccountingFees>
        <Category>PROFESSIONAL SERVICES</Category>
        <Amount>11317</Amount>
        <NetInvestmentIncome>11317</NetInvestmentIncome>
      </AccountingFees>
    </AccountingFeesSchedule>
    <CompensationExplanation documentId="RetDoc4">
      <Compensation>
        <PersonName>JAY N NELSON</PersonName>
      </Compensation>
      <Compensation>
        <PersonName>MARILYN S NELSON</PersonName>
      </Compensation>
      <Compensation>
        <PersonName>ROBIN N NELSON</PersonName>
      </Compensation>
      <Compensation>
        <PersonName>BONNIE S HASCHKE</PersonName>
      </Compensation>
      <Compensation>
        <PersonName>DAVID N NELSON</PersonName>
      </Compensation>
    </CompensationExplanation>
    <GainLossSaleOtherAssetsSch documentId="RetDoc5">
      <GainLossSaleOtherAsset>
        <Name>MFO VANGUARD FXD INC</Name>
        <DateAcquired>2011-10</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-03</DateSold>
        <GrossSalesPrice>2651</GrossSalesPrice>
        <Basis>2631</Basis>
        <TotalNet>20</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>PIMCO COMMODITY REALRETURN</Name>
        <DateAcquired>2011-10</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-05</DateSold>
        <GrossSalesPrice>488</GrossSalesPrice>
        <Basis>574</Basis>
        <TotalNet>-86</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>PIMCO COMMODITY REALRETURN</Name>
        <DateAcquired>2010-12</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-01</DateSold>
        <GrossSalesPrice>3998</GrossSalesPrice>
        <Basis>5532</Basis>
        <TotalNet>-1534</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>MFO VANGUARD FXD INC</Name>
        <DateAcquired>2010-10</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-03</DateSold>
        <GrossSalesPrice>14781</GrossSalesPrice>
        <Basis>13127</Basis>
        <TotalNet>1654</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>PIMCO COMMODITY REALRETURN</Name>
        <DateAcquired>2010-12</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-05</DateSold>
        <GrossSalesPrice>16687</GrossSalesPrice>
        <Basis>20465</Basis>
        <TotalNet>-3778</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>MFO THIRD AVE TR VALUE FUND</Name>
        <DateAcquired>2000-06</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-09</DateSold>
        <GrossSalesPrice>116056</GrossSalesPrice>
        <Basis>115871</Basis>
        <TotalNet>185</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>MFC SHARES TR RUSSELL 1000 INDEX</Name>
        <DateAcquired>2010-12</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-11</DateSold>
        <GrossSalesPrice>41827</GrossSalesPrice>
        <Basis>37270</Basis>
        <TotalNet>4557</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>MFC ISHARES TR MSCI</Name>
        <DateAcquired>2011-01</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-11</DateSold>
        <GrossSalesPrice>13482</GrossSalesPrice>
        <Basis>14954</Basis>
        <TotalNet>-1472</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>MFC ISHARES TR RUSSELL 1000 INDEX</Name>
        <DateAcquired>2010-12</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-11</DateSold>
        <GrossSalesPrice>19680</GrossSalesPrice>
        <Basis>17779</Basis>
        <TotalNet>1901</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>AAON INC.</Name>
        <DateAcquired>2000-06</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>24292</GrossSalesPrice>
        <Basis>25008</Basis>
        <TotalNet>-716</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>MFC SPDR GOLD</Name>
        <DateAcquired>2010-12</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-05</DateSold>
        <GrossSalesPrice>18096</GrossSalesPrice>
        <Basis>13145</Basis>
        <TotalNet>4951</TotalNet>
      </GainLossSaleOtherAsset>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsCorpStockSchedule documentId="RetDoc6">
      <InvestmentsCorpStock>
        <NameOfStock>MFO VANGUARD FIXED INCOME</NameOfStock>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>MFO PIMCO FDS</NameOfStock>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>MFC SPDR GOLD</NameOfStock>
        <EOYBookValue>39216</EOYBookValue>
        <EOYFMV>41313</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>MFB NORTHERN MID CAP INDEX FD</NameOfStock>
        <EOYBookValue>46173</EOYBookValue>
        <EOYFMV>54237</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>MFC VANGUARD REIT ETF</NameOfStock>
        <EOYBookValue>23400</EOYBookValue>
        <EOYFMV>31913</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>MFC ISHARES TR MSCI</NameOfStock>
        <EOYBookValue>167087</EOYBookValue>
        <EOYFMV>173585</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>MFC VANGUARD INTL EQUITY</NameOfStock>
        <EOYBookValue>155440</EOYBookValue>
        <EOYFMV>166320</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>ISHARES TR RUSSELL</NameOfStock>
        <EOYBookValue>331714</EOYBookValue>
        <EOYFMV>385856</EOYFMV>
      </InvestmentsCorpStock>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc7">
      <InvestmentsOther>
        <CategoryOrItem>MFB NORTHERN HIGH YIELD FIXED INCOME</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>99125</BookValue>
        <EOYFMV>108834</EOYFMV>
      </InvestmentsOther>
      <InvestmentsOther>
        <CategoryOrItem>MFB NORTHERN FDS SMALL CAP INDEX FUN</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>47223</BookValue>
        <EOYFMV>53593</EOYFMV>
      </InvestmentsOther>
      <InvestmentsOther>
        <CategoryOrItem>MFO FIDELITY CONTRAFUND</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>31494</BookValue>
        <EOYFMV>42425</EOYFMV>
      </InvestmentsOther>
    </InvestmentsOtherSchedule2>
    <OtherIncreasesSchedule documentId="RetDoc8">
      <OtherIncreases>
        <Description>NON DIVIDEND DISTRIBUTION</Description>
        <Amount>354</Amount>
      </OtherIncreases>
    </OtherIncreasesSchedule>
    <TaxesSchedule documentId="RetDoc9">
      <Taxes>
        <Category>FOREIGN TAX PAID</Category>
        <Amount>726</Amount>
        <NetInvestmentIncome>726</NetInvestmentIncome>
      </Taxes>
      <Taxes>
        <Category>TAXES &amp; LICENSES</Category>
        <Amount>40</Amount>
        <NetInvestmentIncome>40</NetInvestmentIncome>
      </Taxes>
    </TaxesSchedule>
  </ReturnData>
</Return>