2013-11-15T14:20:50-06:00 2012-12-31 COHNREZNICK LLP 7501 WISCONSIN AVENUE SUITE 400E BETHESDA MD 208146583 990 2012-01-01 362087641 AMERICA'S HEALTH INSURANCE PLANS % DAWN BANDA AMER 2027783200 601 PENNSYLVANNIA AVENUE NW SOUTH BUILDING Suite 500 WASHINGTON DC 20004 karen ignagni 2027783200 2013-11-14 true 3016529100 2012 2016-03-07 17:11:31Z KAREN IGNAGNI 601 PENNSYLVANIA AVE 500 WASHINGTON DC 20004 80419878 false X WWW.AHIP.ORG X 1959 DE AMERICA'S HEALTH INSURANCE PLANS (AHIP) IS THE NATIONAL TRADE ASSOCIATION REPRESENTING THE HEALTH INSURANCE INDUSTRY WHICH PROVIDES HEALTH INSURANCE COVERAGE TO MORE THAN 200 MILLION AMERICANS. 36 36 174 0 267341 156230 20747818 16605181 48497978 52624474 -8130 482307 1194704 1192175 70432370 70904137 0 0 0 0 28118418 28600491 0 0 0 41945191 41741951 70063609 70342442 368761 561695 35063520 32908406 32637271 29654904 2426249 3253502 America's Health Insurance Plans (AHIP) is the national trade association representing the health insurance industry. AHIP's members provide health and supplemental benefits to more than 200 million Americans through employer-sponsored coverage, the individual insurance market, and public programs such as Medicare and Medicaid. AHIP advocates for public policies that expand access to affordable health care coverage to all Americans through a competitive marketplace that fosters choice, quality and innovation false false ADVOCACY: The federal affairs team directs the association's legislative strategy, advocates the industry's positions, educates policymakers on industry issues and manages relationships on Capitol Hill and with the Administration. Federal affairs actively workS on all significant pieces of health care legislation, as well as coordinating the industry's response to congressional oversight activities. AHIP's state affairs team coordinates the industry's advocacy efforts on legislation and regulation in all 50 states. Working closely with member-comprised state strategy teams, as well as state-based health insurance plan trade associations, AHIP's state affairs manages a national network of lobbying consultants and tracks more than 10,000 pieces of legislation and regulations. POLICY, REGULATORY AND CLINICAL: AHIP's advocacy is complimented by a robust policy, regulatory, clinical and legal operation. The policy team leads the industry's public policy strategy, provides analysis of legislation and policy proposals, and develops policy proposals. The policy operation includes a team of experts devoted to specific insurance products. The regulatory team brings a solutions-oriented approach to its analysis of private market regulation and funding and regulatory changes to public programs. Regulatory works closely with all the key federal agencies as well as the NAIC and state insurance commissioners. The clinical team works closely with industry chief medical directors and chief operating officers to spearhead a wide range of initiatives related to health insurance plans' value proposition, transformation of the delivery system and improving overall health care quality. AHIP's contract with the Centers for Disease Control and Prevention provides for all of the necessary services, qualified personnel, material, equipment and facilities to continue the ongoing efforts associated with the vaccine safety, surveillance and assessments. Legal provides counsel on all legislative and policy matters and coordinates industry-wide legal initiatives. POLICY AND RESEARCH: AHIP conducts and publishes original research and provides analysis and commentary on the research of others. They seek to demonstrate the value proposition of private health insurance plans, and educate the policy community and news media about key products and market segments that are of interest to policymakers. AHIP's public affairs staff works proactively to shape news coverage and opinion leader dialogue around important health policy and industry-specific issues. Public Affairs staff conducts public opinion research to monitor industry issues and develop effective messages, while also utilizing new media tools for rapid response and fact checking. THE CONFERENCES AND EDUCATION STAFF: For more than 50 years, America's Health Insurance Plans has been educating health care professionals focused on continuously improving our health care system. AHIP's unique combination of conferences, self study courses, multimedia, white papers, and designation programs provide the flexibility to meet the diverse needs of professionals of all levels. Our educational programs focus on the newest approaches, trends