2013-05-15T10:38:20-05:00 2012-12-31 420714325 MCGLADREY LLP 801 NICOLLET MALL SUITE 1100 MINNEAPOLIS MN 55402 990 2012-01-01 941326959 CREDIT UNIONS IN THE STATE OF CALIFORNIA FINANCIAL CENTER CREDIT UNION CRED 2099486024 PO BOX 208005 STOCKTON CA 95208 STEVE LEIGA 2099486024 2013-05-13 1 GERALD B KISSELL P00092658 6123324300 2012 2016-02-24 21:20:13Z MICHAEL DUFFY PO BOX 208005 STOCKTON CA 95208 20812417 0 1526 X WWW.FCCUBURT.ORG X 1954 CA TO PROVIDE CREDIT UNION SERVICES TO MEMBERS. 5 4 92 9 351356 -40379 0 0 19746757 19351169 1551894 1461248 0 0 21298651 20812417 0 0 1531299 1571324 6017725 6180369 0 0 0 9560713 8345552 17109737 16097245 4188914 4715172 326532655 346525511 243842364 258510844 82690291 88014667 TO PROVIDE CREDIT UNION SERVICES TO MEMBERS. 0 0 FINANCIAL CENTER CREDIT UNION SERVES 32,000 MEMBERS WITH $346 MILLION IN ASSETS, $157 MILLION IN NET LOANS TO MEMBERS, AND $251 MILLION IN MEMBER DEPOSITS AS OF 12-31-12. 0 0 1 0 0 0 0 1 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 14120 0 1 92 1 1 1 0 0 0 0 0 X 5 4 1 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X STEVE LEIGA 2099486024 PO BOX 208005 STOCKTON CA 95208 MICHAEL DUFFY 55.00 X X 4007081 0 51772 VALENCIA JONES 1.00 X X 0 0 0 ANGELA ROSENQUIST 1.00 X 0 0 0 JOHN VERA 1.00 X 0 0 0 PETE HOENTHANER 1.00 X 0 0 0 NORA STROH 55.00 X 220378 0 147071 STEVE LEIGA 55.00 X 158244 0 144583 GLENN SCOTT 55.00 X 114547 0 29572 4500250 0 372998 4 0 1 0 FISERV 75 REMITTANCE DRIVE SUITE 6962 CHICAGO IL 606756962 DATA PROCESSING 393656 PRESORT 3806 CORONADO AVE STOCKTON CA 952042314 STMTS AND MAIL SVCS 380353 FISERV EFT PO BOX 60000 SAN FRANCISCO CA 94160 CARD SERVICES 378369 CUNA MUTUAL GROUP PO BOX 2964 MILWAUKEE WI 532012964 CU BOND/LOAN LINERS 241442 IC INK PO BOX 4487 STOCKTON CA 952040487 MKTG, OPERATIONS SUPPLIES 235819 11 INCOME FROM LOANS 900099 14214922 14214922 FEES AND CHARGES 524292 4707493 4356137 351356 OTHER INCOME 900099 428754 428754 19351169 1461248 1461248 20812417 18999813 351356 1461248 1571324 900748 2801893 2477728 597362 1004320 699792 584753 485703 263585 PROVISION FOR LOAN LOSS 2044216 ATM 988680 ALL OTHER EXPENSES 893349 VISA 783792 16097245 40126984 9714446 155456274 153147783 10497207 5195591 5683648 5301616 121237515 174169272 4028234 4192394 326532655 346525511 7603939 7763988 11947343 11391109 224291082 239355747 243842364 258510844 X 0 0 0 0 82690291 88014667 82690291 88014667 326532655 346525511 X 4715172 609204 X 0 1 X 1 0 9700 9700 9700 1 DIANA LOWERY FOR CITY COUNCIL # 1303958 3448 W MENDOCINO AVE STOCKTON CA 95204 100 KATHY MILLER PBM 285 6507 PACIFIC AVE STOCKTON CA 95207 100 CARLOS VILLAPUDUA PO BOX 1282 STOCKTON CA 95201 1000 EGGMAN FOR ASSEMBLY PO BOX 5487 STOCKTON CA 95204 1000 ELLIOT FOR SUPERVISOR 3168 HUTTON PLACE TRACY CA 95377 300 ORNELLAS FOR STATE SENATE 20749 SOUTH LAMMERS RD TRACY CA 95304 200 CATHLEEN GALGIANI 10011 FOLSOM BLVD 263 SACRAMENTO CA 95827 1000 JEFFREY FOR ASSEMBLY PO BOX 691285 STOCKTON CA 95269 1000 COMMITTEE TO ELECT ANGEL JIMENEZ 1742 CHRISTINA AVE STOCKTON CA 95204 500 COMMITTEE TO RE-ELECT STEVE MOORE SJC SHERIFF PO BOX 1607 STOCKTON CA 95201 500 CENTRAL VALLEY PACCALIFORNIA 2319 OTTO DR STOCKTON CA 95209 1000 KATHY GARCIA FOR SUSD AREA 3 4299 E GUERNSEY AVE STOCKTON CA 95215 500 CCUL PAC 1201 K ST 1050 SACRAMENTO CA 95814 2500 ORGANIZATIONS DIRECT AND INDIRECT POLITICAL CAMPAIGN ACTIVITIES: PART I-A, LINE 1: THE CREDIT UNION MAKES CONTRIBUTIONS TO POLITICAL CAMPAIGNS, MAY WALK DISTRICTS FOR CANDIDATES, AND MAY OFFER CREDIT UNION FACILITIES FOR USE OR PHONE BANK. 0 1 X 1340316 1340316 8054231 4636700 3417531 1102660 558891 