2013-04-29T18:35:53-05:00 2012-12-31 LEMA & ASSOCIATES 610 E MARKET ST STE 2906 SAN ANTONIO TX 78205 990 2012-01-01 741505143 COASTAL COMMUNITY & TEACHERS CU COAS 3619856810 6810 SARATOGA BLVD CORPUS CHRISTI TX 784143908 GINA K PRINCE 3619856810 2013-04-26 true ANGEL R LEMA CPA 2102124822 2013-04-29 X 2012 2016-03-07 17:11:31Z GINA K PRINCE PRESIDENT 6810 SARATOGA BLVD CORPUS CHRISTI TX 784143908 14944358 false X WWW.CCATCU.COM X 1935 TX PROVIDE MEMBERS WITH QUALITY FINANCIAL SERVICES THROUGH THE REALM OF SOUND MANAGEMENT POLICIES AND A PROFESSIONAL CODE OF ETHICS. 9 9 112 110439 -79243 0 12075521 14464872 675546 369047 179689 110439 12930756 14944358 6000 1965004 3410256 3657415 0 0 7380552 6129360 10790808 11757779 2139948 3186579 212670905 244927641 190406448 219553199 22264457 25374442 PROVIDE MEMBERS WITH QUALITY FINANCIAL SERVICES THROUGH THE REALM OF SOUND MANAGEMENT POLICIES AND A PROFESSIONAL CODE OF ETHICS. false false 11757779 6000 NO SPECIFIC EXEMPT PURPOSE ACCOMPLISHMENTS WERE NOTED DURING THE CALENDAR YEAR OTHER THAN POSITIVE GROWTH IN THE LENDING, DEPOSIT, AND MEMBER SERVICES AREA. 11757779 false false false false false false false false false true false true true true false false false false false false false false false false false false false true true false false false false false false false false false false false false false false true 5746 0 112 true true true false false false false false X 9 9 false false false false true true false true true false false true true true true true true false true false GINA K PRINCE 3619856810 6810 SARATOGA BLVD CORPUS CHRISTI TX 784143908 X AUTURO DELGADO 2.00 X X 0 0 0 HENRY SANTANA 2.00 X X 0 0 0 KEN COMBS 2.00 X X 0 0 0 JAVIER LEAL 2.00 X X 0 0 0 JOSE CAVAZOS 2.00 X 0 0 0 DAVID HINOJOSA 2.00 X 0 0 0 LYNDA DELEON 2.00 X 0 0 0 TONY DIAZ 2.00 X 0 0 0 EDUARDO TORRES 2.00 X 0 0 0 GINA PRINCE 40.00 X 205235 0 0 205235 1 false true false BLUE CROSS BLUE SHIELD PO BOX 655730 DALLAS TX 75265 EMP.BENEFITS 433020 SWBC PO BOX 795027 SAN ANTONIO TX 78279 INSURANCE 296275 FISERV SOLUTIONS INC 4500 SW RESEARCH WAY CORVALLIS OR 97333 COMPUTER 277741 CENTRE TECHNOLOGIES 480 NSAM HOUSTON PKWY E STE 310 HOUSTON TX 77060 IT 209506 AFFINION BENEFITS GROUP PO 41770 NASHVILLE TN 37204 MEM.INSURANCE 196331 5 INTEREST ON LOANS 10131184 10131184 FEES & PROGRAM REVENUE 3937377 3937377 MISC.OPERATING REVENUE 392812 392812 GAIN ON DISP.OF ASSETS 3499 3499 14464872 369047 369047 GAP REIMBURSEMENTS 900099 61007 61007 ATM SURCHARGES 900099 30789 30789 INSURANCE REIMBURSEMENTDS 900099 18643 18643 110439 14944358 14833919 110439 6000 1965004 205235 3452180 219651 287425 1366641 766155 425665 87260 357124 191186 SPECIAL PROGRAMS 1086519 PROVISION FOR LOAN LOSSES 985000 LOAN SERVICING 254202 PERSONNEL ADMINISTRATION 