2014-10-15T11:53:28-05:00 2013-12-31 203551532 SALTI & ASSOCIATES LLC 3222 N STREET NW STE 300 WASHINGTON DC 20007 990 2013-01-01 521766126 NATIONAL COMMUNITY REINVESTMENT COALITION NATI 2026288866 727 15TH STREETNW NO 900 WASHINGTON DC 20005 JOHN TAYLOR PRESIDENT/CEO 2026288866 2014-10-17 1 NADIM E SALTI CPA P01482194 2023371803 2014-10-14 2013 2015-11-30 17:44:51Z JOHN TAYLOR 727 15TH STREETNW NO 900 WASHINGTON DC 20005 22470108 0 X WWW.NCRC.ORG X 1990 DC NCRC'S MISSION IS TO INCREASE FAIR AND EQUAL ACCESS TO CREDIT, CAPITAL, AND BANKING SERVICES AND PRODUCTS. NCRC SEEKS TO SUPPORT AND PROVIDE LONG-TERM SOLUTIONS WHICH INCLUDE PROVIDING TOOLS TO BUILDING COMMUNITY AND INDIVIDUAL NET WORTH. 26 26 99 0 0 0 11958558 12108490 0 0 605899 552113 1073402 340779 13637859 13001382 3745672 3264204 0 0 6501140 5980739 0 0 180435 4522006 5676245 14768818 14921188 -1130959 -1919806 25799063 23796705 7280098 6788852 18518965 17007853 X THE NATIONAL COMMUNITY REINVESTMENT COALITION IS AN ASSOCIATION OF MORE THAN 600 COMMUNITY-BASED ORGANIZATIONS THAT PROMOTE ACCESS TO BASIC BANKING SERVICES, INCLUDING CREDIT AND SAVINGS, TO CREATE AND SUSTAIN AFFORDABLE HOUSING, JOB DEVELOPMENT AND VIBRANT COMMUNITIES FOR AMERICA'S WORKING FAMILIES. 0 0 728180 728180 NATIONAL NEIGHBORS SILVER WAS FORMED TO PROTECT THE ECONOMIC SECURITY OF SENIOR CITIZENS - THE FASTEST GROWING POPULATION GROUP IN THE US. BECAUSE OF ACCESS TO RELIABLE PENSIONS AND SOCIAL SECURITY THIS GROUP HAS BECOME THE TARGET OF UNSCRUPULOUS SCAM ARTISTS WHOSE SUCCESS IS MEASURED BY THEIR THEFT FROM ELDERS. AGE FRIENDLY BANKING IS THE SIGNATURE PROGRAM DEVELOPED BY NATIONAL NEIGHBORS SILVER TO INSURE THAT BANKS OFFER PRODUCTS AND SERVICES THAT ANSWER THE SPECIAL NEEDS OF OLDER AMERICANS. 553543 114103 MEMBERSHIP-MEMBERSHIP IS COMPRISED OF COMMUNITY-BASED INSTITUTIONS NATIONWIDE WORKING TO PROMOTE FAIR AND EQUAL ACCESS TO CREDIT, CAPITAL AND BANKING SERVICES FOR ALL COMMUNITIES AND POPULATIONS. NCRC SUPPORTS AND EMPOWERS ITS MEMBERS TO BE EFFECTIVE LEADERS AND REPRESENTATIVE IN THEIR OWN COMMUNITIES AND ENGAGES THEM IN SUPPORT OF NATIONAL LEGISLATIVE INITIATIVES. MEMBERS CAN PARTICIPATE IN NCRC'S NATIONAL TRAINING ACADEMY CLASSES WITHOUT CHARGE AND GAIN FIRST-HAND KNOWLEDGE FROM RECOGNIZED EXPERTS ON CURRENT TOPICS. NCRC OFTEN PROVIDES FUNDING OPPORTUNITIES FOR ITS MEMBERS BY WAY OF PASS-THROUGH GRANTS, SUPPORT OF MEMBERS' FUNDRAISING EFFORTS, AND COLLABORATON ON REGIONAL AND NATIONAL GRANTS. 5249655 1889677 5250000 NATIONAL NEIGHBORS - NCRC'S RENOWNED CIVIL RIGHTS PROGRAM, NATIONAL NEIGHBORS, CREATES PUBLIC AND PRIVATE SECTOR PARTNERSHIPS THAT PROMOTE RACIAL AND CULTURAL EQUALITY, OPPORTUNITY AND DIVERSITY. IT DOES THIS BY INCREASING MULTI-CULTURAL DIALOGUE AND ACCESS, INFLUENCING PUBLIC POLICY, AND DEVELOPING NATIONAL MODELS AND MULTI-FACETED PROGRAMS THAT SUPPORT HEALTH AND SUSTAINABLE COMMUNITIES THROUGHT THE REALIZATION OF OUR NATION'S CIVIL RIGHTS LAWS, INCLUDING: MEMBER TECHNICAL ASSISTANCE, ACTING AS PRIVATE ATTORNEY GENERAL; EDUCATION AND OUTREACH; FAIR HOUSING PLANNING; COMPREHENSIVE VOLUNTARY COMPLIANCE SERVICES; RESEARCH, MYSTERY SHOPPING AND TESTING AND BUILDING PARTNERSHIPS AMONG COMMUNITIES, REAL ESTATE PROVIDERS, FINANCIAL INSTRUCTIONS AND OTHER MARKET PLAYERS. 