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      <TotalRevenue>
        <TotalRevenueColumn>395902</TotalRevenueColumn>
      </TotalRevenue>
      <GrantsToDomesticOrgs>
        <Total>0</Total>
      </GrantsToDomesticOrgs>
      <GrantsToDomesticIndividuals>
        <Total>0</Total>
      </GrantsToDomesticIndividuals>
      <ForeignGrants>
        <Total>0</Total>
      </ForeignGrants>
      <BenefitsToMembers>
        <Total>0</Total>
      </BenefitsToMembers>
      <CompCurrentOfficersDirectors>
        <Total>67000</Total>
        <ProgramServices>53600</ProgramServices>
        <ManagementAndGeneral>13400</ManagementAndGeneral>
      </CompCurrentOfficersDirectors>
      <CompDisqualPersons>
        <Total>0</Total>
      </CompDisqualPersons>
      <OtherSalariesAndWages>
        <Total>47750</Total>
        <ProgramServices>38200</ProgramServices>
        <ManagementAndGeneral>9550</ManagementAndGeneral>
      </OtherSalariesAndWages>
      <PensionPlanContributions>
        <Total>0</Total>
      </PensionPlanContributions>
      <OtherEmployeeBenefits>
        <Total>15293</Total>
        <ProgramServices>12234</ProgramServices>
        <ManagementAndGeneral>3059</ManagementAndGeneral>
      </OtherEmployeeBenefits>
      <PayrollTaxes>
        <Total>9512</Total>
        <ProgramServices>7610</ProgramServices>
        <ManagementAndGeneral>1902</ManagementAndGeneral>
      </PayrollTaxes>
      <FeesForServicesManagement>
        <Total>0</Total>
      </FeesForServicesManagement>
      <FeesForServicesLegal>
        <Total>0</Total>
      </FeesForServicesLegal>
      <FeesForServicesAccounting>
        <Total>2200</Total>
        <ManagementAndGeneral>2200</ManagementAndGeneral>
      </FeesForServicesAccounting>
      <FeesForServicesLobbying>
        <Total>0</Total>
      </FeesForServicesLobbying>
      <FeesForServicesProfFundraising></FeesForServicesProfFundraising>
      <FeesForServicesInvstMgmntFees>
        <Total>0</Total>
      </FeesForServicesInvstMgmntFees>
      <FeesForServicesOther>
        <Total>0</Total>
      </FeesForServicesOther>
      <Advertising>
        <Total>0</Total>
      </Advertising>
      <OfficeExpenses>
        <Total>11034</Total>
        <ProgramServices>8827</ProgramServices>
        <ManagementAndGeneral>2207</ManagementAndGeneral>
      </OfficeExpenses>
      <InformationTechnology>
        <Total>6450</Total>
        <ManagementAndGeneral>6450</ManagementAndGeneral>
      </InformationTechnology>
      <Royalties>
        <Total>0</Total>
      </Royalties>
      <Occupancy>
        <Total>0</Total>
      </Occupancy>
      <Travel>
        <Total>0</Total>
      </Travel>
      <TravelEntrtnmntPublicOfficials>
        <Total>0</Total>
      </TravelEntrtnmntPublicOfficials>
      <ConferencesMeetings>
        <Total>141546</Total>
        <ProgramServices>141546</ProgramServices>
      </ConferencesMeetings>
      <Interest>
        <Total>0</Total>
      </Interest>
      <PaymentsToAffiliates>
        <Total>0</Total>
      </PaymentsToAffiliates>
      <DepreciationDepletion>
        <Total>16377</Total>
        <ManagementAndGeneral>16377</ManagementAndGeneral>
      </DepreciationDepletion>
      <Insurance>
        <Total>3846</Total>
        <ManagementAndGeneral>3846</ManagementAndGeneral>
      </Insurance>
      <OtherExpenses>
        <Description>Auto allowance</Description>
        <Total>7980</Total>
        <ProgramServices>6384</ProgramServices>
        <ManagementAndGeneral>1596</ManagementAndGeneral>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Property taxes</Description>
        <Total>8608</Total>
        <ManagementAndGeneral>8608</ManagementAndGeneral>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Utilities</Description>
        <Total>1723</Total>
        <ManagementAndGeneral>1723</ManagementAndGeneral>
      </OtherExpenses>
      <OtherExpenses>
        <Description>Luncheons and entertainment</Description>
        <Total>679</Total>
        <ManagementAndGeneral>679</ManagementAndGeneral>
      </OtherExpenses>
      <AllOtherExpenses>
        <Total>7374</Total>
        <ManagementAndGeneral>7374</ManagementAndGeneral>
      </AllOtherExpenses>
      <TotalFunctionalExpenses>
        <Total>347372</Total>
        <ProgramServices>268401</ProgramServices>
        <ManagementAndGeneral>78971</ManagementAndGeneral>
      </TotalFunctionalExpenses>
      <CashNonInterestBearing>
        <BOY>88590</BOY>
        <EOY>103124</EOY>
      </CashNonInterestBearing>
      <SavingsAndTempCashInvestments>
        <BOY>360092</BOY>
        <EOY>422521</EOY>
      </SavingsAndTempCashInvestments>
      <PrepaidExpensesDeferredCharges>
