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      <Description>TRANSPORTATION PROGRAMSROSE &amp; HAROLD KRAMER CENTER ON TRANSPORTATION: OUR FLEET OF HANDICAP-ACCESSIBLE ELDERBUSES TRAVELED 110,774 MILES AND MADE 42,000 PASSENGER TRIPS TO THE JCA MISLER ADULT DAY CENTER, JCC SENIOR NUTRITION PROGRAMS, GROCERY STORE AND OTHER DESTINATIONS. MANY OF OUR PASSENGERS LIVED IN NATURALLY OCCURRING RETIREMENT COMMUNITIES ("NORCS") - BUILDINGS AND NEIGHBORHOODS THAT WEREN'T DESIGNED FOR OLDER ADULTS BUT OVER TIME BECAME HAVENS FOR THEM. THROUGH COMING OF AGE, A MULTI-AGENCY COLLABORATIVE, WE HELPED GRATEFUL NORC-DWELLERS IN NORTHERN VIRGINIA AND SUBURBAN MARYLAND RECONNECT TO THE COMMUNITIES THEY CHERISH. OVER 90 PERCENT OF OUR PASSENGERS RATED THEIR EXPERIENCE "EXCELLENT" OR "VERY GOOD." WE SERVED A LARGE AND GROWING CLIENTELE OF SPECIAL TRIP CUSTOMERS, TOO - SYNAGOGUES, CHURCHES, PARTY PLANNERS AND SCHOOLS, INCLUDING THE GESHER JEWISH DAY SCHOOL IN FAIRFAX, FOR WHICH WE PROVIDED REGULAR STUDENT TRANSPORT.CONNECT-A-RIDE TRANSPORTATION RESOURCE CENTER: WE HELPED 2,005 SENIORS AND DISABLED ADULTS OF ALL AGES LEARN ABOUT TRANSPORTATION SERVICES THAT INCLUDED METRO BUSES AND METRO ACCESS, CALL 'N RIDE TAXI PROGRAMS, AND PRIVATE DRIVERS. OUR RIDE SMART MOBILITY WORKSHOPS HELPED OLDER PEOPLE BECOME FAMILIAR WITH THE INS AND OUTS OF USING PUBLIC TRANSPORTATION. WE ALSO CHAIRED A TRANSPORTATION PROVIDERS ROUNDTABLE TO FOSTER COMMUNICATION, COLLABORATION AND JOINT PROGRAM DEVELOPMENT. SMOOTH RIDING: WE COORDINATED AND CONFIRMED DOZENS OF RIDES FOR OLDER ADULTS IN MONTGOMERY COUNTY, WHO ESTABLISHED INDIVIDUAL TRANSPORTATION ACCOUNTS WITH US.</Description>
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        <Description>SENIOR EMPLOYMENT PROGRAMS50+ EMPLOYMENT EXPO: ON MAY 21, 2012, 3,700 EAGER JOBSEEKERS JAMMED THE BETHESDA NORTH MARRIOTT TO MEET WITH REPRESENTATIVES FROM 53 EMPLOYERS AND 38 COMMUNITY SERVICE ORGANIZATIONS. THEY NETWORKED WITH COLLEAGUES AND EMPLOYERS WHILE HUNDREDS GOT A RESUME REVIEW AND HUNDREDS MORE ATTENDED EDUCATIONAL SESSIONS, ALL FOR FREE. THEIR HARD WORK (AND OURS) PAID OFF: AN ESTIMATED 900 ATTENDEES LANDED A JOB WITHIN 6 MONTHS. WE DIDN'T REST ON OUR LAURELS, THOUGH. WITHIN DAYS OF THE EVENT, WE BEGAN PLANNING THE NEXT EXPO, WHICH WILL CONVENE ON MAY 17, 2013.THE CAREER GATEWAY: GATEWAY IS A JCA UNIVERSITY PROGRAM FOR SERIOUS JOBSEEKERS AGE 50 AND BETTER. IT OFFERS 30 HOURS OF INTENSIVE CLASSROOM TRAINING IN SMALL GROUPS, TAKE-HOME MATERIALS, A LONG-TERM MENTOR AND INDIVIDUAL ATTENTION. DURING FISCAL YEAR 2012, GATEWAY SERVED 45 MEN AND WOMEN, MANY OF WHOM HAD BEEN UNEMPLOYED A YEAR OR MORE. WITHIN WEEKS OF GRADUATING, HOWEVER, 70 PERCENT OF THOSE ACTIVELY LOOKING FOR WORK