35655 66877 11757779 0 0 0 29691956 19917859 147152351 183327083 10492999 4780626 5815691 5712373 23212767 22993242 6798140 12977084 212670905 244927641 1733336 2849299 188673112 216703900 190406448 219553199 X 22264457 25374442 22264457 25374442 212670905 244927641 3186579 -76594 X false false 1129486 1129486 5005631 1253163 3752468 543532 238724 304808 3814350 3288739 525611 5712373 FEDERAL AGENCY SEC. 19886054 C NCUSIF DEPOSIT 2012488 C COMMERCIAL BANKS 991000 C FED.HOME LOAN BANK 103700 C 22993242 ACCRUED INC/REC/PREPAIDS 12977084 12977084 MEMBER SHARES/DEPOSITS 216703900 216703900 true SCHOLARSHIPS 6 6000 X true true X false false false GINA PRINCE 205235 205235 195243 RELATED ORG METHODS USED FOR COMPENSATION EXPLANATION SCHEDULE J, PAGE 1, PART I, LINE 3 BOARD OF DIRECTORS DO NOT RECEIVE COMPENSATION; HOWEVER, THEY DO RECEIVE 1099 MISC. INCOME FOR REIMBURSED SPOUSAL TRAVEL WHILE ON CREDIT UNION BUSINESS. CLASSES OF MEMBERS OR STOCKHOLDERS FORM 990, PAGE 6, PART VI, LINE 6 COASTAL COMMUNITY & TEACHERS IS A STATE CHARTERED CREDIT UNION COMPRISED OF OWNER/MEMBERS FROM A COMMON FIELD OF MEMBERSHIP WHO HAVE PAID A BOARD AUTHORIZED MINIMUM MEMBERSHIP FEE INTO THEIR SHARE ACCOUNTS. ELECTION OF MEMBERS AND THEIR RIGHTS FORM 990, PAGE 6, PART VI, LINE 7A THE MEMBEWRS HOLD ANNUAL MEETINGS AT WHICH TIME THE MEMBERS PRESENT ELECT OPEN POSITIONS FOR BOARD OF DIRECTORS. ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 FORM 990, PAGE 6, PART VI, LINE 11B A COPY OF FORM 990 IS PROVIDED TO EACH BOARD MEMBER FOR REVIEW. AFTER REVIEW AND DISCUSSION, THE FORM IS APPROVED FOR REMITTANCE TO THE IRS. ENFORCEMENT OF CONFLICTS POLICY FORM 990, PAGE 6, PART VI, LINE 12C OFFICIALS ARE NOT FORMALLY REQUESTED TO DISCLOSE ANY CONFLICTS OF INTEREST; HOWEVER, WHEN THERE ARE ANY APPARENT CONFLICTS OF INTEREST, THE AFFECTED OFFICIAL ABSTAINS FROM VOTING ON THE ISSUE. COMPENSATION PROCESS FOR OFFICERS FORM 990, PAGE 6, PART VI, LINE 15B THE BOARD OF DIRECTORS APPOINTS A COMPENSTION COMMITTEE WHO REVIEWS ANNUALLY THE COMPENSATION LEVELS OF ALL KEY EMPLOYEES PRIOR TO APPROVAL BY THE BOARD. THERE IS ALSO A WRITTEN EMPLOYMENT CONTRACT FOR THE KEY PERSON WHICH IS REVIEWED DURING THE PROCESS. GOVERNING DOCUMENTS DISCLOSURE EXPLANATION FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL STATEMENTS ARE POSTED MONTHLY IN EACH CREDIT UNION OFFICE AND THE ANNUAL REPORTS ARE DOWN-LOADABLE ON OUR WEBSITE. THE GOVERNANCE DOCUMENTS, BASED ON TEXAS ADMINISTRATIVE CODE AND BOARD OF DIRECTOR POLICIES, ARE AVAILABLE UPON MEMBER REQUEST. A DISCLOSURE STATEMENT IS ON THE WEBSITE AND THE BIANNUAL NEWSLETTER SPECIFIES THAT CERTAIN DOCUMENTS ARE AVAILABLE FOR REVIEW UPON REQUEST. OTHER CHANGES IN NET ASSETS EXPLANATION FORM 990, PART XI, LINE 9 PERIOD ADJUSTMENTS 76,594