2013-08-14T06:16:30-07:00 2012-12-31 ROBERT ANDERSON & COMPANY PC 138 DODGE ST BEVERLY MA 019151866 990 2012-01-01 020272024 HOLY ROSARY REGIONAL CREDIT UNION HOLY 6033326840 133 BROCK STREET ROCHESTER NH 03867 BRIAN THERRIEN 2013-08-14 true Robert Anderson P01462745 9782329300 2012 2016-02-24 21:20:13Z 9751201 false false X HRCU.ORG CREDIT UNION - MEMBER THRIFT 9 9 87 9 60116 -15338 0 6367489 6706402 583042 499710 2171289 2368689 9121820 9574801 6500 6000 0 3105272 3309005 0 0 4759626 4748145 7871398 8063150 1250422 1511651 172330407 184614229 157757001 168604780 14573406 16009449 CREDIT UNION - MEMBER THRIFT false false 1114861 MAINTENANCE OF MEMBERS' SHARE AND DEPOSIT ACCOUNTS. NUMBER OF ACCOUNTS IS 36,066. 6706402 MAINTENANCE OF MEMBERS' LOAN ACCOUNTS. NUMBER OF ACCOUNTS IS 8,565. 1114861 false false false false false false false false true false true false false false true false false false false false false false false false false false false false true true false false false false false false true false false false false false false false false false false false false false false true 5403 0 true 87 true true false false false false false false false false false false X 9 9 true false false false true true true true true false true true true true true true false true true true false X BRIAN THERRIEN 6033326840 133 BROCK STREET ROCHESTER NH 03867 DONA DOYON 1.00 0.00 0 0 0 CONSTANCE HAMANN 1.00 0.00 0 0 0 ROBERT LANGELIER 1.00 0.00 0 0 0 RACHEL GILMAN 1.00 0.00 0 0 0 KATHLEEN SIMONEAU 2.00 0.00 X 0 0 0 RICHARD FALARDEAU 2.00 0.00 X 0 0 0 PAUL TURNER 2.00 0.00 X 0 0 0 RONALD VACHON 2.00 0.00 X X 0 0 0 DANA FLANDERS 2.00 0.00 X X 0 0 0 NANCY GILBERT 2.00 0.00 X X 0 0 0 JAMES BROCK 2.00 0.00 X 0 0 0 PAUL AUGER 2.00 0.00 X 0 0 0 LYNN WILLIAMS 40.00 0.00 X X 0 0 0 JANE GETTENS 0.00 0.00 X 67428 0 2016 CHRISTINE PATROWICZ 40.00 0.00 X 69758 0 11040 ROSEMARY SHIELDS 40.00 0.00 X 76993 0 10946 DONNA CORMIER 40.00 0.00 X 73849 0 8935 BRIAN THERRIEN 40.00 0.00 X 81689 0 5322 SUZANNE WILKINS 40.00 0.00 X 77718 0 12302 BRIAN F HUGHES 40.00 0.00 X 159730 0 15460 607165 66021 1 false true false RELIAMAX SURETY COMPANY 5024 S BUR OAK PLACE SUITE 103 SOUIX FALLS SD 57108 INSURANCE 119886 FISERV 455 SOUTH GULPH ROAD SUITE 201 KING OF PRUSSIA PA 19406 DATA PROCESSING 219373 FISERV 255 FISERV DRIVE BROOKFIELD WI 53045 DEBIT/CREDIT CARDS 382651 ANTHEM BLUE CROSS BLUE SHIELD 3000 GOFFS FALLS ROAD MANCHESTER NH 03111 MEDICAL INSURANCE 278253 4 0 INTEREST-CONSUMER LOANS 522291 2006635 2006635 INTEREST REAL ESTATE LOAN 522291 3674416 3674416 INTEREST CREDIT CARDS 522291 647367 647367 INTEREST - BUSINESS LOANS 522291 377984 377984 6706402 495654 495654 0 0 0 180456 176400 4056 4056 4056 0 0 0 OTHER FEES AND INCOME 900099 2312619 2308573 4046 NON MEMBER ATM FEES 38148 38148 CAR BUYING AND WARRANTIES 9800 9800 8122 8122 2368689 9574801 9514685 60116 0 6000 6000 0 0 673186 673186 0 2091392 2091392 64568 64568 258271 258271 221588 221588 0 44557 44557 44608 44608 0 0 0 0 164584 164584 301232 301232 220054 220054 0 331789 331789 51480 51480 0 45388 45388 1115020 1114861 159 0 275281 275281 67614 67614 OUTSIDE SERVICES 176706 176706 PROVISION LOAN LOSS 344000 344000 DEBIT CARD 422140 422140 LOAN SERVICING 690493 690493 453199 453199 8063150 1120861 6942289 0 1642964 2261507 34822470 36837203 0 0 1736929 1897544 0 112475413 123559019 0 365879 384978 8933103 4487349 4516370 4445754 14219207 12103855 369700 262300 0 0 2181475 2862069 172330407 184614229 287972 395906 204427 343659 157264602 167865215 157757001 168604780 