FOUND IT OR WERE FOLLOWING UP ON REQUESTS FOR INTERVIEWS.SENIOR COMMUNITY SERVICE EMPLOYMENT PROGRAM (SCSEP): SCSEP SERVED 128 MEN AND WOMEN IN MONTGOMERY AND FREDERICK COUNTIES WITH INCOMES AT OR BELOW 125 PERCENT OF THE FEDERAL POVERTY LINE. DURING THE YEAR, WE HELPED 23 OF THOSE PARTICIPANTS LAND REGULAR, PAID JOBS THROUGH WHICH THEY EARNED AN AVERAGE OF $11 AN HOUR FOR 27 HOURS OF WEEKLY WORK. THUS, THOSE ONCE UNEMPLOYED SENIORS ARE NOW MAKING $355,212 IN ANNUALIZED, TAXABLE WAGES, CONTRIBUTING TO THEIR FAMILIES, THEIR NATION AND THEIR SELF-ESTEEM.MONTGOMERY WORKS' ONE STOP EMPLOYMENT CENTER: OLDER JOB SEEKERS NEED AND DESERVE OLDER WORKER SPECIALISTS, AND JCA WAS THEIR SPECIALIST AT THE MONTGOMERY WORKS' CENTER IN WHEATON, MARYLAND. THERE, WE MADE REFERRALS TO JOB SEARCH RESOURCES AND EDUCATION AND TRAINING PROGRAMS INCLUDING OUR OWN AWARD-WINNING SCSEP.</Description>
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        <Description>ADULT DAY PROGRAMSALBERT &amp; HELEN MISLER ADULT DAY CENTER: ACTIVITY AND ENGAGEMENT ARE THE HALLMARKS OF THE JCA MISLER CENTER IN ROCKVILLE, MARYLAND, WHICH SERVES OLDER ADULTS WITH PHYSICAL, COGNITIVE OR EMOTIONAL CHALLENGES. THE DAY'S SCHEDULE MIGHT INCLUDE A VOLLEYBALL COMPETITION (WITH A BALLOON, OF COURSE) OR A ROUSING GAME OF "YOU BE THE JUDGE"; A FIELD TRIP OR A MUSICAL PERFORMANCE; OR A POETRY WORKSHOP OR SING ALONG. YET EVERY DAY IS A DAY OF FUN WITH PEOPLE WHO CARE - NURSES, SOCIAL WORKERS, ACTIVITY PROFESSIONALS AND AIDES. DURING FISCAL YEAR 2012, OUR MISLER CENTER PROVIDED 8,000 PARTICIPANT DAYS OF CARE, SERVING 100 PARTICIPANTS WHO RETURNED TO THEIR LOVING FAMILIES AT NIGHT.KENSINGTON CLUB, A SAMUEL J. GORLITZ SOCIAL DAY PROGRAM: THE KENSINGTON CLUB IS A SOCIAL CLUB FOR MEN AND WOMEN WITH DIAGNOSED EARLY MEMORY LOSS. FOR THE 24 MEMBERS THAT JCA WAS PRIVILEGED TO SERVE DURING THE YEAR, THAT MEANT COFFEE, CONVERSATION AND STRUCTURED PROGRAMS TO FOSTER FRIENDSHIPS IN AN ATMOSPHERE OF ACCEPTANCE. AND WHAT FUN THEY HAD -- GUEST SPEAKERS, INSTRUCTORS, AND MUSICIANS; INTERGENERATIONAL ACTIVITIES; FIELD TRIPS; DAILY EXERCISE; CURRENT EVENTS DISCUSSIONS; CHALLENGING GROUP GAMES; AND MORE.CAREGIVER SUPPORT GROUPS: OUR CAREGIVER SUPPORT GROUPS MEET TWICE A MONTH, ENABLING FAMILY MEMBERS TO TALK WITH ONE ANOTHER AND WITH SPECIALISTS IN GERIATRIC CARE ABOUT CAREGIVING RESPONSIBILITIES. EACH MEETING IS FILLED WITH FELLOWSHIP, LAUGHTER AND TEARS. DURING FISCAL YEAR 2012, WE INAUGURATED EARLY-STAGE DEMENTIA SUPPORT GROUPS AS WELL.</Description>
