2013-09-19T11:45:34-05:00 2012-12-31 390758449 WIPFLI LLP PO BOX 8010 WAUSAU WI 544028010 990 2012-01-01 390126914 UNITEDONE CREDIT UNION UNIT 9206840361 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KIM ROONEY 9206840361 2013-09-10 1 MARY A COATES CPA P00134220 7158453111 2013-09-10 2012 2016-02-24 21:20:13Z KIM ROONEY 1117 SOUTH 10TH STREET MANITOWOC WI 54220 11617103 0 2157 X WWW.UNITEDONE.ORG X 1938 WI UNITEDONE CREDIT UNION IS A FINANCIAL COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER CHAPTER 186 OF THE WISCONSIN STATUTES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 9 9 103 9 38413 -12934 0 0 10571882 10109792 82493 -258214 -11786 -8820 10642589 9842758 0 0 0 0 3347712 3464529 0 0 0 6033487 5775675 9381199 9240204 1261390 602554 172072397 175972442 155649415 159034120 16422982 16938322 X UNITEDONE CREDIT UNION IS A COMMUNITY CHARTERED INSTITUTION OFFERING MEMBERSHIP TO PERSONS LIVING AND WORKING IN THE WISCONSIN COUNTIES OF DOOR, KEWAUNEE, MANITOWOC AND SHEBOYGAN. FIVE BRANCH OFFICES IN MANITOWOC AND SHEBOYGAN SERVICE THE MEMBERS. IN ORDER TO ASSIST THE YOUTH WITH FINANCIAL LITERACY, UNITEDONE CREDIT UNION ALSO HAS 4 SCHOOL OFFICES. MEMBERS ARE PROVIDED WITH A FULL RANGE OF PRODUCTS AND SERVICES INCLUDING CHECKING, SAVINGS, LOANS AND INVESTMENT AND BUSINESS SERVICES. 0 0 IN 2013, THERE WERE 42,769 DEPOSIT ACCOUNTS AND 9,463 LOANS. THE NUMBER OF MEMBERS AT YEAR END WERE 19,505 WITH A POTENTIAL MARKET OF 243,681. ASSETS AT 12/31/2012 TOTALED $175,972,442. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 4476 0 1 103 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 WI X MICHELLE MCCLELLAND 9206522548 1117 SOUTH 10TH STREET MANITOWOC WI 54220 DEB BONK 2.00 X 0 0 0 NORBERT CAROLLO 2.00 X 0 0 0 JILL PICKETT 2.00 X 0 0 0 SHERRY REZBA 2.00 X 0 0 0 RICK RISCH 2.00 X 0 0 0 JOHN SCHULTZ 2.00 X X 0 0 0 LARRY BAHR 2.00 X X 0 0 0 THOMAS KEIL 2.00 X X 0 0 0 GEORGE GRINDE 2.00 X X 0 0 0 KIM ROONEY 40.00 X 145014 0 29300 MICHELLE MCCLELLAND 40.00 X 89969 0 28624 234983 0 57924 1 0 1 0 LAMACCHIA GROUP 157 NORTH MILWAUKEE ST MILWAUKEE WI 53202 CONSULTING/GENERAL CONTRACTOR 764543 REMOTE OPERATIONS COMPANY 200 PACKERLAND DRIVE GREEN BAY WI 54303 CONSULTING/IT SERVICES 230652 2 INTEREST ON LOANS 522100 7145323 7145323 CREDIT AND DEBIT CARD INCOME 522100 834457 814270 20187 FEE INCOME 522100 784561 784561 LOAN INCOME 522100 528515 528515 INSURANCE INCOME 524298 492525 475615 16910 324411 323095 1316 10109792 108488 108488 18700 27520 -8820 -8820 -8820 1380123 1746825 -366702 -366702 -366702 9842758 10071379 38413 -267034 X 292907 2409350 160283 369982 232007 99188 65621 290344 221575 333019 308538 288377 14897 94698 10 645945 24165 PROVISION FOR LOAN LOSS 1577980 DIVIDENDS PAID ON MEMBE 774029 ATM & CREDIT CARD FEES 382203 LOAN & PROCESSING FEES 299162 355924 9240204 3237779 3219894 10199639 9721978 139443513 139367062 363571 227141 12269684 7518506 5214610 4751178 1527918 10920583 14595283 2692702 2561988 172072397 175972442 1237931 1037345 154411484 157996775 155649415 159034120 X 0 0 0 0 16422982 16938322 16422982 16938322 172072397 175972442 X 602554 2292 -89506 X 0 0 0 717998 717998 4918010 2490483 2427527 3219338 2609868 609470 3414338 2418155 996183 4751178 DEPOSITS IN COMMERCIAL BANKS, S&LS , SAVINGS BANKS 4464000 C LOANS TO & INVESTMENTS IN NATURAL PERSON CU 644000 C MEMBERSHIP CAPPITAL AT CORPORATE CU 750644 C PAID IN CAPITAL AT CORPORATE CU 593739 C ALL OTHER INVESTMENTS IN CORPORATE CU 7248000 C FHLB STOCK 894900 C 14595283 SHARES & DRAFTS 157996775 157996775 X X 0 1 0 KIM ROONEY 145014 0 0 0 0 0 5812 0 23488 0 174314 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS MADE UP OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A AN ANNUAL MEETING IS HELD WHERE MEMBERS VOTE AND ELECT THE BOARD MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS, NAME CHANGES, AND CHARTER CHANGES MUST BE APPROVED BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE CEO AND CFO REVIEW FORM 990 BEFORE PRESENTING THE RETURN TO THE BOARD OF DIRECTORS FOR APPROVAL AND FILING. FORM 990, PART VI, SECTION B, LINE 12C SELF POLICED BY EMPLOYEES COMING FORWARD. FORM 990, PART VI, SECTION B, LINE 15 EACH EMPLOYEE IS EVALUATED ANNUALLY, SALARIES ARE INCREASED BASED ON THEIR INDIVIDUAL EVALUATION AND PERFORMANCE. SALARIES ARE DETERMINED USING THE SURVEY INFORMATION FROM THE WISCONSIN CREDIT UNION LEAGUE. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST OTHER FEES FORM 990, PART IX, LINE 11G OTHER PROFESSIONAL FEES : TOTAL EXPENSES 290,344. CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 9: CHANGE IN OCI - DEFINED BENEFIT PLAN. -89,506.