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    <IRS990ScheduleB documentId="IRS990ScheduleB">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorPersonNm>Estate of Jane L Berning</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1>c/o J Benson 1655 Burlington Pike</AddressLine1>
          <City>Florence</City>
          <State>KY</State>
          <ZIPCode>41042</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>300000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <AccountingFeesSchedule documentId="AccountingFeesSch">
      <AccountingFeesDetail>
        <CategoryTxt>BOOKKEEPING SERVICES</CategoryTxt>
        <Amt>986</Amt>
        <DisbursementsCharitablePrpsAmt>986</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <DepreciationSchedule documentId="DepreciationSch">
      <DepreciationPropertyGrp>
        <PropertyDesc>BUILDING - 1 SUNNY</PropertyDesc>
        <AcquiredDt>2012-12-31</AcquiredDt>
        <CostOrOtherBasisAmt>190000</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>0</PriorYearDepreciationAmt>
        <ComputationMethodTxt>SL</ComputationMethodTxt>
        <LifeRt>27</LifeRt>
        <CurrentYearExpenseAmt>6909</CurrentYearExpenseAmt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>BUILDING - 1160 BR</PropertyDesc>
        <AcquiredDt>2012-12-31</AcquiredDt>
        <CostOrOtherBasisAmt>300000</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>0</PriorYearDepreciationAmt>
        <ComputationMethodTxt>SL</ComputationMethodTxt>
        <LifeRt>27</LifeRt>
        <CurrentYearExpenseAmt>10909</CurrentYearExpenseAmt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>LAND - 1 SUNNYMEDE</PropertyDesc>
        <AcquiredDt>2012-12-31</AcquiredDt>
        <CostOrOtherBasisAmt>35000</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>0</PriorYearDepreciationAmt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>LAND - 1160 BRECKE</PropertyDesc>
        <AcquiredDt>2012-12-31</AcquiredDt>
        <CostOrOtherBasisAmt>75000</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>0</PriorYearDepreciationAmt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>IMPROVEMENTS-1160</PropertyDesc>
        <AcquiredDt>2013-10-01</AcquiredDt>
        <CostOrOtherBasisAmt>15000</CostOrOtherBasisAmt>
        <ComputationMethodTxt>SL</ComputationMethodTxt>
        <LifeRt>27</LifeRt>
        <CurrentYearExpenseAmt>136</CurrentYearExpenseAmt>
      </DepreciationPropertyGrp>
    </DepreciationSchedule>
    <InvestmentsCorpStockSchedule documentId="InvestCorpStockSch">
      <InvestmentsCorporateStockGrp>
        <StockNm>FRONTIER COMMUNICATIONS CORP</StockNm>
        <EOYBookValueAmt>2281</EOYBookValueAmt>
        <EOYFMVAmt>2902</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GENERAL MOTORS</StockNm>
        <EOYBookValueAmt>1873</EOYBookValueAmt>
        <EOYFMVAmt>4210</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GENERAL MOTORS COMPANY WARRANT</StockNm>
        <EOYBookValueAmt>1509</EOYBookValueAmt>
        <EOYFMVAmt>2896</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GENERAL MOTORS COMPANY WARRANT</StockNm>
        <EOYBookValueAmt>1050</EOYBookValueAmt>
        <EOYFMVAmt>2150</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>GENERAL MOTORS NOTE 7.25% 2/15</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MOTORS LIQ CO GUC TR UBI</StockNm>
        <EOYBookValueAmt>306</EOYBookValueAmt>
        <EOYFMVAmt>804</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NCR CP</StockNm>
        <EOYBookValueAmt>7093</EOYBookValueAmt>
        <EOYFMVAmt>10660</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="InvGovtObligSch">
      <USGovtObligationsBookVlEOYAmt>59035</USGovtObligationsBookVlEOYAmt>
      <USGovtObligationsEOYFMVAmt>57317</USGovtObligationsEOYFMVAmt>
      <StateLocalSecBookVlEOYAmt>2271616</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>2172630</StateLocalSecEOYFMVAmt>
    </InvestmentsGovtObligationsSch>
    <InvestmentsLandSchedule2 documentId="InvLandSch2">
      <InvestmentLandGrp>
        <CategoryOrItemTxt>BUILDING - 1 SUNNY</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>190000</CostOrOtherBasisAmt>
        <BookValueAmt>183091</BookValueAmt>
      </InvestmentLandGrp>
      <InvestmentLandGrp>
        <CategoryOrItemTxt>BUILDING - 1160 BR</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>300000</CostOrOtherBasisAmt>
        <BookValueAmt>289091</BookValueAmt>
      </InvestmentLandGrp>
      <InvestmentLandGrp>
