2014-09-15T18:47:22-05:00 2012-12-31 910189318 MOSS ADAMS LLP 601 W RIVERSIDE AVENUE STE 1800 SPOKANE WA 99201 990 2012-01-01 910620799 GLOBAL CREDIT UNION GLOB 5094554700 1520 W THIRD AVENUE SPOKANE WA 99201 JACK FALLIS 5094554700 2014-09-16 1 EMINA O CRESSWELL CPA P01217304 5097472600 2012 2016-02-25 16:41:14Z X JACK FALLIS PO BOX 3200 SPOKANE WA 99220 21654770 0 X WWW.GLOBALCU.ORG X 1954 WA THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 7 6 182 8 414839 -49133 0 0 20372072 18017676 340569 289965 -116052 44629 20596589 18352270 10000 18000 0 0 6688066 7357063 0 0 0 10062757 10708597 16760823 18083660 3835766 268610 349386669 360946837 318159003 329491190 31227666 31455647 THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 0 0 THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO 48,051 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES. 0 0 0 0 0 0 0 0 0 1 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 7146 0 1 182 1 1 1 0 0 0 0 0 X 7 6 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 ID X GREG BENNEWEIS 5094554700 1520 WEST THIRD AVENUE SPOKANE WA 99201 THOMAS COCHRAN 5.00 1.00 X X 0 0 0 JOE M TORTORELLI 5.00 X X 0 0 0 ROBERT J LAPOINTE 5.00 1.00 X X 0 0 0 HAL WESTBROOK 5.00 X 0 0 0 THOMAS A PAULEY 5.00 X 0 0 0 ROBERT L CRUMP 5.00 X 0 0 0 RICHARD FISCHER 5.00 X 0 0 0 JACK L FALLIS JR 40.00 1.00 X X 338264 0 256487 MARY STARKEY 40.00 X 167233 0 21233 DAVID CUMMINGS 40.00 X 117811 0 17252 KIM SHILL 40.00 X 117025 0 12100 DEBRA FRY 40.00 X 105053 0 13311 GREG BENNEWEIS 40.00 X 104112 0 23107 STEVE MENDIOLA 40.00 X 87266 0 11379 YVONNE HOLLAND 40.00 X 90156 0 10807 ABIGAIL FRANKLIN 40.00 X 84651 0 9254 DEBBY OGAN 40.00 X 94662 0 19015 JACKIE CARDLE 40.00 X 161632 0 12740 SEAN FLINDERS 40.00 X 138111 0 13979 1605976 0 420664 8 0 1 0 JACK HENRY AND ASSOCIATES INC PO BOX 609 MONETT MO 65708 CORE PROCESSING SERVICES 543068 ONLINE RESOURCES CORPORATION PO BOX 418410 BOSTON MA 022418410 ONLINE BANKING SERVICES 404407 DIEBOLD INCORPORATED PO BOX 643543 PITTSBURGH PA 152643543 ATM HARDWARE & MAINTENANCE 153882 DATA STATEMENTS INC 23120 ALICIA PARKWAY MISSION VIEJO CA 92692 PRINT MEMBER STMTS & TAX FORMS 132250 PC CONNECTION SALES CORPORATION PO BOX 382808 PITTSBURGH PA 152508808 COMPUTER & IT EQUIPMENT 129932 10 LOAN INTEREST 522100 12043681 12043681 VISA/DEBIT CARD INCOME 522100 2176147 2176147 FEE INCOME 522100 2021703 1606864 414839 OTHER INCOME 524298 1776145 1776145 18017676 610559 610559 270839 226210 44629 44629 44629 2250000 505696 2247017 829273 2983 -323577 -320594 -320594 18352270 17602837 414839 334594 18000 1700179 4508273 135888 461518 551205 33157 47722 106353 733280 635292 1219008 923217 116850 76550 1563614 1233198 143186 UBI TAX EXPENSE 36016 LOAN SERVICING 1414920 PROVISION FOR LOAN LOSS 996593 MEMBER SERVICING 573626 856015 18083660 6034339 6143758 81952205 68106726 51207 54533 204952020 186619510 795894 946882 28200777 13614570 15183516 14586207 28608962 53275540 11808526 31213681 349386669 360946837 2296667 2885522 8000000 6000000 307862336 320605668 318159003 329491190 X 0 0 0 0 31227666 31455647 31227666 31455647 349386669 360946837 268610 -40629 0 X 0 0 0 2254470 2254470 14416071 5083708 9332363 1966047 1180523 785524 8557629 7053624 1504005 1006560 296715 709845 14586207 FHLB STOCK 924000 C INVESTMENTS AVAILABLE FOR SALE 43962113 F LOANS HELD