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        <TotalExcessDistriCarryover>182900</TotalExcessDistriCarryover>
        <QualifyingDistributions>104216</QualifyingDistributions>
        <AppliedToCurrentYear>104092</AppliedToCurrentYear>
        <RemainingDistriFromCorpus>124</RemainingDistriFromCorpus>
        <TotalCorpus>183024</TotalCorpus>
        <UndistributedIncomeCY>0</UndistributedIncomeCY>
        <ExcessDistriCyovToNextYear>183024</ExcessDistriCyovToNextYear>
        <ExcessFromYear4>54388</ExcessFromYear4>
        <ExcessFromYear3>30082</ExcessFromYear3>
        <ExcessFromYear2>98430</ExcessFromYear2>
        <ExcessFromCurrentYear>124</ExcessFromCurrentYear>
      </UndistributedIncome>
      <SupplementaryInformation>
        <AppicationSubmissionInfo>
          <RecipientName>Faith H Bennett</RecipientName>
          <RecipientUSAddress>
            <AddressLine1>629 St Marks Avenue</AddressLine1>
            <City>Westfield</City>
            <State>NJ</State>
            <ZIPCode>07090</ZIPCode>
          </RecipientUSAddress>
          <RecipientPhoneNumber>9082327068</RecipientPhoneNumber>
          <FormAndInfoAndMaterials>Request application forms and instructions from the Foundation office</FormAndInfoAndMaterials>
          <SubmissionDeadlines>None</SubmissionDeadlines>
          <RestrictionsOnAwards>Organizations exhibiting traditional notions of Christian charity</RestrictionsOnAwards>
        </AppicationSubmissionInfo>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Zuni Christian Mission School</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>PO Box 445</AddressLine1>
            <City>Zuni</City>
            <State>NM</State>
            <ZIPCode>87327</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>10000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Christian Health Care Center</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>301 Sicomac Avenue</AddressLine1>
            <City>Wyckoff</City>
            <State>NJ</State>
            <ZIPCode>07481</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Christian Appalachian Project</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>PO Box 55911</AddressLine1>
            <City>Lexington</City>
            <State>KY</State>
            <ZIPCode>40555</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Wedgewood Christian Services</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>3300 36th Street SE</AddressLine1>
            <City>Grand Rapids</City>
            <State>MI</State>
            <ZIPCode>49512</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Calvin Theological Seminary</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>3233 Burton SE</AddressLine1>
            <City>Grand Rapids</City>
            <State>MI</State>
            <ZIPCode>49546</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>16800</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Calvin College</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>3201Burton SE</AddressLine1>
            <City>Grand Rapids</City>
            <State>MI</State>
            <ZIPCode>49546</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>28000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Contact We Care</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>PO Box 2376</AddressLine1>
            <City>Westfield</City>
            <State>NJ</State>
            <ZIPCode>07090</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>3500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Furniture Assist</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>555 Mount Prospect Ave</AddressLine1>
            <City>Newark</City>
            <State>NJ</State>
            <ZIPCode>07104</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Young Life of Central New Jersey</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>170 Elm Street</AddressLine1>
            <City>Westfield</City>
            <State>NJ</State>
            <ZIPCode>07090</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>5000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Presbyterian Church in Westfield</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>140 Mountain Avenue</AddressLine1>
            <City>Westfield</City>
            <State>NJ</State>
            <ZIPCode>07090</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>916</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>World Renew US</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>2850 Kalamazoo Ave SE</AddressLine1>
            <City>Grand Rapids</City>
            <State>MI</State>
            <ZIPCode>49560</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>10000</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Crossroad Bible Institute</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>601 N Shortridge Rd</AddressLine1>
            <City>Indianapolis</City>
            <State>IN</State>
