2026-01-27T11:17:55+00:00 2025-06-30 580692043 Mauldin & Jenkins LLC 1401 Manatee Avenue West Suite 1200 Bradenton FL 34205 990 2024-07-01 591398673 Florida Bankers Association Inc FLOR 8502242265 1001 Thomasville Road 201 Tallahassee FL 32303 Kathleen Kraninger Presdient/CEO 8502242265 2026-01-27 true true Brian Carter P00536712 9417474483 2025-12-08 2024 2025-03-06 01:10:19Z Kathleen Kraninger 1001 Thomasville Road 201 Tallahassee FL 32303 5482835 false X WWW.FLORIDABANKERS.COM X 1888 FL THROUGH ADVOCACY, EDUCATION, AND ENGAGEMENT, THE FLORIDA BANKERS ASSOCIATION SUPPORTS FLORIDA BANKERS IN BETTER SERVING THEIR CUSTOMERS AND COMMUNITIES. 38 38 21 89 69867 66822 0 4950371 4803666 225201 208896 528058 399036 5703630 5411598 0 0 2958936 2868839 0 0 2794976 2475416 5753912 5344255 -50282 67343 10324487 11100470 3283440 3656535 7041047 7443935 THROUGH ADVOCACY, EDUCATION, AND ENGAGEMENT, THE FLORIDA BANKERS ASSOCIATION SUPPORTS FLORIDA BANKERS IN BETTER SERVING THEIR CUSTOMERS AND COMMUNITIES. false false PROVIDING TRAINING PROGRAMS AND SEMINARS, CERTIFICATIONS, AND EDUCATIONAL MATERIALS TO 388 MEMBERS. KEEPING MEMBERS INFORMED ON ISSUES AFFECTING THE BANKING INDUSTRY IN FLORIDA THROUGH VARIOUS SERVICES. REPRESENTING ITS MEMBERS ON LEGISLATIVE AND REGULATORY ISSUES AT THE LOCAL, STATE, AND FEDERAL LEVEL. 0 false false true false true false false false false false true false false true true true false true false false false false false false false false false false false true false false false false false true false false false false false false false false false true true false false false true 42 0 true 21 true true true false false false true true false false false false false X 38 38 false false false false false false false true true false false false false true true true true true true false false false FL X Lesley Jordan 8502242265 1001 Thomasville Road 201 Tallahassee FL 32303 DEREK JONES CHAIR 2.0 X X 0 0 0 KEITH COSTELLO CHAIR ELECT 1.0 X X 0 0 0 ALEXANDER ADAMS DIRECTOR 0.2 X 0 0 0 AMANDA STEVENS DIRECTOR 0.2 X 0 0 0 ANDREW M COUSE DIRECTOR 0.2 X 0 0 0 BILLY GANN DIRECTOR 0.2 X 0 0 0 CALIXTO GARCIA-VELEZ DIRECTOR 0.2 X 0 0 0 CARLOS A BATLLE TRUST DIVISION CHAIR 0.2 X 0 0 0 CHUCK SHAFFER DIRECTOR 0.2 X 0 0 0 CLARA T DIAZ-LEAL DIRECTOR 0.2 X 0 0 0 CRESSMAN BRONSON DIRECTOR 0.2 X 0 0 0 DANA KILBORNE DIRECTOR 0.2 X 0 0 0 ED PATTERSON DIRECTOR 0.2 X 0 0 0 ERIC RAVNDAL DIRECTOR 0.2 X 0 0 0 FABIO BRUMLEY DIRECTOR 0.2 X 0 0 0 FERNANDO RUIZ DIRECTOR 0.2 X 0 0 0 FRED LEOPOLD DIRECTOR 0.2 X 0 0 0 GABRIEL VIVERO DIRECTOR 0.2 X 0 0 0 GARRETT RICHTER CHAIR ELECT ELECT 0.5 X 0 0 0 HARLAN PARRISH DIRECTOR 0.2 X 0 0 0 ISRAEL VELASCO DIRECTOR 0.2 X 0 0 0 JAMES KIRKPATRICK