824279 2293628 NCRC'S SIGNATURE EVENT IS ITS ANNUAL CONFERENCE DURING WHICH TRAINING IS OFFERED TO MEMBER ORGANIZATIONS AS WELL AS GOVERNMENT, NON-PROFIT ORGANIZATIONS, AND BANKS, WHICH WORK TOGETHER IN THE ACCESS TO CREDIT AND CAPITAL ARENA AND WHICH ALL SEEK TO SERVE THE LOW-TO-MIDDLE INCOME (LMI) ECONOMIC GROUP. SPEAKERS, WORKSHOPS AND SPECIAL EVENTS ARE DESIGNED TO EMPOWER LMI COOMUNITIES AS IS THE ANNUAL VISIT TO CAPITOL HILL. 275271 275271 RESEARCH AND PUBLICATIONS DEPARTMENT PERFORMS PRO-BONO PROJECTS SUCH AS THE RECENT COMPLETION AND PUBLICATION OF THE WHITE PAPER: "LONG TERM SOCIAL IMPACTS & FINANCIAL COSTS OF FORECLOSURE ON FAMILIES AND COMMUNITIES OF COLOR". RESEARCH SUPPORTS MANY OTHER ASPECTS OF THE NCRC OPERATION SUCH AS ADVOCACY AND LEGISLATION. FURTHER, THE RESEARCH DEPARTMENT PROVIDED TECHNICAL ASSISTANCE AND ORGANIZING SUPPORT TO MEMBERS IN PITTSBURGH, SAN DIEGO, AND NEW YORK CITY AS THEY SUCCESSFULLY ADVOCATED FOR THE PASSAGE OF RESPONSIBLE BANKING ORDINANCES IN THER CITIES. 342150 43043 COMMUNICATIONS- IN 2013, NCRC APPEARED IN NEWS STORIES IN SUCH PROMINENT OUTLETS AS: THE NEW YORK TIMES, THE WASHINGTON POST, AMERICAN BANKER, REUTERS, BLOOMBERG, THE ASSOCIATED PRESS, POLITICO AND HOUSINGWIRE MAGAZINE. NCRC STAFF MADE NATIONAL TELEVISION APPEARANCES ON NBC NEWS, FOX BUSINESS AND BLOOMBERG TELEVISION. 28083 0 TRAINING ACADEMY- THE NCRC TRAINING ACADEMY PROVIDES A COMPREHENSIVE PLACED BASED AND E-LEARNING CURRICULUM THAT MEETS THE DIVERSE NEEDS OF MEMBER ORGANIZATIONS THAT ARE PROVIDING DIRECT SERVICES TO CONSUMERS, BUSINESSES OR WORKING TO INCREASE ACCESS TO HOUSING, CREDIT, AND FINANCIAL SERVICES. ACADEMY COURSE OFFERINGS AND FACULTY INCREASES THE LEVEL OF KNOWLEDGE AND SKILLS OF ORGANIZATIONS SEEKING TO EXPAND THEIR SERVICES AND ASSISTS IN BUILDING COLLABORATIONS BETWEEEN COMMUNITY ORGANIZATIONS, GOVERNMENT AGENCIES, FAITH-BASED ORGANIZATIONS AND FINANCIAL INSTRUCTIONS. 3112956 1374527 3100000 HOUSING COUNSELING NETWORK AND ITS 160 AFFILIATES PROVIDED HUD CERTIFIED PRE-PURCHASE, FORECLOSURE PREVENTION, REVERSE MORTGAGE, LANDLORD/TENANT, HOMELESSNESS PREVENTION AND FAIR HOUSING COUNSELING TO OVER 50,000 CUSTOMERS NATIONWIDE THROUGH A 24-HOUR INTAKE HOTLINE (800.475.NCRC) AND OFFICES NATIONWIDE. NCRC PROVIDED FINANCIAL SUPPORT, TECHNICAL ASSISTANCE, COMPLIANCE AND RELATED SERVICES TO 87 HCN PARTNERS IN 30 STATES AND THE DISCTRICT OF COLUMBIA. ON A NATIONAL LEVEL, MORE THAN 50% OF THE CUSTOMERS WHO RECEIVED SERVICES WERE LOW-TO-MODERATE-INCOME FAMILIES, REVELATORY OF THE DIVERSITY OF NCRC'S COMMUNITY-BASED MEMBERSHIP. 858879 450000 GROWTH RECENTLY ANNOUNCED BY FORMER PRESIDENT BILL CLINTON AND HIGHLIGHTED AT THE CHICAGO MEETING OF THE CLINTON GLOBAL INITIATIVE. IT IS DESIGNED TO REVITALIZE DISTRESSED NEIGHBORHOODS BY REBUILDING THE HOUSING STOCK AND OVERLAYING A COMPREHENSIVE WORKFORCE TRAINING PROGRAM THAT EMPLOYS IMPACTED, LOCAL INDIVIDUALS. 1718742 1223747 BUSINESS DEVELOPMENT DEPARTMENT CONTAINS A WOMEN'S BUSINESS CENTER, A MINORITY BUSINESS CENTER IN DC AND NEW YORK AND A BUSINESS TEAMING CENTER WHICH ALLOWS SMALL BUSINESSES TO ALLY THEMSELVES WITH OTHER ENTERPRISES TO FORM A GROUP ELIGIBLE TO BID ON FEDERAL CONTRACTS. CLASSES, COACHING AND NETWORKING PLUS ACCESS TO A COMMUNITY DEVELOPMENT FUND FOR BUSINESS LOANS SUPPORT THE SMALL AND MINORITY BUSINESS OWNER. IN COMBINATION, DURING 2012 THEY CREATED APPROXIMATELY 400 NEW JOBS. 7160360 1374527 7385689 13691738 1 1 0 1 0 0 0 0 0 0 1 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0 1 X 84 0 1 99 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 26 26 1 0 0 0 1 1 1 1 0 0 0 1 1 1 1 1 1 1 1 0 X X THE ORGANIZATION (NCRC) 2026288866 727 15TH STRNW900 WASHINGTON DC 20005 IRVIN HENDERSON BOARD MEMBER 1.00 X 0 0 0 DORY RAND BOARD MEMBER 1.00 X 0 0 0 ERNEST E