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        <Description>INFORMATION, EDUCATION AND OUTREACH PROGRAMSSENIOR HELPLINE AND HOMECARE RESOURCE CENTER: OLDER ADULTS AND FAMILY CAREGIVERS HUNGER FOR INFORMATION ABOUT AGING WELL AND FOR RESOURCES TO HELP THEM. WE DELIGHTED IN BRINGING OUR KNOWLEDGE TO THOSE WHO NEEDED IT. VOLUNTEERS CONTRIBUTED THOUSANDS OF SERVICE HOURS, WHICH ENABLED US TO UPDATE OUR MASSIVE DATABASE OF FOR-PROFIT AND NONPROFIT, PUBLIC AND PRIVATE RESOURCES, ANSWER INQUIRIES AND MAKE REFERRALS. NEARLY HALF OF THOSE WHO CALLED WERE 75 OR OLDER AND MORE THAN TWO-THIRDS WERE WOMEN, MANY OF WHOM LIVED ALONE OR WERE CARING FOR AN ILL OR INCAPACITATED LOVED ONE. HOUSING WAS CALLERS' TOP CONCERN FOLLOWED BY EMPLOYMENT OPTIONS AND HOME HEALTH.JCA UNIVERSITY GUIDEBOOKS: IN COLLABORATION WITH WASHINGTON JEWISH WEEK, WE EXPANDED OUR SERIES OF CONSUMER GUIDEBOOKS, DISTRIBUTING PRINTED GUIDES AT EXPOS AND IN THE NEWSPAPER WHILE MAKING DOWNLOADABLE EDITIONS AVAILABLE FOR FREE VIA WWW.ACCESSJCA.ORG. SENIORTECH COMPUTER TRAINING CENTERS: IN 6 LOCATIONS ACROSS THE BELTWAY, 60 VOLUNTEERS - SITE COORDINATORS, TRAINERS, AIDES AND OTHER HELPERS -- ENABLED THE GRADUATION OF 665 NEWBORN "COMPUTER WHIZ KIDS" WHO EMBRACED TECHNOLOGY TRAINING TO IMPROVE THEIR JOB SEARCH OR JOB PERFORMANCE, BECOME BETTER VOLUNTEERS, EXPAND THEIR COMMUNICATION OPTIONS, KEEP PACE WITH THE GRANDKIDS OR SIMPLY ENJOY LEARNING. THROUGH 5,732 CLASSROOM HOURS OF INSTRUCTION, THEY LEARNED COMPUTER BASICS, WORD PROCESSING, SPREAD-SHEETING, CYBER SURFING, GRAPHICS DESIGN AND MORE.JCA UNIVERSITY COURSES: TECHNOLOGY TRAINING WAS ONLY PART OF THE PICTURE! INDEED, OUR JCA UNIVERSITY COURSES VARYIED WIDELY. WE HELPED FAMILIES IMPROVE COMMUNICATION ABOUT ELDERCARE, TEACH SAFETY TECHNIQUES TO BUS DRIVERS WHO SERVE OLDER OR DISABLED ADULTS, AND MORE. COMMUNITY SPEAKERS BUREAU AND ELDERCARE-IN-THE-WORKPLACE PROGRAMS: JCA EXPERTS ON AGING CONDUCTED EDUCATIONAL WORKSHOPS AND SUPPORTED SPECIAL EVENTS FOR AARP, THE TIKKUN OLAM WOMEN'S FOUNDATION, THE U.S. FOOD AND DRUG ADMINISTRATION, GTSI, IQ SOLUTIONS, THE BEACON NEWSPAPERS AND MANY MORE.WEBSITE: WEBSITE USERS CAME FROM SCORES OF COUNTRIES AND EVERY CONTINENT EXCEPT ANTARCTICA, AND THEY LOGGED A WHOPPING 1.8 MILLION HITS DURING THE YEAR. VISITORS TO WWW.ACCESSJCA.ORG ACCESSED THE SENIOR HELPLINE DATABASE, DOWNLOADED INFORMATIVE PUBLICATIONS, HYPERLINKED TO HELPING ORGANIZATIONS AND LEARNED ABOUT AGING BY READING OUR QUESTIONS AND ANSWERS FOR AGING WELL.SOCIAL MEDIA: WE LAUNCHED A FACEBOOK PAGE AND LINKEDIN PROFILE. PRODUCTIVE AGING AWARD DINNER: MORE THAN 400 GENEROUS FRIENDS JOINED US ON MAY 7, 2012, TO BLAST LIMITING STEREOTYPES ABOUT AGING, CONTRIBUTE FINANCIALLY TO JCA, AND CHEER AS EDGAR M. BRONFMAN -- BUSINESSMAN, PHILANTHROPIST AND JUDAIC SCHOLAR -- WON THE PRODUCTIVE AGING AWARD OF 2012.</Description>
