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        <State>MI</State>
        <ZIPCode>483344108</ZIPCode>
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        <NamePerson>ANAND BORA</NamePerson>
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        <Fundraising>0</Fundraising>
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        <Fundraising>0</Fundraising>
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        <ProgramServices>214052</ProgramServices>
        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
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        <ProgramServices>7766</ProgramServices>
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        <Fundraising>0</Fundraising>
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        <Description>BANK CHARGES &amp; CREDIT CARD FEE</Description>
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        <ProgramServices>1623</ProgramServices>
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      <OtherExpenses>
        <Description>DONATIONS</Description>
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        <Description>RELIGIOUS MATERIALS</Description>
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        <ProgramServices>967</ProgramServices>
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      <GeneralExplanation>
        <Identifier>Pt III, Line 2</Identifier>
        <Explanation>REFER COLUMN NO.4A ON PAGE 2</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt V, Line 3b</Identifier>
        <Explanation>THE TRUST HAS INTEREST AND DIVIDEND INCOME ONLY</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt V, Line 13a</Identifier>
        <Explanation>THE TRUST HAS NOT BEEN LICENSED TO ISSUE HEALTH PLANS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 1a</Identifier>
        <Explanation>NUMBER OF VOTING MEMBERS ARE 11</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 2</Identifier>
        <Explanation>NUMBER OF VOTING MEMBERS ARE 11</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 7b</Identifier>
        <Explanation>ALL THE DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY MEMBERS</Explanation>
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      <GeneralExplanation>
        <Identifier>Pt VI, Line 8a</Identifier>
        <Explanation>ALL THE MEETINGS HELD WERE DOCUMENTED</Explanation>
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      <GeneralExplanation>
        <Identifier>Pt VI, Line 8b</Identifier>
        <Explanation>THE TRUST HAS THE ELECTED GOVERNING BODY</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 10b</Identifier>
        <Explanation>THE ORGANIZATION HAS NO BRANCHES OR AFFLIATES</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 11b</Identifier>
        <Explanation>YES</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part IX, Line 24f</Identifier>
        <Explanation>HEALTH INSURANCE 12645. 12645. 0. 0. LIFE INSURANCE 2240. 2240. 0. 0. WORKERS COMP INSURANCE 1050. 1050. 0. 0. LICENSES 205. 205. 0. 0. POSTAGE &amp; DELIVERY 2687. 2687. 0. 0. PRINTING &amp; REPRODUCTION 8560. 8560. 0. 0. REPAIRS 78773. 78773. 0. 0. SCHOLAR EXPENSES 6350. 6350. 0. 0. SECURITY 1286. 1286. 0. 0. SOCIETY EVENTS 35036. 35036. 0. 0. SPECIAL EVENTS 37401. 37401. 0. 0. STUDY CLASS 13292. 13292. 0. 0. TELEPHONE CHARGES 4299. 4299. 0. 0. UTILITIES 26085. 26085. 0. 0. COMPUTER &amp; SOFTWARE EXPENSE</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>