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      <ExpensesNotRptdOnFinStmt>0</ExpensesNotRptdOnFinStmt>
      <TotalExpensesPerForm990>664722</TotalExpensesPerForm990>
    </IRS990ScheduleD>
    <IRS990ScheduleL documentId="RetDoc1042800001">
      <LoanTable>
        <NamePerson>RICHARD J DOWNING JR AND JACQUELI</NamePerson>
        <PurposeOfLoan>OPERATIONS</PurposeOfLoan>
        <LoanToOrganization>X</LoanToOrganization>
        <BalanceDue>78611</BalanceDue>
        <Default>0</Default>
        <ApprovedByBoard>1</ApprovedByBoard>
        <WrittenAgreement>0</WrittenAgreement>
      </LoanTable>
      <TotalBalanceDue>78611</TotalBalanceDue>
      <Form990ScheduleLPartIV>
        <NameOfInterestedPerson>
          <NamePerson>JACQUELINE DOWNING</NamePerson>
        </NameOfInterestedPerson>
        <Relationship>PRESIDENT</Relationship>
        <AmountOfTransaction>15600</AmountOfTransaction>
        <DescriptionOfTransaction>JACQUELINE DOWNING RECEIVED COMPENSATION FROM THE ORGANIZATION</DescriptionOfTransaction>
        <SharingOfRevenues>0</SharingOfRevenues>
      </Form990ScheduleLPartIV>
      <Form990ScheduleLPartIV>
        <NameOfInterestedPerson>
          <NamePerson>RICHARD AND JACQUELINE DOWNING</NamePerson>
        </NameOfInterestedPerson>
        <Relationship>OFFICERS</Relationship>
        <AmountOfTransaction>138000</AmountOfTransaction>
        <DescriptionOfTransaction>RENT IS PAID TO TRUSTS WHOSE TRUSTEES ARE OFFICERS OF THE ORGANIZATION</DescriptionOfTransaction>
        <SharingOfRevenues>0</SharingOfRevenues>
      </Form990ScheduleLPartIV>
      <Form990ScheduleLPartIV>
        <NameOfInterestedPerson>
          <NamePerson>RICHARD AND JACQUELINE DOWNING</NamePerson>
        </NameOfInterestedPerson>
        <Relationship>OFFICERS</Relationship>
        <AmountOfTransaction>0</AmountOfTransaction>
        <DescriptionOfTransaction>THE ORGANIZATION GUARANTEES THE MORTGAGE NOTE ON A BUILDING OWNED BY A TRUST WHOSE TRUSTEES ARE OFFICERS OF THE ORGANIZATION</DescriptionOfTransaction>
        <SharingOfRevenues>0</SharingOfRevenues>
      </Form990ScheduleLPartIV>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION A, LINE 2</ReturnReference>
        <Explanation>THE PRESIDENT AND TREASURER OF THE ORGANIZATION ARE SPOUSES.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION A, LINE 8A</ReturnReference>
        <Explanation>THE ORGANIZATION DOES NOT CONTEMPORANEOUSLY DOCUMENT MEETINGS OR ACTIONS UNDERTAKEN BY THE BOARD WHICH IS THE GOVERNING BODY. ALL ACTIONS ARE VERBAL BETWEEN THE BOARD MEMBERS WHO ARE MARRIED TO EACH OTHER.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION A, LINE 8B</ReturnReference>
        <Explanation>THE ORGANIZATION DID NOT CONTEMPORANEOUSLY DOCUMENT MEETINGS HELD BY COMMITTEES AUTHORIZED BY THE BOARD OF TRUSTEES</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>THE FORM 990 IS GIVEN TO THE PRESIDENT FOR REVIEW WITH THE OTHER BOARD MEMBER PRIOR TO FILING.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>THE ORGANIZATION'S FINANCIAL STATEMENTS ARE AVAILABLE ON THE COMM OF MASS ATTORNEY GENERAL'S WEBSITE AND ARE AVAILABLE UPON REQUEST. THE GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. THE ORGANIZATION DOES NOT HAVE A CONFLICT OF INTEREST POLICY.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>