2013-11-13T08:19:14-00:00 2012-12-31 Albright Hill and Sumpter PC 12160 N Abrams Road Suite 412 Dallas TX 75243 990 2012-01-01 943114599 ELECTRONIC CHECK CLEARING HOUSE ORGANIZATION ELEC 2142733200 3710 RAWLINS ST SUITE 1075 DALLAS TX 752194274 DAVID WALKER 2013-11-13 true Jennifer Hill 9722705452 2013-11-13 2012 2016-02-25 16:41:14Z DAVID WALKER 3710 RAWLINS ST SUITE 1075 DALLAS TX 752194274 3338798 false X WWW.ECCHO.ORG X 1990 TX THE PRIMARY OBJECTIVE OF THE ORGANIZATION IS THE DEVELOPMENT AND PROMOTION OF CHECK IMAGE EXCHANGE. 20 20 10 0 0 2978755 3332034 11478 6764 0 2990233 3338798 0 0 2185622 2143341 0 0 1047166 901263 3232788 3044604 -242555 294194 2141659 2102345 1002935 669427 1138724 1432918 TO SUPPORT ELECTRONIC CHECK PRESENTMENT PROCESSES THROUGH THE DEVELOPMENT OF A RULES SET, INDUSTRY ADVOCACY AND INDUSTRY EDUCATION. false false ECCHO ELECTRONIC CHECK CLEARING HOUSE ORGANIZATION IS A NOT-FOR-PROFIT, MUTUAL BENEFIT, NATIONAL CLEARINGHOUSE THAT IS 100 PERCENT OWNED BY ITS MEMBER INSTITUTIONS. ANY DEPOSITORY FINANCIAL INSTITUTION, REGARDLESS OF SIZE, IS ELIGIBLE FOR MEMBERSHIP IN ECCHO. ECCHOS PRIMARY ACTIVITIES CAN BE DIVIDED AMONG THREE FUNCTIONS 1 RULES DEVELOPMENT AND MAINTENANCE, 2 INDUSTRY EDUCATION AND 3 INDUSTRY ADVOCACY. false false false false false false false false false true false false false false true true false false false false false false false false false false false false true false false false false false false false false false false false false false false true 0 0 true 10 true false false false false false false X 20 20 false false false false false false false true true false false false false false false false false true false false X X DAVID WALKER 2142733200 3710 RAWLINS ST 1075 DALLAS TX 75219 THOMAS REA 000.50 X 0 0 0 GARY MCKNIGHT 000.50 X 0 0 0 KIM BUNN 000.50 X 0 0 0 JEFF JAGGERS 000.50 X 0 0 0 JEFF SCHULZE 000.50 X 0 0 0 STEPHEN ANDERSON 000.50 X 0 0 0 JASON DANDRIDGE 000.50 X 0 0 0 STEWART LAWRENCE 000.50 X 0 0 0 DIANE SHULER 000.50 X 0 0 0 COLLEEN ANDRES 000.50 X 0 0 0 EMILIO RUIZ 000.50 X 0 0 0 ANTHONY GEREVICS 000.50 X 0 0 0 KENNETH TIPPY 000.50 X 0 0 0 MARIO NICOLAI 000.50 X 0 0 0 MARTIN PATTERSON 000.50 X 0 0 0 KEVIN BARNES 000.50 X 0 0 0 ORLANDO MESA 000.50 X 0 0 0 WILLIAM ROSAKER 000.50 X 0 0 0 JAMES KOZIOL 000.50 X 0 0 0 DONALD BARRY 000.50 X 0 0 0 DAVID WALKER 040.00 X X X 539745 0 22500 PHYLLIS MEYERSON 040.00 X X 322229 0 22500 ELIZABETH WESTBROOK 040.00 X X 128153 0 17000 SCOTT MILLER 040.00 X 140810 0 22500 ELLEN HEFFNER 040.00 X 170100 0 22500 JENNIFER JOHNSON 040.00 X 206300 0 22500 ANITA DRISCOLL 040.00 X 7065 0 343 1514402 129843 6 false true false NA MEMBERSHIP DUES 3332034 3332034 3332034 6764 6764 3338798 3332034 6764 0 0 0 0 1514402 0 273126 146663 125182 83968 0 300957 6525 0 0 85694 16569 68441 0 