2013-11-15T16:11:44-06:00 2012-12-31 410746749 CLIFTONLARSONALLEN LLP 4250 N FAIRFAX DRIVE SUITE 1020 ARLINGTON VA 22203 990 2012-01-01 061328907 INSURED RETIREMENT INSTITUTE INC INSU 2024693000 1101 NEW YORK AVENUE NW NO 825 WASHINGTON DC 20005 CATHERINE J WEATHERFORD 2024693000 2013-10-23 1 KAREN GRIES P00078514 5712279500 2012 2016-03-07 17:11:31Z CATHERINE J WEATHERFORD 1101 NEW YORK AVENUE NW NO 825 WASHINGTON DC 20005 6113639 0 X WWW.IRIONLINE.ORG X 1991 CT TO PROMOTE UNDERSTANDING OF AND ADVOCATE ON ISSUES AFFECTING INSURED RETIREMENT STRATEGIES. 22 21 27 23 14266 -16443 0 0 5676449 6107270 6645 6369 22100 0 5705194 6113639 0 0 0 0 2712135 3120469 0 0 0 2540747 2731988 5252882 5852457 452312 261182 4250151 4564387 2615182 2668236 1634969 1896151 X TO: 1. ENCOURAGE INDUSTRY ADHERENCE TO THE HIGHEST ETHICAL PRINCIPLES. 2. PROMOTE BETTER UNDERSTANDING OF THE INSURED RETIREMENT VALUE PROPOSITION. 3. DEVELOP AND PROMOTE BEST PRACTICE STANDARDS TO IMPROVE VALUE DELIVERY. 4. ADVOCATE BEFORE PUBLIC POLICY MAKERS ON CRITICAL ISSUES AFFECTING INSURED RETIREMENT STRATEGIES. 0 0 CONFERENCESCONFERENCES BRING TOGETHER MEMBERS AND OTHERS INTERESTED IN ANNUITY AND VARIABLE LIFE PRODUCTS TO EDUCATE THEM ON CURRENT ISSUES, PRODUCT FEATURES AND BENEFITS. MEMBER SERVICESMEMBERSHIP SERVICES PROVIDES EDUCATION AND INFORMATION TO ASSOCIATION MEMBERS. PUBLICATIONSTHE ASSOCIATION PUBLISHES AND MAKES AVAILABLE TO MEMBERS A NUMBER OF BROCHURES AND BOOKLETS FOR USE IN INFORMING AND EDUCATING CONSUMERS ABOUT ANNUITY AND VARIABLE LIFE PRODUCTS. PREMIER ALLIANCE PROGRAMTHIS PROGRAM PROVIDES PARTICIPATING MEMBER ORGANIZATIONS WITH THE UNIQUE OPPORTUNITY TO BUILD AND MAINTAIN YEAR-ROUND RELATIONSHIPS WITH OTHER MEMBER ORGANIZATIONS AND KEY DECISION MAKERS IN THE RETIREMENT INCOME COMMUNITY. 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 18 0 27 1 1 1 0 0 0 0 0 X 22 21 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 1 1 0 X THE ORGANIZATION 2024693000 1101 NEW YORK AVE NW SUITE 825 WASHINGTON DC 20005 MALIZ BEAMS 2.00 X 0 0 0 JOHN CARTER 2.00 X 0 0 0 GREG CICOTTE 2.00 X 0 0 0 ROBERT DECHELLIS 2.00 X 0 0 0 MICHALE FALCON 2.00 X 0 0 0 BRUCE FERRIS 2.00 X 0 0 0 LYNNE FORD 2.00 X 0 0 0 ELIZABETH FORGET 2.00 X 0 0 0 WILL FULLER 2.00 X 0 0 0 BEN HUNEKE 2.00 X 0 0 0 NICK LANE 2.00 X 0 0 0 DREW LAWTON 2.00 X 0 0 0 WILLIAM LOEHNING 2.00 X 0 0 0 BILL LOWE 2.00 X 0 0 0 ROBERT MOORE 2.00 X 0 0 0 PAULA NELSON 2.00 X 0 0 0 JOHN PAPADOPULOS 2.00 X 0 0 0 LARRY ROTH 2.00 X 0 0 0 BRIAN SHEA 2.00 X 0 0 0 THOMAS STREIFF 2.00 X 0 0 0 DAVID TYRIE 2.00 X 0 0 0 CINDY VOGL 2.00 X 0 0 0 CATHERINE WEATHERFORD 40.00 X 732336 0 37204 CLAUDIA SUTTON 40.00 X 224822 0 5521 J