2026-02-11T15:41:05-06:00 2025-03-31 420714325 RSM US LLP 30 South Wacker Dr Suite 3300 Chicago IL 606063392 990 2024-04-01 381328578 Michigan Conference of Teamsters Welfare Fund MICH 3139642400 2700 Trumbull Avenue Detroit MI 482161269 Kyle Stallman Executive Director 3139642400 2026-02-11 1 1 Ariel Garcia P02244437 3126343400 2026-02-11 2024 2025-03-06 01:10:19Z Kyle Stallman 2700 Trumbull Avenue Detroit MI 482161269 665020739 0 X www.mctwf.org X 1949 MI To provide medical, prescription drugs, dental, vision, behavioral health, disability and death benefits for eligible participants and their dependents. 7 4 96 0 0 0 0 0 353154599 352476144 18204235 15229980 108897 41905 371467731 367748029 0 0 314520707 316821102 12124974 12570398 0 0 0 14809825 15738746 341455506 345130246 30012225 22617783 679619264 716891535 13553095 11752369 666066169 705139166 X The Michigan Conference of Teamsters Welfare Fund (MCTWF) seeks to provide to its participants and their eligible dependents the highest quality of administrative services and a broad range of cost-effective health and welfare benefit package choices, utilizing provider networks that employ the highest professional standards and that provide participants and their eligible dependents with the greatest possible access. MCTWF seeks, as well, to fully accommodate the related educational and operational requirements of teamster union representatives and employers who contract to provide MCTWF coverage. In sum, MCTWF seeks to provide the best group health plan option among all available group health plans and insurers to meet the health and welfare benefit needs of teamster members and their families. 0 0 To provide medical, prescription drugs, dental, vision, behavioral health, disability, and death benefits for eligible participants and their dependents. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 223 0 1 96 1 0 0 0 0 0 0 0 0 X 7 4 0 0 0 0 0 1 0 1 1 0 0 0 1 1 1 1 1 1 1 0 X Bryan Carney 3139642400 2700 Trumbull Avenue Detroit MI 482161269 X Raymond J Buratto Co-Chair, Trustee 4.00 X X 13050 0 29733 Earl D Ishbia Trustee 2.00 X 11500 0 29733 Robert W Jones Trustee 2.00 X 12038 0 29733 Gregory W Nowak Co-Chair, Trustee 4.00 X X 0 0 0 Kevin Moore Trustee 2.00 X 0 0 0 Ellis Wood Trustee 2.00 X 0 0 0 Ann Zick Trustee 2.00 X 0 0 0 Thomas Ziembovic Trustee until January 2025 2.00 X 0 0 0 Kyle Stallman Executive Director 55.00 X 370637 0 66853 William Deighton Director of IT and Service 45.00 X 227058 0 56128 Bryan Carney Director of Financial Service 45.00 X 193563 0 59348 Sandra Bowman-Claus Senior Director for Plan Operations 45.00 X 173362 0 54172 Vishal Sharma Computer Systems Analyst 45.00 X 158186 0 60202 Gail Wilson Director of Human Resources 45.00 X 162978 0 38431 1322372 0 424333 16 0 1 0 Blue Cross Blue Shield of Michigan 600 E Lafayette Street Detroit MI 482262998 Provider Network and Payment Processing 8242793 PrudentRX LLC 820 Northdale Boulevard Suite 311- Tampa FL 33624 TPA for Specialty Drugs 941290 Bridgeway Benefit Technologies LLC 3700 Koppers Street Suite 400 Baltimore MD 21227 Computer System Support 601333 Delta Dental Plan of Michigan 124 W Allegan Street Lansing MI 48933 TPA for Dental Benefits 456167 Willis Towers Watson US LLC 26555 Evergreen Road Suite 1600 Southfield MI 48076 Actuarial Services 378668 9 Employer Contributions 900099 349068604 349068604 Retiree Contributions 900099 2704108 2704108 Cobra Contributions 900099 703432 703432 352476144 18624445 18624445 9017 0 9017 9017 9017 293878245 297272710 -3394465 -3394465 -3394465 Legal Settlement 900099 32888 32888 32888 367748029 352476144 0 15271885 316821102 561020 7271934 1749798 2398402 589244 217657 87318 2175663 10180578 660028 1129463 404542 22696 6536 420023 341892 Repairs & Maintenance 80334 Employee Relations 7679 Dues & Subscriptions 3293 Recruitment Expense 1044 345130246 11285798 22878129 7524022 10648912 29175896 25326449 631674 662458 9473327 6811089 3082261 2662238 211815797 218525069 414615841 434820251 1487975 1368029 679619264 716891535 3744754 1898110 9808341 9854259 13553095 11752369 X 666066169 705139166 666066169 705139166 679619264 716891535 22617783 16455214 0 X X 0 1 X 1 0 440593 440593 4019880 3866547 153333 1318475 1220270 98205 3694379 1724272 1970107 2662238 Mutual Funds 387694301 F Investment in Partnerships 32218514 F Commingled Funds 14907436 F 434820251 Prepaid contributions - Actives 9620241 Prepaid Contributions - Retirees 234018 9854259 X 382027580 16455214 16455214 365572366 