2013-10-07T15:33:46-05:00 2012-12-31 BKD LLP 200 E Main St Suite 700 Fort Wayne IN 46802 990 2012-01-01 356059333 EVERENCE ASSOCIATION INC % GEORGE MERRYMAN EVER 5745339511 1110 NORTH MAIN STREET PO BOX 483 Suite GOSHEN IN 46528 GEORGE MERRYMAN 5745339511 2013-11-15 true Joyce A Dulworth 2604604000 2012 2016-02-25 16:41:14Z LARRY D MILLER 1110 NORTH MAIN ST PO BOX 483 GOSHEN IN 46528 164664767 false X WWW.EVERENCE.COM X 1964 IN EVERENCE ASSOCIATION INC HELPS PEOPLE AND GROUPS INTEGRATE THEIR FINANCES WITH FAITH VALUES THROUGH ITS INSURANCE AND FINANCIAL SERVICES. 11 11 29 1379 0 0 555863 443180 86718370 92718953 335291 1187569 1101553 739116 88711077 95088818 1502056 1437521 65305425 71873314 5261269 4906220 0 0 0 9615794 9502665 81684544 87719720 7026533 7369098 384977592 396884752 307634813 317322816 77342779 79561936 EVERENCE ASSOCIATION INC IS AN INDIANA DOMICILED FRATERNAL BENEFIT SOCIETY ORGANIZED TO PROVIDE LIFE, ANNUITY AND ACCIDENT AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. false false EVERENCE ASSOCIATION INC HELPS INDIVIDUALS, ORGANIZATIONS AND CONGREGATIONS INTEGRATE FINANCES WITH FAITH THROUGH A NATIONAL TEAM OF ADVISORS AND REPRESENTATIVES. EVERENCE OFFERS LIFE, ANNUITY AND ACCIDENT AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. CONTINUE TO ENHANCE CURRENT FRATERNAL GRANT PROGRAMS AND THEIR USAGE IN THE CONSTITUENCY. NUMBER OF GRANTS IN 2011 WAS 2,367. CONTINUE BUILDING A SUPPORT SYSTEM OF TRAINING, PROVIDING RESOURCES FOR, AND ENGAGING ACTIVE ADVOCATES (VOLUNTEERS). THERE WERE 1,366 ADVOCATES SERVING IN 2012. ENCOURAGE STEWARDSHIP IN THE EVERENCE ASSOCIATION CONSTITUENCY. STEWARDSHIP EDUCATION INCLUDES STEWARDSHIP UNIVERSITY, SPEAKERS FOR WORKSHOPS AND RETREATS, AND EDUCATIONAL RESOURCES. IN 2012, THERE WERE 782 CHURCHES USING EDUCATIONAL MATERIALS OR SEMINARS. false true false false false false false false false false false true false true false false false false false true false false false false false false true true true false false false false true true false false false false true true true true false true 7679 0 true 29 true false true CJ false false false false false false false false X 11 11 false false false false true true false true true false true true false true true true true true true false false CA IN X GEORGE MERRYMAN 5745339511 1110 NORTH MAIN STREET PO BOX 483 GOSHEN IN 46528 X LARRY NIKKEL 1.0 X 0 0 0 ANDREW EVERSOLE 1.0 X 0 0 0 D DUANE OSWALD 1.0 X 0 0 0 STEPHEN M LANE 1.0 X 0 0 0 PAUL QUIRING 1.0 X 0 0 0 PAT SWARTZENDRUBER 1.0 X 0 0 0 LAVERN YUTZY 1.0 X 0 0 0 DJ MCFADDEN III 1.0 X 0 0 0 SANDRA VIELMAN 1.0 X 0 0 0 J DAVID VON GUNTEN 1.0 X 0 0 0 DONNA VOTH 1.0 X 0 0 0 SIDNEY A RICHARD 30.0 10.0 X 0 108483 30579 MARLO J KAUFFMAN 10.0 30.0 X 0 90843 30108 PHILIP R ZIMMERMAN 10.0 30.0 X 0 83559 31644 MELVIN L CLAASSEN - LEFT JULY 2012 10.0 30.0 X 0 110605 24849 DELMAR K KING 30.0 10.0 X 0 126247 31718 LARRY D MILLER 10.0 30.0 X 0 189576 36030 GEORGE F MERRYMAN 2.0 38.0 X 0 97513 8242 RODNEY D DILLER 5.0 35.0 X 0 148065 36471 JAIME ALVAREZ 10.0 30.0 X 0 152588 29439 DAVID C GAUTSCHE 10.0 30.0 X 0 147429 36072 GARY S REDIGER 0.0 40.0 X 0 166180 11265 STEVEN R HERENDEEN 0.0 40.0 X 0 158014 29968 DAVID T WARREN 0.0 40.0 X 0 161443 14791 CLAIR H SAUDER 0.0 40.0 X 0 163557 21980 C DOUGLAS UMBLE 0.0 40.0 X 0 158785 34204 0 2062887 407360 0 false true false LANCASTER GENERAL HOSPITAL 555 NORTH DUKE STREET LANCASTER PA 17604 HEALTH SERVICES 1543742 GOSHEN GENERAL HOSPITAL 200 HIGH PARK AVENUE GOSHEN IN 46526 HEALTH SERVICES 1410712 MS HERSHEY MEDICAL CENTER PO BOX 856 HERSHEY PA 17033 HEALTH SERVICES 1307155 CAREMARK THERAPEUTIC SERVICES DEPT 6175 LOS ANGELES CA 900886175 HEALTH SERVICES 799801 GRAND VIEW HOSPITAL PO BOX 902 SELLERSVILLE PA 18960 HEALTH SERVICES 671169 54 443180 443180 PREMIUM INCOME 524298 74399287 74399287 INVESTMENT INCOME 524298 17699915 17699915 FRATERNAL PROGRAM 524298 619751 619751 92718953 0 0 0 0 0 0 70763518 69575949 1187569 1187569 1187569 0 0 0 ADMINISTRATION REVENUE 524298 611938 611938 COMMISSION INCOME 524298 55730 55730 REINSTATEMENT FEES 524298 13744 13744 57704 57704 739116 95088818 94645638 1217929 219592 0 71873314 0 0 3706979 923092 70826 205323 0 21544 126466 0 0 797061 5920448 94336 608950 676460 0 416570 117734 0 295 0 0 100157 116644 STATE INSURANCE DEPT FEE 403384 BUREAU AND ASSOCIATION DUES 28821 MISCELLANEOUS LOSSES 4726 INVESTMENT EXPENSES 69069 87719720 0 0 6985866 6923101 0 0 456553 171464 0 0 0 0 0 0 0 0 41340 46150 0 309081152 315305355 0 0 63318109 69457864 0 0 5094572 4980818 384977592 396884752 3798553 1124420 0 0 4360274 4420313 0 0 0 0 0 0 1070000 1070000 0 0 298405986 310708083 307634813 317322816 X 0 0 0 0 77342779 79561936 77342779 79561936 384977592 396884752 X 7369098 -5149941 X false true X true false RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED MORTGAGE LOANS 69162952 F POLICY LOANS 5874 F OTHER LONG-TERM INVESTMENTS 289038 F 69457864 0 LIFE AND ANNUITY RESERVES 278792406 ACCIDENT AND HEALTH RESERVES 11714895 DEPOSIT TYPE CONTRACTS 6210945 POLICY AND CONTRACT CLAIMS 7735701 ASSET VALUATION 3599212 INTEREST MAINTENANCE