DIRECTOR 0.2 X 0 0 0 JEFFERY KLINK DIRECTOR 0.2 X 0 0 0 JOSE CUETO 1ST IMMEDIATE PAST CHAIR 1.0 X 0 0 0 KAREN SHARP DIRECTOR 0.2 X 0 0 0 KEVIN DARMODY DIRECTOR 0.2 X 0 0 0 LLOYD DEVAUX 2ND IMMEDIATE PAST CHAIR 0.5 X 0 0 0 MARY USATEGUI DIRECTOR 0.2 X 0 0 0 MCHENRY KANE DIRECTOR 0.2 X 0 0 0 NELSON HINOJOSA TIER I CHAIR 0.2 X 0 0 0 NICK MICELI TIER III CHAIR 0.2 X 0 0 0 RALPH BETANCOURT DIRECTOR 0.2 X 0 0 0 ROGER D SHAY JR DIRECTOR 0.2 X 0 0 0 RYAN G JAMES DIRECTOR 0.2 X 0 0 0 SUZANNE NORRIS DIRECTOR 0.2 X 0 0 0 T COREY NEIL TIER II CHAIR 0.2 X 0 0 0 THOMAS PENNEKAMP DIRECTOR 0.2 X 0 0 0 TONY STIFFLER DIRECTOR 0.2 X 0 0 0 ANTHONY DIMARCO EVP OF GOVERNMENT AFFAIRS 40.0 X 290933 0 51304 KATHY KRANINGER CEO 40.0 X 549534 0 37180 KENNETH PRATT SVP OF GOVERNMENT AFFAIRS 40.0 X 174849 0 36227 LESLEY JORDAN CFO 40.0 5.0 X 217875 0 40868 PAMELA RICCO COO 40.0 5.0 X 284223 0 51765 1517414 0 217344 5 false true false Akerman LLP 420 South Orange Ave Suite 1200 Orlando FL 32801 LEGAL SERVICES 173012 1 0 MEMBERSHIP DUES 900003 3148925 3148925 REGISTRATION/TUITION 900003 1186044 1186044 SPONSORSHIPS 900003 294674 294674 EXHIBITOR FEES 900003 174023 174023 0 0 0 0 4803666 199596 199596 213870 213870 102344 65717 36627 0 36627 4510 32117 9300 0 9300 9300 9300 27799 5520 22279 22279 MANAGEMENT FEES 812900 81100 56100 25000 ADVERTISING 541800 40357 40357 MISCELLANEOUS 812900 4803 4803 0 0 0 0 126260 5411598 4886848 69867 454883 1734757 792489 73841 124760 142992 132797 47500 233694 9120 137519 39143 99287 99233 1079161 89043 45342 EQUIPMENT RENTAL & MAINTENANCE 201290 MEALS & ENTERTAINMENT 115822 MISCELLANEOUS 42801 KEY EMPLOYEE RETENTION PLAN 42060 61604 5344255 1226446 1567853 876383 1022394 261521 312882 715603 400989 0 0 177709 196686 3098956 2052686 994104 1046270 3160835 2986906 0 341292 0 2911886 3225198 10324487 11100470 980046 1031257 1724134 2026191 0 0 579260 599087 3283440 3656535 X 7041047 7443935 7041047 7443935 10324487 11100470 X 67343 335545 X X false true true false 36795 0 0 0 0 FLORIDA BANKERS ASSOCIATION PAC P O BOX 1360 TALLAHASSEE FL 32306 596525818 0 28904 false false true 2945125 941953 881944 1823897 971891 852006 0 Schedule C, Part I-A, Line 1 Description of Political Activities The organization pays the operating expenses of the Florida Bankers Political Action Committee. 