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        <EOYFMV>13578</EOYFMV>
      </InvestmentsCorpStock>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc6">
      <InvestmentsOther>
        <CategoryOrItem>ISHARES IBOXX HIGH YLD CORP</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>27952</BookValue>
        <EOYFMV>32673</EOYFMV>
      </InvestmentsOther>
      <InvestmentsOther>
        <CategoryOrItem>ISHARES TR BARCLAYS 1-3 YR CR BD FD</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>41822</BookValue>
        <EOYFMV>42192</EOYFMV>
      </InvestmentsOther>
      <InvestmentsOther>
        <CategoryOrItem>ISHARES TR MSCI EMERGING MKTS</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>12300</BookValue>
        <EOYFMV>17740</EOYFMV>
      </InvestmentsOther>
      <InvestmentsOther>
        <CategoryOrItem>ISHARES TR RUSSELL 1000 VALUE INDEX</CategoryOrItem>
        <ListedAtCostOrFMV>AT COST</ListedAtCostOrFMV>
        <BookValue>29772</BookValue>
        <EOYFMV>39575</EOYFMV>
      </InvestmentsOther>
    </InvestmentsOtherSchedule2>
    <OtherAssetsSchedule documentId="RetDoc7">
      <OtherAssets>
        <Description>INCOME RECEIVABLE</Description>
        <BOYBookValue>107</BOYBookValue>
      </OtherAssets>
    </OtherAssetsSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc8">
      <OtherProfessionalFees>
        <Category>JAMISON EATON &amp; WOOD</Category>
        <Amount>1661</Amount>
        <NetInvestmentIncome>1661</NetInvestmentIncome>
      </OtherProfessionalFees>
    </OtherProfessionalFeesSchedule>
    <SubstantialContributorsSch documentId="RetDoc9">
      <SubstantialContributor>
        <PersonName>WILLIAM JUDITH TURNER</PersonName>
        <USAddress>
          <AddressLine1>15 KIPS RIDGE</AddressLine1>
          <City>MONCLAIR</City>
          <State>NJ</State>
          <ZIPCode>07042</ZIPCode>
        </USAddress>
      </SubstantialContributor>
    </SubstantialContributorsSch>
    <TaxesSchedule documentId="RetDoc10">
      <Taxes>
        <Category>FOREIGN TAXES PAID</Category>
        <Amount>222</Amount>
      </Taxes>
    </TaxesSchedule>
  </ReturnData>
</Return>