HOGAN BOARD MEMBER 1.00 X 0 0 0 TED WYSOCKI BOARD MEMBER 1.00 X 0 0 0 CHARLES HELMS BOARD MEMBER 1.00 X 0 0 0 NADINE COHEN ESQ BOARD MEMBER 1.00 X 0 0 0 BOB DICKERSON BOARD MEMBER 1.00 X 0 0 0 PETE GARCIA BOARD MEMBER 1.00 X 0 0 0 STELLA J ADAMS BOARD MEMBER 1.00 X 0 0 0 ARDEN SHANK BOARD MEMBER 1.00 X 0 0 0 JEAN ISHMON BOARD MEMBER 1.00 X 0 0 0 MARVA SMITH BATTLE-BEY BOARD MEMBER 1.00 X 0 0 0 ERNEST GENE ORTEGA TREASURER 1.00 X X 0 0 0 MOISES LOZA BOARD MEMBER 1.00 X 0 0 0 HUBERT VAN TOL BOARD MEMBER 1.00 X 0 0 0 EDMUNDO HIDALGO BOARD MEMBER 1.00 X 0 0 0 ALAN FISHER BOARD MEMBER 1.00 X 0 0 0 MATHEW LEE BOARD MEMBER 1.00 X 0 0 0 BETHANY SANCHEZ BOARD CHAIR 1.00 X X 0 0 0 SHELLY SHEEHY BOARD MEMBER 1.00 X 0 0 0 MARYELLEN LEWIS BOARD MEMBER 1.00 X 0 0 0 CHARLES HARRIS SECRETARY 1.00 X X 0 0 0 JOHN TAYLOR CEO/PRESIDENT 37.50 X X 308864 0 50353 GAIL BURKS BOARD MEMBER 1.00 X 0 0 0 DAVE SNYDER BOARD MEMBER 1.00 X 0 0 0 MIKE GLEASON BOARD MEMBER 1.00 X 0 0 0 JIM HUNT BOARD MEMBER 1.00 X 0 0 0 DICA ADOTEVI CFO/EVP OF ADMIN 37.50 X 182606 0 26250 RACHEL MALEH CHIEF OF STAFF 37.50 X 137080 0 25482 DAVID BERENBAUM CHIEF OF PROGRAMS 37.50 X 170848 0 31792 MICHAEL MITCHEL DIR OF NATIONAL NEIGHBORS 37.50 X 103705 0 18207 ED GORMAN CHIEF OF MEMBERSHIP 37.50 X 158635 0 31266 SAMIRA COOK VP BUSINESS DEVELOPMENT 37.50 X 108878 0 18753 1170616 0 202103 7 0 1 0 ROCK CREEK CAPITAL GROUP LLC 3865 BEECHER STREET NW WASHINGTON DC 20007 CONSULTING 330000 FENTON COMMUNICATIONS INC 1000 VERMONT AVE NW WASHINGTON DC 20005 CONSULTING 131892 0 324278 7307229 4476983 12108490 385159 385159 1383726 1253738 129988 129988 129988 8381942 8214988 166954 166954 166954 OTHER INCOME 900099 210791 210791 210791 13001382 377745 0 515147 3264204 3264204 665956 633350 32606 4243461 3619063 545293 79105 280268 185896 88873 5499 374187 248191 118655 7341 416867 276499 132189 8179 1023487 830805 191682 1000 108482 84309 24103 70 332685 277950 52537 2198 166158 131325 31708 3125 590526 483138 98969 8419 538124 399738 138347 39 599267 581766 17091 410 47445 47445 27087 27087 PROGRAM EXPENSES 1323158 1297677 25481 BAD DEBT 560695 560695 DUES AND SUBSCRIPTIONS 121398 102396 18187 815 DEVELOPMENT SEMINARS 67919 61644 5395 880 169814 1847137 -1708072 30749 14921188 13691738 1049015 180435 1228037 1879711 4575709 2290849 495671 449091 161177 163934 13685892 4244070 9792763 9441822 9543306 9569032 2400 2266 25799063 23796705 1366082 1055606 321546 380806 5242190 5069183 241700 120875 108580 162382 7280098 6788852 X 16168473 16201188 2350492 806665 18518965 17007853 25799063 23796705 -1919806 408694 0 X X 0 1 X 1 1 1 X 3186954 9384420 6347803 10261839 9983854 39164870 3186954 9384420 6347803 10261839 9983854 39164870 2088084 37076786 1468071 1449911 1876953 1889495 1935839 8620269 129944 182885 321606 893584 210791 1738810 49523949 8755753 0.74870 0.71510 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: MISCELLANEOUS INCOME - 2009 AMOUNT: $ 129,944. 2010 AMOUNT: $ 182,885. 2011 AMOUNT: $ 321,606. 2012 AMOUNT: $ 893,584. 2013 AMOUNT: $ 210,791. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 313102 313102 9177719 9490821 624541 156135 0 0 463207 582796 646264 624541 2316808 3475212 314094 241895 196075 313102 1065166 115802 145699 161566 156135 579202 868803 12308 12308 1337306 1337306 8456922 2481528 5975394 3207244 1271162 1936082 287871 179808 108063 396549 311572 84977 9441822 CERTIFICATE OF DEPOSITS AND OTHER SECURITIES 9569032 F 9569032 ACCRUED VACATION PAYABLE 72139 TENANT SECURITY DEPOSITS 90243 162382 X 14663814 408694 1253738 1662432 13001382 0 13001382 16174926 1253738 1253738 14921188 0 14921188 PART X, LINE 2: THE FINANCIAL ACCOUNTING STANDARD BOARD RELEASED FASB ASC 740-10, INCOME TAXES, THAT PROVIDE GUIDANCE FOR REPORTING UNCERTAINTY IN INCOME TAXES. FOR THE YEAR ENDED DECEMBER 31,2013, NCRC HAS DOCUMENTED ITS CONSIDERATION OF FASB ASC 740-10 AND DETERMINED THAT NO MATERIAL UNCERTAIN TAX PROVISIONS QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. PART XI, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES ARE INCLUDED AS EXPENSES ON THE FINANCIAL STATEMENTS AND ARE 1,253,738. NETTED AGAINST REVENUE ON FORM 990. PART XII, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES ARE INCLUDED AS EXPENSES ON THE FINANCIAL STATEMENTS AND ARE 1,253,738. NETTED AGAINST REVENUE ON FORM 990. 1 APPRISENCONSUMER CREDIT COUNSELING SERVICE 4500 E BROAD STREET COLUMBUS OH 43213 310731111 501 C 3 15000 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA BREAKING CHAINS INC 23300 CHAGRIN BLVD 201 BEACHWOOD OH 44122 450558933 501 C 3 8600 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA CATALYST MIAMI INC 1900 BISCAYNE BLDV SUITE 200 MIAMI FL 33132 650690369 501 C 3 21000 BOOK HOUSING COUNSELING SERVICES AND FORECLOSURE MITIGATION COUNSELING BINGHAMPTON COMMUNITY DEVELOPMENT CORP 3000 WALNUT GROVE ROAD MEMPHIS TN 38111 200060275 501 C 3 27616 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA CALIFORNIA COALITION FOR RURAL HOUSING 717 K STREET NW SUITE 400 SACRAMENTO CA 95814 942832634 501 C 3 39050 BOOK NATIONAL NEIGHBORS SILVER GRANT BY ATLANTIC PHILANTHROPIES COMMUNITY ACTION INC 20 ECLIPSE CENTER BELOIT WI 53511 391052077 501 C 3 15365 BOOK HOUSING COUNSELING SERVICES AND FORECLOSURE MITIGATION COUNSELING COMMUNITY ACTION PROGRAM OF EVANSVILLE & VANDERBERG 401 SE SIXTH STREET EVANSVILLE IN 47713 351176665 501 C 3 18921 BOOK HOME LOAN PROGRAM AND HOUSING COUNSELING SERVICES COMMUNITY HOUSING DEVELOPMENT CORPORATION 1535- A FRED JACKSON WAY RICHMOND VA 94805 680235719 501 C 3 15830 BOOK HOUSING COUNSELING SERVICES AND FORECLOSURE MITIGATION COUNSELING COMMUNITY HOUSING INOVATIONS INC 190 EAST POST ROAD SUITE 401 WHITE PLAINS NY 10601 133627750 501 C 3 17654 BOOK HOUSING COUNSELING SERVICES AND FORECLOSURE MITIGATION COUNSELING COMMUNITY ORGANIZATION OF SOUTHERN BROOKLYN INC 4006 18 AVE BROOKLYN NY 11218 113317929 501 C 3 37318 BOOK HOUSING COUNSELING SERVICES CEIBA HOUSING & ECONOMIC DEVELOPMENT CORP P O BOX 203 CEIBA PR 00735 660429983 501 C 3 18468 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA CONSUMER EDUCATION CENTER INC 2700 BARRETT DIVE RALEIGH NC 27609 562106758 501 C 3 152616 BOOK NATIONAL NEIGHBORS SILVER GRANT BY ATLANTIC PHILANTHROPIES COUNTY OF GREENVILLE HUMAN RELATIONS COMMISSION 301 UNIVERISTY RIDGE SUITE 1600 GREENVILLE SC 29601 576000356 501 C 3 21547 BOOK HOUSING COUNSELING SERVICES D&E A FINANCIAL EDUCATION AND TRAINING INSTITUTE INC 4532 JONESBORO ROAD 2ND FLOOR FOREST PARK GA 30297 582562896 501 C 3 50241 BOOK HOUSING COUNSELING SERVICES AND FORECLOSURE MITIGATION COUNSELING CENTER FOR FAIR HOUSING INC 600 BEL AIR BLVD SUITE 112 MOBILE AL 36606 721341787 501 C 3 5567 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA DEBT COUNCELING CORP 3033 EPRESS DRIVE NORTH HAUPPAUGR NY 11749 113282205 501 C 3 7933 BOOK HOUSING COUNSELING SERVICES EAST SIDE ORGANIZATING PROJECT INC 3631 PERKINS AVE CLEVELAND OH 44114 341752943 501 C 3 80702 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA ELDER LAW OF MICHIGAN INC 3815 WEST ST JOSEPH SUITE