LEE COVINGTON 40.00 X 350817 0 25700 JOHN LITTLE 40.00 X 214410 0 10998 DANIELLE HOLLAND 40.00 X 174740 0 15708 CHRISTOPHER MCDANIEL 40.00 X 109523 0 8478 1806648 0 103609 6 0 1 0 LEADING AUTHORITIES 1990 M STREET NW 8TH FLOOR WASHINGTON DC 20036 SPEAKER BUREAU 399037 SOURCE MEDIA PO BOX 71633 CHICAGO IL 60694 CUSTOM MEDIA CONSULTANT 221130 2 MEMBERSHIP DUES 611710 3617625 3617625 CONFERENCES 611710 1494692 1494692 PREMIER ALLIANCE PROGR 611710 700000 700000 INDUSTRY WIDE TRAINING 611710 245087 245087 PREFERRED OPERATIONS P 611710 35600 35600 14266 14266 6107270 6369 6369 6113639 6093004 14266 6369 X 1601807 1203940 20304 153254 141164 10150 92254 101722 599023 12406 254628 17196 365121 98089 971268 99130 26904 MEMBERSHIP EXPENSE 52316 PROFESSIONAL DEVELOPMEN 31781 5852457 1770638 2678385 1755748 1005037 49878 58004 53772 145998 696392 530543 249604 165849 370511 511114 4250151 4564387 125965 289442 2126529 1939560 362688 439234 2615182 2668236 X 1634969 1896151 1634969 1896151 4250151 4564387 261182 0 X 0 1 X 1 0 0 0 1 3587625 288007 525725 813732 322886 490846 509170 416932 92238 187222 113611 73611 165849 DEPOSIT 25000 DEFERRED COMPENSATION 439234 LETTER OF CREDIT 46880 511114 DEFERRED COMPENSATION 439234 439234 X DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: PART X, LINE 2: INSURED RETIREMENT INSTITUTE, INC. HAS ADOPTED THE INCOME TAX STANDARD FOR UNCERTAIN INCOME TAX POSITIONS. INSURED RETIREMENT INSTITUTE, INC. HAS EVALUATED ITS TAX POSITIONS AND DETERMINED THAT THEY ARE MORE-LIKELY-THAN-NOT TO BE SUSTAINED ON EXAMINATION. INSURED RETIREMENT INSTITUTE, INC'S INCOME TAX RETURNS ARE SUBJECT TO REVIEW AND EXAMINATION BY FEDERAL AND STATE AUTHORITIES. INSURED RETIREMENT INSTITUTE, INC. IS NOT AWARE OF ANY ACTIVITIES THAT WOULD JEOPARDIZE ITS TAX-EXEMPT STATUS. THE TAX RETURNS FOR THE FISCAL YEARS ENDED 2009 THROUGH 2011 ARE OPEN TO EXAMINATION BY FEDERAL AND STATE AUTHORITIES. X X X 0 0 0 CATHERINE WEATHERFORD 546433 0 185000 0 903 0 10792 0 26412 0 769540 0 0 0 CLAUDIA SUTTON 223667 0 0 0 1155 0 5521 0 0 0 230343 0 0 0 J LEE COVINGTON 312680 0 37822 0 315 0 9945 0 15755 0 376517 0 0 0 JOHN LITTLE 214200 0 0 0 210 0 7497 0 3501 0 225408 0 0 0 DANIELLE HOLLAND 155600 0 18972 0 168 0 0 0 15708 0 190448 0 0 0 FORM 990, PART VI, SECTION A, LINE 1 THERE SHALL BE AN EXECUTIVE COMMITTEE COMPOSED OF THE CHAIRMAN, IMMEDIATE PAST CHAIRMAN, PRESIDENT, VICE CHAIRMAN, TREASURER, SECRETARY AND SUCH OTHER DIRECTORS AS SHALL BE DETERMINED BY THE CHAIRMAN AND/OR THE BOARD OF DIRECTORS. THE EXECUTIVE COMMITTEE SHALL CONDUCT THE AFFAIRS OF THE ASSOCIATION IN ACCORDANCE WITH ITS CERTIFICATE OF INCORPORATION AND BY-LAWS AND THE POLICIES