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        <Description>INTERGENERATIONAL PROGRAMS:HEYMAN INTERAGES CENTER: INTERAGES' 200 VOLUNTEERS AND 6 STAFF MERGED INTO JCA ON JULY 1, 2011, CULMINATING 9 MONTHS OF PLANNING AND ANALYSIS BY JCA LEADERS WHO WERE EAGER TO BUILD UPON INTERAGES' 25-YEAR TRACK RECORD OF NURTURING MEANINGFUL TIES BETWEEN THE GENERATIONS. DURING THE FISCAL YEAR, 203 OLDER VOLUNTEERS DONATED 5,505 HOURS TO HELP 377 CHILDREN FROM PRE-K THROUGH HIGH SCHOOL IMPROVE ACADEMICALLY, SOCIALLY AND EMOTIONALLY. IN ADDITION, 241 YOUTH VOLUNTEERS SUPPORTED 221 FRAIL SENIORS LIVING IN NURSING HOMES AND ASSISTED LIVING FACILITIES. AND WE HELPED SCORES OF PROFESSIONALS AND ORGANIZATIONS LEARN FROM OUR SUCCESS IN BUILDING AGE-INTEGRATED COMMUNITIES.</Description>
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        <ManagementAndGeneral>162</ManagementAndGeneral>
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        <CurrentTaxYearMinus1Year>50000</CurrentTaxYearMinus1Year>
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      <AmountsSubstContributorsTotal>1614786</AmountsSubstContributorsTotal>
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        <Total>1780</Total>
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        <EndOfYearBalance>1640090</EndOfYearBalance>
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      <CurrentYearMinus1Year>
        <BeginningOfYearBalance>1451481</BeginningOfYearBalance>
        <Contributions>12500</Contributions>
        <InvestmentEarningsOrLosses>298860</InvestmentEarningsOrLosses>
        <OtherExpenditures>66000</OtherExpenditures>
        <EndOfYearBalance>1696841</EndOfYearBalance>
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      <CurrentYearMinus2Years>
        <BeginningOfYearBalance>1378709</BeginningOfYearBalance>
        <Contributions>4701</Contributions>
        <InvestmentEarningsOrLosses>168071</InvestmentEarningsOrLosses>
        <OtherExpenditures>100000</OtherExpenditures>
        <EndOfYearBalance>1451481</EndOfYearBalance>
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      <CurrentYearMinus3Years>
        <BeginningOfYearBalance>2198870</BeginningOfYearBalance>
        <Contributions>4000</Contributions>
        <InvestmentEarningsOrLosses>-54799</InvestmentEarningsOrLosses>
        <OtherExpenditures>769362</OtherExpenditures>
        <EndOfYearBalance>1378709</EndOfYearBalance>
      </CurrentYearMinus3Years>
      <PermanentEndowmentEOYBalance>0.90230</PermanentEndowmentEOYBalance>
      <TermEndowmentEOYBalance>0.09770</TermEndowmentEOYBalance>
      <EndowmentsHeldByUnrelatedOrgs>0</EndowmentsHeldByUnrelatedOrgs>
      <EndowmentsHeldByRelatedOrgs>0</EndowmentsHeldByRelatedOrgs>
      <Land>
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        <BookValue>1100000</BookValue>