543769 5301616 CERTIFICATES OF DEPOSIT 8412000 F SECURITIES - AFT 559479 F SECURITIES - AFS 134597793 F FED FUNDS 30000000 F CAPITAL SHARES 600000 F 174169272 MEMBER SHARES 239355747 239355747 PART IV, LINE 2B: THE CREDIT UNION SERVES AS CUSTODIAN FOR IRA ACCOUNTS TOTALING $11,391,109 AND HAS AN ESCROW ACCOUNT LIABILITY OF $107,371 FOR REAL ESTATE ESCROW/IMPOUND ACCOUNTS. X X X 1 1 X X X X X 0 1 0 MICHAEL DUFFY 361378 0 116479 0 3529224 0 20000 0 31772 0 4058853 0 1011075 0 NORA STROH 167866 0 51243 0 1269 0 126033 0 21038 0 367449 0 0 0 STEVE LEIGA 125111 0 32351 0 782 0 112811 0 31772 0 302827 0 0 0 PART I, LINE 1A FIRST-CLASS TRAVEL - TRAVEL FOR BOARD AND EXECUTIVES WHERE FIRST CLASS TRAVEL IS AN OPTION AND WHEN DEEMED APPROPRIATE. HOWEVER, MOST AIR TRAVEL IS ON SOUTHWEST OR EQUIVALENT. TRAVEL FOR COMPANIONS - COMPANION TRAVEL IS PROVIDED WHEN APPROPRIATE. HEALTH/SOCIAL CLUB DUES - CORPORATE SOCIAL CLUB MEMBERSHIP IS PART OF COMMUNITY AND SMALL EMPLOYEE GROUP (SEG) RELATIONS. PART I, LINE 4B PARTICIPATION IN A 457(F) RETIREMENT PLAN - AMOUNTS REPORTED IN PART II, COLUMN C "RETIREMENT AND OTHER DEFERRED COMPENSATION", INCLUDE A SEC 457(F) RETIREMENT PLAN FUNDING. AMOUNTS ARE ACCRUED BUT NOT YET PAID OUT. ACCRUED AMOUNTS ARE AT SUBSTANTIAL RISK OF FORFEITURE AND ARE SCHEDULED TO BE PAID OUT IN FUTURE DISTRIBUTIONS. THE FOLLOWING INDIVIDUALS PARTICIPATED IN THE PLAN: MICHAEL DUFFY, PRESIDENT/CEO NORA STROH, EXECUTIVE VP/COO STEVE LEIGA, VP ACCOUNTING & FINANCE SUPPLEMENTAL INFORMATION PART III DEFERRED COMPENSATION: A 457(F) PAYOUT OF $3,525,554 IS INCLUDED IN PART II, COLUMN (B) (III) FOR MICHAEL DUFFY, PRESIDENT/CEO. THE PAYOUT HAS BEEN ACCRUED FOR SERVICE OVER THE PAST 10 YEARS. A PORTION OF THE PAYOUT, $1,011,075, IS REPORTED IN COLUMN (F) BECAUSE THIS AMOUNT WAS REPORTED AS INCOME ON THE 2009, 2010, AND 2011 990'S ($337,025 EACH YEAR). THE TOTAL AMOUNT OF THE PAYOUT EQUALED THE AMOUNT ACCRUED IN THE PLAN WHEN THE PAYMENT WAS MADE. ACCRUALS MADE INTO THE PLAN PRIOR TO 2008 WERE NOT REPORTED AS INCOME ON FORM 990 BECAUSE AT THAT TIME FORM 990 WAS FILED AS A GROUP RETURN EACH YEAR THROUGH THE CALIFORNIA CREDIT UNION LEAGUE FOR ALL CALIFORNIA CREDIT UNIONS COMBINED. MICHAEL DUFFY BROTHER OF NORA STROH, COO/EXECUTIVE VP 4058853 COMPENSATION PAYMENTS BY THE ORGANIZATION TO A FAMILY MEMBER OF AN OFFICER 0 NORA STROH SISTER OF MICHAEL DUFFY, PRESIDENT/CEO 367449 COMPENSATION PAYMENTS BY THE ORGANIZATION TO A FAMILY MEMBER OF AN OFFICER 0 FORM 990, PART VI, SECTION A, LINE 2 THE PRESIDENT/CEO, MICHAEL DUFFY, AND THE COO/EXECUTIVE VP, NORA STROH, ARE SIBLINGS. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION'S MEMBERS HAVE RIGHTS TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, AS VACANCIES ARISE, OR OTHERWISE. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 IS REVIEWED BY THE CEO AND VP ACCT & FIN PRIOR TO FILING AND A COPY IS PROVIDED TO THE BOARD FOR REVIEW AND DISCUSSION PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS MONITORED THROUGH TRAINING AND POLICY REVIEW. VOLUNTEERS READ AND SIGN A CODE OF CONDUCT FORM ANNUALLY. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION IS PERFORMANCE BASED. COMPENSATION SURVEYS ARE USED TO SET COMPENSATION LEVELS, AS WELL AS AN INDEPENDENT THIRD PARTY REVIEW AND REVIEW AND APPROVAL OF THE EXECUTIVE BENEFITS COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 CERTAIN DOCUMENTS ARE AVAILABLE FOR REVIEW UPON REQUEST. A LOBBY NOTICE IS POSTED IN EACH BRANCH. CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 9: CHANGE IN FAS 115 UNREALIZED GAIN/LOSS 592,529. CHANGE IN REGULAR RESERVES 16,675.