AND INSTRUCTIONS OF THE BOARD OF DIRECTORS. IT SHALL BE RESPONSIBLE FOR THE MANAGEMENT OF THE ASSOCIATION BETWEEN MEETINGS OF THE BOARD OF DIRECTORS. THE COMMITTEE SHALL BE RESPONSIBLE FOR DEVELOPING AN ANNUAL BUDGET FOR FINANCING OF THE ASSOCIATION FOR THE COMING CALENDAR YEAR AND RECOMMENDING SAID BUDGET TO THE BOARD OF DIRECTORS. THE COMMITTEE SHALL MEET UPON THE CALL OF ANY OF ITS MEMBERS, STATING THE TIME AND PLACE OF THE MEETING. FORM 990, PART VI, SECTION A, LINE 6 INSURED RETIREMENT INSTITUTE, INC. (IRI) HAS ONLY ONE CLASS OF MEMBERS. ANY PERSON OR ENTITY THAT HAS AN INTEREST IN INSURED RETIREMENT STRATEGIES MAY BE ELIGIBLE TO BECOME A MEMBER OF THE CORPORATION. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER SHALL BE ENTITLED TO ONE VOTE FOR THE ELECTION OF DIRECTORS OF THE CORPORATION. FORM 990, PART VI, SECTION B, LINE 11 THE INDEPENDENT PUBLIC ACCOUNTING FIRM WILL WORK WITH MANAGEMENT TO PROVIDE A DRAFT OF THE FORM 990 TO THE ORGANIZATION. THE DIRECTOR OF FINANCE WILL REVIEW THE 990. THEN THE PRESIDENT/CEO WILL REVIEW AND SIGN THE 990. A COPY OF THE 990 (SIGNED) WILL BE PRESENTED TO THE BOARD OF DIRECTORS. IF THERE IS SUFFICIENT TIME BEFORE THE FILING DUE DATE, THE BOARD WILL REVIEW, DISCUSS, AND APPROVE THE 990 BEFORE IT IS MAILED TO THE IRS. OTHERWISE, THE BOARD WILL REVIEW, DISCUSS AND APPROVE OR RECOMMEND AN AMENDMENT OF THE 990 AFTER IT HAS BEEN MAILED. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S SENIOR VICE PRESIDENT AND GENERAL COUNSEL REQUESTS THAT EACH BOARD MEMBER REVALIDATE THEIR STATEMENT ABOUT POTENTIAL CONFLICTS. THE VICE PRESIDENT AND GENERAL COUNSEL VERIFIES THAT THERE ARE NO CONFLICTS. IF ANY POTENTIAL CONFLICTS ARISE, THE CHAIRMAN OF THE BOARD DICTATES THE RESOLUTION TO THE POTENTIAL CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 AN OUTSIDE CONSULTANT WAS ENGAGED TO ASSIST WITH DRAFTING JOB DESCRIPTIONS AND COMPENSATION LEVELS FOR ALL POSITIONS WITHIN THE ORGANIZATION. THIS WAS LAST COMPLETED IN JANUARY 2009. SINCE THAT POINT IN TIME, SALARIES HAVE BEEN MODESTLY INCREASED FOR INFLATION AND MERIT. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, OR FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC. OTHER FEES FORM 990, PART IX, LINE 11G TEMPORARY HELP EXPENSE: TOTAL EXPENSES 44,562. CONTRACTED SERVICES EXPENSE: TOTAL EXPENSES 468,161. SATELITE MEDIA TOUR: TOTAL EXPENSES 14,300. STP STANDARDS CONSULTANT: TOTAL EXPENSES 72,000. INSURED RETIREMENT INSTITUTE POLITICAL ACTION COMMITTEE 1101 NEW YORK AVENUE NW STE 825 WASHINGTON DC 20005 273719919 POLITICAL ACTION COMMITTEE DC 527 INSURED RETIREMENT INSTITUTE INC 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 1 0 0 0