2013-11-15T16:21:28-06:00 2012-12-31 841474365 Holben Hay Lake Balzer CPAs LLC 1777 S Harrison Street 1000 Denver CO 80210 990 2012-01-01 840442238 Credit Unions Chartered in State of CO 85 Coors Credit Union CRED 3032796414 816 Washington Avenue Golden CO 804011095 TRACIE WILCOX 3032796414 2013-11-15 1 Sheila M Balzer P00967957 3037592727 2012 2016-03-07 17:11:31Z Tracie Wilcox 816 Washington Ave Golden CO 804011095 10411784 0 X www.coorscu.org X 1950 CO To promote thrift and provide lower cost credit to the members of the credit union. To promote thrift among members by affording them the opportunity to accumulate payments on shares and make loans from these shares to its members. 7 7 63 11 4865 0 0 0 8333918 10066278 250294 126142 0 4865 8584212 10197285 0 0 0 0 2648390 2889143 0 0 0 4436938 4457752 7085328 7346895 1498884 2850390 138666216 154441962 124150830 137061545 14515386 17380417 To promote thrift and provide lower cost credit to the members of the credit union. To promote thrift among members by affording them the opportunity to accumulate payments on shares and make loans from these shares to its members. 0 0 Provide a wide variety of financial products and services to members of the credit union. Over 15,000 members served. 0 0 0 0 0 0 0 0 0 1 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 4079 0 1 63 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 0 0 1 1 1 1 X Coors Credit Union 3032796414 816 Washington St Golden CO 804011095 Dean Valdez 2.00 X 0 0 0 David Engle 2.00 X 0 0 0 Toni Houck 2.00 X 0 0 0 Dan Sung 2.00 X 0 0 0 Kirsten Johnson 2.00 X 0 0 0 Kevin Caulfield 2.00 X 0 0 0 Brian Resch 40.00 X 139317 0 5703 Lynne Mortenson 40.00 X 85568 0 9981 Lauren Davison 40.00 X 86398 0 10023 Michele Lee 40.00 X 61673 0 2400 Keri Rupp 40.00 X 55623 0 6662 Tracie Wilcox 40.00 X 88565 0 6146 Chris Bokovitz 40.00 X 4427 0 536 Leslie Larson 40.00 X 114409 0 8452 635980 0 49903 2 0 0 0 TruHome Solutions 9777 Ridge Drive Lenexa KS 66219 Mortgage processing 602863 FIS 601 Riverside Avenue Jacksonville FL 32204 Debit and credit card services 461275 Route 66 Warranty PO Box 1075 Mountain Home AR 726541075 Warranty services 354498 First Choice Financial Services 6221 Sheridan Blvd Arvada CO 80003 IT services 231622 CUSN 355 Union Blvd 301 Lakewood CO 80228 Shared branching services 123116 5 Interest on Loans to M 522100 6144292 6144292 Other Income 522100 2281026 2281026 Fees and Other Charges to Members 522100 1403316 1403316 Other Non-Operating Income 522100 237644 237644 10066278 191277 191277 149364 214499 -65135 -65135 -65135 ATM Fees Charged to Non-Members 522100 4865 4865 4865 10197285 10001143 4865 191277 X 635980 1619115 453641 180407 11160 30040 854756 545705 236125 239310 25533 247456 54688 Loan Servicing 830454 Interest/Dividends Paid 464704 Office Operations 386774 Provision for Loan Loss 280000 251047 7346895 705030 905538 9820839 12119844 102488539 108816633 4419213 2813710 1721768 1605503 20386425 22685445 3543615 8308999 138666216 154441962 644859 794747 123505971 136266798 124150830 137061545 X 0 0 2442564 2442564 12072822 14937853 14515386 17380417 138666216 154441962 2850390 14641 0 X 0 0 0 296535 296535 2041739 1028030 1013709 2080939 1785680 295259 1605503 Certificates of Deposit 7622000 C Membership Capital at Corporate Credit Union 440049 C Available for Sale Securities 13706440 F Paid in Capital at Corporate Credit Union 639256 C All other investments 277700 C 22685445 NCUSIF Deposit 1282519 Accrued Interest on Loans 370064 Accrued Interest on Investments 35670 Foreclosed and Repossessed Assets 50748 All other assets 2774872 Loans held for sale 3795126 8308999 Member Deposits 136266798 136266798 X X 0 0 0 Form 990, Part VI, Section A, line 6 Coors Credit Union is a member-owned financial cooperative operated for the benefit of employees of Coors Brewing Company and individuals living or working in Jefferson County. Form 990, Part VI, Section A, line 7a The members of the credit union annually elect the Board of Directors to serve for multiple-year terms by mailing in ballots or voting at an annual meeting. Form 990, Part VI, Section A, line 7b Various decisions made by the Board of Directors for a credit union are subject to approval by the members of the credit union as set forth in NCUA rules and regulations and applicable state regulations. Form 990, Part VI, Section B, line 11 The Board of Directors does not review the Form 990 prior to filing. Form 990, Part VI, Section B, line 12c A written acknowledgment is filled out each year by the officers, directors, and employees which could give rise to potential conflicts within the organization. Any potential issues are discussed with the key officers and those charged with governance for resolution. Form 990, Part VI, Section B, line 15 The Credit Union Executive Society (CUES) salary survey is used for comparison data. The information is reviewed annually by the entire Board of Directors. The CEO brings a recommendation to the Board based on a VPs performance and local and industry pay rates. This usually happens in February. The Board chair or other appointed Board members review the CEO's salary and bring a recommendation to the the Board. Form 990, Part VI, Section C, line 19 The organization's governing documents and conflict of interest policy are are available for review upon request at the credit union. Monthly financial statements are available and on display at the credit union. Quarterly financial data is accessible to the public at www.ncua.gov. Other Fees Form 990, Part IX, line 11g Other professional service: Total expenses 854,756. First Choice Financial Services Inc 6221 Sheridan Blvd Arvada CO 80003 841585937 IT Support Services CO C 250195 166496 0.50000 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 First Choice Financial Services Inc P 250195 First Choice Financial Services Inc D 95000