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      <GeneralExplanation>
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        <Explanation>JEAN MALNATI MILLER, RICK MALNATI AND MARC MALNATI HAVE A FAMILY RELATIONSHIP.</Explanation>
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      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>FORM 990 IS PREPARED AND REVIEWED BY THE ORGANIZATION'S TAX ADVISOR. A COPY OF FORM 990 IS DISTRIBUTED TO THE ORGANIZATION'S GOVERNING BODY PRIOR TO FILING.</Explanation>
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      <GeneralExplanation>
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        <Explanation>INTERESTED PERSONS MUST DISCLOSE THE EXISTENECE OF ANY FINANCIAL INTEREST AND BE GIVEN THE OPPORTUNITY TO DISCLOSE ALL MATERIAL FACTS TO THE DIRECTORS AND MEMBERS OF COMMITTEES WITH GOVERNING BOARD DELEGATED POWERS CONSIDERING THE PROPOSED TRANSACTION OR ARRANGEMENT. PERIODIC REVIEWS ARE ALSO CONDUCTED TO DETERMINE WHETHER COMPENSATION ARRAGEMENTS AND BENEFITS ARE REASONABLE AND WHETHER PARTNERSHIP AND JOINT VENTURES CONFORM TO THE ORGANIZATION'S WRITTEN POLICIES.</Explanation>
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      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>AVAILABLE UPON REQUEST.</Explanation>
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