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      <Buildings>
        <OtherCostOrOtherBasis>6157192</OtherCostOrOtherBasis>
        <Depreciation>428684</Depreciation>
        <BookValue>5728508</BookValue>
      </Buildings>
      <Equipment>
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        <Depreciation>606143</Depreciation>
        <BookValue>27663</BookValue>
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      <OtherLandBuildings>
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        <Depreciation>722446</Depreciation>
        <BookValue>50565</BookValue>
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      <TotalOfBookValueLandBuildings>6906736</TotalOfBookValueLandBuildings>
      <TotalRevenue>6809165</TotalRevenue>
      <TotalExpenses>4308306</TotalExpenses>
      <ExcessOrDeficitForYear>2500859</ExcessOrDeficitForYear>
      <NetUnrealizedGLOnInvestments>-69790</NetUnrealizedGLOnInvestments>
      <TotalAdjustments>-69790</TotalAdjustments>
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      <NetUnrealizedGainsInvestments>-69790</NetUnrealizedGainsInvestments>
      <DonatedSrvcAndUseOfFacilities>629820</DonatedSrvcAndUseOfFacilities>
      <OtherRevenues>273377</OtherRevenues>
      <RevenueNotRptdF990>833407</RevenueNotRptdF990>
      <RevenueSubtotal>6809165</RevenueSubtotal>
      <RevenueNotRptdOnFinStmt>0</RevenueNotRptdOnFinStmt>
      <TotalRevenuePerForm990>6809165</TotalRevenuePerForm990>
      <TotExpensesEtcAuditedFinclStmt>5211503</TotExpensesEtcAuditedFinclStmt>
      <DonatedServicesUseOfFacilities>629820</DonatedServicesUseOfFacilities>
      <OtherExpensesIncluded>273377</OtherExpensesIncluded>
      <ExpensesNotRptdF990>903197</ExpensesNotRptdF990>
      <ExpensesSubtotal>4308306</ExpensesSubtotal>
      <ExpensesNotRptdOnFinStmt>0</ExpensesNotRptdOnFinStmt>
      <TotalExpensesPerForm990>4308306</TotalExpensesPerForm990>
      <Form990ScheduleDPartXIV>
        <Identifier>DESCRIPTION OF INTENDED USE OF ENDOWMENT FUNDS:</Identifier>
        <ReturnReference>PART V, LINE 4:</ReturnReference>
        <Explanation>INVESTMENT POLICY: JCA'S INVESTMENT OBJECTIVE IS TO PROVIDE A PREDICTABLE STREAM OF FUNDING TO THE PROGRAM AND OPERATIONS SUPPORTED BY ITS ENDOWMENT WHILE SEEKING TO MAINTAIN PURCHASING POWER OF THE ENDOWMENT ASSETS. JCA INVESTS ITS ENDOWMENT FUNDS IN MONEY MARKET, EQUITIES, MUTUAL FUNDS AND MORTGAGE AND ASSET-BACKED SECURITIES. SPENDING POLICY: UNLESS OTHERWISE REQUIRED BY THE DONOR AND AGREED TO BY JCA, JCA WILL APPROPRIATE FOR EXPENDITURE IN ITS ANNUAL BUDGET A MAXIMUM OF 4 PERCENT OF THE ROLLING AVERAGE OF THE CALENDAR YEAR END MARKET VALUE OF THE ENDOWMENT ASSETS OVER THE PRECEDING THREE YEARS, THE BASE TO BE ADJUSTED FOR NEW CAPITAL CONTRIBUTIONS TO THE ENDOWMENT. THERE MAY BE TIMES WHEN JCA MAY OPT NOT TO TAKE THE MAXIMUM SPENDING RATE BUT RATHER TO REINVEST SOME OF THE ANNUAL RETURN. THE ENDOWMENT IS TO BE USED FOR THE FOLLOWING: ADULT DAY CARE, ADULT DAY CARE EQUIPMENT, TRANSPORTATION, OPPORTUNITY GRANTS, STAFF DEVELOPMENT, SMITH LECTURE SERIES, AND GENERAL USE FOR TIME RESTRICTED FUNDS.