300000 300000 2012795 1469712 543083 554230 483427 70803 231931 99547 132384 1046270 INVESTMENT IN SUBSIDIARY - BANCSERV 3194884 RIGHT OF USE ASSETS 30314 3225198 Federal Income Taxes KEY EMPLOYEE RETENTION AGREEMENTS 568773 LEASE LIABILITIES 30314 599087 X 5818380 335545 335545 5482835 -71237 -71237 5411598 5415492 71237 71237 5344255 0 0 5344255 Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote FBA QUALIFIES AS A CHARITABLE ORGANIZATION AS DEFINED BY INTERNAL REVENUE CODE SECTION 501(C)(6) AND, ACCORDINGLY IS EXEMPT FROM FEDERAL INCOME TAXES UNDER INTERNAL REVENUE CODE. HOWEVER, FBA IS SUBJECT TO INCOME TAX ON UNRELATED BUSINESS INCOME. BANCSERV IS A FOR-PROFIT CORPORATION AND, ACCORDINGLY, IS SUBJECT TO FEDERAL AND STATE INCOME TAXES ON ITS EARNINGS. BANCSERV USES THE LIABILITY METHOD IN ACCOUNTING FOR INCOME TAXES. UNDER THIS METHOD DEFERRED TAX ASSETS AND LIABILITIES ARE DETERMINED BASED ON DIFFERENCES BETWEEN FINANCIAL REPORTING AND TAX BASIS OF ASSETS AND LIABILITIES AND ARE MEASURED USING THE ENACTED TAX RATES AND LAWS THAT WILL BE IN EFFECT WHEN THE DIFFERENCES ARE EXPECTED TO ARISE. IT IS THE ASSOCIATION'S POLICY TO ACCOUNT FOR ANY UNCERTAINTIES IN INCOME TAX LAW IN ACCORDANCE WITH FASB ASC 740-10 ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES ("ASC 740-10") ASC 740-10 CLARIFIES THE ACCOUNTING FOR UNCERTAIN INCOME TAX POSITIONS AND REQUIRES THAT THE ASSOCIATION RECOGNIZE THE IMPACT OF SUCH A TAX POSITION IN ITS CONSOLIDATED FINANCIAL STATEMENTS IF, UPON ULTIMATE SETTLEMENT, THAT POSITION IS MORE LIKELY THAN NOT TO BE SUSTAINED. MANAGEMENT HAS EVALUATED THE ASSOCIATION'S TAX POSITIONS AND CONCLUDED THAT THE ASSOCIATION HAS TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE CONSOLIDATED FINANCIAL STATEMENTS. FBA AND BANCSERV FILE THEIR TAX RETURNS IN THE U.S. FEDERAL AND FLORIDA JURISDICTIONS. Schedule D, Part XI, Line 2(d) Other revenues in audited financial statements not in form 990 Income from subsidiary - 335545 Schedule D, Part XI, Line 4(b) Other revenues in form 990 not in audited financial statements Rental expenses - -65717 Cost of goods sold - -5520 Schedule D, Part XII, Line 2(d) Other expenses in audited financial statements not in form 990 Rental expenses - 65717 Cost of goods sold - 5520 X X X true true X X X X false true false KATHY KRANINGER CEO 453375 0 90000 0 6159 0 27098 0 10082 0 586714 0 0 0 ANTHONY DIMARCO EVP OF GOVERNMENT AFFAIRS 211229 0 74063 0 5641 0 41889 0 9415 0 342237 0 0 0 PAMELA RICCO COO 206100 0 72878 0 5245 0 40729 0 11036 0 335988 0 0 0 LESLEY JORDAN CFO 159325 0 56365 0 2185 0 31453 0 9415 0 258743 0 0 0 KENNETH PRATT SVP OF GOVERNMENT AFFAIRS 128784 0 45155 0 910 0 25191 0 11036 0 211076 0 0 0 Schedule J, Part I, Line 1a First-class or charter travel CHAIR TRAVEL: $1,966 Schedule J, Part I, Line 1a Travel for companions OFFICER TRAVEL: $138 Schedule J, Part I, Line 1a Health or social club dues or initiation fees SOCIAL DUES: $2,400 Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan Anthony DiMarco: $17,112 Pamela Ricco: $14,528 The above amounts represent the accrual for 