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    <Timestamp>2013-05-14T10:19:00-06:00</Timestamp>
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        <BusinessNameLine1>DEER RIVER COOPERATIVE CREDIT UNION</BusinessNameLine1>
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      <Phone>2182468777</Phone>
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        <State>MN</State>
        <ZIPCode>56636</ZIPCode>
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      <Title>PRESIDENT</Title>
      <Phone>2182468777</Phone>
      <DateSigned>2013-05-09</DateSigned>
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    <BuildTS>2016-02-24 21:20:13Z</BuildTS>
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          <State>MN</State>
          <ZIPCode>56636</ZIPCode>
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        <PurposeOfLoan>BOAT</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>9169</OriginalPrincipalAmount>
        <BalanceDue>9169</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>VICTOR WILLIAMS</NamePerson>
        <RelationshipWithOrganization>SUPERVISORY COMMITTEE MEMBER</RelationshipWithOrganization>
        <PurposeOfLoan>SIGNATURE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>3822</OriginalPrincipalAmount>
        <BalanceDue>3822</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>LARRY NIXON</NamePerson>
        <RelationshipWithOrganization>BOARD MEMBER</RelationshipWithOrganization>
        <PurposeOfLoan>VECHILE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>18600</OriginalPrincipalAmount>
        <BalanceDue>18600</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>CHARLES ISAACS</NamePerson>
        <RelationshipWithOrganization>BOARD MEMBER</RelationshipWithOrganization>
        <PurposeOfLoan>VECHILE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>11000</OriginalPrincipalAmount>
        <BalanceDue>11000</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>CHARLES ISAACS</NamePerson>
        <RelationshipWithOrganization>BOARD MEMBER</RelationshipWithOrganization>
        <PurposeOfLoan>VECHILE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>15000</OriginalPrincipalAmount>
        <BalanceDue>15000</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
      <LoanTable>
        <NamePerson>BARBARA GUNDERSON</NamePerson>
        <RelationshipWithOrganization>BOARD MEMBER</RelationshipWithOrganization>
        <PurposeOfLoan>VECHILE</PurposeOfLoan>
        <LoanFromOrganization>X</LoanFromOrganization>
        <OriginalPrincipalAmount>11042</OriginalPrincipalAmount>
        <BalanceDue>11042</BalanceDue>
        <Default>false</Default>
        <ApprovedByBoard>true</ApprovedByBoard>
        <WrittenAgreement>true</WrittenAgreement>
      </LoanTable>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc3">
      <GeneralExplanation>
        <Explanation>MONTHLY FINANCIAL STATEMENT IS POSTED IN LOBBY OF THE CREDIT UNION. WILL BE MAILING 990-T MAY 15 2013.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>