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        <TotalCorpusAmt>207325</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovFromYr5Amt>81438</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>125887</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>27361</ExcessFromYear4Amt>
        <ExcessFromYear2Amt>82084</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>16442</ExcessFromYear1Amt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>PROVIDENT BANK CHARITABLE FOUNDATIO</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>400 RELLA BLVD</AddressLine1>
            <City>MONTEBELLO</City>
            <State>NY</State>
            <ZIPCode>10901</ZIPCode>
          </RecipientUSAddress>
          <RecipientPhoneNum>8453598478</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>1. COMPLETE A 10 PAGE APPLICATION2. COPY OF 501 (C)(3)3. COPY OF MOST RECENT FEDERAL AND STATE TAX RETURNS4. MISSION STATEMENT5. BOARD OF DIRECTOS LIST6. LIST OF MAJOR CORPORATE SPONSORS7. CALENDAR OF EVENTS8. ANNUAL REPORT, IF EXISTS9. RECENT PUBLIC RELATIONS MATERIAL</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>2/20 FOR 3/31, 5/20 FOR 6/30, 8/20 FOR 9/30, 11/20 FOR 12/31</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>AWARDS SHOULD ENHANCE QUALITY OF LIFE IN THE COMMUNITIES OF ROCKLAND, ORGANGE, ULSTER, SULLIVAN AND PUTNAM COUNTIES IN NEW YORK AND BERGEN COUNTY IN NEW JERSEY. YOU CANNOT BE A RECIPIENT OF A PROVIDENT CHARITABLE FOUNDATION GRANT FOR THE PRIOR FISCAL YEAR.</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>UNITED WAY OF RC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>135 MAIN STREET</AddressLine1>
            <City>NYACK</City>
            <State>NY</State>
            <ZIPCode>10960</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>HEALTH &amp; HUMAN SERVICES</GrantOrContributionPurposeTxt>
          <Amt>23417</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ST THOMAS AQUINAS COLLEGE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>125 ROUTE 340</AddressLine1>
            <City>SPARKILL</City>
            <State>NY</State>
            <ZIPCode>10976</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATIONAL</GrantOrContributionPurposeTxt>
          <Amt>50000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ORANGE REGIONAL MEDICAL CENTER FOUN</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>4 HARRIMAN DR</AddressLine1>
            <City>GOSHEN</City>
            <State>NY</State>
            <ZIPCode>10924</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>HEALTH &amp; HUMAN SERVICES</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>RHSM LIFE CENTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>32-34 BEEKMAN AVENUE</AddressLine1>
            <City>SLEEPY HOLLOW</City>
            <State>NY</State>
            <ZIPCode>10591</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BIG BROTHERS BIG SISTERS OF ORANGE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>148 TEMPLE HILL ROAD</AddressLine1>
            <City>VAILS GATE</City>
            <State>NY</State>
            <ZIPCode>12585</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>YOUTH EDUCATION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>DOMINICAN COLLEGE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>470 WESTERN HIGHWAY</AddressLine1>
            <City>ORANGEBURGH</City>
            <State>NY</State>
            <ZIPCode>10962</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HELP FROM PEOPLE TO PEOPLE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>121 WEST NYACK ROAD</AddressLine1>
            <City>NANUET</City>
            <State>NY</State>
            <ZIPCode>10954</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>BACK TO SCHOOL EDUCATIONAL SUPPLIESFOR CHILDREN</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HELPING HANDS INTERFAITH COALITION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>11 E CHURCH STREET</AddressLine1>
            <City>SPRING VALLEY</City>
            <State>NY</State>
            <ZIPCode>10977</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>ENGLISH LITERACY EDUCATION TO HOMELESS PEOPLE</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ROCKLAND COUNTY YMCA</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>35 SOUTH BROADWAY</AddressLine1>
            <City>NYACK</City>
            <State>NY</State>
            <ZIPCode>10960</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATION IN AFER SCHOOL PROGRAMS</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ROCKLAND HOUSING ACTION COALITION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>120-126 NORTH MAIN STREET</AddressLine1>
            <City>NEW CITY</City>
            <State>NY</State>
            <ZIPCode>10956</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATION</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SHADOWLAND ARTISTS INC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1>157 CANAL STREET</AddressLine1>
            <City>ELLENVILLE</City>
            <State>NY</State>
            <ZIPCode>12428</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>P CHAR</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>EDUCATION</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>121417</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DivAndIntFromSecPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>73931</ExclusionAmt>
        </DivAndIntFromSecPartVIIGrp>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>13958</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>87889</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>87889</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>1</LineNumberTxt>
          <RelationshipStatementTxt>GRANTS MADE TO COMMUNITY NON-PROFIT ORGANIZATIONS FOR SUPPORT OF EDUCATION initiatives that enhance knowledge in specific areas of economics, financial literacy and business</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="AccountingFeesSchedule" softwareId="13000170" softwareVersion="2013v3.1">
      <AccountingFeesDetail>
        <CategoryTxt>audit</CategoryTxt>
        <Amt>5000</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <OtherExpensesSchedule documentId="OtherExpensesSchedule" softwareId="13000170" softwareVersion="2013v3.1">
      <OtherExpensesScheduleGrp>
        <Desc>STATE FILING FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>433</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>433</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherProfessionalFeesSchedule documentId="OtherProfessionalFeesSchedule" softwareId="13000170" softwareVersion="2013v3.1">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>trustee fees</CategoryTxt>
        <Amt>8405</Amt>
        <NetInvestmentIncomeAmt>8405</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="TaxesSchedule" softwareId="13000170" softwareVersion="2013v3.1">
      <TaxesDetail>
        <CategoryTxt>excise tax</CategoryTxt>
        <Amt>2431</Amt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>