RESERVE 2654924 310708083 92356281 92356281 2732537 2732537 95088818 86273179 86273179 1446541 1446541 87719720 RECONCILIATION PART XII, LINE 4B OTHER: ADMINISTRATIVE FEES + 611,938 INVESTMENT EXPENSES + 797,061 GAIN TRANSFERRED TO IMR + 1,285,996 LOSS ADJUSTMENT + 37,542 TOTAL $2,732,537 RECONCILIATION PART XIII, LINE 4B OTHER: ADMINISTRATIVE FEES + 611,938 INVESTMENT EXPENSES + 797,061 LOSS ADJUSTMENT + 37,542 TOTAL $1,446,541 ASC 740 FOOTNOTE PART IV, QUESTION 11F MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. North America Investments 4736446 Europe (Including Iceland and Greenland) Investments 7186429 Central America and the Caribbean Investments 6214022 East Asia and the Pacific Investments 2984532 21121429 21121429 false false false false false false true MENNONITE CHURCH USA PO BOX 347 NEWTON KS 67114 352157800 501(c)(3) 246300 GRANTS & SPONSORSHIP GREENCROFT COMMUNITIES PO BOX 819 GOSHEN IN 465270819 351270709 501(C)(3) 12500 HEALTHCARE CAMPAIGN CITY OF GOSHEN 202 S 5TH ST GOSHEN IN 46528 356001045 CITY OF GOSHEN 10000 OPERATING FUND 3 0 GENERAL INFORMATION ON GRANTS AND ASSISTANCE SCHEDULE I PART I QUESTION 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE CHURCHES AS WELL AS OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. false false false DELMAR K KING 0 126247 0 0 0 0 0 7713 0 24005 0 157965 0 0 LARRY D MILLER 0 184103 0 2810 0 2663 0 15181 0 20849 0 225606 0 0 RODNEY D DILLER 0 142602 0 2213 0 3250 0 12019 0 24452 0 184536 0 0 JAIME ALVAREZ 0 149961 0 2213 0 414 0 12254 0 17185 0 182027 0 0 DAVID C GAUTSCHE 0 143366 0 2213 0 1850 0 12019 0 24053 0 183501 0 0 GARY S REDIGER 0 124221 0 39673 0 2286 0 9998 0 1267 0 177445 0 0 STEVEN R HERENDEEN 0 123289 0 33951 0 774 0 10119 0 19849 0 187982 0 0 DAVID T WARREN 0 133452 0 27721 0 270 0 10242 0 4549 0 176234 0 0 CLAIR H SAUDER 0 130935 0 31434 0 1188 0 10787 0 11193 0 185537 0 0 C DOUGLAS UMBLE 0 124942 0 33663 0 180 0 10383 0 23821 0 192989 0 0 JEFFREY CLAASSEN FAMILY MEMBER TO OFFICER 65063 SALARY false MMA DISTRIBUTION INC AFFILIATE-COMMON OFFICERS 3850000 SEE SCHEDULE R FOR DETAILS false MENNONITE CHURCH BUILDINGS INC AFFILIATE-COMMON OFFICERS 5327241 SEE SCHEDULE R FOR DETAILS false EVERENCE COMMUNITY INVESTMENTS INC AFFILIATE-COMMON OFFICERS 1700000 SEE SCHEDULE R FOR DETAILS false EVERENCE CAPITAL MANAGEMENT AFFILIATE-COMMON OFFICERS 180305 SEE SCHEDULE R FOR DETAILS false BUSINESS TRANSACTIONS INVOLVING INTERESTED PERSONS SCHEDULE L PART IV JEFFREY CLAASSEN IS DISCLOSED AS AN INTERESTED PERSON DUE TO HIS FAMILY RELATIONSHIP WITH MELVIN