</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48:</Identifier>
        <ReturnReference>PART X:</ReturnReference>
        <Explanation>JCA HAS ADOPTED THE ACCOUNTING STANDARD ON ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, WHICH ADDRESSES THE DETERMINATION OF WHETHER TAX BENEFITS CLAIMED OR EXPECTED TO BE CLAIMED ON A TAX RETURN SHOULD BE RECORDED IN THE FINANCIAL STATEMENTS. UNDER THIS POLICY, JCA MAY RECOGNIZE THE TAX BENEFIT FROM AN UNCERTAIN TAX POSITION ONLY IF IT IS MORE-LIKELY-THAN-NOT THAT THE TAX POSITION WOULD BE SUSTAINED ON EXAMINATION BY TAXING AUTHORITIES, BASED ON THE TECHNICAL MERITS OF THE POSITION. MANAGEMENT HAS EVALUATED JCA'S TAX POSITIONS AND HAS CONCLUDED THAT JCA HAS TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS TO COMPLY WITH PROVISIONS OF THIS GUIDANCE. THERE WERE NO UNRELATED BUSINESS INCOME TAXES INCURRED FOR THE YEARS ENDED JUNE 30, 2012 AND JUNE 30, 2011. GENERALLY, JCA IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS BY THE U.S. FEDERAL, STATE, OR LOCAL TAX AUTHORITIES FOR YEARS BEFORE JUNE 30, 2009.</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>PART XII, LINE 2D - OTHER ADJUSTMENTS:</Identifier>
        <Explanation>RENT EXPENSE REPORTED ON LINE 6B 273,377.</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>PART XIII, LINE 2D - OTHER ADJUSTMENTS:</Identifier>
        <Explanation>RENT EXPENSE REPORTED ON LINE 6B 273,377.</Explanation>
      </Form990ScheduleDPartXIV>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="RetDoc1042400001">
      <CompensationCommittee>X</CompensationCommittee>
      <IndependentConsultant>X</IndependentConsultant>
      <Form990OfOtherOrganizations>X</Form990OfOtherOrganizations>
      <CompensationSurvey>X</CompensationSurvey>
      <BoardOrCommitteeApproval>X</BoardOrCommitteeApproval>
      <SeverancePayment>0</SeverancePayment>
      <SupplementalNonqualRetirePlan>0</SupplementalNonqualRetirePlan>
      <EquityBasedCompArrangement>0</EquityBasedCompArrangement>
      <CompBasedOnRevenueOfFilingOrg>0</CompBasedOnRevenueOfFilingOrg>
      <CompBasedOnRevenueRelatedOrgs>0</CompBasedOnRevenueRelatedOrgs>
      <CompBasedNetEarningsFilingOrg>0</CompBasedNetEarningsFilingOrg>
      <CompBasedNetEarningsRelateOrgs>0</CompBasedNetEarningsRelateOrgs>
      <AnyNonFixedPayments>0</AnyNonFixedPayments>