2175663 2175663 367748029 342954583 0 342954583 2175663 2175663 345130246 Part X, Line 2: The Master Trust established to hold the Plan's assets is intended to qualify pursuant to Section 501(c)(9) of the Internal Revenue Code; accordingly, the Master Trust's net investment income is exempt from income taxes. The Master Trust has obtained a favorable tax determination letter from the Internal Revenue Service, and the Plan Sponsor believes that the Master Trust, as amended, continues to qualify and to operate in accordance with applicable provisions of the Internal Revenue Code. Accounting principles generally accepted in the United States of America require plan management to evaluate tax positions taken by the Plan and recognize a tax liability if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The Plan Administrator believes that the Plan is no longer subject to tax examinations for fiscal years prior to March 31, 2022. Central America and the Caribbean 0 0 Investments in Foreign Hedge Fund 22733837 0 0 0 0 0 0 22733837 0 22733837 1 0 1 0 0 0 X X 0 0 0 Kyle Stallman Executive Director 370637 0 0 0 0 0 27730 0 39123 0 437490 0 0 0 William Deighton Director of IT and Service 227058 0 0 0 0 0 24263 0 31865 0 283186 0 0 0 Bryan Carney Director of Financial Service 193563 0 0 0 0 0 23276 0 36072 0 252911 0 0 0 Sandra Bowman-Claus Senior Director for Plan Operations 173362 0 0 0 0 0 22681 0 31491 0 227534 0 0 0 Vishal Sharma Computer Systems Analyst 158186 0 0 0 0 0 22235 0 37967 0 218388 0 0 0 Gail Wilson Director of Human Resources 162978 0 0 0 0 0 22376 0 16055 0 201409 0 0 0 Form 990, Part VI, Section A, line 7a The Fund's governing body, the Board of Trustees, provides in the Fund's Agreement and Declaration of Trust that in the case of Employer Trustee vacancies, the remaining Employer Trustee(s), by majority vote, shall appoint successor Trustees to fill the vacancies. Form 990, Part VI, Section B, line 11b The Director of Financial Services and the Executive Director review and approve the Form 990 prepared by the independent auditors on behalf of the trustees. Form 990, Part VI, Section B, line 12c An annual disclosure questionnaire is distributed to the Board of Trustees, MCTWF employees, fund professionals and vendors to identify circumstances, relationships and transactions that may give rise to a conflict of interest. The questionnaires are reviewed by the human resources director, executive director and legal counsel. If conflicts are identified, measures are taken by the Executive Director to make sure that these trustees or employees would be removed from any decision making. Form 990, Part VI, Section B, line 15 An independent compensation consultant was used in establishing the Executive Director's compensation. There is a written employment contract that is reviewed and approved by the Board of Trustees. An annual merit pool is reviewed and approved by the Board of Trustees for other salaried employees based on a recommendation by the Executive Director that is approved by the Board of Trustees. Individual merit increases based on performance appraisals and market adjustments are determined by the Executive Director. Form 990, Part VI, Section C, line 19 The trust agreement is available on MCTWF's website. The audited annual financial statements as part of the Form 5500 is available upon request and electronically available on the United States Department of Labor website. The information is made available for the same period of disclosure as set forth in IRC Section 6104(d). Form 990, Part VII, Section A The compensation for employees of organizations which are considered related due to the contributing employer relationship was not available at the time of filing and is available upon request. 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dba Republic Serv Triple R Trucking Inc US Silica Company Union Payroll Agency Inc United Paint & Chemical Corporation Univar U S A Inc Upper Peninsula Concrete Pipe Co Inc US Foods Inc Van Dyke Gas Co Van Horn Concrete Variety Food Services Inc Ventcon Inc Veolia - E S Solid Waste Midwest LLC Veritiv Operating Company Verndale Products Inc Walbridge Equipment Installation LLC Waste Management Of Michigan - Eagle Valley Woodland Meadows Waste Management Of Pontiac - City Waste Wayne Pipe & Supply Wick's Pies Inc Willbee Concrete Vaults LLC Willbee Transit Mix Co Inc Wolverine Packing Co Wolverine Trucking Inc YRC Freight 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1