2024. No amounts have been paid out under the plan for 2024. Lesley Jordan SVP & CFO Split-dollar life insurance loan X 367613 400989 false true true 400989 Form 990, Part VI, Line 18 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTREST POLICY, AND THREE MOST CURRENT FINANCIAL STATEMENTS AND FORMS 990 AVAILABLE TO THE PUBLIC UPON REQUEST. Form 990, Part VI, Line 11b Review of form 990 by governing body THE FORM 990 AND ACCOMPANYING SCHEDULES ARE REVIEWED BY THE SENIOR VICE PRESIDENT/CFO. THE CFO RESOLVES ANY ISSUES OR QUESTIONS WITH THE INDEPENDENT ACCOUNTING FIRM THAT PREPARES THE FORMS.PRIOR TO SUBMISSION TO THE IRS, THE FORM 990 AND ACCOMPANYING SCHEDULES ARE SUBMITTED TO THE EXECUTIVE COMMITTEE FOR REVIEW AND APPROVAL. NO FURTHER REVIEW BY THE BOARD IS REQUIRED BEFORE THE FORMS ARE FILED WITH THE IRS. DISTRIBUTIONS TO BOARD MEMBERS MAY BE IN THE FORM OF ELECTRONIC MAIL, NOTIFICATION TO A LINK ON A WEBSITE OR ACTUAL MAILING OF THE DOCUMENT. Form 990, Part VI, Line 12c Conflict of interest policy THE ASSOCIATION HAS A WRITTEN CONFLICT OF INTEREST POLICY THAT REQUIRES THE OFFICERS AND DIRECTORS TO ANNUALLY DISCLOSE POTENTIAL CONFLICTS OF THEMSELVES AND THEIR FAMILY MEMBERS ON A FORM DISTRIBUTED BY THE ASSOCIATION. THE SENIOR VICE PRESIDENT/CFO ENSURES THAT ALL FORMS ARE COMPLETED, REVIEWS THEM FOR CONFLICTS, AND SUBMITS ANY ACTUAL OR POTENTIAL CONFLICTS TO THE BOARD FOR REVIEW. Form 990, Part VI, Line 15a Process to establish compensation of top management official THE EXECUTIVE COMMITTEE HAS BEEN DELEGATED TO ACT AS THE COMPENSATION COMMITTEE TO DETERMINE THE SALARY FOR THE CEO. A SURVEY IS COMPLETED EVERY FEW YEARS FOR ALL OFFICERS. Form 990, Part VI, Line 19 Required documents available to the public THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTREST POLICY, AND THREE MOST CURRENT FINANCIAL STATEMENTS AND FORMS 990 AVAILABLE TO THE PUBLIC UPON REQUEST. Form 990, Part XI, Line 9 Other changes in net assets or fund balances INCOME FROM SUBSIDIARY - 335545; Total - 335545; Form 990, Part XII, Line 2c Change of oversight process or selection process THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. FLORIDA BANKERS EDUCATIONAL FOUNDATION P O BOX 1360 TALLAHASSEE FL 32302 596139568 SCHOLARSHIP GRANTING ORG. FL 501(c)(3) Type I Florida Banker's Association true BANCSERV INC P O BOX 1360 TALLAHASSEE FL 32306 591803525 SERVICES TO BANK FL FLORIDA BANKERS ASSOCIATION INC C Corporation 711707 3346674 1 true true false false false false false false false false false false true false true true false true false false BANCSERV INC A 8700 ACTUAL BANCSERV INC N 52500 ACTUAL BANCSERV INC Q 27266 ACTUAL FLORIDA BANKERS EDUCATIONAL FOUNDATION N 121705 ACTUAL