2014-05-13T16:16:35-05:00 2013-06-30 751386677 BROWN GRAHAM AND COMPANY PC 13809 RESEARCH BLVD STE 305 AUSTIN TX 78750 990 2012-07-01 742581297 CEN-TEX CERTIFIED DEVELOPMENT CORP CEN- 5129129884 2212 S CONGRESS AUSTIN TX 78704 ROSA RIOS-VALDEZ 5129129884 2014-04-24 1 SHANNON ANDRE P00288382 5122578078 2014-04-24 2012 2015-11-30 17:44:51Z ROSA RIOS-VALDEZ PO BOX 220 L-108 AUSTIN TX 78767 1899372 0 X WWW.BCLOFTEXAS.ORG X 1990 TX TO ASSIST AND PROMOTE THE GROWTH AND DEVELOPMENT OF SMALL BUSINESSES IN TEXAS AND TO FACILITATE HOUSING INITIATIVES. 9 9 22 0 0 0 2217825 889507 1515827 1009865 0 0 15677 0 3749329 1899372 1211320 0 0 0 672487 667856 0 0 0 1219784 763667 3103591 1431523 645738 467849 11805900 12722189 6654366 7102806 5151534 5619383 TO FURTHER THE ECONOMIC DEVELOPMENT OF TEXAS BY PROMOTING AND ASSISTING IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS. TO ASSIST IN THE DEVELOPMENT OF AFFORDABLE HOUSING TO LOW AND MODERATE INCOME FAMILIES. 0 0 826710 743065 BUSINESS LENDING: THE ORGANIZATION PROCESSES AND SERVICES SBA GUARANTEED LOANS FOR SMALL BUSINESSES THAT DO NOT QUALIFY FOR CONVENTIONAL FINANCING. LOANS ARE MADE TO SMALL BUSINESSES FROM GRANT FUNDS AND CONTRIBUTIONS FROM VARIOUS BUSINESSES AND LOCAL GOVERNMENTS AS WELL AS INTEREST EARNINGS AND PRINCIPAL RETURNED TO THE LOAN FUND POOL. DURING FISCAL YEAR 2013, THE ORGANIZATION DISBURSED OVER $2,000,000 IN LOANS. 313055 266800 COMMUNITY DEVELOPMENT: THE ORGANIZATION COUNSELED OVER 1,000 FAMILIES ON HOME FORECLOSURE AND MITIGATION, AND OVER 800 BUSINESSES WITH MANAGEMENT COUNSELING, BUSINESS MARKETING, GROWTH STRATEGIES, AND GENERAL BUSINESS START UP AND DEVELOPMENT. 163185 BUSINESS DEVELOPMENT: THE ORGANIZATION PROCESSES AND SERVICES SBA GUARANTEED LOANS FOR SMALL BUSINESSES THAT DO NOT QUALIFY FOR CONVENTIONAL FINANCING. IN ADDITION, LOANS ARE MADE TO SMALL BUSINESSES FROM GRANT FUNDS AND CONTRIBUTIONS FROM VARIOUS BUSINESSES AND LOCAL GOVERNMENTS AS WELL AS INTEREST EARNINGS AND PRINCIPAL RETURNED TO THE LOAN FUND POOL. 1302950 1 1 0 0 0 0 0 0 0 0 1 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 1 18 0 1 22 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 0 0 0 1 1 0 0 0 1 1 1 0 1 1 0 0 X ROSA RIOS-VALDEZ 5129129884 2212 S CONGRESS AUSTIN TX 78704 BARRY LEWIS 1.00 X 0 0 0 MARGIE MOORE 1.00 X 0 0 0 DAVID BRENNAN 1.00 X 0 0 0 JOSE TREVINO 1.00 X 0 0 0 DAVID SALINAS 1.00 X 0 0 0 TONY CASH 1.00 X 0 0 0 ROSA RIOS-VALDEZ 40.00 X 107582 0 5994 ANDRES GARZA JR 3.00 X 0 0 0 LIZ ALLEN 3.00 X 0 0 0 BILLIE JONES 1.00 X 0 0 0 107582 0 5994 1 0 0 0 0 743468 146039 889507 LOAN INTEREST INCOME 525990 394791 394791 LOAN SERVICING FEES 525990 266524 266524 OTHER PROGRAM INCOME 525990 252678 252678 LOAN PROCESSING FEES 525990 62415 62415 LOAN APPLICATION FEES 525990 19335 19335 14122 14122 