C-200 LANSING MI 48917 382960530 501 C 3 27070 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA CENTER FOR HOMEOWNERSHIP & ECONOMIC DEVELOPMENT CORP 960CORPORATE DRIVE SUITE 109 HILLSBOROUGH NC 27278 721341787 501 C 3 77253 BOOK HOUSING COUNSELING SERVICES FAMILY TREE 615 GRISWOLD STREET SUITE 1009 DETROIT MI 48226 383560809 501 C 3 25066 BOOK NATIONAL NEIGHBORS SILVER GRANT FRAMEWORKS COMMUNITY DEVELOPMENT COR 701 TILLERY STREET AUSTIN TX 78702 562492634 501 C 3 58929 BOOK HOUSING COUNSELING SERVICES AND FORECLOSURE MITIGATION COUNSELING FRAYSER COMMUNITY DEVELOPMENT CORPORATION 3684 N WATKINS STREET MEMPHIS TN 38127 582158058 501 C 3 38813 BOOK HOUSING COUNSELING SERVICES AND FORECLOSURE MITIGATION COUNSELING GAP COMMUNITY DEVELOPMENT RESOURCES 129 WEST FOWLKES STREET SUITE 137 FRANKLIN TN 37064 582679005 501 C 3 33113 BOOK EMERGENCY HOME LOAN PROGRAM GARWYN OAKS NORTWEST HOUSING RESOURCE CENTER 2300 GARRISON BLVD SUITE 140 BALTIMORE MD 21216 651302144 501 C 3 72817 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA GENESIS HOUSING DEVELOPMENT CORPORATION 7735 S VERNON CHICAGO IL 60619 364150441 501 C 3 15125 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA D&E THE POWER GROUP 4532 JONESBORO ROAD 2ND FLOOR FOREST PARK GA 30297 582562896 501 C 3 50241 BOOK HOUSING COUNSELING SERVICES DELAWARE COMMUNITY REINVESTMENT ACTION COUNCIL INC 601 NORTH CHURCH STREET WILMINGTON DE 19801 510329119 501 C 3 10506 BOOK HOUSING COUNSELING SERVICES EMPOWERING & STRENGTHENING OHIO'S PEOPLE 3631 PERKINS AVE 4C-S CLEVELAND OH 44115 341752943 501 C 3 45000 BOOK NATIONAL NEIGHBORS SILVER FAIR HOUSING RIGHTS CENTER IN SOUTHEASTERN PENNSYLVANIA 105 EAST GLENSIDE AVE GLENSIDE PA 19038 232691322 501 C 3 9450 BOOK FAIR HOUSING INITATIVE PROGRAM GREENSBORO HOUSING COALITION 122 N ELM STREET GREENSBORO NC 27401 561727193 501 C 3 26723 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA HELPING HANDS COMMUNITY OUTREACH CENTER 5499 WEST THIRD STREET DAYTON OH 45417 371422618 501 C 3 15000 BOOK HOUSING COUNSELING SERVICES HOME PRESERVATION & PREVENTION CARES 4120 ATLANTIC BLVD LONG BEACH CA 90807 800597884 501 C 3 12036 BOOK HOUSING COUNSELING SERVICES HOUSING CONSERVATION COORDINATORS INC 777 TENTH AVENUE NEW YORK NY 10019 510141489 501 C 3 75238 BOOK HOUSING COUNSELING SERVICES HOUSING OPPORTUNITIES PROJECT FOR EXCELLENCE INC 11501 NW 2ND AVENUE MIAMI FL 33168 650108794 501 C 3 7920 BOOK FAIR HOUSING INITATIVE PROGRAM HOUSING OPTION AND PLANNING ENTERPRISES 6188 OXON HILL ROAD SIDE 700 OXON HILL MD 20745 202526058 501 C 3 19924 BOOK MORTGAGE MODIFICATION HOUSING RESOURCE CENTER OF MONTEREY COUNTY P O BOX 1307 SALINAS CA 93902 200215143 501 C 3 13295 BOOK MORTGAGE MODIFICATION HUMBOLT PARK SOCIAL SERVICES 3051 W ARMITAGE AVE CHICAGO IL 60647 363731388 501 C 3 11952 BOOK HOUSING COUNSELING SERVICES MANNA INC 828 EVARTS STREET NE WASHINGTON DC 20018 521260698 501 C 3 32771 BOOK HOUSING COUNSELING SERVICES METROPOLITAN ST LOUIS EQUAL HOUSING OPPORTUNITIES 1027 SOUTH VANDEVENTER AVE 6TH FLOOR ST LOUIS MI 63110 431604756 501 C 3 7920 BOOK FAIR HOUSING INITATIVE PROGRAM MOVIN OUT INC 600 WILLIAMSON STREET MADISON WI 53703 391833482 501 C 3 18529 BOOK HOUSING COUNSELING SERVICES NEIGHBORHOOD HOUSING OPPORTUNITIES 1548 POPULAR AVENUE MEMPHIS TN 38104 421154088 501 C 3 5007 BOOK HOUSING COUNSELING SERVICES NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE 819 PARK AVENUE BALTIMORE MD 21201 521007666 501 C 3 45547 BOOK HOUSING COUNSELING SERVICES NEW HOPE COMMUNITY DEVELOPMENT NON-PROFIT 