2013-05-14T15:04:49-05:00 2012-12-31 910189318 MOSS ADAMS LLP 805 SW BROADWAY 1200 PORTLAND OR 97205 990 2012-01-01 910617775 COLUMBIA COMMUNITY CREDIT UNION COLU 3608914000 PO BOX 324 VANCOUVER WA 98666 STEPHON KENNY 3608914000 2013-05-13 1 WENDY CAMPOS P00448102 5032421447 2012 2016-02-24 21:20:13Z STEPHON KENNY PO BOX 324 VANCOUVER WA 98666 55925665 0 X WWW.COLUMBIACU.ORG X 1952 WA A STRONG, MEMBER FINANCIAL COOPERATIVE PROVIDING VALUE THROUGH: MEETING MEMBERS' NEEDS WITH QUALITY SERVICES AND PRODUCTS; CARING FOR MEMBERS AT EVERY CONTACT; AND ENHANCING THE COMMUNITIES WE SERVE THROUGH VOLUNTEERISM AND LEADERSHIP. 9 8 300 14 1395427 -105158 0 0 41595791 45124590 1885455 2669013 0 0 43481246 47793603 190727 212448 0 0 13004519 13820406 0 0 0 24213848 20495157 37409094 34528011 6072152 13265592 815563610 890945323 733987260 795474598 81576350 95470725 A STRONG, MEMBER FINANCIAL COOPERATIVE PROVIDING VALUE THROUGH: MEETING MEMBERS' NEEDS WITH QUALITY SERVICES AND PRODUCTS; CARING FOR MEMBERS AT EVERY CONTACT; AND ENHANCING THE COMMUNITIES WE SERVE THROUGH VOLUNTEERISM AND LEADERSHIP. 0 0 COLUMBIA COMMUNITY CREDIT UNION IS A WASHINGTON STATE-CHARTERED CREDIT UNION REGULATED BY THE DIVISION OF CREDIT UNIONS, A DIVISION WITH THE WASHINGTON STATE DEPARTMENT OF FINANCIAL INSTITUTIONS. MEMBERS' SHARES AND DEPOSITS ARE INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION. THE MAIN PURPOSE OF THE CREDIT UNION IS TO BUY AND SELL MONEY TO ITS MEMBERS THROUGH PRODUCTS SUCH AS LOAN AND DEPOSIT ACCOUNTS. THE CREDIT UNION ALSO MAINTAINS AN INVESTMENT PORTFOLIO. 0 0 1 0 0 0 0 1 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 1 0 0 0 0 0 1 0 0 0 1 20445 0 1 300 1 1 1 0 0 0 0 0 X 9 8 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X PENNY HARRIS 3606193300 703 BROADWAY SUITE 500 VANCOUVER WA 98660 JUDY CHIPMAN 2.50 X X 0 0 0 CHUCK MCDONALD 2.50 X X 0 0 0 PAUL MONTAGUE 2.50 X X 0 0 0 DEAN SUTHERLAND 2.50 X X 0 0 0 BILL BARON 2.50 X 0 0 0 LARRY PAULSON 2.50 X 0 0 0 ALFRED SCHAUER 2.50 X 0 0 0 PAT STRYKER 2.50 X 0 0 0 ALISHA TOPPER 2.50 X 0 0 0 STEPHON KENNY 40.00 X 328167 0 79767 RONALD DOBYNS 40.00 X 160557 0 15181 BILL FULK 40.00 X 182246 0 28431 JEFF BANNAN 40.00 X 183095 0 15520 JILL KUSMIREK 40.00 X 158314 0 14427 COLLEEN BOCCIA 40.00 X 149060 0 20372 RON ENTENMAN 40.00 X 145909 0 16778 HOLLY MECALIS 40.00 X 141943 0 12717 MICHAEL FLOREA 40.00 X 122834 0 25030 1572125 0 228223 17 0 1 0 DIGITAL INSIGHT CORP 26025 MUREAU RD CALABASAS CA 91302 PC BANKING/E STATEMENTS 749178 EHS DESIGN INC 821 2ND AVE 400 SEATTLE WA 98104 ARCHITECTURE FEES 571235 RUN SPOT RUN MEDIA INC 16004 SW TUALATIN SHERWOOD RD SHERWOOD OR 97140 ADVERTISING 510249 KAYE-SMITH 4810 N LAGOON AVE PORTLAND OR 97217 STATEMENTS 416778 CHRISTEL AND ISELY LLP 105 W EVERGREEN BLVD 200 VANCOUVER WA 98660 LEGAL 304882 15 INTEREST/FEES ON LOANS 522100 30332146 30332146 OTHER OPERATING INCOME 522100 