2014-05-13T12:35:56-05:00 2013-12-31 061533253 SASLOW LUFKIN & BUGGY LLP 10 TOWER LANE AVON CT 06001 990 2013-01-01 222935104 HOUSING AUTHORITY INSURANCE INC HOUS 2032728220 189 COMMERCE COURT CHESHIRE CT 064100189 MARK A WILSON TREASURER 2032728220 2014-05-13 1 RICHARD BUGGY P00512316 8606789200 2013 2015-11-30 17:44:51Z DANIEL LABRIE 189 COMMERCE COURT CHESHIRE CT 064100189 5034085 0 X WWW.HOUSINGCENTER.COM X 1987 DC DEVELOPMENT AND MARKETING OF RISK MGMT. AND INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES. 14 12 0 0 0 0 58732 2034085 2400030 3000000 731 0 0 0 2459493 5034085 951424 701361 0 0 713898 1421842 0 0 0 789935 2842283 2455257 4965486 4236 68599 6231596 4238279 5356319 3294403 875277 943876 DEVELOPMENT AND MARKETING OF RISK MANAGEMENT AND INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES. 0 0 3424700 701361 3000000 DEVELOPMENT OF INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES; RISK MANAGEMENT EDUCATIONAL SERVICES FOR MEMBER PUBLIC HOUSING AUTHORITIES. 3424700 0 1 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 6 0 1 0 0 0 0 0 0 0 0 0 0 0 X 14 12 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X SARAH RODRIGUEZ 2032728220 189 COMMERCE COURT CHESHIRE CT 064100189 DANIEL LABRIE PRESIDENT 22.00 18.00 X X 306406 221880 274033 LYLE GLEN REDDING JR BOARD MEMBER 1.00 4.00 X 3117 20863 0 DOUGLAS DZEMA BOARD MEMBER 1.00 4.00 X 3654 24456 0 JAMES DIPAOLO BOARD MEMBER 1.00 4.00 X 2898 19392 0 RUSSELL YOUNG BOARD MEMBER 1.00 4.00 X 0 0 0 JOHN LEN WILLIAMS BOARD MEMBER 1.00 4.00 X 5417 36253 0 LINNIE WILLIS BOARD MEMBER 1.00 4.00 X 4325 28945 0 EDWIN LOWNDES BOARD MEMBER 1.00 4.00 X 4185 28005 0 RICHARD PRESS BOARD MEMBER 1.00 4.00 X 9552 63925 0 LEE EASTMAN BOARD MEMBER 1.00 4.00 X 2941 19679 0 GARY WASSON BOARD MEMBER 1.00 4.00 X 2704 18096 0 JOSEPH SHULDINER BOARD MEMBER 1.00 4.00 X 2324 15556 0 TONY LOVE BOARD MEMBER 1.00 4.00 X 2324 15556 0 CHRISTINE HART BOARD MEMBER 1.00 4.00 X 2898 19392 0 WILLIAM LEWELLYN VICE PRESIDENT 6.00 34.00 X 68272 358431 108808 LESLIE WHITLOCK SECRETARY 6.00 34.00 X 23937 135645 49096 MARK WILSON TREASURER 10.00 30.00 X 102147 290724 169195 AMY GALVIN SECRETARY 3.00 37.00 X 13638 156834 55406 EDMUND MALASPINA VICE PRESIDENT 9.00 31.00 X 61209 204916 119659 JEFFREY WESLOW VICE PRESIDENT 0.00 40.00 X 0 158482 51873 ROBERT SULLIVAN VICE PRESIDENT 0.00 40.00 X 0 63616 0 KENNETH HOUSE ASSISTANT SECRETARY 22.00 18.00 X 40606 29404 15443 SARAH RODRIGUEZ ASSISTANT TREASURER 2.00 38.00 X 7110 111397 20004 ANTHONY PECCERILLO DIRECTOR OF IT 8.00 32.00 X 38851 155404 73973 GIBRIEL CHAM DIRECTOR, UNDERWRITING 1.00 39.00 X 4778 154500 23123 DAVID SAGERS CEO, HSS 4.00 36.00 X 24726 222531 86004 DEBRA TAYLOR DIRECTOR, CPRA 4.00 36.00 X 16624 149619 25954 KENNETH MERRIFIELD ASSISTANT DIRECTOR, UNDERWRITING 1.00 39.00 X 4312 139422 15443 758955 2862923 1088014 5 0 1 0 CONE COMMUNICATIONS LLC 355 BOYLSTON STREET BOSTON MA 02116 PUBLIC RELATIONS SERVICES 1390676 ARENT FOX LLP PO BOX 644672 PITTSBURGH PA 15264 LEGAL SERVICES 119481 RENO & CAVANAUGH 