2013-05-28T14:30:04-07:00 2012-12-31 990 2012-01-01 756068277 MESQUITE CREDIT UNION MESQ 9722858951 1510 N GALLOWAY AVE MESQUITE TX 751492328 Raul Buentello 9722858951 2013-05-21 2012 2016-02-25 16:41:14Z X JON M ARNOLD 1510 N GALLOWAY AVE MESQUITE TX 751492328 1795561 0 X WWW.MESQUITECU.ORG X 1968 TX TRIFT INSTITUTION AND MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION 7 7 18 0 28540 28540 0 0 1824694 1692201 135644 74820 0 28540 1960338 1795561 0 0 0 0 744334 687339 0 0 0 1435534 1190695 2179868 1878034 -219530 -82473 33471077 34347784 30887164 31846344 2583913 2501440 X COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES 0 0 0 0 0 MESQUITE CREDIT UNION SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 4870 MEMBER-OWNED SHARE ACCOUNTS ON DECEMBER 31, 2012. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS MONTHLY. MEMBERS ARE OFFERED HOME BANKING VIA THE INTERNET, ATM'S AND HOME 1ST LIEN AND HOME EQUITY LOANS. 0 0 0 SHARE DRAFT ACCOUNTS PROVIDE MEMBERS WITH VARIOUS FEATURES. THESE FEATURES INCLUDE FREE CHECKING WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS WHICH ARE PAID MONTHLY. THE CREDIT UNION ALSO OFFERS FREE DEBIT CARDS, INTERNET ACCESS AND INTERNET BILLPAYER. 0 0 0 MESQUITE CREDIT UNION OFFERS CONSUMER LOANS SUCH AS AUTOMOBILE LOANS, HOME EQUITY LOANS UNSECURED LOANS AND MORTGAGE HOME LOANS. CREDIT LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE LOAN TYPES. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 18 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 1 1 0 X RAUL BUENTELLO 9722858951 1510 N GALLOWAY AVE MESQUITE TX 751492328 BILL METZGER 1 0 X 0 0 0 KEITH SMITH 1 0 X 0 0 0 LARRY SPURGIN 1 0 X 0 0 0 BRENDA REAMES 1 0 X 0 0 0 YVONNE MARTINEZ 1 0 X 0 0 0 DAVID ROSEN 1 0 X 0 0 0 SHIELA LAMETH 1 0 X 0 0 0 JON M ARNOLD 40 0 X 95393 0 0 TONIA MARTIN 40 0 X 85289 0 0 180682 0 0 0 0 0 0 FISERV 75 REMITTANCE DR SUITE 6962 CHICAGO IL 606756962 DATA PROCESSING 456932 1 0 INTEREST ON LOANS 522291 1007774 1007774 0 0 MEMBER FEES AND CHARGES 522100 657441 657441 0 0 LOAN FEE INCOME 522291 26986 26986 0 0 0 0 0 0 1692201 74820 0 0 74820 0 0 0 0 0 0 0 0 0 0 0 0 28540 0 28540 0 28540 1795561 1692201 28540 74820 0 0 0 0 180682 0 334404 25132 91733 55388 0 16986 14810 0 0 1608 30344 30707 183281 456932 0 82073 3398 0 -55 101190 0 106131 37965 PROVISION FOR LOSSES 46312 LOAN SERVICING 17831 MEMBER SERVICES 38071 MISCELLANEOUS 23111 1878034 0 0 0 486895 440129 15459274 16539903 0 0 0 0 0 0 0 0 16252535 15838334 0 0 98197 94708 2357468 1255651 1174176 1101817 332893 33471077 34347784 355286 255114 30531878 31591230 30887164 31846344 X 0 0 0 0 2583913 2501440 2583913 2501440 33471077 34347784 -82473 0 0 0 0 0 X 0 0 0 0 149263 149263 0 1298423 454681 843742 0 0 0 0 0 890550 786193 104357 0 19232 14777 4455 