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      <ExcessOrDeficitForYear>20743</ExcessOrDeficitForYear>
      <ExcessOrDeficitPerFS>20743</ExcessOrDeficitPerFS>
      <TotRevenueEtcAuditedFinclStmt>1483471</TotRevenueEtcAuditedFinclStmt>
      <OtherRevenues>712117</OtherRevenues>
      <RevenueNotRptdF990>712117</RevenueNotRptdF990>
      <RevenueSubtotal>771354</RevenueSubtotal>
      <TotalRevenuePerForm990>771354</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>1462728</TotExpensesEtcAuditedFinclStmt>
      <OtherExpensesIncluded>712117</OtherExpensesIncluded>
      <ExpensesNotRptdF990>712117</ExpensesNotRptdF990>
      <ExpensesSubtotal>750611</ExpensesSubtotal>
      <TotalExpensesPerForm990>750611</TotalExpensesPerForm990>
      <Form990ScheduleDPartXIV>
        <Identifier>RECONCILIATION OF CHANGES - OTHER</Identifier>
        <ReturnReference>SCHEDULE D, PAGE 4, PART XI, LINE 8</ReturnReference>
        <Explanation>CONTRIBUTED SERVICES - REVENUE 712,117 CONTRIBUTED SERVICES - EXPENSE -712,117</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>REVENUE AMOUNTS INCLUDED IN FINANCIALS - OTHER</Identifier>
        <ReturnReference>SCHEDULE D, PAGE 4, PART XII, LINE 2D</ReturnReference>
        <Explanation>CONTRIBUTED SERVICES - REVENUE 712,117</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>EXPENSE AMOUNTS INCLUDED IN FINANCIALS - OTHER</Identifier>
        <ReturnReference>SCHEDULE D, PAGE 4, PART XIII, LINE 2D</ReturnReference>
        <Explanation>CONTRIBUTED SERVICES - EXPENSE 712,117</Explanation>
      </Form990ScheduleDPartXIV>
    </IRS990ScheduleD>
    <IRS990ScheduleF documentId="RetDoc5">
      <GrantRecordsMaintained>false</GrantRecordsMaintained>
      <AcctsActvsOutUSTable>
        <Region>SOUTH ASIA (AFGHANISTAN)</Region>
        <NumberOfEmployees>6</NumberOfEmployees>
        <TypeOfActivitiesConducted>PROGRAM SERVICES</TypeOfActivitiesConducted>
        <SpecificServicesProvided>SEE MISSION STATEMEN</SpecificServicesProvided>
        <TotalExpenditures>92628</TotalExpenditures>
      </AcctsActvsOutUSTable>
      <AcctsActvsOutUSTable>
        <Region>SUB-SHARAN AFRICA</Region>
        <NumberOfEmployees>1</NumberOfEmployees>
        <TypeOfActivitiesConducted>PROGRAM SERVICES</TypeOfActivitiesConducted>
        <SpecificServicesProvided>SEE MISSION STATEMEN</SpecificServicesProvided>
        <TotalExpenditures>900</TotalExpenditures>
      </AcctsActvsOutUSTable>
      <AcctsActvsOutUSTable>
        <Region>CENTRAL AMERICA (EL-SALVADOR)</Region>
        <NumberOfEmployees>3</NumberOfEmployees>
        <TypeOfActivitiesConducted>PROGRAM SERVICES</TypeOfActivitiesConducted>
        <SpecificServicesProvided>SEE MISSION STATEME</SpecificServicesProvided>
        <TotalExpenditures>74986</TotalExpenditures>
      </AcctsActvsOutUSTable>
      <SubtotalNumberOfEmployees>10</SubtotalNumberOfEmployees>
      <TotalNumberOfEmployees>10</TotalNumberOfEmployees>
      <SubtotalAmountSpent>168514</SubtotalAmountSpent>
      <TotalAmountSpent>168514</TotalAmountSpent>
      <Form990ScheduleFPartV>
        <Explanation>SOUTH ASIA (AFGHANISTAN) 92,628 0 SUB-SHARAN AFRICA 900 0 CENTRAL AMERICA (EL-SALVADOR) 74,986 0</Explanation>