19487 EVERGREEN DETROIT MI 48219 382975829 501 C 3 21009 BOOK MORTGAGE MODIFICATION NEW YORK STATE WIDE SENIOR ACTION COUNCIL INC 275 STATE STREET ALBANY NY 12210 222233947 501 C 3 38698 BOOK NATIONAL NEIGHBORS SILVER NORTH TEXAS FAIR HOUSING CENTER 8625 KING GEORGE DRIVE 130 DALLAS TX 75235 273256602 501 C 3 6600 BOOK FAIR HOUSING INITATIVE PROGRAM NORTHWEST SIDE HOUSING CENTER 5007 WEST ADDISON STREET CHICAGO IL 60641 201413891 501 C 3 101701 BOOK HOUSING COUNSELING SERVICES OAK HILL COMMUNITY DEVELOPMENT CORP 74 PROVIDENCE STREET WORCESTER MA 01604 222599363 501 C 3 20286 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA PARTNERS IN CHARITY 86 N WILLIAMS CRYSTAL LAKE IL 60014 364378897 501 C 3 29754 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA PHILADELPHIA COUNCIL FOR COMMUNITY ADVANCEMENT 1617 JFK BLVD SUITE 1550 PHILADELPHIA PA 19103 231615575 501 C 3 6624 BOOK MORTGAGE MODIFICATION PILSEN NEIGHBORS COMMUNITY COUNCIL 2026 S BLUE ISLAND AVE CHICAGO IL 60608 362439939 501 C 3 37500 BOOK NATIONAL NEIGHBORS SILVER RISE FOUNDATION 2650 THOUSAND OAKS BLVD 240 MEMPHIS TN 38103 311712061 501 C 3 38622 BOOK NATIONAL NEIGHBORS SILVER SPANISH COALITION FOR HOUSING 1922 NORTH PULASKI CHICAGO IL 60639 237230578 501 C 3 354239 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA ST PETERSBURGH NEIGHBORHOOD HOUSING SERVICES 1600 DR MARTIN LUTHER KING STREET ST PETERSBURGH FL 33701 592026381 501 C 3 18799 BOOK MORTGAGE MODIFICATION THE CENTER FOR WORKING FAMILIES 477 WINDSOR STREET SUITE 101 ATLANTA GA 30312 432071145 501 C 3 17724 BOOK HOUSING COUNSELING SERVICES THE FAIR HOUSING COUNCIL OF SAN DIEGO 1764 SAN DIEGO AVE SUITE 103 SAN DIEGO CA 92110 330379993 501 C 3 6650 BOOK FAIR HOUSING INITATIVE PROGRAM THE GREATER SACRAMENTO URBAN LEAGUE HCA 3725 MARYSVILLE BLVD SACRAMENTO CA 95838 941686314 501 C 3 130410 BOOK NATIONAL FORECLOSURE MITIGATION COUNSELING GRANT PROVIDED BY NEIGHBORWORKS AMERICA UNITED COMMUNITY CENTER UCC 1028 SOUTH 9TH STREET MILWAUKEE WI 53204 391146191 501 C 3 14610 BOOK HOUSING COUNSELING SERVICES WESTERN MAINE COMMUNITY ACTION P O BOX 20020A CHURCH STREET EAST WILTON ME 04234 010275156 501 C 3 38620 BOOK NATIONAL NEIGHBORS SILVER WOODSTOCK INSTITUTE - 29 E MADISON STREET 1710 CHICAGO IL 60602 362907408 501 C 3 30000 BOOK RESEARCH HAZEL JOYCE WILET CAREER AND FINANCIAL LITERACY INSTITUTE 330 MAIN STREET SHELBYVILLE KY 40066 203329409 501 C 3 17190 BOOK FAIR HOUSING INITIATIVE PROGRAM HIGH PLAINS COMMUNITY DEVELOMENT CORP 803 EAST 3RD STREET SUITE 4 CHADRON NE 69337 470784065 501 C 3 29135 BOOK FAIR HOUSING PROGRAM HISPANIC COMMUNICATIONS NWTWORK 50F STREET NW 8TH STREET WASHINGTON DC 20001 541993758 501 C 3 102688 BOOK FAIR HOUSING PROGRAM HOPE OF EVANSVILLE 401 SE 6TH STREET EVANSVILLE IN 47713 356075575 501 C 3 28091 BOOK FAIR HOUSING PROGRAM HPP CARES 4120 ATLANTIC BLVD LONG BEACH CA 90019 800597884 501 C 3 276129 BOOK FAIR HOUSING PROGRAM HRC MONTEREY PO BOX 1307 SALINAS CA 93902 200215143 501 C 3 8601 BOOK FAIR HOUSING PROGRAM INNER CITY CHRISIAN FEDERATION 920 CHERRT SE GRAND RAPIDS MI 49506 381903026 501 C 3 49424 BOOK FAIR HOUSING PROGRAM INTERNATIONAL ASSOCIATION OF JEWISH VOCATIONAL SERVICES 1845 WALNUT STREET PHILADELPHIA PA 19103 130887555 501 C 3 21000 BOOK FAIR HOUSING PROGRAM KANAWHA INSTITUTE FOR SOCAIL RESEARCH & ACTION 131 PERKINS AVE DUNBAR WV 25064 550727345 501 C 3 5079 BOOK FAIR HOUSING PROGRAM KOREAN RESOURCE CENTER 900 S CRENSHAW BLVD LOS ANGELES CA 90019 953879699 501 C 3 21000 BOOK FAIR HOUSING PROGRAM LAFAYETTE