2014-08-26T13:50:37-05:00 2013-12-31 ERNST & YOUNG US LLP 111 MONUMENT CIRCLE SUITE 4000 INDIANAPOLIS IN 46204 990 2013-01-01 391853833 Great Lakes Higher Education Guaranty Corp % NANCY SEIFERT GREA 6082461410 2401 International Lane Suite Madison WI 53704 RICHARD D GEORGE President & CEO 2014-08-26 Jennifer L Lynch 3176817000 2013 2015-11-30 17:44:51Z Richard D George 2401 International Lane Madison WI 53704 265232404 false X www.mygreatlakes.org X 1996 WI OPERATES TO PROVIDE COST EFFECTIVE ACCESS TO POST-SECONDARY EDUCATION BY PROVIDING GUARANTY SERVICES TO BROADEN FEDERALLY GUARANTEED LOAN AVAILABILITY. 7 6 226 0 0 0 2125064 38389965 167860113 223964710 530022 738961 127612 192278 170642811 263285914 6648560 14226840 0 0 11976368 12391404 0 0 0 65157348 63455279 83782276 90073523 86860535 173212391 308567435 476849055 38416290 33631206 270151145 443217849 GREAT LAKES HIGHER EDUCATION CORPORATION OPERATES TO PROVIDE FOR PHILANTHROPIC SUPPORT AND COST EFFECTIVE ENABLEMENT OF ACCESS TO AND PERSISTENCE IN POST-SECONDARY EDUCATION BY PROVIDING FULL-RANGE GUARANTY AGENCY SERVICES AND GRANT SUPPORT TO FUNDING SOURCES, EDUCATIONAL INSTITUTIONS, CHARITABLE ORGANIZATIONS, AND OTHERS TO BROADEN FEDERALLY GUARANTEED LOAN AVAILABILITY AND PURSUIT OF AND PARTICIPATION IN POST-SECONDARY EDUCATION IN ACCORDANCE WITH THE FEDERAL HIGHER EDUCATION ACT OF 1965, AS AMENDED. THIS MISSION STATEMENT HAS BEEN REVIEWED, ACKNOWLEDGED AND INFORMALLY APPROVED BY THE BOARD. false false 86652463 14226840 223964710 Great Lakes Higher Education Guaranty Corporation operates to provide for philanthropic support and cost effective enablement of access to and persistence in post-secondary education by providing full-range guaranty agency services and grant support to funding sources, educational institutions, charitable organizations, and others to broaden federally guaranteed loan availability and pursuit of and participation in post-secondary education in accordance with the Federal Higher Education Act of 1965, as amended. 86652463 true true false false false false false false true false true false false false true false false true false false false false false false false false false true true true false false false false false false false true false false false false false true true true false false true 113307 0 true 226 true false false false false false false false false false false X 7 6 false false false false true true true true true false false true true true true true true false true false X NANCY SEIFERT 6082461410 2401 INTERNATIONAL LANE Madison WI 53704 X Emerson L Brumback 1 Director/Committee Chairman 1.0 2.0 X 7450 7450 0 David J Hanson 14 Director/Secretary 1.0 2.0 X 0 0 0 Janice Hesalroad 1 Director 1.0 2.0 X 6067 12133 0 Thomas A Scarlett 1 Director 3.0 0.0 X 14900 0 0 Cynthia Walsh 1 Director 3.0 0.0 X 16550 0 0 Richard A Weiss 1 Director 1.0 2.0 X 6066 12134 0 Richard D George 23 Chairman/Pres/Ceo/Treasurer 1.0 59.0 X X 0 598832 97393 Nancy Seifert 3 CFO/Asst Secretary 1.0 54.0 X 0 347147 56639 Amy Kobishop Chief Educational Officer 50.0 0.0 X 250937 0 33061 Beth Erickson VP - Repayment Solutions 50.0 0.0 X 238002 0 45994 Jacqueline Fairbairn VP - Policy/Regul Compliance 50.0 0.0 X 229031 0 54956 Clark J Wold VP & Chief Operating Officer 25.0 0.0 X 55320 0 1765 Ellen Welke Director - Default Collections 45.0 0.0 X 122426 0 33498 Steven A Schmidt Communication Team Lead 45.0 0.0 X 121148 0 33977 1067897 977696 357283 5 false true false 0 1660230 36729735 38389965 COLLECTIONS & REHABILITATIONS 900099 192550479 192550479 ACCOUNT MAINTENANCE FEES 900099 21836192 21836192 DEFAULT AVERSION FEES 900099 9476839 9476839 RENTAL INCOME OR (LOSS) 532000 101200 101200 223964710 739774 739774 0 0 2137300 1945677 191623 0 191623 