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      <GeneralExplanation>
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      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>THE BOARD OF DIRECTORS WAS PROVIDED A DRAFT COPY OF THE FORM 990 FOR REVIEW AND COMMENT BEFORE FILING.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
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