L CLAASSEN, OFFICER OF EVERENCE ASSOCIATION INC PAID UNDER THE COMMON PAYMASTER RULES BY A RELATED ORGANIZATION. NEITHER PERSON HAS OWNERSHIP INTEREST IN THE FILING ORGANIZATION NOR OF RELATED ORGANIZATIONS. ADDITIONALLY, TRANSACTIONS WITH RELATED ORGANIZATIONS ARE DISCLOSED TO BE IN COMPLIANCE WITH IRS PRESCRIBED INSTRUCTIONS. PER THE FORM 990 INSTRUCTIONS, TRANSACTIONS BETWEEN ENTITIES WITH COMMON OFFICERS SHOULD BE DISCLOSED ON SCHEDULE L PART IV. THE TRANSACTIONS LISTED IN PART IV ARE DISCLOSED ONLY DUE TO COMMON OFFICER RELATIONSHIP AND NOT DUE TO OWNERSHIP BY INTERESTED PERSONS. PART IV PAGE 3 QUESTION 12: THE FINANCIAL STATEMENTS ARE PREPARED USING ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE INDIANA DEPARTMENT OF INSURANCE, WHICH PRACTICES DIFFER FROM ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA. GOVERNANCE, MANAGEMENT, & DISCLOSURE FORM 990 PART VI LINE 6 & 7: EVERENCE ASSOCIATION INC HAS ONLY ONE CLASS OF MEMBERSHIP. THE SOLE DECISION-MAKING POWER OF A MEMBER IS TO ELECT THE BOARD OF DIRECTORS. LINE 11B: THE FORM 990 IS REVIEWED BY AN INDEPENDENT CPA FIRM AND SENT VIA E-MAIL TO THE AUDIT COMMITTEE FOR THEIR APPROVAL BEFORE IT IS FILED. THE AUDIT COMMITTEE THOROUGHLY REVIEWS THE 990 AND IS GIVEN THE OPPORTUNITY TO ASK QUESTIONS OR MAKE SUGGESTIONS WHICH MAY LEAD TO CHANGES TO THE 990 BEFORE IT IS FILED. IF AFTER TEN (10) DAYS THE AUDIT COMMITTEE HAS NOT HAD ANY QUESTIONS OR MADE ANY SUGGESTIONS, THE 990 IS CONSIDERED APPROVED BY THE AUDIT COMMITTEE. LINE 12C: A QUESTIONNAIRE IS SENT OUT ANNUALLY TO ALL OFFICERS, DIRECTORS, OR TRUSTEES, AND KEY EMPLOYEES TO DISCLOSE PERSONAL AND BUSINESS RELATIONSHIPS. THE QUESTIONNAIRES ARE REVIEWED ANNUALLY. IF A CONFLICT EXISTS, RESTRICTIONS WILL BE IMPOSED ON PERSONS WITH A CONFLICT SUCH AS PROHIBITING THEM FROM PARTICIPATING IN THE GOVERNING BODY'S DELIBERATIONS AND DECISIONS IN THE TRANSACTION. LINE 15A: THE BOARD OF DIRECTORS PERFORMS AN ANNUAL REVIEW OF EXECUTIVE COMPENSATION. THE LAST REVIEW WAS PERFORMED IN 2011. GOALS AND OBJECTIVES ARE SET FORTH ANNUALLY AND REVIEWED DURING THIS PROCESS. ADDITIONALLY, PERIODIC COMPARISONS TO SIMILAR FOR-PROFIT AND NOT-FOR-PROFIT ENTITIES ARE EXAMINED. LINE 19: OUR GOVERNING DOCUMENTS ARE KEPT ON FILE AND ARE AVAILABLE UPON REQUEST. CONFLICT OF INTEREST POLICY INFORMATION IS AVAILABLE UPON REQUEST. SUMMARIZED FINANCIAL INFORMATION FOR ALL EVERENCE ENTITIES IS PUBLISHED IN A REPORT TO THE MEMBERS. THIS REPORT INFORMS THE MEMBER THEY MAY REQUEST THE AUDITED FINANCIAL STATEMENTS. PART IX LINE 4 ACCIDENT AND HEALTH 