191623 813 -813 -813 -813 0 0 0 ALL OTHER REVENUE 900099 655 655 655 263285914 223964710 931239 12371203 12371203 1855637 1855637 0 0 1120984 921363 199621 0 8774090 8591624 182466 765184 740869 24315 1172696 1140250 32446 558450 543210 15240 0 12919 12919 8700 8700 0 0 0 202804 202804 293598 293598 1416831 1416831 0 0 393178 393178 204502 196229 8273 0 33129 33129 0 0 95988 95988 0 BORROWER SKIP TRACING 126255 126255 COLLECTION FEES 37446996 37446996 CORP SUPPORT FUNC ALLOCATION 15415643 12478563 2937080 DISCOUNT-REHAB LOANS 1774094 1774094 6030642 6030642 90073523 86652463 3421060 0 6511535 7116831 177187040 222605807 0 0 6904787 5363221 0 0 0 0 0 0 0 0 45460 2184643 17534306 3424035 14461489 14110271 90487733 208870960 0 0 0 0 0 0 12969391 16597322 308567435 476849055 6910402 6270119 0 0 7744327 5863910 0 0 0 0 0 0 0 0 0 0 23761561 21497177 38416290 33631206 X 270151145 443217849 0 0 0 0 270151145 443217849 308567435 476849055 173212391 -145687 X false true X true true true X 913068 1317329 1700576 2125064 38389965 44446002 117872136 115613140 149383595 167860113 223964710 774693694 0 0 0 118785204 116930469 151084171 169985177 262354675 819139696 0 0 0 0 0 0 0 0 0 0 0 0 0 819139696 2199624 2158910 2391989 2583544 2877074 12211141 0 2199624 2158910 2391989 2583544 2877074 12211141 0 325404 146192 67605 7689 655 547545 121310232 119235571 153543765 172576410 265232404 831898382 0.98466 0.98156 0.01468 0.01765 X Part III, Line 12 *2009 - $324,041 - Affiliation earnings adjustment *2010 - $100,000 - EAC ELM Redemption *2010 - $38,000 - Dakota Corp Administrative Services Fee *2011 - $47,500 - EAC ELM Redemption *2011 - $12,000 - Dakota Corp Administrative Services Fee RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED true 187403988 20135615 59417521 148122082 false 542660 542660 15341265 2524227 12817038 935555 713083 222472 714826 186725 528101 14110271 0 RESERVE-DEFAULT AVERSION FEES 15129613 INTERCOMPANY & MISC. PAYABLES 4628243 COMPENSATION PLAN PAYABLE 1739321 21497177 Form 990 Part IV, Line 9 and Schedule D, Part IV One aspect of the full-range guaranty services is to provide collection assistance to lenders for delinquent loans. This includes contacting the borrower to attempt to restore the loan to a current status through various options. This contact also involves educating and/or counseling borrowers. In addition, GLHEGC provides direct support of personal financial management education, financial aid awareness and college access initiatives, and guidance and counsel on consolidation loans and loan rehabilitation under the Federal Higher Education Act of 1965, as amended. Schedule D, Part IV, Line 1B CUSTODIAL ACCOUNT: GREAT LAKES HIGHER EDUCATION GUARANTY CORPORATION (GLHEGC) CONDUCTS ACTIVITY RELATED TO THE GUARANTEE OF STUDENT LOANS MADE TO POST-SECONDARY EDUCATION STUDENTS AND TO THEIR PARENTS IN ACCORDANCE WITH THE FEDERAL FAMILY EDUCATION LOAN PROGRAM (PROGRAM) ESTABLISHED BY TITLE IV, PART B OF THE FEDERAL HIGHER EDUCATION ACT OF 1965, AS AMENDED, AND THE ADMINISTRATION OF CERTAIN NET ASSETS OF THE PROGRAM. THE HIGHER EDUCATION AMENDMENTS OF 1998 (1998 AMENDMENTS) WERE ENACTED ON OCTOBER 7, 1998, WITH AN EFFECTIVE DATE OF OCTOBER 1, 1998. PURSUANT TO THE 1998 AMENDMENTS, GLHEGC ESTABLISHED A FEDERAL STUDENT LOAN RESERVE FUND (FSLRF) TO ACCOUNT FOR PROGRAM ACTIVITIES. THE FSLRF ASSETS AND EARNINGS ON THOSE ASSETS ARE THE PROPERTY OF THE FEDERAL GOVERNMENT. SINCE THE FSLRF ASSETS ARE THE PROPERTY OF THE UNITED STATES GOVERNMENT, THE ACCOUNTS AND ACTIVITIES OF THE FSLRF ARE NOT INCLUDED IN THE GLHEGC FORM 990, PART X. GLHEGC EXERCISES THE LEVEL OF CARE REQUIRED OF A FIDUCIARY CHARGED WITH THE DUTY OF PROTECTING, INVESTING AND ADMINISTERING THESE ASSETS. true Edgewood College 1000 Edgewood