2013-10-10T12:19:58-05:00 2012-12-31 382492570 DOEREN MAYHEW 305 WEST BIG BEAVER ROAD TROY MI 48084 990 2012-01-01 381681122 CREDIT UNIONS CHARTERED IN THE STATE OF EECU A COMMUNITY CREDIT UNION CRED 5177872060 1425 PARNALL RD JACKSON MI 49201 TINA HAMILTON 5177872060 2013-09-24 1 ROBERT PARKS CPA P00740435 2482443000 2013-09-24 2012 2016-02-25 16:41:14Z TINA HAMILTON 1425 PARNALL ROAD JACKSON MI 49201 7137454 0 1359 X WWW.MICOMMUNITYCU.COM X 1936 MI A FULL-SERVICE FINANCIAL SERVICES ORGANIZATION SERVING MEMBERS SINCE 1936, PROVIDING MORE OPPORTUNITIES AND FINANCIAL SOLUTIONS BECAUSE WE ARE OWNED AND GOVERNED BY THE PEOPLE WHO UTILIZE OUR PRODUCTS AND SERVICES. 7 7 63 8 270926 -206159 0 0 6365052 6293322 410610 253981 315526 359614 7091188 6906917 0 0 0 0 2381767 2390332 0 0 0 3630692 3458167 6012459 5848499 1078729 1058418 111187005 117118869 100491732 105550960 10695273 11567909 A FULL-SERVICE FINANCIAL SERVICES ORGANIZATION SERVING MEMBERS SINCE 1936, PROVIDING MORE OPPORTUNITIES AND FINANCIAL SOLUTIONS BECAUSE WE ARE OWNED AND GOVERNED BY THE PEOPLE WHO UTILIZE OUR PRODUCTS AND SERVICES. 0 0 LOANS TO MEMBERS SAVINGS ACCOUNTS CHECKING ACCOUNTS 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2697 0 1 63 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X JOHN ROOD 5179903723 1425 PARNALL RD JACKSON MI 49201 VICTOR MARSHALL 2.00 X 0 0 0 HOWARD ADAMS 2.00 X 0 0 0 KATHY EGAN 2.00 X 0 0 0 JESSICA BOTKE 2.00 X 0 0 0 BOB STOWE 2.00 X 0 0 0 THOMAS RUNKEL 1.00 X 0 0 0 BOB ARTHUR 2.00 X 0 0 0 TOM MAINO 2.00 X 0 0 0 STEVE COBB LEFT 62513 40.00 X 157273 0 22571 CHARLES CANVASSER RETIRED 2012 40.00 X 132263 0 15297 TINA HAMILTON 40.00 X 79320 0 19865 368856 0 57733 2 0 1 0 CUNNINGHAM CONSTRUCTION 2015 GOODRICH JACKSON MI 49203 BUILDING CONTRACTOR 234244 FISERV 405 SCIENCE DRIVE MOORPARK CA 93021 DATA PROCESSING VENDOR 124758 DIGITAL INSIGHT PO BOX 515306 LOS ANGELES CA 90051 ONLINE BANKING VENDOR 118526 3 LOAN INCOME 522100 5118440 5118440 FEES AND CHARGES 522100 1174882 1174882 6293322 329856 329856 154662 230537 -75875 -75875 -75875 MISCELLANEOUS UBIT 525990 115514 115514 INSURANCE 524298 83958 83958 INTERCHARGE INCOME 522100 76401 76401 83741 12287 71454 359614 6906917 6382010 270926 253981 858779 1049186 83023 239590 159754 84396 55022 290276 209278 164602 223943 115308 524056 205211 133465 CREDIT CARD EXPENSE 372061 FEES 181689 ORIGINATION FEES 167754 MISCELLANEOUS EXPENSE 156806 574300 5848499 995664 1025374 19963261 26186099 24849 11172 85410770 84745011 88325 89800 4038328 1986271 1822811 2052057 2881325 3009356 111187005 117118869 1325407 1360524 99166325 104190436 100491732 105550960 X 0 0 0 0 10695273 11567909 10695273 11567909 111187005 117118869 1058418 -185782 0 X X 0 0 0 217618 217618 2299185 991200 1307985 57397 41886 15511 524800 314560 210240 939328 638625 300703 2052057 MEMBER SHARES 104081351 PARTICIPATION LOANS 109085 104190436 X X X 0 1 0 STEVE COBB LEFT 62513 136353 0 19750 0 1170 0 15797 0 6774 0 179844 0 0 0 PART I, LINE 4B STEVEN COBB AND TINA HAMILTON PARTICIPATED IN A SECTION 457(F) PLAN IN 2011 BUT DID NOT RECEIVE ANY BENEFITS IN 2012 FROM THIS PLAN. CHARLES CANVASSER PARTICIPATED IN A 457(B) PLAN. UPON RETIREMENT HE RECEIVED A DISTRIBUTION OF $75,966, LESS TAXES OF $16,740, FOR A NET $59,226. FORM 990, PART VI, SECTION A, LINE 6 EVERY CLIENT THAT HAS AN ACCOUNT WITH OUR CREDIT UNION IS ALSO A MEMBER. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS ELECT MEMBERS OF THE GOVERNING BODY EACH YEAR AT THE ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 WILL NOT BE PROVIDED TO THE ORGANIZATION'S GOVERNING BODY BEFORE IT IS FILED. FORM 990, PART VI, SECTION B, LINE 12C EMPLOYEES ARE REQUIRED TO COMPLETE A DISCLOSURE FORM ANNUALLY. ADDITIONALLY, IF CONCERNS ARISE OR ARE BROUGHT TO OUR ATTENTION, WE WILL INVESTIGATE AND ENFORCE. FORM 990, PART VI, SECTION B, LINE 15 KEY EMPLOYEES' SALARIES ARE REVIEWED BY THE CEO AND COMPARED TO PUBLISHED INDUSTRY GUIDELINES. THE CEO'S SALARY IS REVIEWED AND DETERMINED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2B: AUDITED FINANCIAL STATEMENTS ARE PREPARED ON A FISCAL YEAR BASIS BUT TAX REPORTING IS REQUIRED ON A CALENDAR YEAR-END.