            <ZIPCode>46219</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Back to God Ministries International</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>6555 West College Drive</AddressLine1>
            <City>Palos Heights</City>
            <State>IL</State>
            <ZIPCode>60643</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>International Aid</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>17011 Hickory St</AddressLine1>
            <City>Spring Lake</City>
            <State>MI</State>
            <ZIPCode>49456</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Cary Christian Center</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>154 Cottonwood Street</AddressLine1>
            <City>Cary</City>
            <State>MS</State>
            <ZIPCode>39054</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <GrantOrContriPaidDuringYear>
          <RecipientBusinessName>
            <BusinessNameLine1>Plainfield Community Outreach Inc</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>600 Cleveland Avenue</AddressLine1>
            <City>Plainfield</City>
            <State>NJ</State>
            <ZIPCode>07060</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationship>None</RecipientRelationship>
          <RecipientFoundationStatus>501c3</RecipientFoundationStatus>
          <PurposeOfGrantOrContribution>Charitible donation</PurposeOfGrantOrContribution>
          <Amount>2500</Amount>
        </GrantOrContriPaidDuringYear>
        <TotGrantOrContriPaidDuringYear>104216</TotGrantOrContriPaidDuringYear>
      </SupplementaryInformation>
      <AnalysisIncomeProducingActy>
        <DividendsAndIntFromSecPartVII>
          <ExclusionCode>14</ExclusionCode>
          <ExclusionAmount>61002</ExclusionAmount>
        </DividendsAndIntFromSecPartVII>
        <GainSalesAssetsOthThanInvntry>
          <ExclusionCode>18</ExclusionCode>
          <ExclusionAmount>196661</ExclusionAmount>
        </GainSalesAssetsOthThanInvntry>
        <SubtotalsPartXVIA>
          <ExclusionAmount>257663</ExclusionAmount>
        </SubtotalsPartXVIA>
        <TotalPartXVIA>257663</TotalPartXVIA>
      </AnalysisIncomeProducingActy>
      <TrnsfrTrRlnWithNoncharitableEO>
        <TrnsfrOfCashToNoncharitableEO>false</TrnsfrOfCashToNoncharitableEO>
        <TrnsfrOthAssetsNoncharitableEO>false</TrnsfrOthAssetsNoncharitableEO>
        <SalesOrExchangesOfAssets>false</SalesOrExchangesOfAssets>
        <PurchaseAssetsNoncharitableEO>false</PurchaseAssetsNoncharitableEO>
        <RentalOfFacilitiesEtc>false</RentalOfFacilitiesEtc>
        <ReimbursementArrangements>false</ReimbursementArrangements>
        <LoansOrLoanGuarantees>false</LoansOrLoanGuarantees>
        <PerformanceOfServicesEtc>false</PerformanceOfServicesEtc>
        <SharingOfFacilitiesEtc>false</SharingOfFacilitiesEtc>
        <RelationshipsNoncharitableEOs>false</RelationshipsNoncharitableEOs>
      </TrnsfrTrRlnWithNoncharitableEO>
    </IRS990PF>
    <AccountingFeesSchedule documentId="990PF:73" softwareId="12000057" softwareVersion="12.15.422.1">
      <AccountingFees>
        <Category>Buttermore and Foltz</Category>
        <Amount>1380</Amount>
      </AccountingFees>
    </AccountingFeesSchedule>
    <GainLossSaleOtherAssetsSch documentId="990PF:69" softwareId="12000057" softwareVersion="12.15.422.1">
      <GainLossSaleOtherAsset>
        <Name>VANGUARD TOTAL BD MKT IDX</Name>
        <DateAcquired>2012-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>55</GrossSalesPrice>
        <Basis>54</Basis>
        <TotalNet>1</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>HARBOR COMMODITY REAL RET</Name>
        <DateAcquired>2012-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>3110</GrossSalesPrice>
        <Basis>2652</Basis>
        <TotalNet>458</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>VANGUARD TOTAL BD MKT IDX</Name>
        <DateAcquired>2012-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>281</GrossSalesPrice>
        <Basis>255</Basis>
        <TotalNet>26</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>CAPITAL WORLD BOND FD</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>12000</GrossSalesPrice>
        <Basis>10756</Basis>
        <TotalNet>1244</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>DODGE COX INTL FD</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>60000</GrossSalesPrice>
        <Basis>37538</Basis>
        <TotalNet>22462</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>EUROPACIFIC GROWTH FD</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>28803</GrossSalesPrice>
        <Basis>25710</Basis>
        <TotalNet>3093</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>FRANKLIN HIGH INC FD</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>12000</GrossSalesPrice>
        <Basis>10936</Basis>
        <TotalNet>1064</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>THE GROWTH FUND OF AMERICA</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>45969</GrossSalesPrice>
        <Basis>34150</Basis>
