2014-11-13T15:55:03-06:00 2013-12-31 841474365 Holben Hay Lake Balzer CPAs LLC 1777 S Harrison Street 1000 Denver CO 80210 990 2013-01-01 840442238 Credit Unions Chartered in State of CO 85 Coors Credit Union CRED 3032796414 816 Washington Avenue Golden CO 804011095 TRACIE WILCOX Chief Executive Officer 3032796414 2014-11-10 1 Sheila M Balzer P00967957 3037592727 2013 2015-11-30 17:44:51Z Tracie Wilcox 816 Washington Ave Golden CO 804011095 11992126 0 X www.coorscu.org X 1950 CO To promote thrift and provide lower cost credit to the members of the credit union. To promote thrift among members by affording them the opportunity to accumulate payments on shares and make loans from these shares to its members. 5 5 73 14 6113 -749 0 0 10066278 9499941 126142 413257 4865 6113 10197285 9919311 0 0 0 0 2889143 3098763 0 0 0 4457752 4339940 7346895 7438703 2850390 2480608 154441962 169106203 137061545 150308658 17380417 18797545 To promote thrift and provide lower cost credit to the members of the credit union. To promote thrift among members by affording them the opportunity to accumulate payments on shares and make loans from these shares to its members. 0 0 Provide a wide variety of financial products and services to members of the credit union. Over 15,400 members served. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 4278 0 1 73 1 1 1 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 0 0 1 1 1 1 X Coors Credit Union 3032796414 816 Washington St Golden CO 804011095 Dan Sung Chairman 2.00 X 0 0 0 David Engle Vice Chair 2.00 X 0 0 0 Toni Houck Secretary/Treasurer 2.00 X 0 0 0 Kevin Caulfield Director 2.00 X 0 0 0 Kirsten Johnson Director 2.00 X 0 0 0 Tracie Wilcox President/CEO 40.00 X 135756 0 8011 Brian Resch President/CEO 40.00 X 70566 0 1515 Lynne Mortenson VP Finance 40.00 X 104406 0 11925 Lauren Davison VP HR & Operations 40.00 X 97090 0 11561 Anita Russell VP Marketing 40.00 X 13850 0 587 Keri Rupp VP Marketing 40.00 X 37820 0 10092 Bryan Thomas VP of Lending 40.00 X 25045 0 1119 Chris Bokovitz VP Sales and Service 40.00 X 86222 0 11605 Leslie Larson Home Loan Consultant 40.00 X 118160 0 12463 688915 0 68878 3 0 0 0 TruHome Solutions 9777 Ridge Drive Lenexa KS 66219 Mortgage Processing 497181 FIS 601 Riverside Avenue Jacksonville FL 32204 Debit and Credit Card Services 420183 First Choice Financial Services 6221 Sheridan Blvd Arvada CO 80003 IT Services 265625 Route 66 Warranty PO Box 1075 Mountain Home AR 726541075 Warranty Services 172979 The BA Group 309 Division Street S Ste 201 Northfield MN 55057 Marketing Services 137416 8 Interest on Loans to Members 522100 5838200 5838200 Other Income 522100 2320607 2320607 Fees and Other Charges to Members 522100 1341134 1341134 9499941 464554 464554 2021518 2072815 -51297 -51297 -51297 ATM Fees Charged to Non-Members 522100 6113 6113 6113 9919311 9448644 6113 464554 X 688915 1690899 524805 194144 9904 35796 882964 556385 277538 281625 43348 262036 47574 Loan Servicing 709919 Interest/Dividends Paid 469718 Office Operations 402118 Provision for Loan Loss 120000 241015 7438703 905538 952015 12119844 8092772 108816633 112722229 4592886 3075746 1605503 1517140 22685445 40537924 8308999 5284123 154441962 169106203 794747 732986 136266798 149575672 137061545 150308658 X 0 0 2442564 2442564 14937853 16354981 17380417 18797545 154441962 169106203 2480608 -1063480 0 X 0 0 0 296535 296535 2057274 1136225 921049 2239077 1939521 299556 1517140 Certificates of Deposit 3556000 C Membership Capital at Corporate Credit Union 440049 C Available for Sale Securities 35624519 F Paid in Capital at Corporate Credit Union 639256 C All other investments 278100 C 40537924 Member Deposits 149575672 149575672 X X 0 0 0 Form 990, Part VI, Section A, line 6 Coors Credit Union is a member-owned financial cooperative operated for the benefit of employees of Adolph Coors Company and MillerCoors (Miller Brewing Company and Coors Brewing Company) and individuals living or working in Jefferson County. Form 990, Part VI, Section A, line 7a The members of the credit union annually elect the Board of Directors to serve for multiple-year terms by mailing in ballots or voting at an annual meeting. Form 990, Part VI, Section A, line 7b Various decisions made by the Board of Directors for a credit union are subject to approval by the members of the credit union as set forth in NCUA rules and regulations and applicable state regulations. Form 990, Part VI, Section B, line 11 The Board of Directors does not review the Form 990 prior to filing. Form 990, Part VI, Section B, line 12c A written acknowledgment is filled out each year by the officers, directors, and employees which could give rise to potential conflicts within the organization. Any potential issues are discussed with the key officers and those charged with governance for resolution. Form 990, Part VI, Section B, line 15 The Credit Union Executive Society (CUES) salary survey is used for comparison data. The information is reviewed annually by the entire Board of Directors. The CEO brings a recommendation to the Board based on a VPs performance and local and industry pay rates. This usually happens in February. The Board chair or other appointed Board members review the CEO's salary and bring a recommendation to the the Board. Form 990, Part VI, Section C, line 19 The organization's governing documents and conflict of interest policy are are available for review upon request at the credit union. Monthly financial statements are available and on display at the credit union. Quarterly financial data is accessible to the public at www.ncua.gov. Form 990, Part IX, line 11g Other professional service 882,964. First Choice Financial Services Inc 6221 Sheridan Blvd Arvada CO 80003 841585937 IT Support Services CO C 282358 166376 0.50000 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 First Choice Financial Services Inc P 282358 First Choice Financial Services Inc D 95000