College Dr Madison W Madison WI 53711 390806202 501(c)(3) 27100 Committed to College Program OASFAA Ohio Northwestern University 525 South Main Street Ada OH 45810 310883788 501(c)(3) 15000 College Goal Sunday UW-Eau Claire 105 Garfield Avenue Eau Claire WI 54702 396006492 501(c)(3) 381920 Commanding English Grant Blugold Beginnings Grant Wisconsin Covenant Foundation Inc 2401 International Lane Madison WI 53704 261550326 501(c)(3) 69787 Contributed Organizations Costs UW-Green Bay 2420 Nicolet Drive Green Bay WI 54311 391805963 Govt 167429 Phuture Phoenix Program UW-Parkside 900 Wood Road Kenosha WI 53141 391805963 Govt 46778 Stepping Stones|PreCollege Program & Project Success UW-Whitewater 800 West Main Street Whitewater WI 53190 391805963 Govt 129388 Academic Excellence Program Alverno College 3400 South 43rd Street Milwaukee WI 53234 390806263 501(c)(3) 266584 Promise Scholars Program Boys and Girls Club of Dane County 2001 Taft Street Madison WI 53713 391925617 501(c)(3) 470800 AVID/TOPS Program Carroll University 100 N East Avenue Waukesha WI 531863103 390806325 501(c)(3) 36424 Success Project Grant Council for Opportunity in Education 1025 Vermont Avenue NW Suite 900 WASHINGTON DC 20005 521221301 501(c)(3) 15000 Opportunity in Education Chippewa Valley Technical College 620 W Clairemont Ave Eau Claire WI 54701 391233557 501(C)(3) 23778 CAPS Program Grant Forward Service Corporation 1402 Pankratz Street Suite 101 Madison WI 53704 391342890 501(c)(3) 82654 Upward Bound Summer Residential Program Marquette University 1324 W Wisconsin Ave Suite 341 Milwaukee WI 53233 390806251 501(c)(3) 64164 Urban Scholars Program Madison Area Technical College 3550 Anderson Street Madison WI 53704 391086718 Govt 51711 Grant for Mentoring Minority male Scholars Program (3MSP) Mid-State Technical College 500 32nd St N Wisconsin Rapids WI 54494 391333783 501(c)(3) 55846 Pre-Program Preparation Project Grant Mount Mary College 2900 N Menomonee River Milwaukee WI 53222 380806154 501(c)(3) 260842 Promise Plus Project Grant Pathways to College Inc 8800 West Bluemound Rd Milwaukee WI 53226 451539053 501(c)(3) 103080 Pathways PreCollege Grant Scholarship America One Scholarship Way St Peter MN 56082 042296967 501(c)(3) 508834 Dreamkeepers Program Grant St Norbert College 100 Grant Street De Pere WI 54115 391399196 501(c)(3) 185625 STAR Program Grant United Community Center 1028 South 9th Street Milwaukee WI 53204 391146191 501(c)(3) 179229 Abriendo Puertas Program Grant Urban League of Greater Madison 2222 S Park St No 200 Madison WI 53713 391098146 501(c)(3) 107580 Scholars Academy Grant UW Foundation 1848 University Avenue Madison WI 53726 390743975 501(c)(3) 2500000 Harvesting Opportunities for Postsecondary Education (HOPE) UW-Marathon County 518 South 7th Avenue Wausau WI 54401 391805963 Govt 113032 Student Support Services Grant UW-Milwaukee Foundation Inc 1440 E North Ave Milwaukee WI 53202 237337744 501(c)(3) 261310 Life Impact Program & Gear Up Focus Summer Academy UW-Oshkosh 800 Algoma Blvd Oshkosh WI 54901 391805963 Govt 236641 Student Support Services Program UW-Superior 780 Regent St Suite 255 Madison WI 53715 391805963 Govt 113451 GEARS and College Ready Initiative Wisconsin Indianhead Technical College 505 Pine Ridge Drive Shell Lake WI 54871 391176625 501(c)(3) 336933 Wisconsin Workforce Partnership Grant Milwaukee Public Schools 5225 W Vliet Street PO Box 2181 Milwaukee WI 53201 396003457 Govt 99071 The Degree Project Wisconsin Department of Administration PO Box 7932 Madison WI 537077932 Govt 701799 College Access Challenge Grant (CACG) match funds Milwaukee Area Technical College 700 West State Street Milwaukee WI 53233 391341603 501(c)(3) 225952 Grant for Student Support Retention Pathway Beloit College 