2013-11-15T11:29:30-06:00 2012-12-31 202122306 GBQ PARTNERS LLC 230 WEST STREET SUITE 700 COLUMBUS OH 432152663 990 2012-01-01 316023946 MIDUSA CREDIT UNION INC MIDU 5134208640 3600 TOWNE BOULEVARD MIDDLETOWN OH 45005 JAMES MILES 5134208640 2013-11-14 1 MOLLIE LONGHOUSE P00294881 6142211120 2012 2016-03-07 17:11:31Z JAMES MILES 3600 TOWNE BOULEVARD MIDDLETOWN OH 45005 42555369 0 X WWW.MIDUSACU.ORG X 1934 OH PROVIDE FINANCIAL SERVICES TO MEMBERS 7 7 61 7 243132 -120977 0 0 7954627 7966643 1753671 1119630 0 0 9708298 9086273 0 0 0 0 2868499 2948891 0 0 0 7758445 6082005 10626944 9030896 -918646 55377 185332388 194132903 165954777 174655136 19377611 19477767 TO ASSIST MEMBER OWNERS IN GAINING PERSONAL FINANCIAL SUCCESS BY PROVIDING AND PROMOTING THE USE OF FINANCIAL SERVICES WHICH FEATURE BENEFITS AND ADVANTAGES OVER THOSE AVAILABLE FROM OTHER COMPETITIVE SOURCES. 0 0 PROVIDE FINANCIAL SERVICES TO MEMBERS 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2041 0 1 61 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X MARK WINTZINGER 5134208640 3600 TOWNE BOULEVARD MIDDLETOWN OH 45005 PETE WOLFINBARGER 1.00 X X 0 0 7812 ELBERT TANNREUTHER 1.00 X X 0 0 7812 JAMES KRAFT 1.00 X X 0 0 7812 RICHARD GRISS 1.00 X 0 0 2661 RICHARD BOEHM 1.00 X 0 0 7812 ROGER LAWSON 1.00 X 0 0 7812 LEO KOCH 1.00 X 0 0 7812 JAMES MILES 40.00 X 288465 0 11800 MARK WINTZINGER 40.00 X 127360 0 6282 TIM LEE 40.00 X 166719 0 10593 582544 0 78208 3 0 1 0 VANTIV 5050 KINGSLEY DRIVE CINCINNATI OH 45263 ATM/DEBIT CARD PROCESSING 317784 FISERV 255 FISERV DRIVE BROOKFIELD WI 53045 DATA PROCESSING 217631 AMERICAN SHARE INSURANCE 5656 FRANTZ ROAD DUBLIN OH 43017 SHARE INSURANCE PROVIDER-SPECIAL ASSESSM 197639 FOUR SEASONS 43 NEW GARVER ROAD MONROE OH 45050 BUILDING MAINTENANCE 171157 PSCU PO BOX 31112 TAMPA FL 33631 CREDIT CARD PROCESSING 153576 6 INTEREST ON LOANS 522100 5678931 5678931 FEES & COMMISSIONS 522100 1253507 1010375 243132 OTHER OPERATING INCOME 522100 1034205 1034205 7966643 954249 954249 33634477 33469096 165381 165381 165381 9086273 7888892 243132 954249 611219 1726710 23236 430933 156793 24000 60000 346580 272854 1878805 411983 1149525 433382 259750 PROVISION FOR LOAN LOSS 736878 LOAN SERVICING 323693 MISC. OPERATING EXPENSE 166697 OTHER NON-OPERATING EXP 17858 9030896 8191096 4430390 114164057 130174071 15484588 8422206 7344006 7062382 5452932 5593478 44776250 40890721 5404047 5981861 185332388 194132903 567910 2611042 165386867 172044094 165954777 174655136 X 0 0 0 0 19377611 19477767 19377611 19477767 185332388 194132903 55377 44779 0 X X 0 1 X 1 0 914783 914783 9145472 3982375 5163097 430232 181306 248926 4994101 4258525 735576 7062382 CERTIFICATES OF DEPOSIT 34513204 C OTHER INVESTMENTS 5477517 C CORPORATE CREDIT UNION INVESTMENTS 900000 C 40890721 MEMBER SHARE DEPOSITS 172044094 172044094 X 9147419 61146 61146 9086273 0 9086273 9030896 0 9030896 0 9030896 DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: PART X, LINE 2: THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FASB ASC, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. THE CREDIT UNION'S INCOME TAX RETURNS PRIOR TO 2009 ARE CLOSED. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS. X X 1 1 X X X 0 0 0 JAMES MILES 194508 0 78956 0 15001 0 7212 0 4588 0 300265 0 0 0 TIM LEE 111522 0 54438 0 759 0 4168 0 6425 0 177312 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL. FORM 990, PART VI, SECTION B, LINE 11 THE FORM 990 IS REVIEWED BY MANAGEMENT PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C QUESTIONNAIRE AND POLICY REAFFIRMED ANNUALLY. FORM 990, PART VI, SECTION B, LINE 15 THE CEO'S COMPENSATION IS REVIEWED BY THE BOARD OF DIRECTORS ANNUALLY. THE BOARD USES A THIRD PARTY CONSULTANT TO REVIEW COMPARABLE SALARIES. OTHER OFFICERS' COMPENSATION IS REVIEWED AND SET BY THE CEO ANNUALLY WITHIN A BUDGET SET BY THE THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. FORM 990, PART XII, LINE 2C THE ORGANIZATION HAS AN OVERSIGHT COMMITTEE THAT IS ESTABLISHED BY THE BOARD OF DIRECTORS.