1009865 1899372 1009865 0 0 113576 103355 10221 445707 405593 40114 2864 2606 258 66045 60101 5944 39664 36094 3570 2801 2549 252 76098 69249 6849 31440 31440 47745 43448 4297 1091 993 98 186880 184297 2583 26864 24446 2418 192650 192650 3771 3771 21273 19358 1915 PROVISION FOR BAD DEBTS 49560 49560 CUSTOMER REIMBURSEMENT- 20505 20505 BOARD EXPENSE 20224 20224 MEMBERSHIP DUES 17780 16180 1600 64985 40526 24459 1431523 1302950 128573 0 1378600 2430800 3195734 1715507 71128 241721 4951942 5550179 28887 16472 86771 12855 75154 73916 100000 9854 8479 2094601 2585115 11805900 12722189 53093 81540 5526407 6089551 500000 500000 574866 431715 6654366 7102806 X 3861046 4392142 63922 63922 1226566 1163319 5151534 5619383 11805900 12722189 467849 0 X X 0 1 X 0 1 1 X 496396 756119 1033335 2217825 889507 5393182 496396 756119 1033335 2217825 889507 5393182 5393182 226236 211338 15677 453251 5846433 3531869 0.92250 0.86570 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 84435 12285 72150 2336 570 1766 73916 INTEREST RECEIVABLE 66496 DUE FROM AFFILIATES 633433 RESTRICTED CASH 1885186 2585115 PAYABLE TO CITY PARTICIPANTS 242711 DUE TO AFFILIATES 180363 ESCROW LIABILITIES 8141 SECURITY DEPOSITS 500 431715 FORM 990, PART VI, SECTION B, LINE 11 THE RETURN IS REVIEWED BY THE EXECUTIVE DIRECTOR FOR ACCURACY. MEMBERS OF THE BOARD ARE PROVIDED A COPY OF THE FORM 990 AFTER THE RETURN IS FILED. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY APPLIES TO ALL MEMBERS AND OFFICERS OF THE BOARD OF TRUSTEES AS WELL AS KEY MANAGEMENT EMPLOYEES. WHEN A CONFLICT OF INTEREST ARISES IT IS BROUGHT TO THE ATTENTION OF THE EXECUTIVE DIRECTOR WHO BRINGS IT TO ATTENTION OF THE BOARD OF DIRECTORS. THE BOARD PRESIDENT IN CONSULTATION WITH APPROPRIATE BOARD MEMBERS AND KEY MANAGEMENT WILL DETERMINE IF A CONFLICT EXISTS AND DETERMINE APPROPRIATE ACTIONS ON A CASE-BY-CASE BASIS FOR AN INDIVIDUAL WITH A CONFLICT OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15A THE EXECUTIVE DIRECTOR'S COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST FROM MANAGEMENT. FORM 990, PART XI, LINE 2C THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. GRAND CENTRAL TEXAS 2212 S CONGRESS AUSTIN TX 78704 311748289 PROPERTY MANAGEMENT TX 501C3 170(B)(1)(A)VI CEN-TEX CERTIFIED DEVELOPMENT CORP 1 SALUD ES VIDA CORPORATION 2212 S CONGRESS AVE AUSTIN TX 78704 461441793 OLIVE OIL SALES TX CEN-TEX CERTIFIED DEVELOPMENT CORP C -51332 108406 1.00000 1 0 1 0 1 1 0 0 0 0 0 0 0 0 0 1 0 0 1 0 GRAND CENTRAL TEXAS R 152000 AGREEMENT BETWEEN ORGANIZATIONS SALUD ES VIDA CORPORATION B 100000 AGREEMENT BETWEEN ORGANIZATIONS SALUD ES VIDA CORPORATION D 160319 AGREEMENT BETWEEN ORGANIZATIONS SALUD ES VIDA CORPORATION E 100000 AGREEMENT BETWEEN ORGANIZATIONS GRAND CENTRAL TEXAS O 17285 AGREEMENT BETWEEN ORGANIZATIONS