10487707 9092280 1395427 FEES & SERVICE CHARGES 522100 4304737 4304737 45124590 2656567 2656567 3000000 5144508 2998791 5133271 1209 11237 12446 11237 1209 47793603 43740400 1395427 2657776 212448 992964 10038805 406465 1404325 977847 374093 141468 509487 1485365 1471192 4347625 1922572 32202 451292 2005567 1665450 314353 OREO OPERATING EXPENSE 1696789 SERVICE FEES 1527959 PROVISION FOR LOAN LOSS 1467234 NCUA ASSESSMENT 700296 382213 34528011 72822272 42207768 111916 259971 584920354 618092257 773629 770663 38290490 19880522 19314688 18409968 111696600 188562013 2846800 2796200 23077351 19846483 815563610 890945323 11630563 13071217 634948 706079 721721749 781697302 733987260 795474598 X 0 0 0 0 81576350 95470725 81576350 95470725 815563610 890945323 13265592 628783 0 X 0 1 X 1 0 5000 0 5000 5000 1 NORTHWEST CREDIT UNION ASSOCIATION PAC 33301 9TH AVE S SUITE 200 FEDERAL WAY WA 98003 910460483 5000 ORGANIZATIONS DIRECT AND INDIRECT POLITICAL CAMPAIGN ACTIVITIES: PART I-A, LINE 1: THE CREDIT UNION HAS ONLY INDIRECT POLITICAL CAMPAIGN ACTIVITY THROUGH CONTRIBUTIONS TO OTHER ORGANIZATIONS. 0 1 X 6395242 6395242 14201504 5629401 8572103 3036166 2844101 192065 13449829 11407020 2042809 1207749 1207749 18409968 MEMBERS' SHARES 781697302 781697302 X 47781157 0 47781157 12446 12446 47793603 34515565 -12446 -12446 34528011 0 34528011 PART IV, LINE 2B: ESCROW ACCOUNTS FOR MEMBER REAL ESTATE LOANS TO PAY REAL ESTATE TAXES. DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: PART X, LINE 2: THE CREDIT UNION RECOGNIZES THE TAX BENEFIT FROM UNCERTAIN TAX POSITIONS, IF ANY, ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITIONS WILL BE SUSTAINED ON EXAMINATION BY THE TAX AUTHORITIES, BASED ON THE TECHNICAL MERITS OF THE POSITION. THE TAX BENEFIT IS MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50% LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. THE CREDIT UNION RECOGNIZES INTEREST ACCRUED AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS AS AN ADMINISTRATIVE EXPENSE. THE CREDIT UNION HAD NO UNRECOGNIZED TAX BENEFITS AT DECEMBER 31, 2012 OR 2011. DURING THE YEARS ENDED DECEMBER 31, 2012 AND 2011, THE CREDIT UNION RECOGNIZED NO INTEREST AND PENALTIES. PART XI, LINE 4B - OTHER ADJUSTMENTS: GAIN ON SALE OF ASSETS REPORTED AS EXPENSE ON FS 12,446. PART XII, LINE 2D - OTHER ADJUSTMENTS: GAIN ON SALE OF ASSETS REPORTED AS EXPENSE ON FS -12,446. 1 YWCA OF CLARK COUNTY 3609 MAIN ST VANCOUVER WA 98663 910569882 501(C)(3) 8500 ANNUAL LUNCHEON AND HOLIDAY DONATION - CONTRIBUTION TO FUND PROGRAMS COLUMBIA RIVER ECONOMIC DEVELOPMENT COUNCIL 805 BROADWAY ST STE 412 VANCOUVER WA 98660 911186305 501(C)(4) 14299 ANNUAL PLEDGE TO BRING BUSINESS IMPROVEMENTS TO COMMUNITY FOUNDATION FOR VANCOUVER PUBLIC SCHOOLS PO BOX 6039 VANCOUVER WA 98668 910971800 501(C)(3) 10000 SUPPORT FOR EDUCATIONAL PROGRAMS AND SPONSORSHIPS PEACEHEALTH SOUTHWEST WASHINGTON MEDICAL CENTER