2014-05-28T15:30:35-05:00 2013-12-31 MASON & RICH PA 6 BICENTENNIAL SQ CONCORD NH 033014058 990 2013-01-01 020499340 NEW HAMPSHIRE INDIVIDUAL HEALTH PLAN BENEFIT ASSOCIATION NEWH 6032277265 1 PILLSBURY ST ROOM/SUITE 200 CONCORD NH 03301 BETH ROBERTS CHAIR 6032277265 2014-05-24 true LESLIE A WALKER P00847656 6032242000 2014-05-23 2013 2015-11-30 17:44:51Z BETH ROBERTS CHAIR 1 PILLSBURY ST CONCORD NH 03301 53278732 false X WWW.NHHEALTHPLAN.ORG X 2001 NH ESTABLISHED BY STATE STATUTE TO A) PROVIDE SUBSIDIZATION TO CARRIERS EXPERIENCING CATASTROPHIC CLAIMS IN THE INDIVIDUAL HEALTH INSURERS MARKET AND B) TO PROVIDE HEALTH INSURANCE TO NH RESIDENTS DECLINED COVERAGE IN THE PRIVATE MARKET. 10 10 0 12 0 30318757 13882944 26981514 39380497 14683 15291 0 57314954 53278732 0 0 0 0 0 63493647 45664810 63493647 45664810 -6178693 7613922 14589884 13191654 15730320 6718121 -1140436 6473533 X ESTABLISHED BY STATE STATUTE TO A) PROVIDE SUBSIDIZATION TO CARRIERS EXPERIENCING CATASTROPHIC CLAIMS IN THE INDIVIDUAL HEALTH INSURERS MARKET AND B) TO PROVIDE HEALTH INSURANCE TO NH RESIDENTS DECLINED COVERAGE IN THE PRIVATE MARKET. false true 45664810 THE ORGANIZATION IS A STATE HIGH RISK POOL ESTABLISHED BY STATE STATUTE TO A)PROVIDE SUBSIDIZATION TO CARRIERS EXPERIENCING CATASTROPHIC CLAIMS IN THE INDIVIDUAL HEALTH INSURANCE MARKET AND B)TO PROVIDE COMPREHENSIVE HEALTH INSURANCE BENEFIT OPTIONS TO NEW HAMPSHIRE RESIDENTS WHO ARE DECLINED COVERAGE THROUGH THE PRIVATE MARKET, HAVE A PRE-QUALIFYING CONDITION OR ARE OTHERWISE ELIGIBLE. THE NHHP IS INTENDED GENERALLY TO BE THE INSURER OF LAST RESORT FOR NEW HAMPSHIRE RESIDENTS. 45664810 false true false false false false false false false false false false false true false true false false false false false false false false false false false false false false false false false false true false false false false false false false false true 0 0 true 0 false false false false false false false false false false false false X 10 10 false true false false false false false true true false false true true true true true true false false false X X BETH ROBERTS 6032256633 1 PILLSBURY ST CONCORD NH 03301 X SUSAN E DEW DIRECTOR 1.00 X 0 0 0 DAVID M ELLIS VICE-CHAIR 1.00 X X 0 0 0 LISA GUERTIN DIRECTOR/COM 1.00 X 0 0 0 LISA KAPLAN HOWE DIRECTOR 1.00 X 0 0 0 BRUCE P KING TREASURER 1.00 X X 0 0 0 MARK MCCUE ASST SECRETA 1.00 X 0 0 0 MARTHA MCLEOD SECRETARY 1.00 X X 0 0 0 BRANDY MILLEN DIRECTOR 1.00 X 0 0 0 DOMENIC PAMIERI DIRECTOR 1.00 X 0 0 0 BETH ROBERTS CHAIR 1.00 X X 0 0 0 DAVID SKY DIRECTOR/COM 1.00 X 0 0 0 DAVID TRUDO DIRECTOR/COM 1.00 X 0 0 0 false false false BENEFIT MANAGEMENT INC 2015 16TH STREET GREAT BEND KS 67530 TPA SERVICES 1309698 HELMS COMPANY 1 PILLSURY STREET SUITE 200 CONCORD NH 03301 MANAGEMENT SERV 400077 2 13882944 13882944 POLICYHOLDER PREMIUMS 20811147 20811147 MEMBER ASSESSMENTS 18569350 18569350 39380497 15291 15291 53278732 39380497 15291 400076 185399 31526 2065757 15909 5486 5000 4966 2780 12082 CLAIM & CLAIM LOSS RESERV 41789891 IN-PERSON ASSISTORS 575364 CARRIER SUBSIDIES 386987 STATE OF MASS: ASSESSMENT 109772 73815 45664810 0 0 0 1497762 2208303 5209505 45595 573248 10682464 1413305 122522 83789 1531000 4414045 14589884 