700 College Street Beloit WI 535115509 390808497 501(c)(3) 27585 ACT Ready Program Cardinal Stritch University 6801 N Yates Road Milwaukee WI 53217 390806196 501(c)(3) 75989 LDRS Program/Career Ready Carthage College 2001 Alford Park Drive Kenosha WI 53140 370661496 501(c)(3) 46225 Career Ready Grant Central Minnesota Jobs & Training Services 406 E 7th Street Monticello MN 553620720 411484048 501(c)(3) 75986 Academic Improvement Grant Century College Foundation 3300 Century Ave N White Bear MN 55110 237401534 501(c)(3) 330574 College Success Grant College of St Benedict 37 College Ave S St Joseph MN 563742001 410969244 501(c)(3) 7133 Upward Bound Program College Possible 540 Fairview Ave N St Paul MN 55104 411968798 501(c)(3) 884862 College Possible Program Community Action Center of Northfield 1400 Division Street Northfield MN 55057 410970984 501(c)(3) 75807 TORCH Program Grant Donors Forum of Wisconsin 759 N Milwaukee Street Suite 512 Milwaukee WI 53202 396236498 501(c)(3) 10250 Sponsorship of statewide conference Fox Valley Technical College PO Box 2277 Appleton WI 549122277 391264389 501(c)(3) 66084 Brother to Brother Program Grantmakers for Education 720 SW Washington Street Suite 605 Portland OR 97205 330919329 501(c)(3) 26110 Conference Sponsorship Hibbing Community College 1515 E 25th Street Hibbing MN 557463354 411687554 501(c)(3) 30000 Climb Upward Bound Program Inver Hills Community College Foundation 2500 80th St E Inver Grove Height MN 55076 411410445 501(c)(3) 48223 Support Services Program Iowa Western Community College 2700 College Rd Council Bluffs IA 51503 421224333 501(c)(3) 128514 Be First Program Grant Lakeland College PO Box 359 Sheboygan WI 530820359 390821861 501(c)(3) 33584 Career Ready Initiative Lawrence University 115 South Drew Appleton WI 54912 390806297 501(c)(3) 15000 Career Ready Initiative Grant Mercy College of Health Sciences 928 6th Avenue Des Moines IA 503091225 421511682 501(c)(3) 106798 Steps to Success Program Milwaukee School of Engineering 1121 N Milwaukee St Milwaukee WI 53202 390477970 501(c)(3) 62730 Career Ready Initiative Grant Minneapolis Community and Technical College 1501 Hennepin Ave Minneapolis MN 55403 411687554 Govt 69877 Starting Point Program Grant National College Access Network 1001 Connecticut Ave Washington DC 20036 311793562 501(c)(3) 56256 National Conference Sponsorship Grant Neighborhood House 179 Robie Street E St Paul MN 551072360 410693916 501(c)(3) 15900 Adult College Readiness Grant Normandale Community College Foundation 9700 Frances Ave S Bloomington MN 55431 411295802 501(c)(3) 13905 Upward Bound Program Grant Northstar Education Services LLC 2401 International Lane Madison WI 53704 461047811 LLC-DISREGARDED 150000 GradReady Financial Grant Ohio College Access Network One W Fourth Street Suite 350 Cincinnati OH 45202 311677604 501(c)(3) 83999 Achieving Evalution Coaching/Training Grant Regents - University of Minnesota 56 E River Road Minneapolis MN 554550364 416007513 501(c)(3) 254962 College Ready Grant Ripon College 300 W Seward Street Ripon WI 549711477 390826049 501(c)(3) 73007 Career Ready Initiative Grant Saint Paul College 235 Marshall Avenue Saint Paul MN 55102 411687554 Govt 75000 Below the Midpoint Grant Program Silver Lake College 2406 S Alverno Road Manitowoc WI 54220 390980974 501(c)(3) 65613 Career Ready Initiative Grant South Central College PO Box 1920 North Mankato MN 560021920 411649572 501(c)(3) 58654 Pre-College Bridge Program St Cloud State University 720 4th Avenue S St Cloud MN 56301 411687554 Govt 179999 FREE Program Grant St Olaf College 1520 St Olaf Ave Northfield MN 55057 410693979 501(c)(3) 54160 Student Support Services Grant UW-Madison 432 N Murray Street Madison WI 53706 391805963 Govt 39659 Odyssey