FOUNDATION PO BOX 1600 VANCOUVER WA 98668 911231436 501(C)(3) 5495 SUPPORT FOR HEALTH CARE PROGRAMS IN COMMUNITY IDENTITY CLARK COUNTY 915 BROADWAY ST STE 302 VANCOUVER WA 98660 911623724 501(C)(3) 7500 SUPPORT FOR COMMUNITY DEVELOPMENT AND IMPROVEMENTS FORT VANCOUVER REGIONAL LIBRARY FOUNDATION PO BOX 2384 VANCOUVER WA 98668 911456753 501(C)(3) 15000 ANNUAL AUCTION CONTRIBUTION TO FUND LIBRARY PROGRAMS LOAVES & FISHES 7710 SW 31ST AVE PORTLAND OR 97219 930584318 501(C)(3) 10000 SUPPORT SENIOR CITIZEN MEALS ON WHEELS COLUMBIA SPRINGS 12208 SE EVERGREEN HWY VANCOUVER WA 98683 912127405 501(C)(3) 10662 ENVIRONMENTAL EDUCATION SECOND STEP HOUSING 2500 MAIN ST STE 120 VANCOUVER WA 98660 911691325 501(C)(3) 5000 BASIC NEEDS - MENTAL HEALTH, TRANSITIONAL HOUSING, COUNSELING, ETC. COMMUNITY SERVICE NORTHWEST PO BOX 1845 VANCOUVER WA 98686 141848332 501(C)(3) 5000 PROVIDES QUALITY MENTAL HEALTH SERVICES TO RESIDENTS OF CLARK COUNTY WASHINGTON STATE UNIVERSITY FOUNDATION PO BOX 641927 PULLMAN WA 99164 911075542 501(C)(3) 12000 ANNUAL PLEDGE WSU VANCOUVER ENGINEERING DEVELOPMENT FUND CHILDRENS CENTER PO BOX 484 VANCOUVER WA 98666 911459420 501(C)(3) 5000 MENTAL HEALTH SERVICES FOR KIDS SHARE INC PO BOX 1209 VANCOUVER WA 98666 911205119 501(C)(3) 6200 SERVING THE HUNGRY AND HOMELESS IN CLARK COUNTY BOYS & GIRLS CLUB OF SOUTHWEST WASHINGTON 111 MAIN ST VANCOUVER WA 98660 911978646 501(C)(3) 5000 SUPPORT FOR PROGRAMS THAT PROVIDE OUNG PEOPLE SERVICES DESIGNED TO BUILD CHARACTER AND STRENGTHEN LIFE SKILLS FORT VANCOUVER NATIONAL HISTORIC RESERVE TRUST 750 ANDERSON ST VANCOUVER WA 98661 911937645 501(C)(3) 5600 ADVANCE PRESERVATION AND EDUCATION OF FORT VANCOUVER NATIONAL SITE VANCOUVER HUMANE SOCIETY & SPCA 1100 NE 192ND AVE VANCOUVER WA 98684 910759124 501(C)(3) 8140 SUPPORT FOR PROGREAMS, CARING FOR ANIMALS CREDIT UNION FOR KIDS PO BOX 1739 VANCOUVER WA 98668 203988310 501(C)(3) 7500 HELPING CHILDREN AT DOERNBECHER CHILDREN'S HOSPITAL CLARK COUNTY AUDITOR PO BOX 9808 VANCOUVER WA 98666 916001299 GOVERNMENT 10000 SUPPORT FOR SUSTAINABLE INITIATIVES AT RECYCLED ARTS FESTIVAL NON PROFIT NETWORK PO BOX 822379 VANCOUVER WA 98682 261396970 501(C)(3) 5000 SUPPORT FOR PROGRAMS ASSISTING ALL LOCAL NON-PROFITS 17 2 PROCEDURE FOR MONITORING GRANTS IN THE U.S.: PART I, LINE 2: SCHEDULE I, PART I, LINE 2: WHEN MONEY IS DONATED, AN INTERNAL COMMITTEE ENSURES IT GOES TOWARD THE NON-PROFIT IT WAS INTENDED FOR AND REQUESTS A FOLLOW UP FROM THE NON-PROFIT ON HOW IT WAS USED AND WHO BENEFITED. X 1 1 X X X X X X 0 1 0 STEPHON KENNY 262180 0 56987 0 9000 0 62247 0 17520 0 407934 0 0 0 RONALD DOBYNS 155157 0 0 0 5400 0 8672 0 6509 0 175738 0 0 0 BILL FULK 176246 0 0 0 6000 0 10241 0 18190 0 210677 0 0 0 JEFF BANNAN 183095 0 0 0 0 0 9309 0 6211 0 198615 0 0 0 JILL KUSMIREK 158314 0 0 0 0 0 8160 0 6267 0 172741 0 0 0 COLLEEN BOCCIA 143660 0 0 0 5400 0 8580 0 11792 0 169432 0 0 0 RON ENTENMAN 145909 