      <InitialContractException>0</InitialContractException>
      <Form990ScheduleJPartII>
        <NamePerson>DAVID GAMSE</NamePerson>
        <BaseCompensationFilingOrg>149289</BaseCompensationFilingOrg>
        <CompBasedOnRelatedOrgs>0</CompBasedOnRelatedOrgs>
        <BonusFilingOrg>0</BonusFilingOrg>
        <BonusRelatedOrgs>0</BonusRelatedOrgs>
        <OtherCompensationFilingOrg>0</OtherCompensationFilingOrg>
        <OtherCompensationRelatedOrgs>0</OtherCompensationRelatedOrgs>
        <DeferredCompFilingOrg>4740</DeferredCompFilingOrg>
        <DeferredCompRelatedOrgs>0</DeferredCompRelatedOrgs>
        <NontaxableBenefitsFilingOrg>9585</NontaxableBenefitsFilingOrg>
        <NontaxableBenefitsRelatedOrgs>0</NontaxableBenefitsRelatedOrgs>
        <TotalCompensationFilingOrg>163614</TotalCompensationFilingOrg>
        <TotalCompensationRelatedOrgs>0</TotalCompensationRelatedOrgs>
        <CompReportPrior990FilingOrg>0</CompReportPrior990FilingOrg>
        <CompReportPrior990RelatedOrgs>0</CompReportPrior990RelatedOrgs>
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    </IRS990ScheduleJ>
    <IRS990ScheduleK documentId="RetDoc1053100001">
      <Form990ScheduleKPartI>
        <IssuerName>
          <BusinessNameLine1>MARYLAND ECONOMIC DEVELOPMENT CORP</BusinessNameLine1>
        </IssuerName>
        <IssuerEIN>521376562</IssuerEIN>
        <CUSIPNumber>NONEAVAIL</CUSIPNumber>
        <DateIssued>2009-11-01</DateIssued>
        <IssuePrice>5270000</IssuePrice>
        <DescriptionOfPurpose>FINANCE ACQUISITION COSTS OF A BUILDING</DescriptionOfPurpose>
        <Defeased>0</Defeased>
        <OnBehalfOfIssuer>0</OnBehalfOfIssuer>
        <PoolFinancing>0</PoolFinancing>
      </Form990ScheduleKPartI>
      <Form990ScheduleKPartII>
        <AmountRetired>687241</AmountRetired>
        <TotalProceeds>5270000</TotalProceeds>
        <CapitalExpenditures>5270000</CapitalExpenditures>
        <YearOfSubstCompletion>2009</YearOfSubstCompletion>
        <CurrentRefunding>0</CurrentRefunding>
        <AdvanceRefunding>0</AdvanceRefunding>
        <FinalAllocationMade>1</FinalAllocationMade>
        <AdequateBooksAndRecdsMaintaind>1</AdequateBooksAndRecdsMaintaind>
      </Form990ScheduleKPartII>
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        <AnyLeaseArrangements>0</AnyLeaseArrangements>
        <MngmentCntrctBondFinancdPrprty>0</MngmentCntrctBondFinancdPrprty>
        <AnyResearchAgreements>0</AnyResearchAgreements>
        <PostIssuanceComplianceProcdrs>0</PostIssuanceComplianceProcdrs>
      </Form990ScheduleKPartIII>
      <Form990ScheduleKPartIV>
        <Form8038TFiled>1</Form8038TFiled>
        <VariableRateIssue>0</VariableRateIssue>
        <HedgeIdentifiedInBooksAndRecds>0</HedgeIdentifiedInBooksAndRecds>
