2014-08-12T12:49:36-00:00 2013-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2013-01-01 751249646 METRO MEDICAL CREDIT UNION METR 2146300611 8828 STEMMONS Room 113 DALLAS TX 752473720 MARY DOLORES JARBOE PRESIDENT 2014-08-12 true DOUGLAS ORTH 3052328272 2014-08-12 2013 2015-11-30 17:44:51Z MARY DOLORES JARBOE 8828 STEMMONS DALLAS TX 752473720 2398779 false X www.mmcu.com X CREDIT UNION 1965 TX METRO MEDICAL CREDIT UNION IS A FINANCIAL COOPERATIVE FORMED TO PROVIDE FINANCIAL SERVICES FOR INDIVIDUALS OF MODEST MEANS. 9 9 17 9 44126 -24305 0 1878910 1874650 614192 522819 1310 2493102 2398779 0 0 966819 1009408 0 0 1280619 1134732 2247438 2144140 245664 254639 63000679 64161954 55630107 56536743 7370572 7625211 X COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES. true false SHARE ACCOUNTS METRO MEDICAL CREDIT UNIONS SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 7,142 MEMBERS AND 11,370 MEMBER ACCOUNTS AS OF DECEMBER 31, 2012. MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, AND ATMs. CHRISTMAS CLUB SAVINGS ACCOUNTS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS FOR END OF YEAR EXPENSES. false false false false false false false false false true true false false true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false true 1398 0 true 17 true true true false false false false false X 9 9 false false false false true true true true true false false true true true false true true true true false X MARY DOLORES JARBOE 2146300611 8828 STEMMONS SUITE 113 DALLAS TX 752473720 JOE G MAYER CHAIR/BOD 001.00 X 0 0 0 STEVEN J ROTH V. CHAIR/BOD 001.00 X 0 0 0 SHIRLEY LOPEZ SECR/TREAS/BOD 001.00 X 0 0 0 RHONDA K ARRINGTON DIRECTOR/BOD 001.00 X 0 0 0 SHEILA COOK-DOLCIAME DIRECTOR/BOD 001.00 X 0 0 0 JESSICA HERNANDEZ DIRECTOR/BOD 001.00 X 0 0 0 DAVID B KNOWLES SR DIRECTOR/BOD 001.00 X 0 0 0 AMBER S NICHOLSON DIRECTOR/BOD 001.00 X 0 0 0 MARY DOLORES JARBOE PRESIDENT 045.00 X 151946 0 17281 MICHAEL CRAIG WHITE VICE PRESIDENT 045.00 X 90476 0 12099 242422 29380 2 false true false FISERV 2601 NETWORK BLVD SUITE 600 FRISCO TX 75034 DATA PROCESSING 374611 1 FEES AND CHARGES 522100 1067468 1067468 INTEREST ON LOANS 522100 763056 763056 FOREIGN ATM FEES 561000 38501 38501 VEHICLE WARRANTIES 524298 5625 5625 1874650 522819 522819 OTHER INCOME 522100 1310 1310 1310 2398779 2354653 44126 0 0 0 0 271802 271802 0 499974 499974 38749 38749 141794 141794 57089 57089 0 950 950 388671 388671 0 0 0 29147 29147 190292 190292 0 0 119458 119458 0 0 1266 1266 175570 175570 0 19247 19247 29842 29842 OPERATING FEES AND PROVISION FOR LOANS LOSSES 36314 36314 LOAN SERVICING 100009 100009 NCUA PREMIUM ASSESSMENT 43966 43966 0 2144140 2144140 1006191 956146 16717281 14741905 270189 251071 13563482 14474456 49565 58866 468619 365954 117141 102665 1000000 1890000 29747791 31134950 529039 551895 63000679 64161954 470201 341730 55159906 56195013 55630107 56536743 X 7370572 7625211 7370572 7625211 63000679 64161954 254639 X false true X true false false 468619 365954 102665 102665 Financial derivatives and other financial products Closely-held equity interests CERTIFICATES OF DEPOSIT 31001963 C PERPETUAL CONTRIBUTED CAPITAL 132987 C 31134950 Federal income taxes MEMBER DEPOSITS-SHARES 30737432 MEMBER DEPOSITS- SHARE DRAFTS 11465306 MEMBER DEPOSITS- MONEY MARKET 4674703 MEMBER DEPOSITS- IRA SHARES 911016 MEMBER DEPOSITS- IRA CDs 2318392 MEMBER DEPOSITS- CHRISTMAS CLUB 256829 COURTESY PAY OVERDRAFT 73399 MEMBER DEPOSITS- CERTIFICATES 5757936 56195013 2398779 2398779 2398779 2144140 2144140 2144140 X X false false false MARY DOLORES JARBOE PRESIDENT 146166 5580 200 8976 8305 169227 Form 990, Part III, Line 2 THE CREDIT UNION BEGAN OFFERING MOBILE BANKING DURING THE SUMMER OF 2013 TO ATTRACT AND RETAIN MILLENNIALS AND TO REMAIN COMPETITIVE IN THE FINANCIAL RESOURCES FIELD. Form 990, Part VI, Section A, Line 6 THE ORGANIZATION HAS MEMBERS. Form 990, Part VI, Section A, Line 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990, Part VI, Section B, Line 11A METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNIONS BOARD OF DIRECTORS TO REVIEW BEFORE FILING THE FORM. Form 990, Part VI, Section B, Line 15AB THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENDATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS. Form 990, Part VI, Section C, Line 19 METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNIONS WEBSITE AND ALSO IN-PERSON UPON REQUEST. Form 990, Part VI, Section A, Line 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODYS ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.