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      <GeneralExplanation>
        <Explanation>reviewed by the board of directors.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 11b</Identifier>
        <Explanation>Prior to submitting the 990 return to the IRS the return</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>and information is submitted to the Board for review.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>