Project Program Grant UW-Milwaukee School of Continuing Education Drawer No 491 Milwaukee WI 532930491 391805963 Govt 25000 Career Ready Initiative Grant UW-River Falls 315 North Hall 410 S Third Street River Falls WI 540225001 391805963 Govt 6600 Career Ready Initiative Grant UW-Stevens Point Stdt Services Ctr Stevens Point WI 54481 391805963 Govt 20000 Career Ready Initiative Grant UW-Stout 103 Administration Bldg Menomonie WI 54751 391805963 Govt 36959 TEACH Precollege Program Grant Vera Court Neighborood Center 614 Vera Court Madison WI 537041938 391945609 501(c)(3) 22585 Rise Program Grant Vermillion Community College 1900 E Camp Street Ely MN 557311918 411351691 501(c)(3) 77209 College Success Program Grant Viterbo University 900 Viterbo Drive La Crosse WI 546018804 390978445 501(c)(3) 26856 Career Ready Initiative Grant Wartburg College 10 Wartburg Blvd Waverly IA 506772215 420680351 501(c)(3) 38235 College Achievement Program Grant YMCA of the Greater Twin Cities 2125 E Hennepin Ave Minneapolis MN 55413 452563299 501(c)(3) 48000 Beacons School Success Grant Moraine Park Technical College 235 N National Ave Fond du Lac WI 54935 391088212 501(c)(3) 250928 Wisconsin Workforce Partnership Grant Nicolet Area Technical College 5364 College Drive Rhinelander WI 54501 391086910 501(c)(3) 179716 Wisconsin Workforce Parnership Grant Southwest Wisconsin Technical College 1800 Bronson Blvd Fennimore WI 53809 391828080 501(c)(3) 213508 Wisconsin Workforce Parnership Grant 74 1 Wisconsin Covenant Scholar Program 3191 1855637 Description of Organization's Procedures for Monitoring the Use of Grants In The United States: Great Lakes Higher Education Guaranty Corporation (GLHEGC) receives periodic reports from funded programs to determine whether the program is successfully meeting its goals and objectives, and whether the provided funds were appropriately expended. GLHEGC's staff conducts site visits to college access supported programs to observe the program. Where practicable, the disbursements are scheduled to coincide with program activities. Explanation of Wisconsin Covenant Scholar Program Great Lakes Higher Education Guaranty Corporation (GLHEGC) received periodic reports detailing the distribution of the Wisconsin Covenant Scholar grant funds to postsecondary schools (who disbursed the grants directly to the recipients). The recipients were determined based on criteria defined by the Program and no individual recipient receives more than $1,500 per year. false true false false false false false false false Richard D George 23 Chairman/Pres/Ceo/Treasurer 0 294350 0 300596 0 3886 0 76759 0 20634 0 696225 0 0 Nancy Seifert 3 CFO/Asst Secretary 0 179585 0 165523 0 2039 0 35928 0 20711 0 403786 0 0 Amy Kobishop Chief Educational Officer 135000 0 115530 0 407 0 30101 0 2960 0 283998 0 0 0 Beth Erickson VP - Repayment Solutions 132276 0 100529 0 5197 0 28737 0 17257 0 283996 0 0 0 Jacqueline Fairbairn VP - Policy/Regul Compliance 128045 0 100570 0 416 0 29306 0 25650 0 283987 0 0 0 Ellen Welke Director - Default Collections 95715 0 25507 0 1204 0 14826 0 18672 0 155924 0 0 0 Steven A Schmidt Communication Team Lead 106321 0 14498 0 329 0 15163 0 18814 0 155125 0 0 0 Schedule J, Part I, Line 4b The Following individuals participated in a supplemental nonqualified retirement plan: Richard George, Nancy Seifert, and Jacqueline Fairbairn. There were no new payments into and no payments out of the plan. The supplemental nonqualified plan (OptionIt Plan) was in effect for four years (1998-2001) and was offered by the employer to management and staff for retention purposes. Great Lakes Educational Loan Svcs Contrl Ent/officer ovrlap 2137300 GLELSI Bldg Rent Pd to GLHEGC false Great Lakes Educational Loan Svcs Contrl