455 MASSACHUSETTS AVENUE WASHINGTON DC 20001 LEGAL SERVICES 100569 3 2034085 2034085 MEMBERSHIP FEES 900099 3000000 3000000 3000000 5034085 3000000 0 0 575576 575576 125785 125785 704206 704206 460602 460602 118405 118405 75012 75012 63617 63617 61808 61808 15186 15186 73772 31822 41950 6829 6829 30292 30292 58906 58906 17794 17794 132923 132923 28433 28433 5398 5398 26565 26565 4766 4766 RETHINK 1568480 1568480 FINANCIAL FACILITY 348210 348210 MEMBER BENEFITS 220810 220810 ACCREDITATION 116040 116040 126071 126071 4965486 3424700 1540786 0 6210653 3852110 954 40185 19989 52699 0 293285 6231596 4238279 6812 144558 4941268 2907183 408239 242662 5356319 3294403 X 0 0 0 0 875277 943876 875277 943876 6231596 4238279 68599 0 X X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 REFUNDABLE ADVANCE 293285 293285 DUE TO AFFILIATES 242662 242662 X 5034085 0 5034085 0 5034085 4965486 0 4965486 0 4965486 PART X, LINE 2: THE COMPANY ACCOUNTS FOR INCOME TAXES IN ACCORDANCE WITH FASB ASC 740, "INCOME TAXES," WITH RESPECT TO HOW COMPANIES SHOULD RECOGNIZE, MEASURE, PRESENT AND DISCLOSE UNCERTAIN TAX POSITIONS IN THEIR FINANCIAL STATEMENTS. THE COMPANY DID NOT RECORD ANY UNRECOGNIZED TAX BENEFITS AS OF DECEMBER 31, 2013 AND 2012. THE COMPANY DOES NOT BELIEVE IT IS REASONABLY POSSIBLE THAT ITS UNRECOGNIZED TAX BENEFITS WOULD MATERIALLY CHANGE IN THE NEXT TWELVE MONTHS. ALL TAX YEARS FROM 2010 FORWARD ARE OPEN AND SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE. AS OF DECEMBER 31, 2013 AND 2012, THE COMPANY DID NOT RECORD ANY PENALTIES OR INTEREST ASSOCIATED WITH UNRECOGNIZED TAX BENEFITS. 1 HOWARD UNIVERSITY CENTER FOR INSURANCE 2600 6TH STREET SUITE 200 WASHINGTON DC 20059 530204707 501(C)(3) 5000 CORPORATE SPONSORSHIP OF THE SUMMER INTERN PROGRAMRELAY FOR LIFE CONTRIBUTION PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION 189 COMMERCE COURT CHESHIRE CT 06410 451470844 501(C)(3) 500000 TO ASSIST IN CARRYING OUT RESEARCH PROJECTS THAT WILL INFORM RESIDENTS, OWNERS, OPERATORS, DEVELOPERS, VENDORS, AND REGULATORS OF PUBLIC AND AFFORDABLE HOUSING THROUGHOUT THE US. INTERNATIONAL CENTER FOR CAPTIVE INSURANCE (ICCIE) 86 ST PAUL STREET SUITE 301 BURLINGTON VT 05401 200047555 501(C)(3) 5000 SUPPORT FOR SUMMER INTERN PROGRAM MAKE A WISH FOUNDATION OF CT 126 MONROE TURNPIKE TRUMBULL CT 06611 222710919 501(C)(3) 8500 CHARITABLE DONATION URBAN INSTITUTE 2100 M ST NW WASHINGTON DC 20042 520880375 501(C)(3) 40048 SUPPORT FOR THE ASSISTED HOUSING INITIATIVE AMERICAN CANCER SOCIETY 250 WILLIAMS STREET NW ATLANTA GA 30303 131788491 501(C)(3) 6960 CHARITABLE DONATION 6 0 SCHOLARSHIPS 50 125785 PART I, LINE 2: ELIGIBILITY FOR AND PAYMENT OF GRANTS, AWARDS AND SCHOLARSHIPS IS THE RESPONSIBILITY OF THE BOARD OF DIRECTORS. REQUESTS AND APPLICATIONS ARE REVIEWED BY THE BOARD AND APPROVED BASED ON NEEDS AND BENEFITS ANALYSIS. X X X X X X 0 1 0 0 0 1 1 0 0 DANIEL LABRIE PRESIDENT 236305 171117 69013 49975 1088 788 147336 106692 11603 8402 465345 336974 69013 49975 WILLIAM LEWELLYN VICE PRESIDENT 33592 176361 8571 44999 26109 