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      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>TRUSTEES REVIEW A DRAFT OF THE RETURN PREPARED BY TAX PREPARER AND RECOMMEND CHANGES AND CORRECTIONS BEFORE RETURN IS FINALIZED.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 18</ReturnReference>
        <Explanation>COPIES OF GOVERNING DOCUMENTS AVAILABLE UPON REQUEST OR THROUGH STATE REGISTRATION AGENCY.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>COPIES OF GOVERNING DOCUMENTS AVAILABLE UPON REQUEST OR THROUGH STATE REGISTRATION AGENCY.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>CHANGES IN NET ASSETS OR FUND BALANCES:</Identifier>
        <ReturnReference>FORM 990, PART XI, LINE 5:</ReturnReference>
        <Explanation>NET UNREALIZED GAINS ON INVESTMENTS: 29,214.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>