Ent/officer ovrlap 3149365 Intercompany Reimb. to GLELSI false Schedule L, Part IV Great Lakes Educational Loan Services, Inc. is a for-profit subsidiary of Great Lakes Higher Education Corporation. Richard D. George serves as the Chairman & Treasurer and the President & CEO of Great Lakes Higher Education Guaranty Corporation. He also serves as the Chairman of Great Lakes Educational Loan Services, Inc. Form 990, Part VI, Question 6 & 7A Great Lakes Higher Education Corporation, a nonprofit 501(c)(3) corporation, is the sole member of Great Lakes Higher Education Guaranty Corporation (GLHEGC) and has the authority to appoint the GLHEGC board. Form 990, Part VI, Question 7b Great Lakes Higher Education Corporation, a nonprofit 501(c)(3) corporation, as sole member of Great Lakes Higher Education Guaranty Corporation (GLHEGC), has the authority provided by Wis. Stats. Chapter 181 to approve certain actions related to merger, conversion, sale of assets and dissolution. Form 990, Part VI, Question 11B On an annual basis, the Chairman of the Board, CEO, General Counsel, the Audit Committee and Board review the Form 990 prior to filing. The conflicts of interest questionnaires are completed by each director and reviewed prior to filing the Form 990. Form 990, Part VI, Question 12c Annually, directors and officers sign a conflict of interest document which discloses any conflicts. The signed documents are reviewed annually by the chairman of the board. If a disclosed conflict occurs, the individual abstains from discussion and voting on topics where a conflict of interest exists. All directors, officers and employees are subject to the Human Resources Code of Ethics to maintain the highest ethical and legal standards of business conduct. Form 990, Part VI, Question 15b The compensation of all of the officers is determined annually by the Personnel Policy Committee of the Board of Directors. The Personnel Policy Committee's report is submitted to the Board of Directors for approval. The decisions are documented in the Board minutes. Every two to three years, an independent compensation study is performed. Financial Statements to General Public: Form 990, Part VI, Question 19 Federal tax law does not require that such documents be made publicly available. Documents are available upon specific request. Part VII, Section A (1) Directors normally attend 3-4 board meetings and 3-4 committee meetings per year in addition to telephonic conferences and individual meetings with officers. Directors devote an average of 1-3 hours per week to their position(s). (2) Inside directors are not eligible for Board compensation. (3) Non-operating officer position not separately compensated. (4) Board compensation is applied to firm retainer for outside counsel services. Form 990, Part IX, Line 24c Allocated expenses include salaries, fringe benefits, supplies and services allocated from Great Lakes Higher Education Corporation for management and administrative services; and the GLHEC/GLELSI agreement expenses for guaranty service activities, technology support and administrative support. Great Lakes Higher Education Corporation 2401 International Lane Madison WI 53704 391090394 Stdnt Ln Svcs WI 501(c)(3) 11B Type 2 NA false Northstar Guarantee Inc 2401 International Lane Madison WI 53704 411689095 Stdt Rehab Ln MN 501(C)(3) 9 GLHEC true Great Lakes Educational Loan Svcs Inc 2401 International Lane Madison WI 53704 391864035 Student Loan WI NA C Corp 0 0 true true true false false false false false false false true false false false false false true false false false Great Lakes Educational Loan Services Inc a 2137300 FMV Great Lakes Educational Loan Services Inc p 3149365 ACTUAL COST Northstar Education Services LLC b 150000 ACTUAL COST