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      <Compensation>
        <PersonName>STEVEN LAYTON RIKKERS</PersonName>
      </Compensation>
      <Compensation>
        <PersonName>KRISTIN RIKKERS DAVIS</PersonName>
      </Compensation>
    </CompensationExplanation>
    <GainLossSaleOtherAssetsSch documentId="RetDoc4">
      <GainLossSaleOtherAsset>
        <Name>CAPMARK BANK CD</Name>
        <DateAcquired>2009-05</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-05</DateSold>
        <GrossSalesPrice>20000</GrossSalesPrice>
        <Basis>20000</Basis>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>GE CAP RET BK CD</Name>
        <DateAcquired>2008-11</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-11</DateSold>
        <GrossSalesPrice>20000</GrossSalesPrice>
        <Basis>20000</Basis>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>46SH POWERSHARES DB COMM INDX</Name>
        <DateAcquired>2010-01</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-03</DateSold>
        <GrossSalesPrice>1359</GrossSalesPrice>
        <Basis>1298</Basis>
        <TotalNet>61</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>96SH VANGUARD MEGA CAP 300 GROWTH</Name>
        <DateAcquired>2010-01</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-03</DateSold>
        <GrossSalesPrice>5307</GrossSalesPrice>
        <Basis>4073</Basis>
        <TotalNet>1234</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>32SH VANGUARD MID-CAP VALUE</Name>
        <DateAcquired>2010-01</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-03</DateSold>
        <GrossSalesPrice>1855</GrossSalesPrice>
        <Basis>1455</Basis>
        <TotalNet>400</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>27SH VANGUARD MID-CAP GROWTH</Name>
        <DateAcquired>2010-01</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-03</DateSold>
        <GrossSalesPrice>1873</GrossSalesPrice>
        <Basis>1340</Basis>
        <TotalNet>533</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>4SH VANGUARD MID-CAP GROWTH</Name>
        <DateAcquired>2010-01</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-03</DateSold>
        <GrossSalesPrice>278</GrossSalesPrice>
        <Basis>197</Basis>
        <TotalNet>81</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>SHORT-TERM GAIN/LOSS FROM K-1</Name>
        <DateAcquired>2012-12</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-12</DateSold>
        <GrossSalesPrice>16</GrossSalesPrice>
        <TotalNet>16</TotalNet>
      </GainLossSaleOtherAsset>
      <GainLossSaleOtherAsset>
        <Name>LONG-TERM GAIN/LOSS FROM K-1</Name>
        <DateAcquired>2012-12</DateAcquired>
        <HowAcquired>PURCHASE</HowAcquired>
        <DateSold>2012-12</DateSold>
        <Basis>208</Basis>
        <TotalNet>-208</TotalNet>
      </GainLossSaleOtherAsset>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsOtherSchedule2 documentId="RetDoc5">
      <InvestmentsOther>
        <CategoryOrItem>CERTIFICATES OF DEPOSIT</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
      </InvestmentsOther>
      <InvestmentsOther>
        <CategoryOrItem>MUTUAL FUNDS</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>229032</BookValue>
        <EOYFMV>266746</EOYFMV>
      </InvestmentsOther>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="RetDoc6">
      <OtherExpenses>
        <Description>EXPENSES</Description>
      </OtherExpenses>
      <OtherExpenses>
        <Description>DEPT OF FINANCIAL INSTITUTION</Description>
        <RevenueAndExpensesPerBooks>10</RevenueAndExpensesPerBooks>
        <DisbursementsCharitablePrps>10</DisbursementsCharitablePrps>
      </OtherExpenses>
      <OtherExpenses>
        <Description>MORGAN STANLEY 494-37563-14</Description>
        <RevenueAndExpensesPerBooks>1028</RevenueAndExpensesPerBooks>
        <NetInvestmentIncome>1028</NetInvestmentIncome>
      </OtherExpenses>
      <OtherExpenses>
        <Description>POWERSHARES DB COMMODITY K-1</Description>
        <RevenueAndExpensesPerBooks>72</RevenueAndExpensesPerBooks>
        <NetInvestmentIncome>72</NetInvestmentIncome>
      </OtherExpenses>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc7">
      <OtherIncome>
        <Description>POWERSHARES DB COMMODITY K-1</Description>
        <RevenueAndExpensesPerBooks>325</RevenueAndExpensesPerBooks>
        <NetInvestmentIncome>325</NetInvestmentIncome>
      </OtherIncome>
    </OtherIncomeSchedule2>
    <TaxesSchedule documentId="RetDoc8">
      <Taxes>
        <Category>2011 990-PF EXCISE TAX</Category>
        <Amount>58</Amount>
        <NetInvestmentIncome>58</NetInvestmentIncome>
      </Taxes>
      <Taxes>
        <Category>FOREIGN TAXES</Category>
        <Amount>110</Amount>
        <NetInvestmentIncome>110</NetInvestmentIncome>
      </Taxes>
    </TaxesSchedule>
  </ReturnData>
</Return>