40,630,245 LIFE AND ANNUITY 19,815,954 INTEREST & ADJUSTMENT TO CD CONTRACT FUND 121,504 SUPPLEMENTARY CONTRACTS 1,459,516 NET TOTAL OF INCREASE IN ACCIDENT & HEALTH -297,796 LIFE AND ANNUITY RESERVES 10,819,911 INCREASE IN SUPPLEMENTARY CONTRACTS RESERVES -675,685 REFUNDS TO MEMBERS -335 TOTALS 71,873,314 RECONCILIATION FORM 990, PART XI LINE 9: CHANGE IN ADMITTED INVESTMENT CARRYING AMOUNTS (3,545,251) CHANGE IN ASSET VALUATION RESERVE (940,276) CHANGE IN NONADMITTED ASSETS 621,582 GAIN TRANSFERRED TO IMR (1,285,996) OTHER CHANGES IN NET ASSETS OR FUND BALANCES =(5,149,941) LANCASTER STEWARDSHIP SOLUTIONS LLC 1110 NORTH MAIN STREET GOSHEN IN 46528 263806720 INSURANCE IN 4429041 3054563 EVRNCE ASSOC THE MENNONITE FOUNDATION INC 1110 NORTH MAIN STREET GOSHEN IN 46528 356031936 PUBLIC FDN IN 501(c)(3) 7 NA true MENNONITE CHURCH BUILDINGS INC 1110 NORTH MAIN STREET GOSHEN IN 46528 356031937 REAL ESTATE IN 501(C)(3) 11A NA true MENNONITE CHURCH USA 1601 W BEARDSLEY PO BOX 1245 ELKHART IN 46515 352157800 CHURCH IN 501(c)(3) 1 NA false MENNONITE HEALTH ASSOCIATION 1110 NORTH MAIN STREET GOSHEN IN 46528 311043978 DORMANT IN 501(C)(3) EVRNCE ASSOC false EVERENCE SVCS LLC 1110 NORTH MAIN STREET GOSHEN IN 46528 351962055 PAYMASTER IN NA RELATED 132737 5673550 false 0 false 0.25724 MMATCO LLP 1110 NORTH MAIN STREET GOSHEN IN 46528 352140530 FIDUCIARY IN NA EVERENCE INSURANCE COMPANY 1110 NORTH MAIN STREET GOSHEN IN 46528 351698689 INSURANCE IN EVRNCE HOLDINGS C CORP true EVERENCE TRUST COMPANY 1110 NORTH MAIN STREET GOSHEN IN 46528 352140529 TRUST COMPANY IN EVRNCE HOLDINGS C CORP true EVERENCE CAPITAL MANAGEMENT INC 1110 NORTH MAIN STREET GOSHEN IN 46528 356038806 INVESTMENTS IN EVRNCE HOLDINGS C CORP true EVERENCE SECURITIES INC 1110 NORTH MAIN STREET GOSHEN IN 46528 830357718 BROKER DEALER IN EVRNCE HOLDINGS C CORP true MMA DISTRIBUTION INC 1110 NORTH MAIN STREET GOSHEN IN 46528 263734503 COMMISSION SR IN EVRNCE HOLDINGS C-CORP true EVERENCE HOLDINGS INC 1110 N MAIN STREET GOSHEN IN 46528 263734671 HOLDINGS IN EVERENCE ASSOC C-CORP 51914125 41502323 true true true false true false false false false false false true false true false true true false false false MENNONITE CHURCH BUILDINGS INC A 347474 FMV MENNONITE CHURCH BUILDINGS INC D 5327241 FMV MENNONITE CHURCH BUILDINGS INC J 346234 FMV MMA DISTRIBUTION A 125468 FMV MMA DISTRIBUTION D 3850000 FMV EVERENCE HOLDINGS INC B 4050000 FMV EVERENCE COMMUNITY INVESTMENTS D 1700000 FMV EVERENCE SERVICES N 5673076 FMV EVERENCE SERVICES O 1444642 FMV EVERENCE CAPITAL MANAGEMENT D 180305 FMV