        <CategoryOrItemTxt>LAND - 1 SUNNYMEDE</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>35000</CostOrOtherBasisAmt>
        <BookValueAmt>35000</BookValueAmt>
      </InvestmentLandGrp>
      <InvestmentLandGrp>
        <CategoryOrItemTxt>LAND - 1160 BRECKE</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>75000</CostOrOtherBasisAmt>
        <BookValueAmt>75000</BookValueAmt>
      </InvestmentLandGrp>
      <InvestmentLandGrp>
        <CategoryOrItemTxt>IMPROVEMENTS-1160</CategoryOrItemTxt>
        <CostOrOtherBasisAmt>15000</CostOrOtherBasisAmt>
        <BookValueAmt>14864</BookValueAmt>
      </InvestmentLandGrp>
    </InvestmentsLandSchedule2>
    <InvestmentsOtherSchedule2 documentId="InvOtherSch2">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AMERICAN NATIONAL INSURANCE CO</CategoryOrItemTxt>
        <BookValueAmt>700000</BookValueAmt>
        <EOYFMVAmt>630000</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ASSURITY LIFE INSURANCE CO - P</CategoryOrItemTxt>
        <BookValueAmt>301000</BookValueAmt>
        <EOYFMVAmt>215908</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AVIVA LIFE INSURANCE - ANNUITY</CategoryOrItemTxt>
        <BookValueAmt>1000000</BookValueAmt>
        <EOYFMVAmt>886392</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AVIVA LIFE INSURANCE - ANNUITY</CategoryOrItemTxt>
        <BookValueAmt>1000000</BookValueAmt>
        <EOYFMVAmt>883750</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>EQUITRUST LIFE INS-ANNUITY</CategoryOrItemTxt>
        <BookValueAmt>1087417</BookValueAmt>
        <EOYFMVAmt>892500</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>EQUITRUST LIFE INS- LIFE INS</CategoryOrItemTxt>
        <BookValueAmt>275598</BookValueAmt>
        <EOYFMVAmt>253550</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIDELITY &amp; GUARANTY LIFE I</CategoryOrItemTxt>
        <BookValueAmt>1052688</BookValueAmt>
        <EOYFMVAmt>910575</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JACKSON NATIONAL - ANNUITY POL</CategoryOrItemTxt>
        <BookValueAmt>495218</BookValueAmt>
        <EOYFMVAmt>495218</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>NATIONAL WESTERN LIFE - ANNUIT</CategoryOrItemTxt>
        <BookValueAmt>1021150</BookValueAmt>
        <EOYFMVAmt>901165</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <LandEtcSchedule2 documentId="LandEtcSch2" />
    <OtherExpensesSchedule documentId="OtherExpensesSch">
      <OtherExpensesScheduleGrp>
        <Desc>Administrative Fees</Desc>
        <RevenueAndExpensesPerBooksAmt>32559</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>32559</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Bank Charges</Desc>
        <RevenueAndExpensesPerBooksAmt>214</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>214</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT PROPERTY EXPENSES</Desc>
        <RevenueAndExpensesPerBooksAmt>11803</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>11803</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Property insurance</Desc>
        <RevenueAndExpensesPerBooksAmt>7485</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>7485</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>State or Local Filing Fees</Desc>
        <RevenueAndExpensesPerBooksAmt>115</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>115</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="OtherIncomeSch2">
      <OtherIncomeDetail>
        <Desc>INCOME FROM ANNUITIES</Desc>
        <RevenueAndExpensesPerBooksAmt>116473</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>116473</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>INCOME FROM LIFE INSURANCE POLICIES</Desc>
        <RevenueAndExpensesPerBooksAmt>10267</RevenueAndExpensesPerBooksAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherLiabilitiesSchedule documentId="OtherLiabSch">
      <OtherLiabilitiesDetail>
        <Desc>FUNDS ADVANCED BY PF AGENT</Desc>
        <EOYBookValueAmt>16326</EOYBookValueAmt>
      </OtherLiabilitiesDetail>
    </OtherLiabilitiesSchedule>
    <TaxesSchedule documentId="TaxesSchedule">
      <TaxesDetail>
        <CategoryTxt>990-PF Estimated Tax for 2013</CategoryTxt>
        <Amt>9500</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>990-PF Extension for 2012</CategoryTxt>
        <Amt>10000</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>Property Taxes</CategoryTxt>
        <Amt>8865</Amt>
        <NetInvestmentIncomeAmt>8865</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>