137071 14938 78427 2471 12972 85681 449830 34651 181919 LESLIE WHITLOCK SECRETARY 19646 111325 4265 24170 26 150 5048 28606 2316 13126 31301 177377 4265 24170 MARK WILSON TREASURER 80014 227732 22039 62726 94 266 42196 120096 1795 5108 146138 415928 22039 62726 AMY GALVIN SECRETARY 12234 140693 1404 16141 0 0 2832 32570 1600 18404 18070 207808 1404 16141 EDMUND MALASPINA VICE PRESIDENT 49287 165003 11891 39809 31 104 22920 76734 4601 15404 88730 297054 11891 39809 JEFFREY WESLOW VICE PRESIDENT 0 135827 0 22550 0 105 0 31868 0 20005 0 210355 0 22550 ANTHONY PECCERILLO DIRECTOR OF IT 38851 155404 0 0 0 0 10794 43174 4001 16004 53646 214582 0 0 GIBRIEL CHAM DIRECTOR, UNDERWRITING 4437 143474 341 11026 0 0 522 16870 172 5559 5472 176929 341 11026 DAVID SAGERS CEO, HSS 19950 179546 4776 42985 0 0 6600 59400 2000 18004 33326 299935 4776 42985 DEBRA TAYLOR DIRECTOR, CPRA 15214 136928 1410 12691 0 0 1051 9461 1544 13898 19219 172978 1410 12691 KENNETH MERRIFIELD ASSISTANT DIRECTOR, UNDERWRITING 4312 139422 0 0 0 0 0 0 463 14980 4775 154402 0 0 PART I, LINE 6 BONUSES PAID AND ACCRUED TO OFFICERS AND CERTAIN EMPLOYEES ARE CONTINGENT UPON THE PROFITABILITY OF THE ORGANIZATION AND RELATED ORGANIZATIONS. PART 1 - LINE 4B (FROM ALL RELATED ORGANIZATIONS) PART 1 - LINE 4B (FROM ALL RELATED ORGANIZATIONS): DANIEL LABRIE - SERP CONTRIBUTION - $120,000 (INCLUDED IN COL C) MARK WILSON - SERP CONTRIBUTION - $46,444 (INCLUDED IN COL C) EDMUND MALASPINA - SERP CONTRIBUTION - $42,222 (INCLUDED IN COL C) WILLIAM LEWELLYN - SERP CONTRIBUTION - $16,935 (INCLUDED IN COL C) LESLIE WHITLOCK - SERP CONTRIBUTION - $22,000 (INCLUDED IN COL C) JEFFREY WESLOW - SERP CONTRIBUTION - $21,111 (INCLUDED IN COL C) FORM 990, PART VI, SECTION A, LINE 6 PUBLIC HOUSING AUTHORITY MEMBERS WHO PARTICIPATE IN THE INSURANCE PROGRAMS OF HOUSING AUTHORITY RISK RETENTION GROUP, INC. AND HOUSING AUTHORITY PROPERTY INSURANCE, INC., ARE ELIGIBLE FOR MEMBERSHIP IN THE ORGANIZATION. FORM 990, PART VI, SECTION A, LINE 7A PUBLIC HOUSING AUTHORITY MEMBERS PARTICIPATE INDIRECTLY IN THE SELECTION OF THE GOVERNING BODY BY PARTICIPATING IN HOUSING AUTHORITY RISK RETENTION GROUP, INC. AND HOUSING AUTHORITY PROPERTY INSURANCE, INC. FORM 990, PART VI, SECTION B, LINE 11 THE ORGANIZATION PROVIDES A COPY OF FORM 990 TO THE MEMBERS OF THE AUDIT COMMITTEE AND TO THE MEMBERS OF THE BOARD OF DIRECTORS FOR THEIR REVIEW PRIOR TO FILING FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION REQUIRES ALL OFFICERS, DIRECTORS AND EMPLOYEES TO COMPLETE A CONFLICT OF INTEREST QUESTIONNAIRE ANNUALLY. THE COMPLETED FORMS ARE REVIEWED BY THE HUMAN RESOURCE DEPARTMENT TO IDENTIFY ANY POTENTIAL CONFLICTS OF INTEREST. ANY POTENTIAL CONFLICTS ARE FURTHER EVALUATED BY THE CEO, AND IF WARRANTED, ARE BROUGHT TO THE ATTENTION OF THE BOARD FOR DISCUSSION AND RESOLUTION. SIMILARLY, ANY POTENTIAL CONFLICTS OF INTEREST THAT ARE BROUGHT TO THE ATTENTION OF THE ORGANIZATION BY THE OUTSIDE AUDITORS OR BY AN EMPLOYEE OR OTHER PERSON ARE INVESTIGATED AND RESOLVED IN ACCORDANCE WITH THE PROCEDURES DISCUSSED ABOVE. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION USES 3RD PARTY SALARY SURVEYS TO ASSIST IN DETERMINING THE COMPENSATION OF THE CEO AND OTHER KEY EMPLOYEES. RECOMMENDATIONS MADE BY THE GOVERNANCE COMMITTEE ARE APPROVED BY THE BOARD OF DIRECTORS. THE COMPENSATION OF THE CEO IS DOCUMENTED IN AN EMPLOYMENT CONTRACT APPROVED BY THE BOARD. THE LAST REVIEW FOR THE ORGANIZATION'S CEO, EXECUTIVE DIRECTORS, AND KEY EMPLOYEES OCCURRED DURING FEBRURARY OF 2013. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2C THE ORGANIZATION HAS AN AUDIT COMMITTEE THAT IS RESPONSIBLE FOR MAKING RECOMMENDATIONS TO THE FULL BOARD REGARDING THE SELECTION OF AN INDEPENDENT ACCOUNTANT. THE AUDIT COMMITTEE IS RESPONSIBLE FOR THE OVERSIGHT OF THE FINANCIAL STATEMENT AUDIT PROCESS. NEITHER THE OVERSIGHT PROCESS, NOR THE PROCESS OF SELECTING AN INDEPENDANT ACCOUNTANT HAVE CHANGED SINCE THE PRIOR YEAR. HOUSING AUTHORITY RISK RETENTION GROUP INC 189 COMMERCE COURT CHESHIRE CT 06410 061206658 PROVIDES LIABILITY INSURANCE COVERAGE TO MEMBERS OF PHA'S IN THE U.S. VT 115 N/A 0 HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY 189 COMMERCE COURT CHESHIRE CT 06410 061206659 PROVIDES PROPERTY INSURANCE COVERAGE TO MEMBERS OF PHA'S IN THE U.S. VT 115 N/A 0 HOUSING TELECOMMUNICATIONS INC 189 COMMERCE COURT CHESHIRE CT 06410 061386493 PROVIDE EDUCATION & RISK CONTROL THROUGH NATIONAL TELECOMMUNICATIONS NETWORK CT 501 (C)(3) 9 N/A 0 PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION 189 COMMERCE COURT CHESHIRE CT 06410 451470844 PERFORMS RESEARCH PROJECTS OF PUBLIC & AFFORDABLE HOUSING CT 501 (C)(3) 9 N/A 0 AFFORDABLE HOUSING ACCREDITATION BOARD 189 COMMERCE COURT CHESHIRE CT 06410 464458654 EVALUATES AND ACCREDITS PUBLIC HOUSING AUTHORITIES ACROSS THE UNITED STATES DC PENDING N/A 0 HOUSING INVESTMENT GROUP INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061448816 HOLDING COMPANY DE N/A C 0 HOUSING ENTERPRISE INSURANCE COMPANY INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061597889 INSURANCE VT N/A C 0 HOUSING INSURANCE SERVICES INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061314815 INSURANCE AGENCY CT N/A C 0 SATELLITE TELECOMMUNICATIONS INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061425059 TELECOMMUNICATIONS DE N/A C 0 HOUSING SYSTEMS SOLUTIONS INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 452480556 DEVELOP & MARKET ENTERPRISE SOFTWARE SOLUTIONS CT N/A C 0 HOUSING SPECIALTY INSURANCE COMPANY INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 464271747 INSURANCE VT N/A C 0 0 1 1 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 HOUSING AUTHORITY RISK RETENTION GROUP INC M 2022853 ACTUAL COST PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION B 494211 ACTUAL COST HOUSING AUTHORITY RISK RETENTION GROUP INC L 1087249 ACTUAL COST HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY L 1867312 ACTUAL COST HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY C 1017043 ACTUAL COST HOUSING AUTHORITY RISK RETENTION GROUP INC C 1017042 ACTUAL COST