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      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION A, LINE 2</ReturnReference>
        <Explanation>ANDY ZWICK, DIRECTOR, IS A CLIENT OF FRED FARKOUH AND CO-EXECUTOR WITH MR. FARKOUH OF AN ESTATE.</Explanation>
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      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>A DRAFT COPY OF FORM 990 WILL BE CIRCULATED AND DISCUSSED BY ALL MEMBERS OF THE GOVERNING BODY PRIOR TO FILING.</Explanation>
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      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 12C</ReturnReference>
        <Explanation>AT THE ANNUAL MEETING, THE MEMBERS REITERATE THAT THEY ARE IN COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY.</Explanation>
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        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.</Explanation>
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