NEIGHBORHOOD HOUSING SERVICES INC 200 N 2ND STREET LAFAYETTE IN 47901 311057335 501 C 3 25184 BOOK FAIR HOUSING PROGRAM MARYLAND CONSUMER RIGHTS COALITION 1209 NORTH CALVERT STREET BALTIMORE MD 21202 522266235 501 C 3 21000 BOOK FAIR HOUSING PROGRAM NAZARETH HOUSING INC 519 EAST 11TH STREET NEW YORK NY 10009 133176952 501 C 3 7906 BOOK FAIR HOUSING PROGRAM NEIGHBORHOOD ECONOMIC DEVELOPMENT CORPORATION 212 MAIN STREET SPRINGFIELD OR 97477 930739188 501 C 3 30805 BOOK FAIR HOUSING PROGRAM NEIGHBORHOOD HOUSING SERVICES OF THE EAST BAY 2320 CUTTING BLVD RICHMOND CA 94804 942791683 501 C 3 109553 BOOK FAIR HOUSING PROGRAM NEW CHRISTIAN JY FULL GOSPEL BAPTIST CHURCH 11594 S STATE STREET CHICAGO IL 60628 364235450 501 C 3 10643 BOOK FAIR HOUSING PROGRAM PLAYMOUTH REDEVELOPMENT AUTHORITY 11 LINCOLN STREET PLAYMOUTH MA 02360 046006507 501 C 3 56099 BOOK FAIR HOUSING PROGRAM PROSPERITY UNLIMITED INC PO BOX 1095 CONCORD NC 28026 582109939 501 C 3 37005 BOOK FAIR HOUSING PROGRAM ROCKLAND HOUSING ACTION COALITION 120-126 NORTH MAIN STREET ANNEX FIRST FL NEW YORK NY 10956 133439109 501 C 3 21725 BOOK FAIR HOUSING PROGRAM SAN FRANCISCO HOUSING DEVELOPMENT CORPORATION 4439 THIRD STREET SAN FRANCISCO CA 94124 943090854 501 C 3 12161 BOOK FAIR HOUSING PROGRAM FAIR HOUSING PROGRAMFAIR HOUSING PROGRAM SOUTHWEST NEIGHBORHOOD HOUSING SERVICES 4605 4TH SREET NW ALBUQUERQUE NM 87107 310875532 501 C 3 31284 BOOK FAIR HOUSING PROGRAM TAMPA HOUSING AUTHORITY 5301 W CYPRESS STREET TAMPA FL 33607 596001289 501 C 3 24686 BOOK FAIR HOUSING PROGRAM THE GRADUATE SCHOOL 600 MARYLAND AVE SW 120 WASHINGTON DC 20024 264232788 501 C 3 20000 BOOK FAIR HOUSING PROGRAM UPSTATE HOMELESS COALITION OF SOUTH CAROLINA 122 EGEWORTH STREET GREENVILLE SC 29607 571032202 501 C 3 22416 BOOK FAIR HOUSING PROGRAM WHITE OAK FOUNDATION INC 1621 WHITE OAK CHURCH ROAD APEX NC 27523 562093795 501 C 3 9128 BOOK FAIR HOUSING PROGRAM YOU CAN MAKE IT HOMEOWNERSHIP CENTER 600 FITZHUGH BLVD SUITE 105 SMYRNA TN 37167 830423384 501 C 3 45753 BOOK FAIR HOUSING PROGRAM 117 PART I, LINE 2: GRANTEE MUST SIGN COPIES OF THE GRANT AGREEMENT AND PROVIDE THE FOLLOWING DOCUMENTATION: A- CERTIFICATION THAT THE GRANTEE IS AUTHORIZED TO DO BUSINESS IN USA. B- IRS FORM W-9 C- QUARTERLY REPORTS WITH NARRATIVE D- SITE VISITS BY PROGRAM MANAGERS X 1 1 X X X X X 0 1 0 0 0 0 0 0 0 JOHN TAYLOR CEO/PRESIDENT 258610 0 45454 0 4800 0 22000 0 28353 0 359217 0 361520 0 DICA ADOTEVI CFO/EVP OF ADMIN 182011 0 0 0 595 0 10400 0 15850 0 208856 0 262978 0 RACHEL MALEH CHIEF OF STAFF 137080 0 0 0 0 0 10400 0 15082 0 162562 0 141812 0 DAVID BERENBAUM CHIEF OF PROGRAMS 168298 0 0 0 2550 0 5184 0 26608 0 202640 0 181114 0 ED GORMAN CHIEF OF MEMBERSHIP 157694 0 0 0 941 0 13792 0 17474 0 189901 0 160418 0 PART I, LINE 4B THE ORGANIZATION ADOPTED A PROFIT SHARING PLAN WHEREBY A 7% OF THE EMPLOYEE ANNUAL SALARY IS CONTRIBUTED TO THE PLAN ONCE THE EMPLOYEE BECOMES ELIGIBLE. ELIGIBILITY MEANS THAT THE EMPLOYEE SHOULD HAVE WORKED 500 HOURS WITHIN THE FIRST 90 DAYS OR 1000 HOURS WITHIN THE FIRST ANNIVERSARY. ADDITIONALLY, AN EXECUTIVE IN ITS 11TH YEAR OF TENURE AND IN GOOD STANDING IS ELIGIBLE FOR A CONTROLLED BONUS PLAN. THE ORGANIZATION WILL CONTRIBUTE FOR FIVE CONSECUTIVE YEARS AN AMOUNT TO BE NEGOTIATED BY THE PRESIDENT AND CEO. A UNITED BANK 056000445 2005-02-01 6500000 FINANCING BUILDING AND PROVIDING FUNDS FOR CAPITAL IMPROVEMENTS 0 0 0 A 0 0 0 0 A 0 0 0 0 0 0 0 A 0 0 0 0 0 0 0 0 0 A 0 MATHEW LEE BOARD MEMBER OF NCRC 40000 PROVIDES CONSULTING SERVICES 0 IRVIN HENDERSON BOARD MEMBER