2014-05-14T11:05:00-06:00 2013-12-31 990 2013-01-01 751058426 BAYLOR HEALTH CARE SYSTEM CREDIT UNION BAYL 4005 CRUTCHER STREET DALLAS TX 75246 CARLTON PAULSON VP 2148202661 2014-05-08 2013 2015-11-30 17:44:51Z CARLTON PAULSON 2131115 false X X CREDIT UNION 1957 TX BHCSCU IS A MEMBER-OWNED FINANCIAL INSTITUTION WHOSE PURPOSE IS TO PROMOTE THE FINANCIAL WELL-BEING OF ITS MEMBERS BY PROVIDING COMPREHENSIVE AND PROGRESSIVE FINANCIAL SERVICES. 7 7 12 7 138068 35998 0 1774300 1871747 301920 259368 0 2076220 2131115 0 0 497375 540398 0 0 1437454 1542367 1934829 2082765 141391 48350 59729273 61780055 50190666 52078597 9538607 9701458 BHCSCU IS A MEMBER-OWNER FINANCIAL INSTITUTION WHOSE PURPOSE IS TO PROMOTE THE FINANCIAL WELL-BEING OF ITS MEMBERS BY PROVIDING COMPREHENSIVE AND PROGRESSIVE FINANCIAL SERVICES. true false 376229 287367 SHARE ACCOUNTS - BHCSCU'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD ALMOST 6500 MEMBER-OWNER ACCOUNTS ON DECEMBER 31 2013. MEMBERS SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH HOME BANKING VIA THE INTERNET OR TELEPHONE AND ATM'S WORLDWIDE. WE ALLSO OFFER IRA AND CHRISTMAS CLUB ACCOUNTS. 522130 99740 252937 CHECKING ACCOUNTS - BHCSCU PROVIDES CHECKING ACCOUNTS FOR MEMBERS WITH VARIOUS FEATURES AND BENEFITS. ALL OFFER DIVIDENDS THAT ARE PAID MONTHLY. ADDITIONALLY THE CREDIT UNION EXTENDS THE REACH OF THESE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS INTERNET ACCOUNT ACCESS INTERNET BILL PAYMENT AND SURCHARGE FREE NETWORK ATM ACCESS. 50 OF THE CU'S MEMBERS HAVE CHECKING ACCOUNTS. 522130 131582 1258321 CONSUMER LOANS - BHCSCU HAS PROVIDED VEHICLE LOANS SINCE ITS EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR PASSENGER AND RECREATIONAL VEHICLES BOATS AND MOTORCYCLES. WE ALSO OFFER MORTGAGE LOANS THROUGH CU MEMBERS MORTGAGE. 607551 false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false true false false false false false false false false false false false false true 1741 0 12 true true true false false false false false 7 7 false false false false true true true true true false false true true true false true true true true false TX X KARL KOUNS 2148202342 4005 CRUTCHER STREET 130 130 DALLAS TX 75246 LAVONE ARTHUR CHAIRMAN 1 X 0 0 0 KEITH HOLTZ VICE-CHAIRMAN 1 X 0 0 0 MIKE FELTON SECRETARY 1 X 0 0 0 PAT BROWN DIRECTOR 1 X 0 0 0 JENNIFER COLEMAN DIRECTOR 1 X 0 0 0 MARK AMIRI DIRECTOR 1 X 0 0 0 DENWARD FREEMAN DIRECTOR 1 X 0 0 0 KARL KOUNS PRESIDENTCEO 1 X 124706 0 0 124706 false false false NA 0 INTEREST ON LOANS 522130 1241251 1241251 FEE INCOME 522130 183403 183403 OTHER OPERATING INCOME 447093 309025 138068 1871747 259368 259368 2131115 1733679 138068 259368 201355 300224 38819 3080 6352 445281 115241 162478 7346 254929 67476 MISC 32103 LOAN LOSS 121727 OPERATING FEES 10127 ASSOCIATION DUES 16500 299727 2082765 0 0 0 1346255 1597520 30991111 32804698 650 3237 26017178 25143505 722831 527288 306074 195543 1068005 2035552 59729273 61780055 83993 73868 50106673 52004729 50190666 52078597 9538607 9701458 9538607 9701458 59729273 61780055 48350 114501 X false false false false 228353 201063 27290 494478 326225 168253 195543 NCUSIF 512889 PPD EXP 522783 ACC INT 58809 SURETY BOND 18206 457(F) 922865 2035552 184 SAVINGS ACCOUNTS 38089624 SHARE DRAFTS 9482953 CHRISTMAS CLUB 100492 IRAS 4331660 52004729 ALL LOANS TO false false false INTERESTED PERSONS false false false ARE ON THE SAME false false false TERMS AS ALL OTHER false false false CU MEMBERS false false false PART VI SEC A LINE 6 ORGANIZATION IS MEMBER OWNED THUS HAS MEMBERS PART VI SEC A LINE 7A CU MEMBERS ELECT BOARD DIRECTORS AT ANNUAL MEETING PART VI SEC A LINE 7B MEMBERS MAY VOTE ON ISSUES THAT AFFECT THEM SUCH AS A CHANGE IN THE CU'S CHARTER. SIMPLE OPERATIONAL CHANGES ARE THE DECISION OF MANAGEMENT. PART VI SEC B LINE 11A COPY OF FORM 990 WAS PROVIDED TO EACH BOARD MEMBER FOR REVIEW QUESTIONS AND COMMENTS ARE DISCUSSED DURING REVIEW. PART VI SEC B LINE 15 UTILIZE SALARY SURVEY PUBLISHED BY CORNERSTONE CREDIT UNION LEAGUE (FORMERLY THE TEXAS CREDIT UNION LEAGUE) FOR DETERMINING SALARIES. PART VI SEC B LINE 19 CU MAKES ITS GOVERNING DOCUMENTS POLICIES AND STATEMENTS AVAILABLE TO ITS MEMBERS UPON RECEIPT OF WRITTEN REQUEST TO VIEW THOSE DOCUMENTS. PART XI LINE 9 114501 TO ADJUST DEFINED BENEFIT OCI PER FAS 158.