FOR SALE 8389427 C 53275540 ACCRUED INTEREST 871658 OTHER ASSETS & RECEIVABLES 7529856 NCUA SHARE INSURANCE FUND 3072167 DEPOSITS IN COMMERCIAL BANKS 19740000 31213681 SHARES & DEPOSITS 320605668 320605668 1 THE SALVATION ARMY PO BOX 3939 COEUR DALENE ID 83816 910565002 501(C)(3) 10000 KROC CENTER UNITED WAY PO BOX 18 SPOKANE WA 99210 910606058 501(C)(3) 8000 BANK ON PROGRAM 2 0 PROCEDURE FOR MONITORING GRANTS IN THE U.S.: PART I, LINE 2: SCHEDULE I, PART I, LINE 2: WRITTEN DOCUMENTATION RECEIVED AND REVIEWED BY THE VP OF MARKETING & STRATEGY, EVP OF OPERATIONS, OR PRESIDENT TO REVIEW OF ENTITY ELIGIBILITY AND ALIGNMENT OF PURPOSE TO CREDIT UNION GOALS PRIOR TO APPROVAL OF ANY GRANTED FUNDS. X X 1 1 X X X X 0 1 0 JACK L FALLIS JR 322500 0 192 0 15572 0 237638 0 18849 0 594751 0 0 0 MARY STARKEY 164512 0 159 0 2562 0 8415 0 12818 0 188466 0 0 0 JACKIE CARDLE 161473 0 159 0 0 0 0 0 12740 0 174372 0 0 0 SEAN FLINDERS 137947 0 164 0 0 0 6913 0 7066 0 152090 0 0 0 PART I, LINE 1A TRAVEL FOR COMPANIONS MAY BE ALLOWED WITH BOARD APPROVAL FOR SPOUSE/COMPANION. MUST BE APPROVED IN ADVANCE AND NEED ESTABLISHED. HEALTH CLUB DUES ARE PAID FOR JACK FALLIS AND MARY STARKEY. THE AMOUNTS ARE INCLUDED IN THEIR RESPECTIVE TAXABLE WAGES. PART I, LINE 4B THERE IS A 457(F) PLAN FOR THE CEO, AND 457(B) PLANS FOR THE CEO AND COO WHICH ACCRUE A PAYABLE BASED ON THE EARNINGS OF THE PLAN(S). FORM 990 AMENDED, PART I, LINE 7A & B, PART VIII, LINE 2B & C THE ORIGINAL RETURN SHOWED NET UNRELATED BUSINESS TAXABLE INCOME (NUBTI) OF $129,570 FROM FORM 990-T. WE ARE AMENDING THE 990-T DUE TO A CHANGE IN POSITION, RECLASSIFYING INSURANCE SALES AND ENDORSEMENTS FROM UNRELATED TO RELATED BUSINESS REVENUE, AND CERTAIN SALARIES AND WAGES FROM UNRELATED TO RELATED BUSINESS DEDUCTIONS. NUBTI ON THE AMENDED RETURN IS ($49,133). FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION OPERATES AS A CREDIT UNION CONSISTING OF ONE CLASS OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE GOVERNING BODY ARE ELECTED BY VOTE OF THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE CREDIT UNION'S FORM 990 IS REVIEWED BY THE ACCOUNTING MANAGER AND THE VP OF FINANCE AND ACCOUNTING, WHO THEN REPORTS TO THE PRESIDENT/CEO AND THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S CONFLICT OF INTEREST POLICY IS DESCRIBED IN THE EMPLOYEE HANDBOOK. CONFLICTS OF INTEREST ARE REVIEWED BY MANAGEMENT. DEPENDING ON THE SEVERITY OF THE CONFLICT, EMPLOYEES ARE PLACED ON PROBATION OR TERMINATED. FORM 990, PART VI, SECTION B, LINE 15 THE PROCESS FOR REVIEWING THE COMPENSATION PAID TO THE ORGANIZATION'S CEO, OFFICERS, AND KEY EMPLOYEES INCLUDES A COMPENSATION STUDY, AND REVIEW AND APPROVAL OF COMPENSATION BY A COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 18 THE CREDIT UNION MAKES FORMS 1024 AND 990 AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE MAIN OFFICE. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION MAKES GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE MAIN OFFICE. FORM 990 AMENDED, PART VI, SECTION C, LINE 17: NONE WAS ORIGINALLY REPORTED ON THE FORM 990, HOWEVER A COPY OF THE FORM 990 IS FILED WITH THE STATE OF IDAHO. MEMBER SERVICES GROUP INC PO BOX 3200 SPOKANE WA 99220 911316353 CUSO - INSURANCE PRODUCTS AND PAYDAY LENDING WA GLOBAL CREDIT UNION C 70299 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0