        <BOY>5432</BOY>
        <EOY>2886</EOY>
      </PrepaidExpensesDeferredCharges>
      <LandBuildingsEquipmentBasis>448460</LandBuildingsEquipmentBasis>
      <LandBldgEquipmentAccumDeprec>35754</LandBldgEquipmentAccumDeprec>
      <LandBuildingsEquipmentBasisNet>
        <BOY>429084</BOY>
        <EOY>412706</EOY>
      </LandBuildingsEquipmentBasisNet>
      <TotalAssets>
        <BOY>883198</BOY>
        <EOY>941237</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <BOY>118</BOY>
      </AccountsPayableAccruedExpenses>
      <DeferredRevenue>
        <EOY>5950</EOY>
      </DeferredRevenue>
      <OtherLiabilities>
        <EOY>3677</EOY>
      </OtherLiabilities>
      <TotalLiabilities>
        <BOY>118</BOY>
        <EOY>9627</EOY>
      </TotalLiabilities>
      <DoNotFollowSFAS117>X</DoNotFollowSFAS117>
      <RetainedEarningsEndowmentEtc>
        <BOY>883080</BOY>
        <EOY>931610</EOY>
      </RetainedEarningsEndowmentEtc>
      <TotalNetAssetsFundBalances>
        <BOY>883080</BOY>
        <EOY>931610</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>883198</BOY>
        <EOY>941237</EOY>
      </TotalLiabNetAssetsFundBalances>
      <ReconcilationRevenueExpenses>48530</ReconcilationRevenueExpenses>
      <MethodOfAccountingCash>X</MethodOfAccountingCash>
      <AccountantCompileOrReview>false</AccountantCompileOrReview>
      <FSAudited>true</FSAudited>
      <FSAuditedBasis>
        <FinancialStatementSeparate>X</FinancialStatementSeparate>
      </FSAuditedBasis>
      <AuditCommittee>true</AuditCommittee>
    </IRS990>
    <IRS990ScheduleD documentId="990D" softwareId="12000057" softwareVersion="12.13.328.3">
      <IncludedOnFS>false</IncludedOnFS>
      <Buildings>
        <OtherCostOrOtherBasis>426892</OtherCostOrOtherBasis>
        <Depreciation>22333</Depreciation>
        <BookValue>404559</BookValue>
      </Buildings>
      <OtherLandBuildings>
        <OtherCostOrOtherBasis>21568</OtherCostOrOtherBasis>
        <Depreciation>13421</Depreciation>
        <BookValue>8147</BookValue>
      </OtherLandBuildings>
      <TotalOfBookValueLandBuildings>412706</TotalOfBookValueLandBuildings>
      <OtherSecurities>
        <Description>Financial derivatives and other financial products</Description>
      </OtherSecurities>
      <OtherSecurities>
        <Description>Closely-held equity interests</Description>
      </OtherSecurities>
      <OtherLiabilities>
        <Description>Federal income taxes</Description>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>Payroll taxes</Description>
        <Amount>3677</Amount>
      </OtherLiabilities>
      <TotalOfAmounts>3677</TotalOfAmounts>
      <TotRevenueEtcAuditedFinclStmt>395902</TotRevenueEtcAuditedFinclStmt>
      <RevenueSubtotal>395902</RevenueSubtotal>
      <TotalRevenuePerForm990>395902</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>347372</TotExpensesEtcAuditedFinclStmt>
      <ExpensesSubtotal>347372</ExpensesSubtotal>
      <TotalExpensesPerForm990>347372</TotalExpensesPerForm990>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="990O" softwareId="12000057" softwareVersion="12.13.328.3">
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>A 6</ReturnReference>
        <Explanation>The Association had forty-nine regular members and eighty associate members.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>A 7a</ReturnReference>
        <Explanation>Regular members elect board of directors as governing body.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>A 7b</ReturnReference>
        <Explanation>Regular members have to approve any changes in by-laws of the Association.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>B 11a</ReturnReference>
        <Explanation>Executive Director reviews form 990 before filing.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>B 10a</ReturnReference>
        <Explanation>The Association has one branch in Germantown, Tennessee.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>B 15a,b</ReturnReference>
        <Explanation>Board of Directors reviews and approves all compensation annually.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>C 19</ReturnReference>
        <Explanation>Governing documents are available to the public upon written request.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>C 19</ReturnReference>
        <Explanation>Financial Statements are available to the public upon written request.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990 Part VI</Identifier>
        <ReturnReference>A 9</ReturnReference>
        <Explanation>All officers and directors may be reached at the Associations address.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>