        <GrossProceedsInvestedInGIC>0</GrossProceedsInvestedInGIC>
        <GrossProceedsInvested>0</GrossProceedsInvested>
        <ExceptionToRebate>0</ExceptionToRebate>
      </Form990ScheduleKPartIV>
    </IRS990ScheduleK>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <GeneralExplanation>
        <Identifier>NEW PROGRAM SERVICES</Identifier>
        <ReturnReference>FORM 990, PART III, LINE 2</ReturnReference>
        <Explanation>THE ORGANIZATION INITIATED INTERGENERATIONAL PROGRAMS STARTED JULY 1, 2011.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>UPON RECEIPT OF THE DRAFT 990, IT IS DISTRIBUTED TO THE CHIEF EXECUTIVE OFFICE, CHIEF FINANCIAL/OPERATING OFFICER, THE PRESIDENT OF THE BOARD, AND MEMBERS OF THE BUDGET, AUDIT, AND FINANCE COMMITTEE FOR REVIEW. AFTER ONE WEEK OF REVIEW, IT IS SUBMITTED TO THE ENTIRE BOARD OF DIRECTORS FOR A ONE WEEK COMMENT PERIOD.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 12C</ReturnReference>
        <Explanation>JCA REQUIRES ITS OFFICERS, DIRECTORS, AND KEY EMPLOYEES TO SIGN THE CONFLICT OF INTEREST POLICY EACH YEAR.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 15</ReturnReference>
        <Explanation>THE CEO/EXECUTIVE DIRECTOR'S SALARY IS SET BY THE BOARD OF DIRECTORS. JCA USES SURVEYS OF COMPARABLE SALARIES IN THE REGION TO HELP SET ALL STAFF SALARIES, GENERALLY SETTING COMPENSATION AT OR BELOW THE MIDPOINT OF SALARIES SURVEYED OF COMPARABLY SIZED ORGANIZATIONS DOING COMPARABLE WORK.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>WE ANNOUNCE THAT JCA'S FINANCIAL REPORTS ARE AVAILABLE FOR PUBLIC INSPECTION (BY APPOINTMENT AT OUR CORPORATE OFFICES) IN OUR ANNUAL REPORT, DIRECT MAILINGS, NEWSLETTERS, AND WEB SITE. OUR 990 IS ALSO AVAILABLE AT WWW.GUIDESTAR.ORG.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>CHANGES IN NET ASSETS OR FUND BALANCES:</Identifier>
        <ReturnReference>FORM 990, PART XI, LINE 5:</ReturnReference>
        <Explanation>NET UNREALIZED LOSSES ON INVESTMENTS: -69,790.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART XII, LINE 2C:</ReturnReference>
        <Explanation>THE PROCESS FOR OVERSEEING THE AUDIT OF THE FINANCIAL STATEMENTS AND SELECTION OF AN INDEPENDENT ACCOUNTANT THAT AUDITED THE FINANCIAL STATEMENTS HAS BEEN CONSISTENT WITH PRIOR YEARS.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>THE NUMBER OF VOLUNTEERS:</Identifier>
        <ReturnReference>FORM 990, PART I, LINE 6:</ReturnReference>
        <Explanation>VOLUNTEERS ARE REQUIRED TO SIGN IN AND LOG THEIR TIME WHEN PERFORMING TASKS. THE ORGANIZATION ASSEMBLES THE INFORMATION FOR STATISTICAL REPORTING TO DONORS, GRANTORS, AND DECISION-MAKERS.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>