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      <GeneralExplanation>
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        <Explanation>BOARD MEMBERS ARE REQUIRED TO SUBMIT SIGNED PAPERWORK ANNUALLY.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
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        <Explanation>DETERMINED BY BOARD OF DIRECTORS.</Explanation>
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      <GeneralExplanation>
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        <Explanation>UPON REQUEST.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
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        <Explanation>UPON REQUEST.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
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