0 124595 112037 0 96571 0 0 29075 6892 DUES AND SUBSCRIPTIONS 40095 MATCHING CONTRIBUTIONS 7500 EMPLOYEE EXPENSE 468 FRANCHISE TAX 10 5834 3044604 237856 119911 1738044 1819808 74086 69260 32207 42480 242052 191166 59466 50886 2141659 2102345 32679 91260 970256 578167 1002935 669427 X 1138724 1432918 1138724 1432918 2141659 2102345 294194 X false X true X true false false 242052 191166 50886 50886 Financial derivatives and other financial products Closely-held equity interests Federal income taxes 3338798 3338798 3338798 3044604 3044604 3044604 X 2 In 2003, ECCHO received recognition as an organization exempt from federal income tax pursuant to Section 501c6 of the United States Internal Revenue Code. In June 2006, the Financial Acounting Standards Board issued FASB ASC 740, Accounting for Uncertainty in Income Taxes. FASB ASC 740 clarifies the accounting for uncertainty in income taxes recognized in an entitys including non-profit organizations financial statements. This interpretation prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. In addition, FASB ASC 740 provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition. ECCHO files an annual information return. With few exceptions, ECCHO is no longer subject to U.S. federal income tax examinations by tax authorities for years before January 1, 2009. As of December 31, 2012 and 2011, ECCHO has taken no uncertain tax positions for which recognition in the financial statements would be required. X X X X X false false false DAVID WALKER 539745 22500 562245 PHYLLIS MEYERSON 322229 22500 344729 SCOTT MILLER 140810 22500 163310 ELLEN HEFFNER 170100 22500 192600 JENNIFER JOHNSON 206300 22500 228800 Form 990 Part VI Section B Line 11b THE FORM 990 IS PREPARED BY AN EXTERNAL, INDEPENDENT AUDITING FIRM. ECCHO REVIEWS THE 990 UPON RECEIPT AND VERIFIES THE INFORMATION AGAINST ITS INTERNAL RECORDS THROUGH ITS ACCOUNTING SOFTWARE AND PAYROLL PROCESSOR. ANY MODIFICATIONS THAT ARE NECESSARY ARE MADE BY THE EXTERNAL, INDEPENDENT AUDITING FIRM PRIOR TO BEING EXECUTED BY THE PRESIDENT AND FILED WITH THE IRS. Form 990 Part VI Section B Line 15 THE PRESIDENT AND EXECUTIVE VICE PRESIDENTS COMPENSATION ARE REVIEWED/APPROVED BY ECCHOS PERSONNEL COMMITTEE WHICH IS A SUBCOMMITTEE OF THE BOARD OF DIRECTORS. ALL OTHER EMPLOYEE COMPENSATION IS AT THE DISCRETION OF THE PRESIDENT WITHIN PARAMETERS OF THE ANNUAL BUDGET APPROVAL PROCESS OF THE BOARD OF DIRECTORS. THE BOARD/PERSONNEL COMMITTEE HAS, IN THE PAST, USED AN OUTSIDE CONSULTING FIRM AS AN AID TO ITS COMPENSATION DELIBERATIONS. Form 990 Part VI Section C Line 19 N/A. ECCHO IS NOT A PUBLICLY TRADED COMPANY AND HAS NO STOCK. THE PRIMARY RESULT OF ECCHOS ACTIVITIES IS IN THE ECCHO OPERATING RULES AND COMMENTARY WHICH IS AVAILABLE PUBLICLY THROUGH THE ECCHO WEBSITE AT WWW.ECCHO.ORG.