OF NCRC 10000 PROVIDES CONSULTING SERVICES 0 FORM 990, PART V, LINE 3B NCRC IS AN EXEMPT ORGANIZATION UNDER 501 C 3. MORE THAN 85% OF THE OCCUPIED SPACE IS OCCUPIED AND OR RENTED OUT TO RELATED EXEMPT ORGANIZATIONITS. THE ORGANIZATION MEETS THE 85% RULE. ACCORDINGLY. NCRC IS EXEMPT FROM FILING 990T. FORM 990, PART VI, SECTION A, LINE 2 AN EMPLOYEE OF THE ORGANIZATION IS RELATED TO A BOARD MEMBER OF NCRC. FORM 990, PART VI, SECTION A, LINE 6 NCRC IS A MEMBER CORPORATION. ANY NATIONAL, REGIONAL AND LOCAL NOT-FOR-PROFIT ORGANIZATION WHICH SUBSCRIBES TO NCRC'S PURPOSE SHALL BE CONSIDERED ELIGIBLE FOR MEMBERSHIP IN NCRC. EACH MEMBER IN GOOD STANDING SHALL HAVE ONE VOTE TO EXCERCISE IN CONDUCTING THE BUSINESS OF NCRC. FORM 990, PART VI, SECTION A, LINE 7A AN ANNUAL MEETING OF THE MEMBERS OF NCRC IS HELD FOR THE ELECTION OF DIRECTORS, AND TRANSACTIONS OF OTHER BUSINESSES. BOARD OF DIRECTORS ARE ELECTED BY A MAJORITY VOTE OF MEMBERS WHO ARE IN GOOD STANDING AT THE ANNUAL MEETING OF THE MEMBERSHIP OF NCRC. A MINIMUM OF ONE-THIRD OF THE TOTAL NUMBER OF ELECTED DIRECTORS SHALL BE REPRESENTATIVES OF REGIONAL, NATIONAL OR LOCAL ORGANIZATIONS. FORM 990, PART VI, SECTION A, LINE 7B THE CHAIPERSON WITH THE EXPRESS APPROVAL OF THE BOARD, MAY ESTABLISH COMMITTEES ON STANDING OR AD HOC BASIS. THE EXECUTIVE COMMITTEE HAS ALL THE RIGHTS, POWERS AND AUTHORITY OF THE BOARD OF DIRECTORS; HOWEVER, ANY ACTION BY THE EXECUTIVE COMMITTEE MUST BE REPORTED TO AND APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 8B COMMITTEES DO NOT HAVE AUTHORITY TO ACT ON BEHALF OF THE BOARD. COMMITTEE RECOMMENDATIONS ARE VOTED ON BY THE WHOLE GOVERNING BODY. FORM 990, PART VI, SECTION B, LINE 11 THE RETURN IS PREPARED BY AN OUTSIDE ACCOUNTANT. A DRAFT OF THE FORM 990 IS REVIEWED BY THE AUDIT COMMITTEE. A FINAL COPY IS THEN PROVIDED TO ALL MEMBERS OF THE BOARD OF DIRECTORS. BOARD MEMBERS ARE GIVEN A PERIOD OF TIME TO REVIEW THE FORM 990 AND RESPOND WITH ANY QUESTIONS AS NEEDED. ONCE THE REVIEW IS COMPLETED, THE RETURN IS FILED ELECTRONICALLY. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION UPDATES OFFICERS' INFO AND BIO ON AN ANNUAL BASIS AND SEARCH FOR ANY CONFLICT OF INTEREST THAT MAY EXIST WITH COMPANY POLICIES. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION OF CEO/PRESIDENT-ANNUAL BOARD EVALUATION OF PERFORMANCE. COMPENSATION IS DETERMINED BY MEASURING COMPATIBLE INDUSTRY STANDARDS. COMPENSATION OF KEY EMPLOYEES- ANNUAL EVALUATION BY APPROPRIATE SUPERVISORS AND COMPENSATION IS BASED ON INDUSTRY STANDARDS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES THE FOLLOWING DOCUMENTS AVAILABLE TO THE PUBLIC AS THEY ARE REQUIRED: FEDERAL FORM 990 FINANCIAL STATEMENTS CONFLICT OF INTEREST POLICY 990, LINE 2C,AUDIT COMMITTEE THE ORGANIZATION'S AUDIT COMMITTEE ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENT AND SELECTION OF AN INDEPENDENT ACCOUNTANT WHICH IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS. THIS PROCESS IS CONSISTENT WITH PRIOR YEARS. INNER CITY PRESS C/O FEDEX 747 THIRD AVE NEW YORK NY 10017 133574221 CONSULTING SERVICES NY YES YES 0 NATIONAL COMMUNITY REINVESTMENT COALITION COMMUNITY DEVELOPMENT FUND INC 727 15TH STREET NW WASHINGTON DC 20005 261269202 MICRO LENDING DC YES YES 0 WOODSTOCK INSTITUTE V 29 E MADISON STREET CHICAGO IL 60602 362907408 RESEARCH IL YES YES 0 0 1 0 0 0 0 0 0 0 0 0 1 0 1 1 0 0 0 0 INNER CITY PRESS L 48000 CASH NCRC COMMUNITY DEVELOPMENT FUND INC N 29506 CASH NCRC COMMUNITY DEVELOPMENT FUND INC O 35021 CASH WOODSTOCK INSTITUTE B 30000 CASH