and emerging issues. The Conferences and Education staff continuously update programs to ensure they are relevant and beneficial to the evolving health care system. false true false true false false false false false true false false false true true true true false false false false false false false false false false false true false false false false false true false false false false false true false false true 123 0 true 174 true true true false false false true true false X 36 36 false false true false false false false true false false false false true true true true true true false false X DAWN BANDA 2027783200 601 PENNSYLVANNIA AVENUE NW 500 WASHINGTON DC 20004 X MICHAEL E ABBOTT 1.0 X SCOTT ARMSTRONG 1.0 X RICHARD A BARASCH 1.0 X BRUCE G BODAKEN 1.0 X MARY BRAINERD 1.0 X DAVID H KLEIN 1.0 X MICHAEL McCALLISTER 1.0 X KEVIN P MCCARTHY 1.0 X JOSEPH MARIO MOLINA MD 1.0 X DANIEL P NEARY 1.0 X WILLIAM M CAMERON 1.0 X MICHAEL M DUDLEY 1.0 X MARK B GANZ 1.0 X JAY M GELLERT 1.0 X VICKY B GREGG 1.0 X RICK L HAINES 1.0 X GEORGE C HALVORSON 1.0 X DAVID W OLIKER 1.0 X ROBERT REED Sr 1.0 X JAMES ROOSEVELT 1.0 X BUCK STINSON 1.0 X ANTHONY L WATSON 1.0 X PATRICIA A HEMINGWAY-HALL 1.0 X WILLIAM R ALVIN 1.0 X GAIL K BOUDREAUX 1.0 X JAMES G CARLSON 1.0 X MICHAEL P GALLAGHER CPA 1.0 X DAVID M CORDANI 1.0 X DAN HOUSTON 1.0 X ERIC H SCHULTZ 1.0 X MARK T BERTOLINI 1.0 X DANIEL J HILFERTY 1.0 X EDWARD H WALKER 1.0 X MICAHEL W CROPP MD 1.0 X JOHN CANNON 1.0 X JOSEPH L PRAY 1.0 X KAREN IGNAGNI 40.0 X 1214517 0 37891 CHARLES STELLAR 40.0 X 632711 79196 MARY BETH DONAHUE 40.0 X 758397 91116 CARMELLA BOCCHINO 40.0 X 690032 85317 MIKE TUFFIN 40.0 X 604726 26848 JOSEPH MILLER 40.0 X 535317 37356 DANIEL DURHAM 40.0 X 493520 35417 MARK PRATT 40.0 X 425567 32311 BRENDAN MILLER 40.0 X 506836 35155 CANDACE SCHALLER 40.0 X 916236 39473 6777859 0 500080 84 false true false MARRIOTT BUSINESS SERVICES 10400 FERNWOOD ROAD BETHESDA MD 20817 CONFERENCES 607390 LOCUST STREET GROUP 3220 N STREET SW 336 WASHINGTON DC 20007 ADVOCACY 534648 MEDIA 50 GROUP 5369 VIA PISA NEWBURG PARK CA 91320 MEDIA CONSULTING 507950 THE DUBERSTEIN GROUP 2100 PENNSYLVANIA AVE WASHINGTON DC 20037 FED AFFAIRS CONSULT 400000 PURPLE STRATEGIES LLC 815 SLATERS LANE ALEXANDRIA VA 22314 ADVOCACY 394905 49 16605181 16605181 MEMBERSHIP DUES AND ASSESSMENTS 900099 28733721 28733721 CONFERENCE SPONSORSHIPS 900099 8742791 8475450 267341 EDUCATIONAL PROGRAMS 900099 8516082 8516082 CONFERENCE REGISTRATION 900099 3842853 3842853 STRATEGIC PLAN 511120 2780027 2780027 9000 9000 52624474 325206 325206 0 335035 0 0 0 9672842 9515741 157101 157101 157101 0 0 0 SUBLEASE, ADMINISTRATIVE, & MISCELLANEOUS 561000 857140 857140 857140 70904137 53214273 267341 482307 0 0 0 0 7277939 0 16556738 1600741 1900004 1265069 1489622 2666965 454904 2004059 0 0 123849 293078 2171366 689561 10895 3234971 645181 0 4344995 0 0 1071941 162806 SUB CONTRACTORS 15219628 ADVOCACY - SCHEDULE 0 1593000 INSURANCE EDUCATION PROGRAM 1699513 OTHER EXPENSES 3865617 70342442 3548799 8047040 5185609 7719 7249537 4049243 3894493 4585604 0 0 0 0 0 0 0 0 749437 947160 2415650 2114033 280507 301617 11925413 12400571 0 0 0 0 1949874 2251807 279851 317645 35063520 32908406 5293031 10436508 6721190 0 14244464 13571579 0 0 0 0 0 0 0 0 0 0 6378586 5646817 32637271 29654904 X 2426249 3253502 0 0 0 0 2426249 3253502 35063520 32908406 561695 369058 X false true X true true true RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false true 28733721 10744871 1247030 11991901 11838293 153608 2415650 2114033 301617 301617 0 ACCRUED POST-RETIREMENT HEALTH 1764926 DEFERRED RENT 637962 DEFERRED COMPENSATION 3243929 5646817 71273195 369058 369058 70904137 70904137 70445942 70445942 70445942 Schedule D, Part X, Line 2 AHIP has applied for and received a determination letter from the Internal Revenue Service (IRS) to be treated as a tax exempt entity pursuant to Section 501(c)(6) of the Internal Revenue Code. AHIP is subject to income taxes on revenue generated from other sources unrelated to its exempt purpose. Due to its tax exempt status, AHIP is not subject to income taxes on revenues that are generated related to its exempt purpose. AHIP is required to file and does file tax returns with the IRS and other taxing authorities. Accordingly, these financial statements reflect provisions for unrelated business income taxes in Note 14. Income tax returns filed by AHIP are subject to examination by the Internal Revenue Service for a period of three years. While no income tax returns are currently being examined by the Internal Revenue Service, tax years since 2009 remain open. AHIP complies with the provisions of Financial Accounting Standards Board (FASB) ASC 740-10, Accounting for Uncertainty in Income Taxes. As of December 31, 2012, no unrecognized tax provision or benefit exists. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of a tax benefit that is more than 50% likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above would be reflected as a liability for unrecognized tax benefits in the accompanying statement of financial position, along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Management believes there are no positions that would result in additional tax liability. X true true X X X X X X true true false KAREN IGNAGNI 1175633 0 0 38884 18451 19440 1252408 0 0 CHARLES STELLAR 445876 125000 61835 70956 8240 711907 MIKE TUFFIN 237299 100000 267427 17404 9444 631574 MARY BETH DONAHUE 499270 100000 159127 77145 13971 849513 CARMELLA BOCCHINO 498956 100000 91076 76204 9113 775349 JOSEPH MILLER 455317 80000 0 18729 18627 572673 DANIEL DURHAM 418520 75000 0 17175 18242 528937 MARK PRATT 375567 50000 0 18700 13611 457878 BRENDAN MILLER 127615 379221 0 17428 17727 541991 CANDACE SCHALLER 372662 60000 483574 18649 20824 955709 Schedule J, part I, line 4b Participate in a supplemental nonqualified retirement plan The following contributions were made to the respective employees' 457(f) plan during the year ended December 31, 2012: Mike Tuffin $57,845 Mary Beth Donahue $58,395 Carmella Bocchino $57,845 Charles Stellar $52,703 Scott Styles $54,284 Candy Schaller $42,518 Susan Pisano $29,849 Schedule J, part I, line 1a Tax indemnification / gross up payments Karen Ignagni was paid, per her employment contract, $38,884 during the year endING December 31, 2012 for life insurance benefits. $13,991 of this amount was a gross up payment to cover applicable federal and state taxes. Scott Armstong BOARD MEMBER OF AHIP & 1348464 PROFESSIONAL SERVICES: false - PRESIDENT AND CEO OF CDC FEDERAL GRANT PRE- - GROUP HEALTH COOPERATIVE APPROVED VENDOR MARY BRAINERD BOARD MEMBER OF AHIP & 817552 PROFESSIONAL SERVICES: false - PRESIDENT AND CEO OF CDC FEDERAL GRANT PRE- - HEALTHPARTNERS, INC. APPROVED VENDOR ERIC SHULTZ BOARD CHAIR OF AHIP & 1783862 CDC false - PRESIDENT & CEO OF - HARVARD PILGRIM HEALTH - CARE INSTITUTE GEORGE HALVORSON BOARD MEMBER OF AHIP & 118027 PRISM CONTRACT PRE-APPROVED false - CHAIRMAN AND CEO OF VENDOR - KAISER FOUNDATION HEALTH SHORT AND LONG TERM DISABILITY - PLAN, INC. INSURANCE ON BEHALF OF AHIP DANIEL NEARY BOARD MEMBER OF AHIP & 183065 LONG & SHORT TERM DISABILITY false - CHAIRMAN & CEO OF ON BEHALF OF AHIP - MUTUAL OF OMAHA INSURANCE governance PART VI, section B, question 15 The board maintains formal processes and procedures for determining compensation for the President of the Organization. Comparative salary information is provided to a compensation committee, which is composed of our Chairman, past Chairman & incoming Chairman. When major changes are made in the compensation package, the Committee has deemed it necessary to employ outside compensation consultants to review and make recommendations to the Committee based on their findings. governance PART VI, section C, question 19 The Organization's governing documents, conflict of interest policy, and IRS form 990 tax return are available upon request by telephone or in writing. The Organization's audited financial statements are not available to the Public. governance PART VI, section B, question 11 Various AHIP departments will compile the necessary data to be supplied to our tax return preparers. Once assembled, this information is reviewed by the Executive Director of Finance and the legal department of the Organization. In addition, the designated Executive VP reviews key sections of this data. When A DRAFT OF THE 990 IS RECEIVED FROM TAX RETURN PREPARER, IT IS REVIEWED BY THE SENIOR VP of PUBLIC AFFAIRS AND THE CHAIR OF THE BOARD OF DIRECTORS. ONCE REVIEWED BY THE CEO AND THE AHIP CHAIR, THE RETURN IS FILED WITH THE IRS. governance PART VI, section B, question 12 The following is a summary of how the Organization monitors and enforces conflicts of interest as it applies to officers and directors ("AHIP individuals"): 1. Monitoring. The Corporate Secretary and/or CEO will be responsible for monitoring the compliance with and the effectiveness of the Conflicts of Interest Policy for AHIP Officers and Directors and shall provide regular reports to the Governance Committee concerning the same. As part of such responsibilities, the Corporate Secretary and/or the CEO shall undertake or