        <TotalNet>11819</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>HARBOR BOND FUND</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>30000</GrossSalesPrice>
        <Basis>28686</Basis>
        <TotalNet>1314</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>HARBOR COMMODITY REAL RET</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>79650</GrossSalesPrice>
        <Basis>67925</Basis>
        <TotalNet>11725</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>LOOMIS SAYLES BD FD</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>35000</GrossSalesPrice>
        <Basis>31326</Basis>
        <TotalNet>3674</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>MFS UTILITIES FD</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>66972</GrossSalesPrice>
        <Basis>56152</Basis>
        <TotalNet>10820</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>PIMCO REAL RETURN</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>15857</GrossSalesPrice>
        <Basis>14055</Basis>
        <TotalNet>1802</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>PIONEER OAK RIDGE SM CAP</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>25000</GrossSalesPrice>
        <Basis>26474</Basis>
        <TotalNet>-1474</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>ROYCE TOTAL RETURN FD</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>49669</GrossSalesPrice>
        <Basis>38237</Basis>
        <TotalNet>11432</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>RUSSELL GLOBAL REAL ESTAE</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>14000</GrossSalesPrice>
        <Basis>10924</Basis>
        <TotalNet>3076</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>VANGUARD MORGAN GROWTH FD</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>133314</GrossSalesPrice>
        <Basis>67368</Basis>
        <TotalNet>65946</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>VANGUARD TOTAL BD MKT IDX</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>60398</GrossSalesPrice>
        <Basis>54840</Basis>
        <TotalNet>5558</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>VANGUARD ST INVEST GRADE FD</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>173712</GrossSalesPrice>
        <Basis>161646</Basis>
        <TotalNet>12066</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>WASHINGTON MUTUAL INVEST FD</Name>
        <DateAcquired>2011-01</DateAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>81366</GrossSalesPrice>
        <Basis>62335</Basis>
        <TotalNet>19031</TotalNet>
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        <EOYBookValue>65750</EOYBookValue>
        <EOYFMV>73413</EOYFMV>
      </InvestmentsCorpStock>
      <InvestmentsCorpStock>
        <NameOfStock>3637 shares of MFS Utilities Fd Cl A</NameOfStock>
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        <EOYFMV>67909</EOYFMV>
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      <InvestmentsCorpStock>
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        <EOYFMV>120817</EOYFMV>
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      <InvestmentsCorpStock>
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      <InvestmentsCorpStock>
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      <InvestmentsCorpStock>
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      <InvestmentsCorpStock>
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      <InvestmentsCorpStock>
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      <InvestmentsCorpStock>
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      <InvestmentsCorpStock>
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      <InvestmentsCorpStock>
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        <EOYFMV>51620</EOYFMV>
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      <InvestmentsCorpStock>
        <NameOfStock>1755 shares of T Rowe Price Emerging Markets</NameOfStock>
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        <EOYFMV>59781</EOYFMV>
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      <OtherDecreases>
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        <Amount>613</Amount>
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      <OtherExpenses>
        <Description>Dues - Association of Small Foundations</Description>
        <RevenueAndExpensesPerBooks>695</RevenueAndExpensesPerBooks>
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      <OtherExpenses>
        <Description>Office expenses</Description>
        <RevenueAndExpensesPerBooks>448</RevenueAndExpensesPerBooks>
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      <OtherProfessionalFees>
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        <Amount>12841</Amount>
        <NetInvestmentIncome>12841</NetInvestmentIncome>
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      <Taxes>
        <Category>Income tax - foreign</Category>
        <Amount>663</Amount>
        <NetInvestmentIncome>663</NetInvestmentIncome>
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