2014-08-14T08:18:59-05:00 2013-12-31 390758449 WIPFLI LLP PO BOX 8010 WAUSAU WI 544028010 990 2013-01-01 390126914 UNITEDONE CREDIT UNION UNIT 9206840361 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KIM ROONEY CEO 9206840361 2014-08-14 1 MARY A COATES CPA P00134220 7158453111 2014-08-14 2013 2015-11-30 17:44:51Z KIM ROONEY 1117 SOUTH 10TH STREET MANITOWOC WI 54220 10720351 0 2157 X WWW.UNITEDONE.ORG X 1938 WI UNITEDONE CREDIT UNION IS A FINANCIAL COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER CHAPTER 186 OF THE WISCONSIN STATUTES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 9 9 108 9 44917 0 0 0 10109792 9829126 -258214 241310 -8820 4125 9842758 10074561 0 11091 0 0 3464529 3697209 0 0 0 5775675 5159063 9240204 8867363 602554 1207198 175972442 181422440 159034120 162977938 16938322 18444502 X UNITEDONE CREDIT UNION IS A COMMUNITY CHARTERED INSTITUTION OFFERING MEMBERSHIP TO PERSONS LIVING AND WORKING IN THE WISCONSIN COUNTIES OF DOOR, KEWAUNEE, MANITOWOC AND SHEBOYGAN. FIVE BRANCH OFFICES IN MANITOWOC AND SHEBOYGAN SERVICE THE MEMBERS. IN ORDER TO ASSIST THE YOUTH WITH FINANCIAL LITERACY, UNITEDONE CREDIT UNION ALSO HAS 4 SCHOOL OFFICES. MEMBERS ARE PROVIDED WITH A FULL RANGE OF PRODUCTS AND SERVICES INCLUDING CHECKING, SAVINGS, LOANS AND INVESTMENT AND BUSINESS SERVICES. 0 0 IN 2013, THERE WERE 44,340 DEPOSIT ACCOUNTS AND 9,901 LOANS. THE NUMBER OF MEMBERS AT YEAR END WERE 20,480 WITH A POTENTIAL MARKET OF 243,681. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 4646 0 108 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X MICHELLE MCCLELLAND 9206522548 1117 SOUTH 10TH STREET MANITOWOC WI 54220 DEB BONK BOARD MEMBER 2.00 X 0 0 0 NORBERT CAROLLO BOARD MEMBER 2.00 X 0 0 0 JILL PICKETT BOARD MEMBER 2.00 X 0 0 0 SHERRY REZBA BOARD MEMBER 2.00 X 0 0 0 RICK RISCH BOARD MEMBER 2.00 X 0 0 0 JOHN SCHULTZ CHAIRMAN 2.00 X X 0 0 0 LARRY BAHR VICE CHAIR 2.00 X X 0 0 0 THOMAS KEIL SECRETARY 2.00 X X 0 0 0 GEORGE GRINDE TREASURER 2.00 X X 0 0 0 KIM ROONEY CEO 50.00 X 157559 0 29105 MICHELLE MCCLELLAND CFO 50.00 X 93533 0 14146 JOHN MUENCH FINANCIAL PLANNER 40.00 X 112268 0 15490 363360 0 58741 2 0 1 0 LAMACCHIA GROUP 157 NORTH MILWAUKEE ST MILWAUKEE WI 53202 CONSULTING/GENERAL CONTRACTOR 761160 REMOTE OPERATIONS COMPANY 200 PACKERLAND DRIVE GREEN BAY WI 54303 CONSULTING/IT SERVICES 253111 JACK HENRY & ASSOCIATES PO BOX 609 MONETT MO 65708 DATA PROCESSION/CORE SYSTEM 112378 MICHAEL BEST & FRIEDRICH LLP 1000 MARITIME DR MANITOWOC WI 54220 LEGAL SERVICES 110284 4 INTEREST ON LOANS 522100 6763641 6763641 FEE INCOME 522100 962907 962907 CREDIT AND DEBIT CARD INCOME 522100 912956 894611 18345 INSURANCE INCOME 524298 602613 576888 25725 LOAN INCOME 522100 449422 449422 137587 136740 847 9829126 147285 147285 4125 0 4125 4125 4125 739815 645790 94025 94025 94025 10074561 9784209 44917 245435 X 11091 294343 2565242 175532 421099 240993 134740 45350 365238 193865 351018 250079 297276 12158 77009 5 717099 74482 PROVISION FOR LOAN LOSS 1042175 DIVIDENDS PAID ON MEMBE 566036 ATM & CREDIT CARD FEES 448309 LOAN & PROCESSING FEES 180492 403732 8867363 3219894 3210208 9721978 12608997 0 15745 139367062 139393620 227141 226210 13345789 8238195 4751178 5107594 1527918 7436812 14595283 11082917 2561988 2340337 175972442 181422440 1037345 1001274 157996775 161976664 159034120 162977938 X 0 0 0 0 16938322 18444502 16938322 18444502 175972442 181422440 X 1207198 -53974 352956 X 0 0 0 717998 717998 6292084 2693930 3598154 3385399 3036919 348480 2950308 2507346 442962 5107594 DEPOSITS IN COMMERCIAL BANKS, S&LS , SAVINGS BANKS 4461000 C LOANS TO & INVESTMENTS IN NATURAL PERSON CU 891978 C MEMBERSHIP CAPPITAL AT CORPORATE CU 762408 C PAID IN CAPITAL AT CORPORATE CU 602577 C ALL OTHER INVESTMENTS 3470054 C FHLB STOCK 894900 C 11082917 SHARES & DRAFTS 161976664 161976664 X X 0 1 0 KIM ROONEY CEO 157559 0 0 0 0 0 5652 0 23453 0 186664 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS MADE UP OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A AN ANNUAL MEETING IS HELD WHERE MEMBERS VOTE AND ELECT THE BOARD MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS, NAME CHANGES, AND CHARTER CHANGES MUST BE APPROVED BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE CEO AND CFO REVIEW FORM 990 BEFORE PRESENTING THE RETURN TO THE BOARD OF DIRECTORS FOR APPROVAL AND FILING WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS SELF-POLICED BY EMPLOYEES COMING FORWARD. IF A CONFLICT EXISTS, AND IF EMPLOYEES HAVE ANY INFLUENCE ON TRANSACTIONS INVOLVING PURCHASES, CONTRACTS, OR LEASES, IT IS IMPERATIVE THAT THEY DISCLOSE TO AN OFFICER OF UNITEDONE AS SOON AS POSSIBLE, THE EXISTENCE OF ANY ACTUAL OR POTENTIAL CONFLICT OF INTEREST SO THAT SAFEGUARDS CAN BE ESTABLISHED TO PROTECT ALL PARTIES. FORM 990, PART VI, SECTION B, LINE 15 EACH EMPLOYEE IS EVALUATED ANNUALLY, SALARIES ARE INCREASED BASED ON THEIR INDIVIDUAL EVALUATION AND PERFORMANCE. SALARIES ARE DETERMINED USING THE SURVEY INFORMATION FROM CUES (CREDIT UNION EXECUTIVES SOCIETY). FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES IS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 24E MISCELLANEOUS 161,529. NCUSIF STABILIZATION EXPENSE 128,670. OREO EXPENSE 113,533. FORM 990, PART XI, LINE 9: CHANGE IN OCI - DEFINED BENEFIT PLAN. 154,095. EQUITY ACQUIRED IN MERGER 198,861.