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    <IRS990ScheduleO documentId="RetDoc1044400001">
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>THE FORM 990 IS GIVEN TO THE EXECUTIVE DIRECTOR TO REVIEW. SHE HAS MEMBERS OF THE BOARD OF DIRECTORS REVIEW IT AND THEN SIGNS AND FILES IF THERE ARE NO CORRECTIONS.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 12C</ReturnReference>
        <Explanation>ANNUALLY REVIEW CONFLICT OF INTEREST POLICIES AT THE ANNUAL BOARD MEETING</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>THE ORGANIZATION KEEPS COPIES AT ITS OFFICE. AVAILABLE UPON REQUEST.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>