X 14573406 16009449 14573406 16009449 172330407 184614229 X 1511651 -75608 X false false false false true 672330 672330 4369641 1207537 3162104 372228 371778 450 3518904 2908034 610870 4445754 SHARES AND DEPOSITS 167865214 Rounding 1 167865215 false 0 0 STUDENT SCHOLARSHIPS 5 5000 STUDENT SCHOLARSHIPS 2 1000 X X X X false false false BRIAN F HUGHES 149730 10000 7813 7647 175190 ROBERT LANGELIER SUP COMM LOANS X 3692 false true true CONSTANCE HAMANN SUP COMM LOANS X 3544 false true true DONA DOYON SUP COMM LOANS X 221062 191482 false true true LYNN WILLIAMS DIRECTOR LOANS X 91680 81533 false true true RICHARD FALARDEAU DIRECTOR LOAN X 123000 91452 false true true JIM BROCK DIRECTOR LOANS X 333353 304626 false true true PAUL AUGER DIRECTOR LOANS X 172000 55408 false true true BRIAN J THERRIEN OFFICER LOAN X 1856 false true true RACHEL GILMAN SUP COMM LOAN X 1189 false true true DANA FLANDERS DIRECTOR LOANS X 161600 153688 false true true CHRISTINE PATROWICZ OFFICER LOANS X 37500 29219 false true true DONNA CORMIER OFFICER LOANS X 56 false true true ROSEMARY SHIELDS OFFICER LOAN X 364000 356170 false true true SUZANNE WILKINS OFFICER LOAN X 329 false true true PAUL TURNER OFFICER LOAN X 71495 84837 false true true RONALD VACHON DIRECTOR LOANS X 132407 126395 false true true BRIAN F HUGHES OFFICER LOANS X 431500 412068 false true true 1897544 Form 990, Part XI, Line 9 Other Changes In Net Assets Or Fund Balances - Other Decreases CHANGE IN FAS115- UNREALIZED GAIN/LOSS = -$75608 Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available A FINANCIAL STATEMENT SUMMARY IS POSTED IN THE VESTIBULE AREA AT ALL BRANCHES. OTHER INFORMATION IS AVAILABLE UPON REQUEST. Form 990, Part VI, Line 15b Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees THE CREDIT UNION GATHERS SALARY SURVEY DATA FROM EXTERNAL SOURCES. THE PRESIDENT & CEO SALARY IS REVIEWED BY THE BOARD OF DIRECTORS AND SENIOR MANAGMENT IS REVIEWED BY THE PRESIDENT. Form 990, Part VI, Line 15a Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management THE CREDIT UNION GATHERS SALARY SURVEY DATA FROM EXTERNAL SOURCES. THE PRESIDENT & CEO SALARY IS REVIEWED BY THE BOARD OF DIRECTORS AND SENIOR MANAGMENT IS REVIEWED BY THE PRESIDENT. Form 990, Part VI, Line 12c Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts KEY EMPLOYEES AND VOLUNTEERS ARE REQUIRED TO DISCLOSE INFORMATION DIRECTLY TO HUMAN RESOURCES THAT COULD BE QUESTIONABLE. THE CONFLICT OF INTEREST POLICY IS REVIEWED AND APPROVED ANNUALLY AT WHICH TIME EMPLOYEES ARE REQUIRED TO READ AND ACKNOWLEDGE THEIR UNDERSTANDING. Form 990, Part VI, Line 11b Form 990, Part VI, Line 11b: Form 990 Review Process MANAGEMENT WILL PRESENT THE COMPLETED FORM 990 TO THE BOARD FOR REVIEW BEFORE FILING IF TIME PERMITS. OTHERWISE AFTERWARDS. THE CFO GATHERS THE INFORMATION, THE AUDIT FIRM PREPARES FORM 990/990T. UPON RECEIPT FROM AUDIT FIRM, CFO AND CEO REVIEWS. A FINAL COPY IS PRESENTED AT THE NEXT BOARD MEETING FOR THEIR REVIEW. Form 990, Part VI, Line 7b Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders Any changes to the incorporating documents i.e. bylaws, are approved by the membership. Form 990, Part VI, Line 7a Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body Each member has a vote at the election of the board of directors. Form 990, Part VI, Line 6 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital. Form 990, Part VI, Line 2 Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et OFFICER DONNA CORMIER USED DIRECTOR RACHEL GILMAN AS A REALTOR TO PURCHASE A HOUSE.