      </Form990ScheduleFPartV>
    </IRS990ScheduleF>
    <IRS990ScheduleO documentId="RetDoc6">
      <GeneralExplanation>
        <Identifier>ORGANIZATION'S MISSION</Identifier>
        <ReturnReference>FORM 990 - ORGANIZATION'S MISSION</ReturnReference>
        <Explanation>THE ORGANIZATION'S PURPOSE IS TO ORGANIZE UNITED STATES AND INTERNATIONAL VOLUNTEERS TO HELP FEMALE AND MALE ENTREPRENEURS IN CONLFICT-AFFECTED AREAS TO EXPAND THEIR BUSINESSEES, CREATE SIGNIFICANT EMPLOYMENT FOR ALL, AND EXPAND THE ECONOMIC POWER OF WOMEN. MORE JOBS MEAN LESS VIOLENCE.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>EXPLANATION ON VOLUNTEERS AND TYPES OF SERVICES OR BENEFITS</Identifier>
        <ReturnReference>FORM 990, PAGE 1, PART I, LINE 6</ReturnReference>
        <Explanation>APPROXIMATELY 340 VOLUNTEER MEMBERS OF THE ORGANIZATION HAVE DONATED THEIR PROFESSIONAL TIME TO PROVIDE PRO BONO CONSULTING SERVICES AND TRAINING TO THE AFGHAN AND RWANDAN ENTREPRENEURS IN THE BPEACE PROGRAM. VOLUNTEER MEMBERS WHO TRAVEL TO AFGHANISTAN AND RWANDA FOR CONSULTING AND TRAINING MISSIONS PAY FOR THEIR OWN TRAVEL AND ACCOMODATIONS. SOME ADMINISTRATION OF THE ORGANIZATION IS ALSO PERFORMED BY VOLUNTEERS. CONTRIBUTION REVENUE FROM SERVICES FOR THE YEAR ENDED SEPTEMBER 30, 2012 WAS MEASURED BASED ON THE FAIR MARKET VALUE TO BE 712,117.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ALL OTHER ACCOMPLISHMENT DESCRIPTION</Identifier>
        <ReturnReference>FORM 990, PAGE 2, PART III, LINE 4D</ReturnReference>
        <Explanation>VOLUNTEER COORDINATION AND CONTRIBUTED SERVICES.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>FINANCIAL ACCOUNTS IN FOREIGN COUNTRIES</Identifier>
        <ReturnReference>FORM 990, PART V, LINE 4B</ReturnReference>
        <Explanation>RWANDA</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ORGANIZATION'S PROCESS USED TO REVIEW FORM 990</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 11B</ReturnReference>
        <Explanation>FORM 990 REVIEWED WITH AUDIT COMMITTEE PRIOR TO SUBMISSION TO ENTIRE BOARD</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>ENFORCEMENT OF CONFLICTS POLICY</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 12C</ReturnReference>
        <Explanation>AUDIT COMMITTEE WILL REVIEW ANNUAL CONFLICT OF INTEREST DISCLOSURES TO DETERMINE IF A CONFLICT EXISTS.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR TOP OFFICIAL</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15A</ReturnReference>
        <Explanation>NO COMPENSATION TO CEO, EXECUTIVE DIRECTOR OR MANAGEMENT</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR OFFICERS</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15B</ReturnReference>
        <Explanation>ANNUAL SALARY FOR EMPLOYEE IS APPROVED BY ENTIRE BOARD.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>GOVERNING DOCUMENTS DISCLOSURE EXPLANATION</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 19</ReturnReference>
        <Explanation>ORGANIZATION WILL PROVIDE GOVERNING DOCUMENTS UPON REQUEST.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>