0 0 0 0 0 9448 0 7330 0 162687 0 0 0 HOLLY MECALIS 141943 0 0 0 0 0 6657 0 6060 0 154660 0 0 0 PART I, LINE 1A THE PRESIDENT'S EMPLOYMENT AGREEMENT ALLOWS FOR THE COST OF SPOUSE TRAVEL FOR 3 CONFERENCES A YEAR. BOARD POLICY ALLOWS FOR SPOUSE/DOMESTIC PARTNER ALLOWANCE OF $599 ANNUALLY WHILE ACCOMPANYING A VOLUNTEER ON CREDIT UNION-RELATED TRAINING. PART I, LINE 4B A MEMBER OF SENIOR MANAGEMENT PARTICIPATES IN A 457(F) DEFERRED COMPENSATION AGREEMENT BUT RECEIVED NO PAYMENT FROM THE PLAN IN THE CURRENT YEAR. DANIELLE HINTON DAUGHTER OF BOARD MEMBER 44730 EMPLOYEE OF THE CREDIT UNION 0 FORM 990, PART VI, SECTION A, LINE 6 CREDIT UNION MEMBERS OWN A SHARE ACCOUNT (SAVINGS ACCOUNT), WHICH ENTITLES THEM TO ONE VOTE IN ANNUAL BOARD ELECTIONS AND OTHER CORPORATE MATTERS. FORM 990, PART VI, SECTION A, LINE 7A ALL MEMBERS ARE ENTITLED TO ONE VOTE IN ANNUAL ELECTIONS FOR NEW DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 A COPY OF FORM 990 IS SENT TO ALL BOARD MEMBERS BEFORE FILING. THE CFO, CEO AND CONTROLLER REVIEW FORM 990 FOR ACCURACY AND COMPLETENESS BEFORE IT IS FILED WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C ALL STAFF ARE PRESENTED WITH THE WRITTEN CONFLICT OF INTEREST POLICY ANNUALLY AND ARE REQUIRED TO SUBMIT A SIGNED CONFIRMATION TO HUMAN RESOURCES THAT THEY HAVE READ THE POLICY. MEMBERS OF THE BOARD OF DIRECTORS ARE ALSO REQUIRED TO SIGN CONFIRMING THEY HAVE REVIEWED THE POLICY. FORM 990, PART VI, SECTION B, LINE 15 THE HUMAN RESOURCES DEPARTMENT COMPILES INFORMATION FROM PROFESSIONAL INDEPENDENT SALARY SURVEYS (INCLUDING, BUT NOT NECESSARILY LIMITED TO, MILLIMAN, CUES AND CUNA). THIS INFORMATION IS USED TO EVALUATE AND ESTABLISH COMPENSATION RATES WITHIN COMMUNITY, INDUSTRY, AND ASSET SIZE NORMS. BASED ON THESE STUDIES, THE CEO REVIEWS AND SETS THE COMPENSATION RATES OF SENIOR MANAGEMENT. THE BOARD OF DIRECTORS CREATES A COMMITTEE THAT INDEPENDENTLY REVIEWS MARKET NORMS AND DETERMINES THE CEO'S COMPENSATION AND BENEFIT PACKAGE. A REVIEW BY HUMAN RESOURCES, USING THE CUSTOMARY SALARY SURVEY STUDIES, HAS CONFIRMED THAT THE CEO'S COMPENSATION RATE IS WELL WITHIN THE COMPENSATION NORMS FOR SIMILAR POSITIONS WITHIN THE INDUSTRY, COMMUNITY, AND ASSET SIZE. FORM 990, PART VI, SECTION C, LINE 19 BYLAWS ARE POSTED ON THE CREDIT UNION'S WEBSITE AND INCLUDE THE CONFLICT OF INTEREST POLICY IN ARTICL XIII; FINANCIAL STATEMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. COLUMBIA COMMUNITY CORPORATION PO BOX 324 VANCOUVER WA 98666 910617775 INACTIVE - USED TO BE WEALTH MANAGEMENT FUNCTION; COMBINED INTO CU IN 2004 WA 0 5000 COLUMBIA COMMUNITY CREDIT UNION COLUMBIA RIVER NORTH LLC PO BOX 324 VANCOUVER WA 98666 800586089 HOLDS OREO PROPERTIES IN OREGON OR -1253344 3519000 COLUMBIA COMMUNITY CREDIT UNION BATTLE GROUND PROPERTIES LLC PO BOX 324 VANCOUVER WA 98666 HOLDS OREO PROPERTIES IN WASHINGTON WA -43373 354612 COLUMBIA COMMUNITY CREDIT UNION