1101817 MEMBER DEPOSITS BALANCES 31591230 31591230 F990_P01_S00_L01 Form 990, Part I, Line 1 DISCRIPTION OF ORGANIZATION MISSION: THE NATIONAL CREDIT UNION INSURANCE FUND. THE CREDIT UNION IS REGULATED BY THE STATE OF TEXAS CREDIT UNION DEPARTMENT AS WELL AS THE NATIONAL CREDIT UNION ADMINISTRATION. THE MESQUITE CREDIT UNION OFFERS PRODUCTS AND SERVICES IN FOUR PRIMARY AREAS: SHARE ACCOUNTS, CHECKING ACCOUNTS, CONSUMER LOANS AND HOME EQUITY LOANS. F990_P03_S00_L01 Form 990, Part III, Line 1 COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES. F990_P03_S00_L04a Form 990, Part III, Line 4a MESQUITE CREDIT UNION SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 4870 MEMBER-OWNED SHARE ACCOUNTS ON DECEMBER 31, 2012. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS MONTHLY. MEMBERS ARE OFFERED HOME BANKING VIA THE INTERNET, ATM'S, AN ASSORMENT OF SECURED AND UNSECURED LOANS. F990_P03_S00_L04b Form 990, Part III, Line 4b SHARE DRAFT ACCOUNTS PROVIDE MEMBERS WITH VARTIOUS FEATURES. THESE FEATURES INCLUDE FREE CHECKING WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS WHICH ARE PAID MONTHLY. THE CREDIT UNION ALSO OFFERS FREE DEBIT CARDS, INTERNET ACCESS AND INTERNET BILLPAYER. F990_P03_S00_L04c Form 990, Part III, Line 4c MESQUITE CREDIT UNION OFFERS CONSUMER LOANS SUCH AS AUTOMOBILE LOANS, HOME EQUITY LOANS, MORTGAGE LOANS AND OTHER SECURED AND UNSECURED LOANS. CREDIT LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE TYPE LOANS. F990_P06_S0A_L06 Form 990, Part VI, Section A, Line 6 THE CREDIT UNION IS OWNED BY ITS MEMBERS. THE MEMBERS VOTE FOR A GOVERNING BODY EACH YEAR. F990_P06_S0A_L07a Form 990, Part VI, Section A, Line 7a EVERY YEAR THE CREDIT UNION HOLDS AN ANNUAL MEETING WHERE ALL MEMBERS ARE NOTIFIED AND MAY BE PRESENT. THE MEMBERS VOTE EACH YEAR FOR BOARD MEMBERS. F990_P06_S0B_L11b Form 990, Part VI, Section B, Line 11b A COPY OF THE FORM 990 IS AVAILABLE FOR EACH MEMBER UPON REQUEST. ANY QUESTIONS FROM MEMBERS ARE DIRECTED TO THE CEO. FOLLOW UP RESPONSES ARE PROVIDED TO THE GOVERNING BODY. F990_P06_S0B_L12c Form 990, Part VI, Section B, Line 12c ALL OFFICERS, DIRECTORS AND KEY EMPLOYEES ARE GIVEN CONFLICT OF INTEREST DISCLOSURE STATEMENTS. MONTHLY FINANCIAL STAREMENTS ARE AVAILABE ON THE WEB SITE AS WELL AS IN THE MAIN LOBBY. F990_P06_S0B_L15 Form 990, Part VI, Section B, Line 15 THE BOARD RECEIVES A SALARY COMPENSATION REPORT THROUGH THE CREDIT UNION NATIONAL ADMINISTRATION FOR SALARY SURVEYS. F990_P06_S0C_L19 Form 990, Part VI, Section C, Line 19 MESQUITE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE MAIN LOBBY OF THE CREDIT UNION. PRINTED COPY OF 2012 990 WAS MAILED ON MAY 13 2013. MESQUITE CREDIT UNION WAS SUBSEQUENTLY ADVISED TO FILE ELECTRONICALLY. NOTICE TO FILE ELECTRONICALLY HAS A NOTICE DATE OF MAY 27, 2013.