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        <BusinessNameLine1>ZEAL FINANCIAL SERVICES</BusinessNameLine1>
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        <BusinessNameLine1>GRACE CHRISTIAN ACADEMY OF LEIPERS FORK</BusinessNameLine1>
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      <Name>CARL E RILEY</Name>
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        <Title>Treasurer</Title>
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        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
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      <Form990PartVIISectionA>
        <NamePerson>JIM STERLING</NamePerson>
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        <Officer>X</Officer>
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        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
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      <Form990PartVIISectionA>
        <NamePerson>JOHN CAMPBELL</NamePerson>
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        <ManagementAndGeneral>527</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
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      <FeesForServicesAccounting>
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        <ManagementAndGeneral>205</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
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        <ProgramServices>0</ProgramServices>
        <ManagementAndGeneral>15804</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
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      <InformationTechnology>
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        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
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        <ManagementAndGeneral>203</ManagementAndGeneral>
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        <ProgramServices>56541</ProgramServices>
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      <OtherExpenses>
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        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>29042</Fundraising>
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      <OtherExpenses>
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        <ManagementAndGeneral>762</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
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        <EOY>44357</EOY>
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        <EOY>0</EOY>
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        <EOY>44357</EOY>
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        <EOY>44357</EOY>
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      <FSAudited>false</FSAudited>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
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      <PolicyPublViaBroadcastMedia>true</PolicyPublViaBroadcastMedia>
      <MaintRacialCompositionRecords>true</MaintRacialCompositionRecords>
      <MaintScholarshipsRecords>true</MaintScholarshipsRecords>
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      <MaintCopiesOfAllSolicitations>true</MaintCopiesOfAllSolicitations>
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      <DiscriminateRaceAdmissPolicies>false</DiscriminateRaceAdmissPolicies>
      <DiscriminateRaceEmplmnFaculty>false</DiscriminateRaceEmplmnFaculty>
      <DiscriminateRaceScholarships>false</DiscriminateRaceScholarships>
      <DiscriminateRaceEducPolicies>false</DiscriminateRaceEducPolicies>
      <DiscriminateRaceUseOfFclts>false</DiscriminateRaceUseOfFclts>
      <DiscriminateRaceAthleticProg>false</DiscriminateRaceAthleticProg>
      <DiscriminateRaceOtherActy>false</DiscriminateRaceOtherActy>
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        <Identifier>Line 3</Identifier>
        <Explanation>GRACE ACADEMY PUBLICIZES ITS NONDISCRIMINATORY POLICIES ON ITS WEBSITE UNDER GENERAL POLICIES FOR ADMISSION.</Explanation>
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        <Explanation>Form 990 is reviewed at next Board meeting</Explanation>
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      <GeneralExplanation>
        <Identifier>Pt VI, Line 12c</Identifier>
        <Explanation>Disclosures are reviewed at least annually to ensure compliance</Explanation>
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      <GeneralExplanation>
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        <Explanation>Compensation analysis for comparable entities is used</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 19</Identifier>
        <Explanation>Available upon request</Explanation>
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      <GeneralExplanation>
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      <GeneralExplanation>
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        <Explanation>Compensation analysis for comparable entities is used</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
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        <Explanation>FURNITURE &amp; EQUIPMENT</Explanation>
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      <GeneralExplanation>
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