2013-05-15T13:45:55-07:00 2012-12-31 990 2012-01-01 741142771 LCRA CREDIT UNION LCRA 5124741562 3701 Lake Austin Blvd Austin TX 78703 Tim Lane 5124741562 2013-04-24 2012 2016-02-24 21:20:13Z Tim Lane 3701 Lake Austin Blvd Austin TX 78703 1019193 0 X www.lcracu.org X 1940 TX The mission of LCRA Credit Union is to provide excellent financial services to our members 7 7 8 7 12054 12054 0 0 944243 963440 64090 44875 12060 10878 1020393 1019193 0 0 0 0 421951 414446 0 0 0 552465 488252 974416 902698 45977 116495 22092901 22640377 153893 32630 21939008 22607747 The mission of LCRA Credit Union is to provide excellent financial services to our members. 0 0 0 0 813600 Loans 0 0 87914 checking,share, & IRA Accounts 0 0 61926 Credit Cards & Debit Cards 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 628 0 1 8 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 0 0 1 1 0 0 X Betty Mueller 5124741562 3701 Lake Austin Blvd Austin TX 78703 Fred Lamoreaux 1 0 X 0 0 0 Mark Johnson 1 0 X 0 0 0 Rita Summy 1 0 X 0 0 0 Ben Hayes 1 0 X 0 0 0 David Smith 1 0 X 0 0 0 Jimmy Powell 1 0 X 0 0 0 Anissa Menefee 1 0 X 0 0 0 Betty Mueller 40 0 X X X 67102 0 9330 Tim Lane 40 0 X 71287 0 9312 138389 0 18642 0 0 0 0 Fiserv 75 Remittance Drive Chicago IL 60675 data processing 177259 1 0 Loans 522130 813600 813600 0 0 checking, savings, share accts 522130 87914 87914 0 0 ATM,credit cards, debit cards 522130 61926 60750 1176 0 0 0 0 0 963440 44875 44875 0 0 0 0 0 0 0 0 0 0 0 0 0 0 10878 0 10878 0 10878 1019193 1007139 12054 0 0 0 0 0 138389 0 208978 11309 31867 23903 2000 20000 0 0 0 1973 15000 38423 2960 11215 0 3679 56993 0 26095 41197 Data Processing 182503 IT and payroll exp 27702 ATM,Credit card, Debit card exp 25893 loan servicing expense 13233 19386 902698 0 0 0 400851 932725 0 0 0 0 2645 1326 92629 125513 0 0 15525202 17628027 0 0 106929 0 263173 254018 28473 9155 0 0 0 0 5704000 3720000 232172 223631 22092901 22640377 153893 32630 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 153893 32630 X 19026507 19578750 0 0 2912501 3028997 21939008 22607747 22092901 22640377 X 116495 0 0 0 0 552244 X 1 X 0 1 0 0 0 0 0 0 0 0 47849 0 47849 0 215324 0 206169 9155 0 0 0 0 9155 Federally insured Time Certificates 3720000 C 3720000 Fred Lamoreaux Chairman vehicle X 22336 10550 0 1 1 Fred Lamoreaux Chairman Mastercard X 15000 1522 0 1 1 Ben Hayes Director vehicle X 11493 3151 0 1 1 Ben Hayes Director Mastercard X 15000 185 0 1 1 Betty Mueller President Mastercard X 15000 14439 0 1 1 Betty Mueller President Time Certificate secured X 69129 64390 0 1 1 Jimmy Powell Director Mastercard X 10000 889 0 1 1 Rita Summy Director signature loan X 3000 2198 0 1 1 David Smith Director vehicle X 15815 10673 0 1 1 David Smith Director Watercraft X 19821 17516 0 1 1 125513 F990_P06_S0A_L06 Form 990, Part VI, Section A, Line 6 The organization has members. F990_P06_S0A_L07a Form 990, Part VI, Section A, Line 7a The governing body is elected by the general membership. F990_P06_S0A_L07b Form 990, Part VI, Section A, Line 7b Any mergers must be approved by the general membership. F990_P06_S0B_L11b Form 990, Part VI, Section B, Line 11b A copy of the 990 return was given to each director for their review and discussion at the Board of Directors meeting prior to filing the return. F990_P06_S0B_L15 Form 990, Part VI, Section B, Line 15 Peer group surveys were reviewed for all positions in 2012. The Executive Committee reviewed the President's position, and the President reviewed all other positions. F990_P06_S0C_L19 Form 990, Part VI, Section C, Line 19 All governing documents that are required to be made public are available to the general membership upon request, by bulletin board displays at each branch, or on the Credit Union Website. F990_P11_S00_L09 Form 990, Part XI, Line 9 Increase in share,checking and Time certificate accounts.