supervise the undertaking of the following actions: (a) Annually prepare the list of AHIP Individuals who shall be subject to the reporting requirements of the annual disclosure form; (b) Supervise the distribution, collection and review of forms; (c) Prepare the lists to track and organize the information gathered on the forms submitted and take other necessary measures to facilitate the timely identification of conflicts and accurate reporting on AHIP's annual IRS Form 990 information return; (d) Prepare an update form to allow for changes or updates to the annual form to be returned within 60 days of any such change or update; (e) Monitor procedures to ensure that once a conflict of interest is identified, proceedings comply with the procedures set forth in sections 2, 3, and 4 below; and (f) Address any deficiencies or measures for improvement of the procedures under this Policy with the Executive Committee. 2. Resolution of Conflicts by AHIP CEO and Corporate Secretary. When conflicts or potential conflicts arise, they should be evaluated thoroughly by the Corporate Secretary and/or CEO. Conflicts or potential conflicts of interest should be resolved, if possible, by the AHIP Individual involved and the Corporate Secretary and/or the CEO. Resolutions could include: (a) Taking no action; (b) Assuring full disclosure to the Board of Directors ("Board") and other individuals covered by this Policy; (c) Asking the person to recuse himself or herself from participation in related discussions or decisions within AHIP; or (d) Asking the person to resign from his or her AHIP position, or if the person refuses to resign, subjecting him or her to removal procedures. 3. Conflicts Which Cannot Be Resolved by AHIP CEO and Corporate Secretary. If any conflict or potential conflict cannot be resolved by the AHIP Individual involved and the Corporate Secretary and the CEO, the matter shall be resolved by the Executive Committee, which should report any such conflict or potential conflict and its resolution to the Board as soon as practicable. The Board shall ratify or alter the action of the Executive Committee with respect to any conflict or potential conflict. 4. Conflicts Involving AHIP CEO. If any conflict or potential conflict of interest involves the CEO, the matter in the first instance shall be referred to and resolved by the Executive Committee, with review by the Board. 5. Compliance. If the Board has reasonable cause to believe that an AHIP Individual has failed to comply with this Policy, the Board may counsel the AHIP Individual regarding such failure and, if the issue is not resolved to the Board's satisfaction, may consider additional corrective action as appropriate. Advocacy - Schedule O Part IX, Statement of Functional Expenses, Line 24b and Schedule C, Political Campaign and Lobbying Activities, Part III-B, Line 2a. In 2012 AHIP incurred expenses to advocacy organizations as part of its advocacy efforts on issues associated with reform of the nation's health care system. Expenses were incurred to organizations that generally aligned with AHIP's views on health care--namely, that reform must: build on the employer-based system; ensure that those who like their current coverage can keep it; make health care coverage more affordable for individuals, families and employers; restructure health care delivery to promote quality, value and better health outcomes; and put the health care system on a path that is fiscally responsible and sustainable. Activities performed by organizations to which AHIP incurred expenses included grassroots outreach, education and mobilization; print, online, and broadcast advertising; and coalition building efforts. AHIP did not control or direct any of these activities. AHIP has disclosed these expenses on Part IX, line 24b - Advocacy, in order to make clear that these expenses were unencumbered; accordingly AHIP is not reporting these expenses on Part IX, Line 1 as grant or other assistance, or on Part IX, Line 11d as a lobbying fee. Part XI, Line 5 Form 990, PART XI, LINE 5 UNREALIZED GAIN ON INVESTMENT $369,058 Part VI, Section A, Line 4 Form 990, Part VI, Section A, Line 4 AHIP RECENTLY UPDATED ITS BYLAWS. KEY UPDATES ADDRESSED: -QUORUMS AT MEMBERSHIP MEETINGS; -RESPONSIBILITIES OF THE BOARD AND MEMBERSHIP; -BOARD SIZE AND COMPOSITION; AND -BOARD COMMITTEE RESPONSIBILITIES AND COMPOSITION AHIP FOUNDATION 601 PENNSYLVANIA AVE NW WASHINGTON DC 20004 521910811 EDUCATION DE 501(C)(3) 509(A)(1) false false false false false false false true false true false true true true true false true false false