13191654 608260 659849 63010 1877060 1389162 13245000 4606100 15730320 6718121 X -1140436 6473533 -1140436 6473533 14589884 13191654 7613922 47 X false true X true true true RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED LOSS RESERVES 4606100 4606100 53278732 53278732 53278732 45664810 45664810 45664810 SEE STATEMENT BELOW - SUPPLEMENTAL false SCHEDULE L, PART V PART IV QUESTION 28 & SCH L THE ORGANIZATION IS BY STATUTE DESIGNED TO HAVE REPRESENTATIVES OF INSURANCE COMPANIES, HOSPITALS AND OTHER RELATED PARTIES. THEREFORE, THERE ARE TRANSACTIONS AMONG THE COMPANIES FOR WHICH THE BOARD MEMBERS WORK. PART VI(A)LINE 2 THE ORGANIZATION IS BY STATUTE DESIGNED TO HAVE REPRESENTATIVES OF INSURANCE COMPANIES, HOSPITALS AND OTHER RELATED PARTIES. THEREFORE, THERE ARE TRANSACTIONS AMONG THE COMPANIES FOR WHICH THE BOARD MEMBERS WORK. FORM 990 - ORGANIZATION'S MISSION ESTABLISHED BY STATE STATUTE TO A) PROVIDE SUBSIDIZATION TO CARRIERS EXPERIENCING CATASTROPHIC CLAIMS IN THE INDIVIDUAL HEALTH INSURERS MARKET AND B) TO PROVIDE HEALTH INSURANCE TO NH RESIDENTS DECLINED COVERAGE IN THE PRIVATE MARKET. FORM 990 NEW HAMPSHIRE INDIVIDUAL HEALTH PLAN IS CONTRACTED BY THE DEPARTMENT OF HEALTH AND HUMAN SERVICES TO ADMINISTER A FEDERAL HIGH RISK POOL INSURANCE PROGRAM. THE PROGRAM IS FULLY FUNDED BY THE HEALTH AND HUMAN SERVICES AND FROM PREMIUMS. NEW HAMPSHIRE INDIVIDUAL HEALTH PLAN HAS NO LIABILITY ASSOCIATED WITH THE FEDERAL HIGH RISK POOL FOR COSTS THAT ARE IN EXCESS OF FUNDING. MEMBER ASSESSMENTS HAVE DECREASED IN 2013 AS THERE WAS NO BILLING RELATED TO THE LAST QUARTER 2013 BECAUSE IT WAS DETERMINED THAT THERE WAS ENOUGH IN CASH RESERVES TO COVER ANY COSTS FOR THE NEXT YEAR. FORM 990, PAGE 1, PART I, LINE 6 VOLUNTEERS ARE ON THE BOARD OF DIRECTORS AND PERFORM EXECUTIVE DUTIES. FORM 990, PAGE 2, PART III, LINE 3 THE FEDERAL PROGRAM WAS DISCONTINUED AT JUNE 2013. THEREFORE REVENUE AND EXPENSES RELATED TO THE FEDERAL HIGH RISK POOL HAS DECREASED SIGNIFICANTLY. FUTURE FUNDING WILL BE LIMITED TO PAY FOR LOWER ADMINISTRATIVE COSTS AND PAYMENT OF CLAIMS INCURRED BUT NOT REPORTED (IBNR) AT JUNE 2013. AS OF SEPTEMBER 30, 2013 THE ORGANIZATION WAS AWARDED A GRANT FROM THE DEPT OF HEALTH AND HUMAN SERVICES, CENTERS FOR MEDICARE AND MEDICAID SERVICES FOR 5.373 MILLION TO SUPPORT THE ESTABLISHMENT OF THE AFFORDABLE CARE ACT. FORM 990, PAGE 6, PART VI, LINE 3 THE ORGANIZATION HIRES A MANAGEMENT COMPANY TO RUN ALL OF THE PROGRAMS IN THE HEALTH PLAN. THE TRUSTEES OVERSEE THE OPERATIONS OF THE MANAGEMENT COMPANY. FORM 990, PAGE 6, PART VI, LINE 11B A COPY OF THE 990 IS PRESENTED TO THE FINANCE COMMITTEE BEFORE IT IS FILED. THE FINANCE COMMITTEE REVIEWS THE RETURN FOR ACCURACY AND REPORTS ITS FINDINGS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS APPROVES THE 990 BEFORE IT IS FILED. FORM 990, PAGE 6, PART VI, LINE 12C THE CONFLICT OF INTEREST POLICY IS PART OF THE ETHICS POLICY WHICH REQUIRES THAT THE ORGANIZATION PERFORM AN ANNUAL UPDATE AND DISCLOSURE. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS ARE HELD IN CARE OF HELMS & CO., CONCORD, NH AND ARE AVAILABLE UPON REQUEST. FORM 990 IS AVAILABLE ON NHHP WEBSITE. FORM 990, PART XI, LINE 9 UNREALIZED GAINS 45 ROUNDING 2